2019-2025年银行招聘之银行招聘综合知识综合练习试卷A卷附答案.docx

2019-2025年银行招聘之银行招聘综合知识综合练习试卷A卷附答案

单选题（共600题）
1、下列不属于衍生工具的是（　　）。
A.期货
B.股票
C.掉期
D.期权

【答案】 B
2、资料：How did Tencent take WeChat so far ahead of its rivals? The answer lies partly in the peculiarities of the local market. Unlike most Westerners, many Chinese possessed multiple mobile devices, and they quickly took to an app that offered then an easy way to integrate them all into a single digital identity. In America messaging apps had a potent competitor in the form of basic mobile-phone plans, which bundied in SMS messaging. But text messages were costly in China, so consumers eagerly adopted free messaging app. And e-mail never took off on the mainland the way it has around the world, mainly because the internet came late; that left an opening for messaging apps.
A.success
B.chance
C.remarkable idea
D.None of the above

【答案】 C
3、 转让固定资产使用权取得的收入应计入( )。
A.手续费收入
B.其他业务收人
C.营业外收入
D.主营业务成本

【答案】 B
4、The WHO says there is currently no evidence of human-to-human ______ of the virus.
A.translation
B.transition
C.transmission
D.transaction

【答案】 C
5、小王是一名应届毕业生，成功入职A公司与A公司签订劳动合同，约定适用期为1个月且约定月工资为6000元。若A公司所在地的最低月工资标准为3000元，则按照《劳动法》的规定，小王在试用期的月工资应不低于（　　）。
A.6000元
B.5400元
C.4800元
D.3600元

【答案】 C
6、Passage 5
A.To make a transition to a new topic
B.To work as a hook to the following paragraphs
C.To provide a contrast to the preceding paragraphs
D.To offer supporting evidence to the preceding paragraph

【答案】 D
7、社会主义初级阶段基本路线的核心是（ ）。
A.以经济建设为中心
B.改革开放
C.四项基本原则
D.精神文明建设

【答案】 A
8、下列叙述正确的是（ ）。
A.字长为16位表示这台计算机最大能计算一个16位的十进制数
B.字长为16位表示这台计算机的CPU一次能处理16位二进制数
C.运算器只能进行算术运算
D.SRAM的集成度高于DRAM

【答案】 B
9、国家统计局18日公布，2020年，我国国内生产总值（GDP）首次突破（　　）大关，达101.5986万亿元，同比增长2.3%。
A.60万亿元
B.50万亿元
C.100万亿元
D.80万亿元

【答案】 C
10、按贷款风险分类法，借款人无需足额偿还贷款本息，即使执行担保，也肯定要造成较大损失的贷款应归为（　　）。
A.正常
B.关注
C.次级
D.可疑

【答案】 D
11、以利率或价格为标的，旨在发现银行间市场的实际利率水平、商业银行对利率的预期。 这是指（ ）。
A.数量招标
B.价格招标
C.拍卖
D.竞价交易

【答案】 B
12、I believe you have ______ some important points in the report.
A.left off
B.left behind
C.left out
D.left alone

【答案】 C
13、In Western Australia，there are around 450 aircraft maintenance engineers，most of______work in the Perth metropolitan area.
A.them
B.whom
C.which
D.they

【答案】 B
14、随着生产和生活垃圾的急剧增加，垃圾处理已成为一个重要的社会和经济问题。而有关专家却说垃圾是放错了地方的资源。”将垃圾看成是“放错了地方的资源”这段话（ ）。
A.坚持了联系的观点，世界上一切事物都是相互联系的
B.混渚了矛盾主次方面，看不到矛盾主要方面决定事物性质
C.坚持了矛盾的分析方法，看到矛盾双方在一定条件下相互转化
D.违背了矛盾普遍性和特殊性辩证关系，看不到矛盾的普遍性

【答案】 C
15、下面是中国古典文学四大名著中的人物与情节，其中搭配不当的一项是（　　）。
A.鲁智深——倒拔垂杨柳
B.孙悟空——大闹天宫
C.诸葛亮——三顾茅庐
D.刘姥姥——进大观园

【答案】 C
16、关于本票的说法，正确的是（　　）。
A.本票出票人资格必须由中国人民银行审定
B.本票的必须记载事项包括付款人
C.本票自出票日起，付款期限最长不超过1个月
D.本票是自付票据

