2022-2025年银行招聘之银行招聘综合知识模拟题库及答案下载.docx

2022-2025年银行招聘之银行招聘综合知识模拟题库及答案下载

单选题（共800题）
1、The demand ______ will cause an incredible expansion of country.
A.for housing
B.to be housed
C.for being housed
D.to house

【答案】 A
2、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.
A.the rapid increase in the number of abandoned children
B.the high percentage of single-parent family
C.the gradual decrease of father-child contact
D.the negative impact of family split on children

【答案】 C
3、 款项移送中，移出行应当进行核算的会计分录为（　）。
A.借：分行辖内往来贷：现金
B.借：现金贷：分行辖内往来
C.借：分行辖内往来贷：银行存款
D.借：银行存款贷：分行辖内往来

【答案】 A
4、当国内投资增加时，一般将（ ）。
A.增加向其他国家的进口
B.增加出口而进口保持不变
C.改善外贸情况
D.使进口、出口都增加，但进口的增加少于出口的增加

【答案】 A
5、This well established leader in Worldwide Aviation Training is able to give you the best ______ training that meets your training needs， your budget and your time.
A.most
B.possible
C.kind
D.better

【答案】 B
6、春秋战国时代，诸子百家讲政治时，大多站在民众一边，替天下百姓打算；唯一一家与其他各家不同，为君主作参谋，专替君主打算，这一家是（　　）。
A.儒家
B.法家
C.道家
D.墨家

【答案】 B
7、远期汇率的期限一般为（ ）个月。
A.1~6
B.3~9
C.6~9
D.6~12

【答案】 A
8、资料：Our goal with the new MacBook was to do the impossible: engineer a full-size experience into the lightest and most compact Mac notebook ever. That meant reimagining every element to make it not only lighter and thinner but also better. The result is more than just a new notebook. It’s the future of the notebook. And now, with sixth-generation Intel processors, improved graphics performance, faster flash storage, and up to 10 hours of battery life. MacBook is even more capable.
A.Bigger screen
B.Faster flash storage
C.Longer battery life
D.Clear representation

【答案】 A
9、四大洋面积从大到小的排列顺序是（　　）。
A.太平洋-北冰洋-大西洋-印度洋
B.大西洋-太平洋-北冰洋-印度洋
C.大西洋-太平洋-印度洋-北冰洋
D.太平洋-大西洋-印度洋-北冰洋

【答案】 D
10、商业性金融机构是按照现代企业制度改造和组建起来的，以营利为目的的银行和非银行金融机构，它们承担了全部商业性金融业务。中华人民共和国的商业性金融机构不包括（　　）。
A.期货市场
B.证券机构
C.银行业金融机构
D.保险机构

【答案】 A
11、Passage 4
A.Alex Taw is an American millionaire
B.Alex Taw will graduate from university
C.Alex Taw doesn’t work hard
D.Alex Taw was not rich before

【答案】 D
12、如果金银的法定比价为1：20，而市场比价为1：15，按照格雷欣法则，那么这时充斥市场的将是（　　）。
A.银币
B.金币
C.银行券
D.金银混合币

【答案】 B
13、______is well known，data under-determines theories.
A.As
B.That
C.What
D.Which

【答案】 A
14、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.disagreeable
B.mixed
C.cautious
D.negative

【答案】 B
15、杜甫有云：“朝回日日典春衣，每日江头尽醉归。酒债寻常行处有，人生七十古来稀”。对诗歌涉及的典当制度，下列选项可以成立的是（　　）。
A.唐代的典当形成了明确的债权债务关系
B.唐代的典当契约称为“质剂”
C.唐代的典当称为“活卖”
D.唐代法律规定开典当行者构成“坐赃”

【答案】 A
16、Passage 5
A.Definite
B.Dubious
C.Serious
D.Negative

【答案】 B
17、If English means endless new words，difficult grammar and sometimes strange pronunciation，you are wrong.Haven’t you noticed that you have become smarter since you started to learn a language?
A.learning a second language is the same as studying math
B.Italian is the best choice for you as a second language
C.you’d better choose the ages between 2 and 34 to learn a second language
D.early learning of a second language helps you a great deal in studying other subjects

