2025年银行招聘之银行招聘综合知识题库检测试卷A卷附答案.docx

2025年银行招聘之银行招聘综合知识题库检测试卷A卷附答案

单选题（共800题）
1、德鲁克认为，建立管理结构时必须满足三个条件。下列不属于他所说的条件的是（　　）。
A.管理结构在组织上必须以绩效为目标
B.组织结构必须尽可能包含最少的管理层级
C.组织结构必须能培育和检验未来的高层管理者，设计最便捷的指挥链
D.组织结构必须考虑环境因素的影响

【答案】 D
2、资料：Desktop Support for Private Equity Firm in Midtown
A.Laptop
B.Mobile phone
C.Radio
D.Printer

【答案】 C
3、Should UK depositors lose money, the government would have to decide whether to____for it directly.
A.notify
B.compensate
C.overlook
D.trigger

【答案】 B
4、 He appreciated ______ the chance to deliver his thesis in the annual symposium on Comparative Literature.
A.to have been given
B.to have given
C.having given
D.having been given

【答案】 D
5、Little help seems to_____ the disaster-hit area since the explosion took place 3 hours ago.
A.offer
B.have been offered
C.be offered
D.have offered

【答案】 B
6、资料：Everyone knows airline pricing is based on supply and demand. Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals. So if a flight to Rome costs more than a flight to Milan, you'd think that demand for Rome must be higher or supply lower.
A.Price for the same flight to a nearer destination is higher
B.Prices for different destinations on the same flight are the same
C.Price for the same flight to a farther destination is higher
D.Prices for different destinations on the same flight are different

【答案】 A
7、2020年4月28日电，中国证监会已经派驻调查组进驻瑞幸咖啡多日，这是《证券法》修改之后证监会首次实施（　　）的案件，意味着我国证券执法进入了新的历史阶段，开启了证券监管新时代。
A.事后监管权
B.境外管理权
C.冻结查封权
D.长臂管辖权

【答案】 D
8、Luo Jingyu,19,has four years of experience of running business.He is also a freshman in the arts department of Hubei University.
A.Talented but lazy
B.Rich but mean
C.Optimistic and generous
D.Hard-working and plain-living

【答案】 D
9、财政收入最主要的组成部分是（　　）。
A.转移支付
B.再分配收入
C.税收
D.罚款

【答案】 C
10、The number of people wanting to become a Southwest Airlines flight attendant has reached ________ .
A.record high
B.a record high
C.high record
D.a high record

【答案】 D
11、对特定地区的经济发展进行倾向性经营的银行是（ ）。
A.国家开发银行
B.中国人民银行
C.城市商业银行
D.中国农业银行

【答案】 A
12、资料：Native ads - or ads that take on the look and feel of the content surrounding them - are taking over digital advertising.
A.17%
B.56%
C.74%
D.18%

【答案】 C
13、She often has difficulty expressing her needs, desires and______.
A.preparations
B.presences
C.presentations
D.preferences

【答案】 D
14、日前，据路透社报道，美国财政部于2013年4月12日向国会提交的最新一期《国际爱 济和汇率报告》指出，尽管人民币汇价目前仍然被明显低估，但美国政府仍无意将中国这一全海 第二大经济列入（）名单。
A.金融动荡国
B.货币保护国
C.汇率操纵国
D.贸易协定国

【答案】 C
15、（　　）是指企业利用多种信息载体，与目标市场进行沟通的传播活动，包括广告、人员推销、营业推广与公共关系等。
A.产品
B.定价
C.促销
D.分销

【答案】 C
16、在对某公司存货实施抽查程序时，注册会计师下列做法正确的是（ ）。
A.尽量将难以盘点或隐蔽性较大的存货纳入抽査范围
B.事先就拟抽取测试的存货项目与该公司沟通，以提高存货监盘的效率
C.从存货盘点记录中选取项目追查至存货实物，以测试盘点记录的完整性
D.如果盘点记录与存货实物存在差异，要求该公司更正盘点记录

