金融函电期末论文-英文加翻译.doc

宁波大学科学技术学院考核答题纸
（2014 -- 2015 学年第 一 学期）
课号： BB3J04A00 课程名称： 国际金融函电 阅卷教师：
班级： 学号： 114172 姓名： 成绩：

Bank Letters Writing
——Personnel Training
Economic globalization makes economic relations between states more and more close, and mutual dependence more and more strong. With the increasing competition in the international trade and increasing frequency of business activities, Business English Letter becomes more important. As an important way of communication, Bank Letters plays an important role in International Business between Banks. Bank Letters is the telecommunications documents which used in the international financial exchanges, and banks communicate on economic and financial business in English. From the role of Bank Letters, this paper will summarizes my study in this course, and then makes recommendations for the writing of Personnel Training Letter, so that I can fully grasp the written characteristics of Bank Letters and understand the role of it in the International Trade.
1. The role of Bank Letters
Business English Letters has grown dramatically in the process of economic globalization and the global informatization, it not only changed enterprise's production, operation and management, but also dealt a heavy blow to the traditional trade form. To a large extent, Business English Letters reduce the consumption of human and material resources, becoming more economical and practical. In the waves of economic globalization, China commercial links are becoming closer with other countries of the world, increasing the cooperation of economy, trade and technology. Bank Letters for its concise, complete, and accurate features plays an important role in the International Trade and has become essential part of the business and the trade. The fundamental role of Bank Letters is to pass the business information, to ensure the smooth line of promote exchanges between the Banks. Specifically, the role of Bank Letters in International Trade mainly has the following aspects:
First of all, Bank Letters is conducive to communicate with partners. With the help of the information advantage of the information age, international communication is becoming more and more easy and convenient. Business English letter through the use of a variety of communication methods makes international trade more fast and convenient. In the process of international trade, enterprises can query all information of customers who are interested on the network or be in contact with the potential customers by a third party, and then write the business English letter to visit them directly. After communication and mutual understanding, long-term relations of cooperation with the customers can be established. Therefore, the application of bank letters in the international trade is to strengthen cooperation further and dig new customers and expand the trade volume. Effective communication is the premise to establish the cooperation relations. We need to use bank letters effectively for leaving a good impression.
Second, Bank Letters can reduce transaction costs and improve efficiency. Foreign trade costs are relatively high, this is why some of the domestic enterprises do not operate in international trade. Both sides of the transaction relationship of foreign trade from different countries, they have different cultural and social background, and seeking for their own interests. In this kind of circumstance, if we can state our views be polite, implicative and appropriate, which will be more easily for us to trade both parties' aim. Business English letter is more convenient than traditional letters because of its characteristics of network transmission. Storage simplicity of business English letter reduces the management workload of outgoing mail and saving a lot of work-time. Easy classification and transmission of immediacy of business English letter reduce the circulation time and shorten the time of trade exchanges. What's more, it also reduces misunderstandings of the contracts and contributes to realization of the trade.
Finally, Bank Letters promote the globalization of trade. In recent years, many instances can show that the development of business English letter, especially the application of E-mail, fax, greatly promote the development of the global trade.Traditional means of communication is time-consuming, so that many enterprises are unable to participate in. The emergence of business English letter makes foreign trade got rid of the limit of time and space and has real played an important role for the development of global trade integration. Business English letter greatly reduces the cost of trading, on which the basis is platform of information exchange, so many small and medium-sized enterprises have turned to the international market to try to develop new business opportunities. That way, it can become broader and larger in international trade. Business English letter not only drive the development of local foreign trade, but also link the domestic trade with international trade to a great extent. Therefore the foreign trade letters and telegrams obtain the rapid development in the economic globalization and the global informationization process, but its development enormously promoted the international trade development.
2. Personnel Training
The 21st century is new century in which the modernization is developing highly, a major sign of a new century is the competitions of talents. Banks retain and nurture talents to actively make innovations to create a mutual learning team, to achieve maximum potential and track the quality of service. To meet the international trend of rapid change, and explore more horizons, banks arranged a series of professional knowledge and training to increase their competitiveness. Personnel Training is the process of information and professional resources exchanging and mutual learning between international banks. In this process, not only are the trainees English and professional skill improved but their ability of self-teaching is enhanced, which have certainly laid down a good foundation for their future banking career.
Next, let me sum up the experience of, for example, how to write the bank letter of Personnel Training.
Example:
Formal Invitation
As previously discussed with you by Mr. Anderson Smith, our Chief Representative in Hong Kong, we are pleased to formally extend an invitation for your bank to sent two participants to attend our three-week Overseas Bankers Training Course.
Our course has been designed to study all respects of International Banking, as well as an introduction to other major areas of activity of our bank. We trust it will prove beneficial to your selected officers in their development and deployment within your fine bank.
Next year’s course will commence on Monday March 1st, 200 and close on Friday 22nd, 200.we suggest that participants arrive on weekend Feb.27/28th and depart Mar.23rd/24th to return their home countries.
We will meet all costs associated with the course incurred within Australia including accommodations and meals, and ask for your bank to cover the cost of airfares, personal accident insurance and a daily allowance, for your trainees.
We look forward to receiving your formal acceptance along with the information requested and assure you that your colleagues’ stay in Australia will be both comfortable and enjoyable. We believe that after completion of the course your trainees will have made new friends at the......bank and gained valuable experience for their future banking career.