【答案】 D
18、对于财产清査结果的处理，国家会计制度和单位内部会计控制制度都有规定和要求，下列各项中，未作明确规定的是（ ）。
A.分析产生差异的原因和性质，提出处理建议
B.积极处理多余积压财产，清理往来款项
C.落实经济责任，表彰先进
D.及时调整账簿记录，保证账实相符

【答案】 C
19、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.
A.The catastrophic consequences of climate change
B.US efforts in controlling greenhouse gas emissions
C.Investment threats in a changing climate
D.The world is in danger

【答案】 C
20、“Well done,Cassandra.”Crook said.She blushed,but accepted the （ ）with good grace.
A.commence
B.compromise
C.compensate
D.compliment

【答案】 D
21、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.having public confidence
B.having sufficient investment
C.lowering government spending
D.upgrading government technology

【答案】 B
22、2013年2月18日，《国务院办公厅关于印发国民旅游休闲纲要（2013—2020年）的通知》发布，《纲要》明确提出到（ ）年职工带薪休假制度基本得到落实的目标。
A.2014
B.2015
C.2016
D.2020

【答案】 D
23、总分类账与明细分类账平行登记四要点中的“依据相同”是指（ ）。
A.总分类账要根据明细分类账进行登记
B.明细分类账要根据总分类账进行登记
C.根据同一会计凭证进行登记
D.由同一人员进行登记

【答案】 C
24、以下对通货膨胀的描述正确的是（ ）。
A.货币发行量过多而引起的一般物价水平普遍持续地上涨是通货膨胀
B.房屋价格的不断上涨，就是通货膨胀
C.通货膨胀是价格水平的偶然上涨
D.货币发行量过多导致的股票价格上涨就是通货膨胀

【答案】 A
25、《人民日报》报道，从20世纪60年代开始，大豆的营养价值和其他保健功能逐渐为世界各国所认识。各国都制定政策鼓励和发展大豆生产，世界市场上大豆供应猛增。这里所说的营养价值是指（　　）。
A.商品的使用价值
B.商品的交换价值
C.商品的价值
D.商品的价值和使用价值

【答案】 A
26、金融市场最基本的功能是（　　）。
A.合理地分配和引导资金
B.灵活地调度和转化资金
C.有效地实施宏观调控
D.满足社会再生产过程中的投融资需求，促进资本的集中与转化

【答案】 D
27、某班级组织春游，班干讨论后规定获得贫困助学金的同学交25元的活动费，其他同学交50元的活动费，班上共有60名同学，最后共收取春游费2700元，该班有（　　）名同学获得贫困助学金。
A.10
B.12
C.14
D.16

【答案】 B
28、 结转已售产品的成本60000元，应做的分录是（　　）。
A.借：库存商品60000贷：生产成本60000
B.借：主营业务成本60000贷：库存商品60000
C.借：主营业务成本60000贷：主营业务收入60000
D.借：本年利润60000贷：主营业务成本60000

【答案】 B
29、资料：“Our cars are for people who want something different.”
A.Customers’ distrust of products
B.A financial loss
C.Unhappy workers
D.Loss on sales and market share

【答案】 A
30、红娘最早成名是在王实甫的（　　）。
A.《西厢记》
B.《小桃红》
C.《滚绣球》
D.《桃花亭》

【答案】 A
31、Stereotypes______women’s roles to duties within the domestic sphere，such as food preparation and child care。
A.confine
B.limit
C.restrain
D.conform

【答案】 A
32、资料：Asked to name their favorite city, many Americans would select San Francisco which began as a small Spanish outpost located on a magnificent bay. The town was little more than a village serving ranchers when the United States took possession of it in 1846 during the war with Mexico.
A.deserters from sailing ships
B.Spanish ranchers
C.gold miners
D.tourists

【答案】 C
33、Provision of medical care is classified into primary, secondary, and ______ care categories.
A.third
B.three
C.tertiary
D.the third

【答案】 C
34、I hope we can fly to_____moon oneday.
A.a
B.an
C.the
D./

【答案】 C
35、资料：Keeping the Zeal of a Startup as You Scale
A.An insurgent company invests more in the future while an incumbent company invests more in the status quo
B.An insurgent company prefers chaos to stability
C.An insurgent company loves challenging the incumbent companies
D.An insurgent company sees changes as opportunities while an incumbent company loves stability more

【答案】 D
36、 He appreciated ______ the chance to deliver his thesis in the annual symposium on Comparative Literature.
A.to have been given
B.to have given
C.having given
D.having been given

