2025年银行招聘之银行招聘综合知识通关试题库(有答案).docx

2025年银行招聘之银行招聘综合知识通关试题库(有答案)单选题（共800题）1、我国历史上第一个统一的中央集权制的封建国家是（）。A.夏B.商C.秦D.汉【答案】 C2、保险合同是投保人与保险人约定保险权利义务关系的协议，是一种（）。A.民事合同B.刑事合同C.不具有法律关系的民事合同D.不能转让的合同【答案】 A3、_ we have finished the course,we shall take a new one.A.Ever sinceB.Now thatC.As soon asD.By now【答案】 B4、大额可转让定期存单最早产生于美国。美国的Q条例规定商业银行对活期存款不能支 付利息，定期存款不能突破一定限额。20世纪60年代，美国市场利率上涨，高于Q条例规 定的上限，资金从商业银行流入金融市场。为了吸引客户，商业银行推出可转让大额定期存 单。购买存单的客户随时可以将存单在市场上变现出售。A.收益风险高B.流动性差C.容易造成通货膨胀D.收益率低【答案】 B5、资料：“I wouldnt be here today if not for the generosity of strangers,” said Michael Moritz, while announcing a major donation to Oxford University. A former Time Magazine reporter, Mr. Moritz left journalism to become one of the most successful venture capitalists in Silicon Valley. Through Sequoia Capital, the firm he joined in 1986 and has led for many years, Mr. Moritz was an early investor in Google, Yahoo, PayPal and LinkedIn. His personal fortune is estimated at well over $1 billion. Oxford University announced last Wednesday that he and his wife, the novelist Harriet Heyman, donated 75 million, or $115 million, to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds. Behind the headlines about the size of the gift was a family story of immigration, education and a sense of obligation that transcended generations.A.How education can change a persons lifeB.Oxford University welcomes the generosity of strangersC.An immigration familys story of successD.large amount of private donation from an Oxford graduate【答案】 B6、票据交易价格主要取决于（ ）。A.市场利率B.票面利率C.票面价值D.到期价格【答案】 A7、OPEC holds meetings frequently so as to regulate the output of_ oil.A.crudeB.originalC.firstD.primary【答案】 A8、We can give_depending on the model number.A.accountB.disciplineC.discountD.disconnect【答案】 C9、 企业出售、报废、毁损等原因减少的固定资产，记入( )科目核算。A.“固定资产清理”B.“营业外收入”C.“其他业务收入”D.“资本公积”【答案】 A10、It is _ how soon the investigators will arrive at the site.A.unclearB.undoubtedC.unrealD.unaware【答案】 A11、资料：Desktop Support for Private Equity Firm in MidtownA.To update, track and close incident ticketsB.To use an enterprise imaging solutionC.Physical setting up for computersD.Configuring systems and applications【答案】 A12、白令海峡是（）和（）的分界线。A.非洲欧洲B.亚洲美洲C.美洲南极洲D.非洲南极洲【答案】 B13、Whats corrosion？ Its a chemical_in which metal is transformed into salt and oxides.A.reactB.actionC.reactionD.response【答案】 C14、下列不属于银行业监管原则的是( )。A.独立监管原则B.审慎监管原则C.协调监管原则D.保护投资者利益原则【答案】 D15、资料：Up to 80 per cent of the worlds middle classes will live in developing countries by 2030 thanks to surprising recent gains in poverty reduction, according to a United Nations report published on Thursday.A.the economic development of China is importantB.the role of some developing countries is significant for poverty reductionC.14 countries are developing faster than ChinaD.it is crucial to make a clear goal first【答案】 B16、Passage 4A.Little Money Leads toB.a MillionaireBThe Success Road to Be a MillionaireC.Alex Taw：An Millionaire BoyD.The MillionDollarH【答案】 C17、She is less _ on being a grandmother, now her daughter Caron is married.A.desirousB.eagerC.keenD.anxious【答案】 C18、操作系统的主要作用不包括（）。