【答案】 D
17、If you do what you really like,you will know how it feels to be（　　）and relaxed.
A.dispassion
B.sober
C.noiseless
D.calm

【答案】 D
18、Bilateral relations have entered a new stage of development both in terms of_____and breadth.
A.profundity
B.dimension
C.implication
D.innovation

【答案】 A
19、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud. Although internal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business decisions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.
A.Preventing fraud
B.Providing help for making decisions
C.Improving the sense of responsibility of employees
D.Protecting assets

【答案】 C
20、一次校友聚会有35人参加，在参加联欢会的同学中，每个女生认识的男生人数各不相同，而且恰好构成一串连续的自然数，最多的全认识，最少的也认识12个，这次聚会有（　　）个女生。
A.24
B.13
C.12
D.无法确定

【答案】 C
21、我国对不正当竞争行为进行监督检査的主管部门是（ ）。
A.国内贸易部
B.技术监督局
C.工商行政管理局
D.物价局

【答案】 C
22、Many of those that are prosecuted and sentenced and end____in a jail are subsequently freed or simply walk out the door as there are prisons in Congo that simply do not have doors.
A.down
B.off
C.up
D.beyond

【答案】 C
23、I have a presentation this morning,and I need to prepare copies of the report for all the（　　）.
A.engineers
B.attendees
C.board of directors
D.Faculties

【答案】 B
24、Training includes practical experience working on a range of aircraft on campus including a______Boeing aircraft owned by the school.
A.broken
B.functioning
C.used
D.skeleton

【答案】 B
25、Although some of these projects have been recently completed，the majority of projects will ______ in the fall of 2019.
A.initiate
B.originate
C.manipulate
D.commence

【答案】 D
26、转让票据权利的票据行为是（　　）。
A.出票
B.背书
C.承兑
D.提示

【答案】 B
27、A lot of corn is grown in this area the soil seems to ______ it very well.
A.adopt
B.meet
C.need
D.suit

【答案】 D
28、信用卡透支利率是日利率的（　　）。
A.万分之一
B.万分之三
C.万分之五
D.万分之十八

【答案】 C
29、______Newton started to do experiments， he forgot about the time.
A.If
B.As
C.Once
D.When

【答案】 C
30、魅力型领导者的特征不包括（　　）。
A.自信并且信任员工
B.有理想化的愿景
C.承诺为努力提供奖励
D.对下属有高度的期望

【答案】 C
31、下列对我国在高科技领域说法不正确的是（）。
A.发展航天事业可以促进我国经济的发展
B.高科技的竞争是综合国力竞争的实质
C.高科技的竞争仅是国力竞争的一方面，综合国力竞争的实质是军事力量
D.航天事业的发展，能够增强民族凝聚力

【答案】 C
32、在中介融资中一般不发行以自己为债务人的融资工具，只是协助将筹资者发行的金融 工具销售给投资者的金融机构属于（ ）。
A.直接金融机构
B.金融服务机构
C.创造货币机构
D.间接金融机构

【答案】 A
33、资料：Do you want to see the world? Then plan to visit the Silver Poseidon Cruises Career Fair on Tuesday, November 15 from 9 a.m. to 4 p.m. or Wednesday. November 16 from 5 p.m. to 9 p.m. We are looking for food service, entertainers, and maintenances staff to work aboard our many vessels. Free travel is just the beginning when you work for Silver Poseidon Cruises.
A.By sending an e-mail
B.By going to the Website
C.By calling Ms. Ruiz
D.By visiting the corporate office

【答案】 B
34、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.In companies where good health is promoted, employees are more likely to be loyal and productive
B.Offering seminars, starting competitions and offering discount on gym memberships will be costly, so companies should not pay much attention to these activities
C.Exercise plays an important role of building a strong body
D.Chronic stress in the workplace might be harmful to the company's interest

【答案】 B
35、 企业的法定盈余公积累计额已达到注册资本的（　　）时可以不再提取。
A.20%
B.50%
C.80%
D.100%

【答案】 B
36、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.
A.Baidu has gained more popularity this year
B.Baidu has invested in an experiment on cancer
C.Baidu is expected to undergo a big change
D.Baidu has conducted several high-profile advertising campaigns this year