【答案】 D
37、I（　　）in the library every night over the last three months.
A.works
B.worked
C.have been working
D.had been working

【答案】 C
38、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？
A.新技术对于成年人来说并不需要
B.孩子的好奇心比成年人大
C.成年人总是会担心末知因素对下一代的影响
D.新技术大多都是针对下一代人而推出的

【答案】 D
39、资料：（四）
A.Suspicious
B.Objective
C.Optimistic
D.Critical

【答案】 B
40、下列句子排序最为连贯的一项是（　　）。
A.（3）（2）（5）（6）（1）（4）
B.（3）（5）（2）（1）（4）（6）
C.（2）（5）（3）（6）（1）（4）
D.（2）（3）（1）（5）（4）（6）

【答案】 C
41、国务院扶贫办消息，改革开放40年来，中国有（　　）多贫困人口成功脱贫，占同期全球减贫人口总数（　　）以上。
A.5亿60%
B.6亿60%
C.7亿60%
D.7亿70%

【答案】 D
42、Today,Wichner Industries announced that it（　　）opening an office in Kuala Lumpur to coordinate its overseas.
A.been
B.is being
C.will be
D.be

【答案】 C
43、下列选项中，对古文化常识描述错误的是（ ）。
A.古称兄弟间的老大为“伯”，古代兄弟间以伯、仲、叔、季为排行顺序，古人常在字前加排行次序，如“伯离”、“仲尼”、“叔向”、“季路”等
B.垂髫是古时对60岁以上老妇人的别称，髫是指老人轻软披散的头发
C.古代位居方向有尊卑之称，如南向为胜、尊，以北向为败、卑；以东为主为首，以西为从为次。后渐以“东家”为主人的代称
D.蛾眉,亦作“娥眉”，古代美女的代称，“蛾眉”本为女子长而美的眉毛，代指女子美貌，进而代称美女

【答案】 B
44、 在会计核算中，资金运动的具体内容是通过在账簿中设置（　　）来反映的。
A.账户
B.会计科目
C.单元
D.内容

【答案】 A
45、资料：A high-precision NASA radar instrument left a NASA airport in Southern California for Iceland on January 28 to create detailed maps of how glaciers move in the dead of winter. This will help scientists around the world better understand some of the most basic processes involved in melting glaciers, which are major contributors to rising sea levels.
A.By melting the frozen iceberg in winter
B.By observing the snow's moving directions
C.By isolating ice from water in sunlines
D.By comparing the glaciers moving speeds

【答案】 D
46、乘火车从甲城到乙城，原来需要10.14小时，1998年第一次提速30%，1999年第二次提速30%，2000年提速20%，三次提速后，从甲城到乙城需要（　　）
A.4.5
B.5
C.6
D.8.2

【答案】 B
47、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list.
A.Creation of false memories
B.Memory deprivation
C.Crime being created
D.Different details shown

【答案】 A
48、资料：Placing the right type of workers in close proximity to each other can generate up to a 15 percent increase in organizational performance，according to the study from Cornerstone On Demand，a provider of cloud-based learning and talent-management software，and researchers at Harvard Business School in Massachusetts. For businesses with 2，000 employees, this translates into an additional $1 million in profit each year，the study said.
A.There is no particular order of these categories
B.Generalists are those who are neither productive nor effective
C.The frequency employees need to ask a co-worker for help completing a task is recorded as effectiveness
D.Productive workers are those who finish a task quickly

【答案】 B
49、Passage 8
A.explosive growth
B.the reform of reverse mortgage market
C.little consideration to suitability
D.aggressive and improper marketing

【答案】 B
50、资料：From: Peter Manx [e-mail]
A.Reasonable prices
B.Useful course content
C.Flexible arrangements
D.Well qualified teachers

【答案】 A
51、Passage 9
A.the reader’s expectations agree with what is said in the text
B.the reader has trouble understanding what the author says
C.the reader asks questions and gets answers
D.the reader understands a text very well

【答案】 B
52、CFCs were banned when world leaders signed _____called the Montreal Protocol in 1987.
A.a contact
B.contact
C.agreement
D.an agreement

【答案】 D
53、He’s been quite helpful，______？
A.hasn’t he
B.is he
C.has he
D.isn’t he