A.管理系统中的各种软硬件资源B.播放多媒体计算机系统中各种数字音频和视频文件C.为用户提供友善的人机界面D.为应用程序的开发和运行提供一个高效的平台【答案】 B19、资料：Its almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。A.Its a shame if you check your email all the timeB.The employees are willing to leave work at the end day of the workdayC.The employees are expected to answer emails although its not working timeD.Work email is the essential part in workers daily life【答案】 C20、在PC机中，音响通过声卡插在主板的（）中。A.PCI总线插槽B.IO端口C.USB口D.SIMM插槽【答案】 A21、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.A.result in the rapid increase of family breakdownB.undermine the relationship between father and childC.affect self-esteem of kids from the poorest familyD.transmit the traditional role of fathers in the family【答案】 B22、 留存收益包括盈余公积和未分配利润。下面会引起留存收益总额发生增减变动的是（）。A.用税后利润弥补亏损B.资本公积转增股本C.提取法定公益金D.盈余公积转增股本【答案】 D23、国务院办公厅日前印发（）。进一步落实全国中医药大会部署，遵循中医药发展规律，认真总结中医药防治新冠肺炎经验做法，破解存在的问题，更好发挥中医药特色和比较优势，推动中医药和西医药相互补充、协调发展。A.关于加快中医药产业发展的若干政策措施B.关于加快中医药事业发展的若干政策措施C.关于加快中医药特色发展的若干政策措施D.关于加快中医药传承发展的若干政策措施【答案】 C24、Weve spent so much on advertisements, but the results are not_.A.satisfiedB.satisfyingC.satisfyD.satisfactorily【答案】 B25、财务管理的核心环节是（ ）。A.规划和预测B.财务预算C.财务决策D.财务控制【答案】 C26、资料：之后，经济学家Mr.W谈了谈对中国的一些看法，请根据下列资料回答问题。A.he German-based corruption watchdog is probably a committee which makes sure that companies do not act illegally or irresponsiblyB.Bribery, nepotism, gift giving, and kickbacks are illegal in the commercial activitiesC.Westerners are more critical about Guan xi in businessD.All of above【答案】 D27、资料：Google and Uber have grabbed most of the attention regarding the advent of self-driving cars, but on Sunday, Lyft threw down the ultimate challenge: A majority of autonomous vehicles for Lyft within a mere five years.A.We need to reach everyones potential to realize self-driving carsB.There are still many problems to be solved in self-driving carsC.Lyft co-founder says most of its cars will be autonomous in 5 yearsD.The advantages and disadvantages of self-driving cars【答案】 C28、Responsible parents should show_love to their children and make them grow healthily.A.unrestrictedB.unreservedC.unconditionalD.unlimited【答案】 B29、（）是指企业利用多种信息载体，与目标市场进行沟通的传播活动，包括广告、人员推销、营业推广与公共关系等。A.产品B.定价C.促销D.分销【答案】 C30、按照银行业监督管理法的规定，银行业金融机构应当严格遵守( ）。A.资产负债比例管理B.库存现金管理规定C.审慎经营规则D.严格贷款审查【答案】 C31、安徒生是丹麦童话作家，他的代表作是（）。A.拇指姑娘B.灰姑娘C.白雪公主D.小红帽【答案】 A32、I cannot think of anything _ happened that day which I would have wished otherwise.A.whatB.whoC.thatD.which【答案】 C33、For thousands of years people communicated _ little more than words, stone tablets, and smoke signals.A.to useB.usedC.useD.using【答案】 D34、下列属于短期资金市场的是（）。A.票据市场B.债券市场C.资本市场D.股票市场【答案】 A35、In her newly-published book Judy indicates that women have been politically dis-empowered （ ）human history.A.acrossB.throughoutC.overD.within【答案】 B36、（）是使得全球各地外汇市场的汇率保持一致的主要因素。A.套汇活动B.国际贸易C.开放经济D.资金流动【答案】 A37、2月7日，国务院反垄断委员会制定发布平台经济领域反垄断指南，强调（）及配套法规规章适用于所有行业。