【答案】 C
37、我国首家金融衍生品交易所是( ）。
A.上海期货交易所
B.中国金融期货交易所
C.大连商品交易所
D.深圳证券交易所

【答案】 B
38、与消费物价变动密切相关，最活跃的货币是（ ）。
A.M1
B.M2
C.M0
D.M

【答案】 C
39、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.5.6%
B.7.1%
C.16.1%
D.24.4%

【答案】 A
40、马克思主义哲学实现了唯物主义自然观和唯物主义历史观的统一的关键是（ ）。
A.发现了阶级斗争在历史发展中的作用
B.肯定了人民群众在历史上的作用
C.探讨了人与自然的关系
D.把实践理解为对象性活动

【答案】 D
41、My major and working experience ______this position.
A.provide me the qualification for
B.support me qualified with
C.make me qualified for
D.qualified myself with

【答案】 C
42、2008年全球金融危机爆发以来，世界主要国家央行开始采取特殊货币政策，美国在利率水平已经接近纪录最低时，推出了一系列非常规货币政策，包括为了支持银行贷款的长期流动性供给，为压低长期利率的资产购买计划等，除美国以外，美国、日本和欧洲银行也采取了非常规货币政策。IMF于2013年5月16日发布了《非常规货币政策：最近经验与前景》报告，报告称发达国家的非常规货币政策在很大程度上帮助实现了该国政策目标，诸如持续两年左右的购买国债计划帮助美国和英国的GDP增速提升了约2个百分点，然而，发达国家的这些政策对世界其他国家也造成了很大的影响，大量资本流入拉丁美洲和亚洲，导致新兴市场的汇率过度升值和波动。
A.物价稳定
B.国际收支逆差
C.充分就业
D.经济增长

【答案】 B
43、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.strengthen
B.build
C.connect
D.decorate

【答案】 A
44、销毁文件的范围包括（ ）。
A.立卷归档的文件
B.绝密文件
C.无留存价值的文件
D.紧急性质的文件

【答案】 C
45、低迷指经济萧条、衰退，不景气。以下属于“低迷”的是（ ）。
A.某商场开业时间不长，员工跳槽比例高
B.北京某餐馆每天只出售一桌菜肴，就餐者须提前一个月预订
C.妙桥服装市场原先人山人海，近一年来门可罗雀
D.采用顾客会员制后，美容店顾客开始增加

【答案】 C
46、Passage 6
A.explain American’s tolerance of current security checks
B.stress the urgency to strengthen security worldwide
C.highlight the necessity of upgrading majorU.S.airports
D.emphasize the importance of privacy protection

【答案】 A
47、北宋新诗运动的领袖是（ ）。
A.欧阳修
B.王安石
C.梅尧臣
D.范仲淹

【答案】 A
48、联合国大会将每年的（　　）定为“妇女和女童参与科学国际日”，今年的主题是“投资妇女和女童参与科学，促进包容性绿色增长”。
A.2月10日
B.2月11日
C.2月12日
D.2月13日

【答案】 B
49、中央银行以行政命令或其他方式，从质和量两个方面对金融机构尤其是商业银行的信用活动进行控制，这种货币政策工具是（　　）。
A.消费信用控制
B.道义劝告
C.直接信用控制
D.窗口指导

【答案】 C
50、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.Voluntary Employee Benefits surpasses the traditional health benefit
B.Voluntary Employee Benefits are becoming more customized
C.The Advantages of Offering Voluntary Employee Benefits
D.Voluntary Employee Benefits and health care consumers

【答案】 B
51、According to economic theory,a nation should produce and export those items （ ） it gains a competitive advantage.
A.from which
B.for that
C.by what
D.about it

【答案】 A
52、TCP／IP体系结构中的TCP和IP所提供的服务分别为（　　）。
A.链路层服务和网络层服务
B.网络层服务和运输层服务
C.运输层服务和应用层服务
D.运输层服务和网络层服务

【答案】 D
53、银行的活期存款人通知银行在其存款额度内无条件支付一定金额给持票人的书面凭证是（）。
A.支票
B.汇票
C.本票
D.存单

【答案】 A
54、下列关于宪法原则的说法哪个是正确的？（ ）
A.社会主义国家的宪法和资本主义国家的宪法都遵循国家主权、基本人权、法治和权力制 约原则，并且内容相同
B.社会主义国家的宪法和资本主义国家的宪法所遵循的基本人权原则在内容上是一致的
C.社会主义国家的宪法并未确立基本人权的原则
D.社会主义国家的宪法中权力制约主要表现为监督原则，而资本主义国家的宪法中权力制约主要表现为分权原则