【答案】 A
54、有一位企业的领导者，破例地奖励了几位为企业做出很大贡献的职工，奖金超过了以往规定的最高限额。对此，下属有许多不同的反应，这件事表明（　　）。
A.不管奖金数是否合理，超越制度的规定是不应该的
B.只要不是领导者个人装腰包，奖励完全可以遵循大数原则
C.这种奖励是一种晕轮效应，为了引起轰动，违反制度也是值得的
D.如果奖励是公平的，这种处理方法符合运用权利的例外处理原则

【答案】 D
55、 He has been drinking alcohol so heavily that his health severely affected and got his ___ alcoholically.
A.quantum
B.qualm
C.quail
D.quietus

【答案】 D
56、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.5.6%
B.7.1%
C.16.1%
D.24.4%

【答案】 A
57、根据数字使用规范，下列公文中的数字写法正确的是（ ）。
A.初步估计共需三十七、八万元
B.一篇讲话稿长达5千200字
C.“文件”二字可采用2号字体
D.该村直到95年才修通公路

【答案】 C
58、劳动者在下列哪种情形中，用人单位可以解除劳动合同？（　　）
A.劳动者患病或者非因公负伤，在规定的医疗期内的
B.严重违反用人单位的规章制度的
C.劳动者不能胜任工作，经过培训或者调整工作岗位，仍不能胜任工作的
D.女职工在孕期、产期、哺乳期内的

【答案】 B
59、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.In companies where good health is promoted, employees are more likely to be loyal and productive
B.Offering seminars, starting competitions and offering discount on gym memberships will be costly, so companies should not pay much attention to these activities
C.Exercise plays an important role of building a strong body
D.Chronic stress in the workplace might be harmful to the company's interest

【答案】 B
60、The search was based on the same combination of concepts and search terms and______another 176 publications.
A.yielded
B.offered
C.provided
D.supplied

【答案】 B
61、资料：The increasing amount of personal information that can be collected by computer programs that track how people use Facebook has been revealed by an extensive academic study.
A.The study draws people’s attention for private information
B.information can be predicted correctly in the study
C.some personal information may be collected and used by some companies
D.if people attempt to keep personal information private, things will change

【答案】 C
62、下列不属于营业收入的可靠性分析的是（　　）。
A.营业收入的现金含量分析
B.营业收入的品种结构分析
C.营业收入的真实性与确认时间合理性分析
D.关联交易分析

【答案】 B
63、陕西未来将进一步加强交通基础设施建设，力争实现通村公路覆盖全部自然村。关于高速公路和通村公路，以下说法中正确的是（　　）。
A.均不属于公共产品，不具备非竞争性
B.均属于公共产品，具备非排他性
C.高速公路不属于公共产品，不具备非竞争性和非排他性
D.通村公路不属于公共产品，不具备非竞争性和非排他性

【答案】 B
64、在双本位制的货币体系下，（　　）两种货币按法定比价流通，在一定程度上克服了平行本位制下混乱局面。
A.金锡
B.银铜
C.金铜
D.金银

【答案】 D
65、银行谨慎监管原则就是监管当局要（　　）评估银行机构的风险。
A.一般限度地
B.适当限度地
C.最低限度地
D.最大限度地

【答案】 D
66、下列各项中，既包含在M0中，又包含在M1中的是（　　）。
A.流通中的现金
B.农村存款
C.企业单位活期存款
D.城乡居民储蓄存款

【答案】 A
67、2020年1月5日，《庚子年》特种邮票首发仪式在（　　）举行，2020年是庚子鼠年，也是中国邮政发行生肖邮票（　　）周年，此次生肖邮票加入了邮票数字化内容。
A.北京；30
B.上海；40
C.上海；30
D.北京；40

【答案】 D
68、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.Long term financing to help employees
B.Employee purchase programs and discount cards
C.Pay off college loans
D.Budgeting software and company matched savings plans

【答案】 A
69、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。
A.Go to sourcing sites-contact prospective suppliers-attend sourcing fairs-order
B.Go to sourcing sites-visit factories-test samples-attend sourcing fairs-order
C.Go to sourcing sites-contact prospective suppliers-state demands-test samples-order
D.Go to sourcing sites-visit factories-state demands-test samples-order

【答案】 C
70、Will you please tell me ___ right now?
A.what time be
B.wha