A.反垄断法B.反经济垄断法C.所有行业反垄断法D.反垄断法（试行）【答案】 A38、资料：2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the worlds biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba.A.It is the largest online payment service provider in ChinaB.It has sold more than US$9 Billion worth of goods in 24 hours on Singles DayC.It has a strong social responsibilityD.It is the worlds biggest IPO【答案】 C39、Passage 1A.It is widely used to compare the economic growth across countriesB.It revolutionizes the way of measuring ordinary peoples livelihoodC.It focuses on peoples consumption rather than their average incomeD.It is a more comprehensive measure of peoples economic well-being【答案】 D40、下列银行中不是政策性银行的是（ ）。 A.中国农业发展银行B.国家开发银行C.中国进出口银行D.中国农业银行【答案】 D41、资料：In the business environment nearly all individuals within an organization will belong to one or more groups or teams.A.everyone in the team is equal in positionB.everyone works in the same officeC.every person in the team has different skillsD.everyone works for the common goal【答案】 D42、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, theres a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capital towards any asset, anywhere, with some yield, is slowing.A.The Federal reserve may raises interest rates in December （after the US election）to push towards the GDP growth around 2%B.The Fed thinks that the current inflation rate in the Unites States remain below 1.6% to help increase the employment rateC.After the vote to leave the EU all of these currencies mentioned have gained against the pound and such trend will continue onD.Theres widespread acceptance in the United States that real interest rates are falling to around zero with the rising sluggish labour market and about 0.5% of productivity growth but various economic indicators will not appear miraculous accelerated phenomenon【答案】 C43、资料：Job Responsibilities:A.Teaching AssiatantB.Senior ManagerC.Administrative AssistantD.Secretary【答案】 D44、资料：（二）A.the widows are pressured to lose their own namesB.the widows may be forced to leave their homesC.the widows have misunderstood the reverse mortgageD.the widows do not know what their long-desired things are【答案】 B45、 会计报表有不同的使用者，他们对会计信息的要求也不相同。相对而言，哪类使用者更为关心企业未来的收益及其稳定性?（）A.债权人B.投资者C.企业员工D管理者【答案】 B46、如果收入分配不均等,洛伦茨曲线会（）。A.越直B.越弯曲C.越小D.越长【答案】 B47、我国古代“以农立国”，而农业生产和自然天象的关系密切，所以古人非常注重“观时授时”，积累了丰富的天文历法知识。以下关于我国古代天文历法知识，说法错误的是（）。A.金星古称“明星”“太白”“启明”“长庚”；木星古称“岁星”“岁”B.杜甫诗中的“人生不相见，动如参与商”中的“参”是指西方的“参宿”.“商”指东方的心宿，“参”“商”同属二十八星宿C.古代用于纪年的方法很多，其中最常用的是干支纪年法和年号纪年法。其中干支纪年法是指以天干和地支两两相配以纪年，历经六十年一轮回D.天干只能与地支相配，而且是天干的单数与地支的双数相配，天干的双数与地支的单数相配【答案】 D48、I was extremely exhausted when I got home from work,but a half hour nap（）me.A.revivedB.releasedC.relievedD.Recovered【答案】 A49、资料：Economic performance is improving in most of the worlds leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.A.The prosperity of the leading economiesB.The engine of the world economyC.China，the trail blazer of the world economyD.Global economy improving but lacks self-sustaining upswing【答案】 D50、资料：Asked to name their favorite city, many Americans would select San Francisco which began as a small Spanish outpost located on a magnificent bay. The town was little more than a village serving ranchers when the United States took possession of it in 1846 during the war with Mexico.A.1850B.1852C.1846D.1848【答案】 A51、下列诗句中，出自杜甫笔下的是（）A.