2019-2025年银行招聘之银行招聘综合知识强化训练试卷B卷附答案.docx

2019-2025年银行招聘之银行招聘综合知识强化训练试卷B卷附答案

单选题（共600题）
1、对应付账款进行的分析程序不包括（ ）。
A.计算应付账款对存货的比率、应付账款对流动负债的比率，并与以前期间对比分析， 评价应付账款的整体合理性
B.获取或编制应付账款明细表，复核加计正确，并与报表数、总账数和明细账合计数核对 是否相符
C.分析长期挂账的应付账款，要求被审计单位做出解释，判断被审计单位是否缺乏偿债能力或利用应付账款隐瞒利润
D.利用存货、主营业务收人和主营业务成本的增减变动幅度，判断应付账款增减变动的合理性

【答案】 B
2、当人静止地站在斜坡式电梯上随电梯一起向上运动时（手与电梯不接触），下列表述准确的是（　　）。
A.人不受摩擦力作用
B.人所受的摩擦力方向沿电梯面向下
C.人所受的摩擦力方向沿电梯面向上
D.人所受的摩擦力方向可能沿电梯向上，也可能向下

【答案】 C
3、The______goal of the project is to expand the scientific knowledge relevant to improving health outcomes for women and children in low income countries.
A.entire
B.total
C.target
D.overall

【答案】 D
4、资料：American Airlines CEO takes blame for maintenance errors, disrupted flights
A.American Airlines is trying to meet the FAA regulations
B.American Airlines is canceling 570 flights today
C.American Airlines is blaming its CEO Gerard Arpey
D.American Airlines is making internal inspections

【答案】 A
5、若信道的复用是以信息在一帧中的时间位置(时隙)来区分，不需要另外的信息头来标志信息的身份，则这种复用方式为（　　）。
A.异步时分复用
B.频分多路复用
C.同步时分复用
D.以上均不对

【答案】 C
6、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.IndiGo’s order for Airbus’s new engine-option A320s was the first firm order for the updated airplanes
B.Airbus delivered more planes than Boeing in 2006
C.2009 saw demand for Boeing’s planes fall but not Airbus’s
D.Airbus was able to stay ahead of Boeing in number of orders throughout the year 2010

【答案】 B
7、下列说法错误的是（　　）。
A.高性能结构材料属于新材料领域
B.航空空间技术属于高新技术领域
C.太阳能是可再生能源
D.电能是一次能源

【答案】 D
8、马克思主义政治经济学研究的出发点是（　　）。
A.生产力
B.生产关系
C.物质资料生产活动
D.经济规律

【答案】 C
9、资料：Did your child's brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the University of Missouri-Columbia. The study found that when students return to school after a long summer vacation, they've lost one to three months worth of learning.
A.Less outdoor activities over the summer
B.More housework over the summer
C.Less money gained over the summer
D.More part-time work over the summer

【答案】 A
10、根据我国《合同法》的规定，下列关于合同的形式说法正确的是（　　）。
A.合同的形式包括书面形式和口头形式
B.合同的书面形式是指合同书形式
C.合同的形式必须为书面的
D.电子邮件合同是口头形式合同

【答案】 A
11、2020年2月23日，习近平在统筹推进新冠肺炎疫情防控和经济社会发展工作部署会议上表重要讲话，会议指出，疫情直接影响居民收入，再叠加物价上涨因素，部分群众基本生活面临的困难可能增多。要落实（　　）责任制和（　　）负责制，保障主副食品供应。
A.“米袋子”省长“菜篮子”市长
B.“米袋子”市长“菜篮子”县长
C.“菜篮子”省长“米袋子”市长
D.“菜篮子”市长“米袋子”县长

【答案】 A
12、—Why didn't you join us last night?
A.watched
B.would watch
C.was watching
D.had watched

【答案】 C
13、1×2-2×3+3×4-4×5+5×6……+2011×2012-2012×2013=（　　）
A.-2
B.-2012
C.-1013044
D.-2026084