【答案】 D
55、中断处理时，要求保留现场的原因是（ ）。
A.为了保证不丢失数据
B.为了保证原程序完整
C.为了中断结束时返回原程序执行
D.中断处理时需要使用现场中的数据

【答案】 C
56、与消费物价变动密切相关，最活跃的货币是（ ）。
A.M1
B.M2
C.M0
D.M

【答案】 C
57、与“如怨如慕，如泣如诉;余音袅袅，不绝如缕”相接的是（ ）。
A.渺渺兮予怀，望美人兮天一方
B.哀吾生之须臾，羡长江之无穷
C.纵一苇之所如，凌万顷之茫然
D.舞幽壑之潜蛟，泣孤舟之嫠妇

【答案】 D
58、在Word中，若要将页码作为页眉/页脚编辑状态的一部分插人到文档中，应依次选 择（ ）。
A.“开始’ ‘页眉” “页码”
B.“插入” “页眉 页码”
C.“引用 ‘格式 页码”
D.“插入” “表格 页码”

【答案】 B
59、资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
A.will probably loan money bad-credit people as they still have open accounts
B.will probably loan money no-credit people as they haven’t made any financial mistakes
C.won’t risk loaning money or extending credit to no-credit person or bad-credit person
D.None of above

【答案】 C
60、墓志铭是我国古代文献中数量庞大的一个类别，更是考古发现中数量最大的文献种类，为多种门类的学术研究提供了素材。正因如此，古代的墓志铭历来受到专家学者的重视。对于墓志铭的确切起源，史籍中未见有详细的记载，因此学术界一直众说纷纭，但基本上都是着眼于丧葬制度。
A.作为可信素材，墓志铭不仅数量大，而且文化信息量巨大
B.大多数学者从丧葬制度解释墓志铭的起源
C.考古发现中，数量最多的是墓志铭，因此构成了最为基本的研究素材
D.墓志铭备受学者重视是因为它详细地记载了不同时期的丧葬制度

【答案】 B
61、Passage 8
A.cause it can help a would to dry
B.Because it can cover a rough surfaceBBecause it can make a would smooth
C.Because it can prevent disease entering a wound

【答案】 A
62、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them.
A.borrow a book from the library
B.look after your children
C.drive to the seaside for a holiday
D.dine at a restaurant

【答案】 D
63、资料：No matter how carefully you pick the members on your team,you may still end up with a negative employee.These workers don’t necessarily fall into the category of “toxic,”but they’re just kind of a drag with their cynical, pessimistic worldview.If you ‘re dealing with a negative employee,here are 3 steps to take.
A.Help solve the workplace disputes for the negative employee
B.Put the negative employee in a suitable working position
C.Have the negative employee’s colleagues to avoid arguments with him/her
D.Support the negative employee to go through challengses outside the office

【答案】 C
64、In her newly-published book Judy indicates that women have been politically dis-empowered （ ）human history.
A.across
B.throughout
C.over
D.within

【答案】 B
65、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)
A.With the development of human robot interaction, robots ae now able to communicate with humans in an effective way
B.Scientists have many challenges in developing robots, such as how to modify their appearance and behavior
C.Human emotions enable robots to win the trust from human, especially the elderly and children
D.It is important to help people understand robots in order to develop robots to human needs

【答案】 D
66、How are we to develop new technology if we can’t study current technology to figure out how to______it?
A.improve
B.rest
C.cause
D.conceal

【答案】 A
67、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals, they'll simply never get done. And that means you won't make the progress that's really going to move your business forward.
A.How to manage your time well
B.How to overcome different challenges in the office
C.How to win competitions and get promotions
D.How to prevent distractions and focus on big issues

【答案】 A
68、银行谨慎监管原则就是监管当局要（　　）评估银行机构的风险。
A.一般限度地
B.适当限度地
C.最低限度地
D.最大限度地

【答案】 D
69、资料：The hop flower has been used in beer-making at least since the eighth century