【答案】 A
17、CDS由（ ）于1961年首创。
A.中国人民银行
B.日本住友银行
C.英格兰银行
D.美国花旗银行

【答案】 D
18、资料：Job Description
A.communicate
B.response
C.ransom
D.manage

【答案】 A
19、下面对作品、作家的表述，错误的是（ ）。
A.汤显祖，明代杂剧家，代表作为《牡丹亭》
B.曹禺、夏衍是我国现代著名的剧作家
C.塞万提斯，西班牙作家，著有《鲁滨逊漂流记》
D.《老人与海》的作者是美国作家海明威

【答案】 C
20、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.The hop flower has been used in beer-making for decades
B.Different varieties of hop flower produce different flavors of beer
C.The rise of locavore movement makes craft brewing a new trend in the United States
D.Megabrewers are losing market share because people are searching for the unpalatable taste of hop flower

【答案】 B
21、资料：“I wouldn’t be here today if not for the generosity of strangers,” said Michael Moritz, while announcing a major donation to Oxford University. A former Time Magazine reporter, Mr. Moritz left journalism to become one of the most successful venture capitalists in Silicon Valley. Through Sequoia Capital, the firm he joined in 1986 and has led for many years, Mr. Moritz was an early investor in Google, Yahoo, PayPal and LinkedIn. His personal fortune is estimated at well over $1 billion. Oxford University announced last Wednesday that he and his wife, the novelist Harriet Heyman, donated ￡75 million, or $115 million, to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds. Behind the headlines about the size of the gift was a family story of immigration, education and a sense of obligation that transcended generations.
A.Objective
B.Indifferent
C.Suspicious
D.Supportive

【答案】 D
22、下列各项中，不具有行政主体资格的是（ ）。
A.乡镇人民政府
B.公安派出所
C.街道办事处
D.公安局法制科

【答案】 D
23、 The professor’s new book is______reading.
A.well worthy
B.very worth
C.well worth
D.very worthy

【答案】 C
24、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.You want to try something new
B.You want to make a difference and prove yourself
C.You need to make more money to buy a house
D.You need to relocate

【答案】 A
25、Passage 9
A.the reader’s expectations agree with what is said in the text
B.the reader has trouble understanding what the author says
C.the reader asks questions and gets answers
D.the reader understands a text very well

【答案】 B
26、Passage 1
A.It is widely used to compare the economic growth across countries
B.It revolutionizes the way of measuring ordinary people's livelihood
C.It focuses on people's consumption rather than their average income
D.It is a more comprehensive measure of people's economic well-being

【答案】 D
27、—般而言，物价水平年平均上涨率不超过2%~3%的是（ ）。
A.爬行通货膨胀
B.温和通货膨胀
C.恶性通货膨胀
D.奔腾式通货膨胀

【答案】 A
28、We also had to collect immense amounts of historical data and ____satellites to monitor the ocean-atmosphere system.
A.make up
B.set up
C.devote to
D.invest in

【答案】 B
29、Passage 2
A.Carry a map
B.Remember the phone number of the host family
C.Get touch with Home stay Network
D.Wait for being called

【答案】 D
30、When a company discontinues and disposes of an operation，the action is considered：（ ）.
A.a cumulative effect of a change in an accounting principle
B.a prior period adjustment
C.an extraordinary item
D.separately and shown net of taxes on the income statement

【答案】 C
31、A银行2019年年初共有正常类贷款900亿元，在2019年年末转为关注类、次级类、可疑类、损失类的贷款金额分别为50亿元、30亿元、15亿元和5亿元，期初正常类贷款期间因回收减少了200亿元、因核销减少了300亿元，则该银行2019年的正常类贷款迁徙率为（　　）。
A.15％
B.25％
C.50％
D.100％

【答案】 B
32、He was determined that his children（　　）to the best school.
A.should go
B.went
C.ought to go
D.would go