【答案】 D
14、债券价格、必要收益率与息票利率之间存在以下（ ）的关系。
A.息票利率小于市场利率，债券价格高于票面价值
B.息票利率小于市场利率，债券价格小于票面价值
C.息票利率大于市场利率，债券价格小于票面价值
D.息票利率等于市场利率，债券价格不等于票面价值

【答案】 B
15、资料：Taikong City was founded by the dormuns about 50 AD.Its name is derived from a Cethic worldwhich means the piece of the bold one.After they invaded Bliton in 43 AD the Dormons built a bridge across the Themas River.They later decided it was an excellent place to built a port.The water was deep enough for ocean going ships but it was far enough inland to be safe from other raiders.Around 50 AD Dormons merchants built a town by the bridge.So Taikong City was born.
A.The history of Taikong City
B.The stone wall was around Taikong City
C.The origination of Taikong City,s name
D.rebellion against the Dormans

【答案】 A
16、 某商业银行正在进行《合同法》知识大赛，其中涉及借款合同，根据你对《合同法》的理解，下列关于借款合同的说法中正确的是（　　）。
A.订立借款合同时，贷款人不得要求借款人提供担保，除非借款人自愿提供担保
B.借款人不得在还款期限届满之前向贷款人申请展期，即使贷款人同意，也不可以展期
C.贷款人未按照约定的日期、数额提供借款，造成借款人损失的，应当赔偿损失，借款人未按照约定的日期、数额收取借款的，应当按照约定的日期、数额支付利息
D.借款人没有按照约定的借款用途使用借款的，贷款人可以停止发放借款，但不可以解除合同

【答案】 C
17、The only decent hotel in town had hung out a “Full House” sign, so their only choice （ ） at a small inn.
A.is to put up
B.has been to put up
C.will be put up
D.was to put up

【答案】 D
18、货币市场工具一般具有期限短、流动性强、对利率敏感等特点，有（）之誉。
A.货币
B.票据
C.基础货币
D.准货币

【答案】 D
19、孔子思想的核心是（ ）。
A.仁
B.义
C.孝
D.信

【答案】 A
20、—Could you take a message for Mr Brown?
A.may see;isn’t
B.see;won’t be
C.will see;isn’t
D.will be seeing;won’t be

【答案】 D
21、下列属于消费信用的是（　　）。
A.赊账
B.银团投资
C.直接投资
D.出口信贷

【答案】 A
22、商业银行经营的核心是（ ）。
A.扩大贷款规模
B.市场营销
C.增加资本金
D.提髙收益

【答案】 B
23、Passage 3
A.adaptation
B.application
C.motivation
D.competition

【答案】 A
24、流动性资产是指（ ）个月内变现的资产。
A.1
B.2
C.6
D.12

【答案】 D
25、如果一个社会的收入是绝对平衡的,那么，基尼系数将（ ）。
A.等于1
B.等于0
C.大于1
D.小于0

【答案】 B
26、资料：It’s easy to trace the evolution of the automobile.At most，we’re only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.
A.Hominid and panin were humans ancestors 5.4 million years ago
B.Chimpanzees existed at a branch of phylogenetic tree are called “hominid”
C.Humans on phylogenetic tree analysis are supposed to be called “panin.”
D.Scientists think humans and Chimpanzees converged from a common ancestor，based on phylogenetic tree analysis

【答案】 D
27、就业是最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠道做好重点群体就业工作，支持大众创业万众创新带动就业。新增市场主体恢复快速增长，创造了大量就业岗位。2020年全年城镇新增就业1186万人，年末全国城镇调查失业率降到52％。生活必需品保供稳价，居民消费价格上涨25％。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助，新纳入低保、特困供养近600万人，实施临时救助超过800万人次。
A.是经济中货币供应量少于客观需要量的现象
B.是在社会总需求小于总供给情况下发生的
C.对稳定经济会产生有利影响
D.是货币失衡、物价不稳定的一种表现