As we know a complete bank letter usually consists of the following 14 parts: letter head, date, reference, inside address, attention note, salutation, subject, body of letter, complimentary close, signature, reference initials, enclosure notation, carbon copy notation and postscript. This letter contains the subject, the body of letter, the complimentary close and so on. Now, we analyze the main body as follows.
The Construction:
This letter has divided into 3 sections: Extend formal invitation, Courses designed, Schedule and Expense. First, language properly sincere when invite; Second, clarifying when, where, what during the procedure of introducing the courses. Clear principle includes two aspects of content, the writer knows what he wants to write, the receiver completely understands the meaning of the writer to express. That is, it requires the writer keeping the mind clear, coherent, accurate expression, and avoiding to use some fuzzy words. In the most simple and common words to state, not produce ambiguity or misunderstanding; Of course, introducing time and cost clearly.
The Language:
Bank Letters is different from other style of writing. It does not require too much rhetoric, but emphasize that language is concise, simple and clear. Bank Letters are commonly used in business between banks. A vital concern, the wording must be accurate and specific. If the letter has somewhat improperly, it is possible for business losses. Therefore, Bank Letters should try choosing clear, meaningful and specific vocabulary, avoiding the use of general or even blurred words, so as not to cause misunderstanding. Meanwhile, Bank Letters drafting requires pay attention to some factors, such as Concise Language, Clear Expression, the Polite Words, Understanding each other, Formal Style, Clear Attitude, and so on. And it must taboo to appear hesitant, timid and ambiguous terms. In addition, frequent Business Terms often appear in Bank Letters. Bank Letters use more positive words, use positive and polite tone, make the information content easier to accept for each other.
There are seven principles in the writing of Bank Letters, it called “7C”: Completeness, Conciseness, Consideration, Clarity, Concreteness, Courtesy and Correctness. From the letter, we can see that the purpose and the courses designed are summarized in one sentence. But the time and cost are introduced more detail for they are important. In other words, it is essential to clearly express the training time and cost when writing this kind of Bank Letters. What's more, emphasizing the benefits of attending training many times so as to make language more reasonable and humility. We can use these words to express the determination, such as "trust", "assure", "believe". Of course, it is the secret to convince other people to attend training.
The words: Specific terms and phrases occupy a large amount of space in a typical business letter, so they are another area worthy of analysis. Now remember, what counts the most is not what you learned by reading this letter (or any article for that matter), but how you apply this knowledge. By reading this letter, we can accumulate the following common phrases: formally extend an invitation/ as well as/ commence on.. and close on.. / accommodations and meals/ cover the cost of/ a daily allowance.
For "commence". Example: the agreement shall commence on this date and maybe terminated on June 15, 2006.
For "cover". Example: The rest of the advisory should cover the essentials of who, what, where, when, and why.
3. Learning Summary
"International financial correspondence" is the specialized course for finance major. As is known to all, our finance major teaching theory rather than practicing, but this course has its unique characteristics. In the past, the teacher always kept on explaining the points in class. We students just listened and took notes. But now we often practice and try to solve the problems raised by the teacher or ourselves. In class, the teacher will explain points in detail, and introduce some typical examples, and then let's do a small amount of exercises to consolidate the key knowledge points after class.
After learning this course, we understand in detail the characteristics of the writing of Bank Letters, as well as know that the principle of "7C" plays an important role in its writing. In other words, mastering the writing of Bank Letters is the key for the exchange of international ideas, for international business communication, and mastering the writing principles of "7C" is the key to write good bank letters."7C" principle is not only demand of the letter writing on the macroscopic perspective, but also go deep into the psychological, which asked the writer to do with the saying about "communication, starting from the heart".
English is the basis of learning this course. This course let me realize the importance of English more. In the process of this course learning, I also have a new understanding of English. We should keep on using English if we want to learn English well. If we often do listening, speaking, reading and writing, we will improve our ability to use the language greatly. Grammar is important. It helps us understand and use English freely. But grammar is not everything. It is not a good way to spend most of our time on grammar. We are learning English. We are not learning about English. At the beginning of our English study, we should pay more attention to listening and speaking. Try to have good intonation and pronunciation. Listening and speaking are closely connected with reading and writing. You cannot read and write well unless you are good at listening and speaking.
Making use of studying by the numbers and training strictly, it has made a great effect on English reading and translation ability of our students. To be honest, there are a lot of problems for me from the beginning. My vocabulary is not large, and my reading ability is not good, so that translation is a big problem. As the saying goes, “where there is a will, there is a way”. I always insist on listening carefully in class and practicing assiduously after class. Therefore, assisted by dictionary, now I can do some simple translation. Besides, practicing of the course has contributed to pass College English Test-Band Six. Translation and writing account for a good part in the CET-6. To cope with the examination, some students just remember the model essays by rote. It will do no good to the improvement of writing.
All in all, Bank Letters is an essential part of international business between banks, involved in the various aspects of International Trade activities and plays an important role in International Trade. Bank Letters is not only the bridge and tool of communication, but also reduces costs and improves work efficiency for Business Partners. A successful Bank Letters can attract customers to establish friendship, strengthen trade relations, win the trust and tap new customers, even promote the development of trade globalization. Therefore, pay attention to the written characteristics of Bank Letters is very important. However, in the rapid development of electronic technology today, although Business English Letters develop more and more rapidly