【答案】 A
33、在竞争企业优劣势分析的内容中，属于市场营销方面的是（　　）。
A.竞争企业的生产成本水平
B.竞争企业产品系列的宽度与深度
C.市场调研与新产品开发的能力
D.设施与设备的技术先进性与灵活性

【答案】 C
34、Passage 2
A.It was challenged by some climate and risk experts
B.It aroused a lot of interest in the scientific circles
C.It was warmly received by environmentalists
D.It caused a big stir in developing countries

【答案】 A
35、资料：Keeping the Zeal of a Startup as You Scale
A.They are more concentrated and tend to stick to their goals
B.They frequently defeat old companies in competitions
C.They try figure out new ways to solve problems
D.They do not follow existing rules

【答案】 B
36、The United States, which is a____of the Middle East peace talks，says Israeli settlements are an obstacle to peace, and the issue has strained relations with Israel’s right-wing government.
A.volunteer
B.investor
C.contributor
D.sponsor

【答案】 D
37、流动性资产是指（ ）个月内变现的资产。
A.1
B.2
C.6
D.12

【答案】 D
38、资料：What，if anything，do we gain by clinging to our antioxidant supplements？
A.reasonable
B.untrue
C.terrible
D.fair

【答案】 B
39、资料：Most young people enjoy some form of physical activity. It may be walking, cycling or swimming, or in winter, skating or skiing. It may be a game of some forms, football, hockey, golf, or tennis. It may be mountaineering.
A.nature
B.each other
C.other teams
D.international standards

【答案】 A
40、 出纳员接到会计部门递交的现金支票，审查后，登记( )，并按支款凭证配款。
A.现金收入日记簿
B.现金付出日记簿
C.银行存款付出日记簿
D.银行存款支出日记簿

【答案】 B
41、资料：Are walkers smarter than drivers?
A.Urbanization
B.Young people
C.Both
D.Unknown

【答案】 C
42、Passage 2
A.Carry a map
B.Remember the phone number of the host family
C.Get touch with Home stay Network
D.Wait for being called

【答案】 D
43、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为 2.5%。
A.YXr
B.Y/r
C.r/Y
D.YX(1 + r)

【答案】 B
44、资料：Everyone knows airline pricing is based on supply and demand. Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals. So if a flight to Rome costs more than a flight to Milan, you'd think that demand for Rome must be higher or supply lower.
A.Because all people prefer the shortest route to their destination
B.Because airlines take advantage of people’s preference for direct flights
C.Because connecting flights may cause some inconvenience
D.Because airlines charge customers different prices for the same product

【答案】 B
45、I was extremely exhausted when I got home from work,but a half hour nap（　　）me.
A.revived
B.released
C.relieved
D.Recovered

【答案】 A
46、在我国加入WTO后的今天，外资银行已经逐步突破地域、业务等限制进入我国市场。外资银行在我国拓展业务，由于对国情、民情和金融法规不甚了解，难以准确把握市场信息。外资银行把握市场信息的捷径就是实现管理人员的“本土化”。外资银行用优厚的薪酬待遇、优越的工作环境、良好的福利保障、众多的出国培训机会、灵活的用人机制来吸引和留住人才。 这一举措导致了我国金融人才的大量流失，这对我国商业银行人力资源开发和管理提出了严峻挑战。
A.主要
B.重要
C.次要
D.核心

【答案】 D
47、I hear many parents saying that their teenage children are rebellion.I wish it were so.At your age you ought to be growing away from your parents.You should be learning to stand on your own two feet.But take a good look at the present rebellion.It seems that teenagers are all taking the same way of showing that they degree with their parents.Instead of striking out bravely on their own,most of them are trying to seize at one another’s hands for safety.
A.encouraged
B.pessimistic
C.depressed
D.hard to tell

【答案】 A
48、Passage 2
A.Customers are forced to share their bank data
B.Banks are required to open up their entire operational system
C.Regulators should be both tough and flexible
D.Banks and third parties should be regulated with a light touch