【答案】 D
28、God by definition is supernatural and cannot, in principle, be______by science which deals exclusively with the natural world.
A.investigated
B.responded
C.suspected
D.stated

【答案】 C
29、对实际现金流进行折算时，使用（　　）。
A.名义利率
B.税前利率
C.通胀率
D.实际利率

【答案】 D
30、On Thursday, lawmakers introduced a bill to ______ harsher penalties for sexual assault in the military.
A.integrate
B.invade
C.impose
D.impair

【答案】 C
31、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.
A.Localize their product selection
B.Better understand the evolving Chinese consumer preferences
C.Be aware of the importance of location choice
D.All above

【答案】 D
32、经济成本和经济利润具有以下特征（　　）。
A.前者比会计成本小，后者比会计利润大
B.两者都比相应的会计成本和会计利润大
C.前者比会计成本大，后者比会计利润小
D.两者都比相应的会计成本和会计利润小

【答案】 C
33、2019年12月31日，A公司涉及的一项未决诉讼预计很可能败诉。若败诉，A公司需承担诉讼费20万元并支付赔款400万元，但基本确定可从保险公司获得补偿80万元。2019年12月31日，A公司因该项目诉讼应确认的预计负债的金额为（　　）万元。
A.320
B.340
C.400
D.420

【答案】 D
34、Passage 5
A.The possibility of government support for such a task
B.The need to explore Utah
C.The need to connect the east coast with the west
D.The need to develop the railroad industry in the west

【答案】 C
35、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.They are inconsistent about the attitude toward after hours emails
B.They both push the employees to be available all the time
C.They are consistent about the attitude towards after hours emails
D.They both don’t mean to stress the employees out

【答案】 A
36、Passage3
A.from one side of a dish to the other
B.from the other side of the dish
C.with their fingers
D.with their spoons

【答案】 C
37、并非只有人类才有利他主义行为，这句话等同于（　　）。
A.有些动物具有利他主义行为
B.只有人类才有利他主义行为
C.除了人类，其他动物都有利他主义行为
D.利他主义行为并不是所有动物都具有

【答案】 C
38、资料：The soybean prices ended higher this Monday as traders expect supplies to remain tight.
A.Because the general production of soybean stayed steady
B.Because the supplies were expected to keep tight
C.Because China’s demand for soybean increased
D.Because the trade of soybean was quite active

【答案】 B
39、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies’ fashion-wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10.
A.555 million
B.370 million
C.740 million
D.185 million

【答案】 C
40、The empirical evidence suggests that______extra working hours can have positive effects on labor market outcomes, while others reporting zero or negative effects.
A.absorbing
B.adopting
C.abolishing
D.abandoning

【答案】 D
41、 下列担保中，属于人的担保的是（　　）。
A.保证担保
B.留置担保
C.抵押担保
D.质押担保

【答案】 A
42、Passage 2
A.The major causes of traffic accidents and car thefts
B.The relationship between human and technology
C.The shortcomings of digital devices we use
D.The human unawareness of technical problems

【答案】 B
43、Dealers often tell customers that if their car gets wrecked in a crash they could be financially harmed because regular insurance may not______the entire amount owed on the loan。
A.pay up
B.pay off
C.pay out
D.pay away

【答案】 B
44、实行混业经营集中监管的国家，对银行机构业务经营的范围（ ）。
A.实行严格的限制
B.实行一定程度的限制
C.基本没有限制
D.完全没有限制

【答案】 B
45、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.To show that e-government will add new costs
B.To show that the e-government is useless in some cases
C.To show that physical stations are not functioning well
D.To show that the e-government will replace physical stations

【答案】 A
46、资料：It’s easy to trace the evolution of the automobile.At most，we’re only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.
A.Morpholoical and genetic studies helped scientists to trace unknown common ancestor of chimps and humans existed
B.Morphological and genetic studies determined exact species of common ancestor of chimps and humans existed
C.Genetic studies found hominid fossils to bridge the evolutionary progression from unknown common ancestor to modern humans
D.Morphological studies helped finding the famous East African fossils and set up an milestone in this field