出师未捷身先死，长使英雄泪满襟B.遥知兄弟登高处，遍插茱萸少一人C.在天愿作比翼鸟，在地愿为连理枝D.天生我材必有用，千金散尽还复来【答案】 A52、福利部门领用材料，借记（ ），贷记“原材料”和“应交税费应交增值税(进项税额转出)”。A.管理费用B.生产成本C.应付职工薪酬D.销售费用【答案】 C53、（）的基本内容是：只要财产权是明确的，并且交易成本为零或很小，则无论在开始时将财产权赋予谁，市场均衡的最终结果都是有效率的。A.帕累托定理B.欧拉定理C.恩格尔定理D.科斯定理【答案】 D54、资料：Italys next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive 250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over 185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1）A.They compete with each other in a smooth wayB.They form partnership with each otherC.They have a superior-subordinate relationshipD.They are opponents and fight against each other【答案】 B55、商业性金融机构是按照现代企业制度改造和组建起来的，以营利为目的的银行和非银行金融机构，它们承担了全部商业性金融业务。中华人民共和国的商业性金融机构不包括（）。A.期货市场B.证券机构C.银行业金融机构D.保险机构【答案】 A56、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.A.Chinese business philosophyB.Chinas business cultureC.Doing business in ChinaD.Guanxi in China【答案】 B57、在竞争企业优劣势分析的内容中，属于市场营销方面的是（）。A.竞争企业的生产成本水平B.竞争企业产品系列的宽度与深度C.市场调研与新产品开发的能力D.设施与设备的技术先进性与灵活性【答案】 C58、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud. Although internal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business decisions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.A.Financial forecastsB.According rulesC.Manuals of accounting policies and proceduresD.Organization charts【答案】 B59、Our price is _ as compared with that in the international market.A.reasonableB.accountableC.perfectD.affordable【答案】 A60、Hawass said the collection of workers tombs, some of _ were found in the 1990s, were among the most significant findings in the 20th and 21st centuries.A.themB.whomC.whichD.who【答案】 C61、有一笔国债，5年期，溢价20%发行，票面利率10%，单利计息，到期一次还本付清，其到期收益率是（）。A.4. 69%B.4.23%C.5.23%D.457%【答案】 D62、管理的核心和动力是（ )。A.权力及权威B.激励手段C.人以及人的积极性D.资源的分配【答案】 C63、2012年5月13日，中华人民共和国政府、日本国政府及大韩民国政府关于促进、便利 和保护投资的协定于（ ）正式签署。A.北京B.首尔C.东京D.上海【答案】 A64、认为利率纯粹是一种货币现象，利率水平由货币供给与货币需求的均衡点决定的理论是（）。A.马克思的利率决定理论B.实际利率理论C.可贷资金论D.凯恩斯的利率决定理论【答案】 D65、Passage 3A.In Favor of the Gap YearB.The ABCs of the Gap YearC.The Gap Year Comes BackD.The Gap Year:A Dilemma【答案】 A66、He felt so cold that he kept trembling （ ） unable to endure it any more.A.as forB.as wellC.as ifD.as long as【答案】 C67、下列统计指标中，属于相对指标的是（）。A.社会消费品零售总额B.人口性别比C.房屋建筑面积D.城镇居民人均可支配收入【答案】 B68、我国的金融债券最主要的发行主体是（）。A.商业银行B.中国人民银行C.政策性银行D.证券公司【答案】 D69、资料：Job DescriptionA.Hardworking but taciturnB.Little knowledge of co-branded sponsored entertainmentC.Experience with on-air promotion productionD.With little post production experience【答案】 C70、省、自治区、直辖市的设立、撤销、更名，须报（ ）审议决定。A.全国人民代表大会B.国务院C.全国人大常委会D.省级国家权力机关审议决定【答案】 A71、Some parents use social media to（）their kids and to monitor their activities.A.check in