【答案】 C
49、亚当斯密在《国富论》当中，谈到的主要经济理论是（　　）。
A.古典经济理论
B.分配理论
C.比较优势理论
D.绝对优势理论

【答案】 D
50、操作系统的主要作用不包括（　　）。
A.管理系统中的各种软硬件资源
B.播放多媒体计算机系统中各种数字音频和视频文件
C.为用户提供友善的人机界面
D.为应用程序的开发和运行提供一个高效的平台

【答案】 B
51、Coffee is the（ ）of this district and brings local farmers a lot of money。
A.majority
B.spice
C.staple
D.elite

【答案】 C
52、There was a ___ rush to get everything ready for the unexpected inspection from the superiors.
A.calm
B.mad
C.frantic
D.wild

【答案】 C
53、国共第一次合作时期的革命运动被称为“大革命”，主要是因为（　　）。
A.群众基础的广泛性
B.领导阶级的先进性
C.革命果实的丰富性
D.俄国帮助的进步性

【答案】 A
54、行为作为民事法律关系产生、变更、消灭的法律事实（）。
A.不能是违法行为
B.只能是民事法律行为
C.只能是表意行为
D.既可以是合法行为，也可以是违法行为

【答案】 D
55、不列入存货的是（　　）。
A.生产设备
B.库存商品
C.原材料
D.低值易耗品

【答案】 A
56、Everybody showed great respect to the old doctor,who devoted everything he had to（　　）the poor conditions of the local hospital.
A.improving
B.improve
C.improved
D.being improved

【答案】 A
57、Passage 7
A.concrete returns for gift-givers
B.sizable gains in the form of gifts
C.leaking secrets intentionally
D.breaking contracts officially

【答案】 A
58、资料：Do you want to see the world? Then plan to visit the Silver Poseidon Cruises Career Fair on Tuesday, November 15 from 9 a.m. to 4 p.m. or Wednesday. November 16 from 5 p.m. to 9 p.m. We are looking for food service, entertainers, and maintenances staff to work aboard our many vessels. Free travel is just the beginning when you work for Silver Poseidon Cruises.
A.Career advancement opportunities
B.Paid training programs
C.Free travel
D.Time off for holidays

【答案】 D
59、Passage 1
A.It can accurately pinpoint a country's current economic problems
B.It can help to raise people's awareness of their economic well-being
C.It can diagnose the causes of a country's slowing pace of economic improvement
D.It can compare a country's economic conditions between different periods of time

【答案】 D
60、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.arrange schedule according to the deadline
B.drive according to the deadline
C.afraid of the deadline
D.procrastinative

【答案】 A
61、CFCs were banned when world leaders signed _____called the Montreal Protocol in 1987.
A.a contact
B.contact
C.agreement
D.an agreement

【答案】 D
62、资料：From: Iris Wu
A.graphic designer
B.marketing director
C.An appliance technician
D.An administrative assistant

【答案】 B
63、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list.
A.repeat
B.pour back
C.feed
D.remix

【答案】 A
64、微型计算机中，ROM的中文含义是（ ）。
A.随机存储器
B.只读存储器
C.高速缓冲存储器
D.可编程只读存储器

【答案】 B
65、 在( )计量属性下，资产按照其购置时支付的现金或者现金等价物的金额，或者按照购置资产时所付出的对价的公允价值计量。
A.公允价值
B.现值
C.重置成本
D.历史成本

【答案】 D
66、资料：Directions : There is 1 passage in this part. The passage is followed by some questions or unfinished statements. For each of them there are four choices , You should decide on the best choice.
A.Promising
B.Skeptical
C.Supportive
D.Neutral

【答案】 B
67、计算机网络中传送速率的单位bps的含义是（　　）。
A.每秒字节数
B.每秒波特数
C.每秒字符数
D.每秒位数

【答案】 D
68、资料：Word of Mouth promotion is based on the principle of pull marketing.
A.word of Mouth promotion is based on the principle of pull marketing
B.it uses above the line promotional techniques
C.it gets consumers to bring other countries to the product
D.it relies on the transimission of