【答案】 C
47、No single individual can____handle this kind of responsibilities alone.
A.efficiently
B.adequately
C.necessarily
D.appropriately

【答案】 B
48、资料：In a survey,people were asked to choose between treatments to save 600 people from dying a disease.
A.with a one-third probability that nobody will die
B.with a two-thirds probability that nobody will be saved
C.allowing 400 people to die
D.that 200 people will be saved

【答案】 A
49、资料：Human resource professionals act as mediators between an organization's management and its workers. This requires wearing many hats It's an HR administrator's job to make sure that employees are working in a safe environment that disputes are settled， and that benefits are understood and administered properly. At the same time， HR is charged with recruiting new employees who will not only fit in personally and professionally but also help the company achieve its business goals. They also represent management when negotiating for benefits with companies administering these benefits and when implementing companywide policies that will ultimately lower costs or boost profits. The needs of HR cover a wide range of tasks and，therefore， require individuals who are good with people in addition to being organized， analytical， business-minded， and heroic multitaskers.
A.to act smoothly and tactfully
B.to take on much responsibility
C.to be faced with many choices
D.to pay attention to clothing

【答案】 B
50、—般而言，物价水平年平均上涨率不超过2%~3%的是（ ）。
A.爬行通货膨胀
B.温和通货膨胀
C.恶性通货膨胀
D.奔腾式通货膨胀

【答案】 A
51、Passage 3
A.Using too much packaging
B.Recycling too many wastes
C.Having more material than is needed
D.Making more products than necessary

【答案】 C
52、资料：Why is Salt Bad for You?
A.had a high blood pressure
B.ate too much
C.had a cold and a sore throat
D.was sensitive to salt

【答案】 C
53、Being questioned on the court,the man denied（　　）the diamond.
A.having taken
B.taking
C.to have taken
D.to take

【答案】 A
54、Many sources of information can______our chances of getting in touch with the current events in the world.
A.enhance
B.expand
C.limit
D.imagine

【答案】 A
55、“只有错买的，没有错卖的”指普遍存在于经济生活中的（　　）。
A.道德风险
B.逆向选择
C.信息不对称
D.测量误差

【答案】 C
56、2021年春节期间，全国收费公路将继续免收小型客车通行费，具体免费时段从（　　）。
A.2月10日0时至17日24时
B.2月11日0时至17日24时
C.2月11日0时至18日24时
D.2月9日0时至17日24时

【答案】 B
57、资料：Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discrimination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.（1）
A.Vietnam’s ban is a reflection of reform responding to the gender bias in job markets
B.making laws about restrictions on women’s work has led to liberalisation
C.more countries have taken measures to abrogate work restrictions on women
D.the ILO has led a movement to eliminate work restrictions on women

【答案】 C
58、资料：Global business travel topped $1.2 trillion and is expected to reach $1.6 trillion by 2020, according to new research by the Global Business Travel Association（GBTA）, an association representing the interests of corporate travel managers. What’s more China has now surpassed the U.S. as the largest business travel market in the world, ringing up $291 billion last year.
A.Personalization is on the rise, together with sharing economy
B.IT era is finally coming for travelling industry
C.Businessmen are becoming more and more generous on global business trip
D.Traditional travel agency is about to fade away

【答案】 A
59、网络的（　　）称为拓扑结构。
A.接入的计算机多少
B.物理连接的构型
C.物理介质种类
D.接入的计算机距离

【答案】 B
60、为刺激经济复苏，美国将把接近于零的联邦基金利率延续到（ ）年底。
A.2014
B.2015
C.2016
D.2017

【答案】 A
61、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.
A.Subjective
B.Critical
C.Unbiased
D.Supportive

【答案】 C
62、从（ ）起北美自由贸易区开始运转。
A.1998年5月1日
B.1989年1月1日
C.1992年12月7日
D.1994年1月1日

【答案】 D
63、Being questio