2025年银行招聘之银行招聘综合知识题库综合试卷A卷附答案.docx

2025年银行招聘之银行招聘综合知识题库综合试卷A卷附答案

单选题（共800题）
1、Passage 3
A.The dollar has little respect in New England
B.Europeans begin to think more warmly of theU.S
C.Imported food is more expensive to the Americans
D.Some large American corporations make more profits

【答案】 A
2、下列哪种结算工具适用于异地先拿货款后发货的结算？()
A.银行汇票
B.商业汇票
C.银行本票
D.支票

【答案】 A
3、Passage 4
A.Alex Taw is an American millionaire
B.Alex Taw will graduate from university
C.Alex Taw doesn’t work hard
D.Alex Taw was not rich before

【答案】 D
4、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.
A.deprives people of a good sleep
B.makes people always restless
C.disturbs people’s life
D.is beneficial to people

【答案】 D
5、某商场节日促销期间，为了吸引人气将某商品统一标价，售价在标价基础上打八折，平均下来，每件商品亏损4元，已知该商品的标价是成本的1.2倍，则在促销期间，1059元最多能购买（　　）件这种商品。
A.13
B.11
C.12
D.10

【答案】 B
6、资料：Singapore Airlines plans to introduce inflight mobile phone and internet access in May this year,beginning with its flagship Airbus A380 fleet.
A.Singapore Airlines' online survey is to be carried out among its registered members
B.Airbus A380 will be the first aircraft to be equipped with inflight internet and mobile service
C.Singapore Airlines' inflight internet access will be limited to some specific devices
D.Singapore Airlines' will be the first to introduce inflight mobile phone and internet access

【答案】 B
7、资料：Global business travel topped $1.2 trillion and is expected to reach $1.6 trillion by 2020, according to new research by the Global Business Travel Association（GBTA）, an association representing the interests of corporate travel managers. What’s more China has now surpassed the U.S. as the largest business travel market in the world, ringing up $291 billion last year.
A.Personalization is on the rise, together with sharing economy
B.IT era is finally coming for travelling industry
C.Businessmen are becoming more and more generous on global business trip
D.Traditional travel agency is about to fade away

【答案】 A
8、冯?诺伊曼计算机工作原理的设计思想是（　　）。
A.程序设计
B.程序存储
C.程序编制
D.算法设计

【答案】 B
9、They could give you a nationally____qualification and the experience you need to get the job.
A.recognized
B.viewed
C.regarded
D.realized

【答案】 A
10、Now that we have an escaped political prisoner on the ______,everybody is fighting shy of having anything to do with people like you.
A.loose
B.release
C.slack
D.relax

【答案】 A
11、资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
A.teach people how to have credit accounts
B.suggest ways for people to keep good credit record
C.present a concern about people’s bad credit nowadays
D.explain the differences between no-credit and bad credit

【答案】 D
12、认为利率纯粹是一种货币现象，利率水平由货币供给与货币需求的均衡点决定的理论是（　　）。
A.马克思的利率决定理论
B.实际利率理论
C.可贷资金论
D.凯恩斯的利率决定理论

【答案】 D
13、资料：Stress is a common factor in life. Children experience stress from school, new social situations and simply growing up. Adults feel the stress of working, paying bills, raising kids and maintaining households. Seniors also feel stress, even though some may have retired, raised their children and paid off their homes. Certain amounts of stress are a part of life for people of all ages.
A.living alone
B.the loss of spouse
C.friends’ death
D.all of the above

【答案】 D
14、如果本国货币升值，则（　　）。
A.直接标价法汇率数值减小
B.直接标价法汇率数值增大
C.汇率变化方向不确定
D.间接标价法汇率数值减小

【答案】 A
15、Dorothy was always speaking highly of her role in the play,_，of course,madethe others unhappy.
A.who
B.which
C.this
D.what

【答案】 B
16、按照我国商业银行资产负债比例管理规定，人民币存贷款比例应小于等于（ ）。
A.70%
B.75%
C.80%
D.85%

【答案】 B
17、We’ve spent so much on advertisements, but the results are not____.
A.satisfied
B.satisfying
C.satisfy
D.satisfactorily

【答案】 B
18、In____, the company owns and operates four television stations.
A.addition
B.plus
C.also
D.more

【答案】 A
19、关于共同犯罪，下列表述最为准确的是（ ）。
A.共同犯罪是指两人以上共同参加的犯罪
B.三人以上为共同实施犯罪而组织在一起的，是犯罪集团
C.犯罪集团是共同犯-的特殊形式
D.刑法理论上，对共同犯罪成员的分类一般是主犯、从犯、教唆犯、胁从犯

【答案】 C
20、We’ll give every employee____for development.
A.room
B.house
C.employment
D.place

【答案】 A
21、资料：最后，大家谈论了中国在绿色经济方面做出的杰出贡献，请根据下列资料回答问题。
A.apology
B.advertisement
C.invitation
D.memo

【答案】 C
22、下列哪家机构不属于我国成立的金融资产管理公司？（　　）
A.东方
B.信达
C.华融
D.均不符合题意

【答案】 D
23、下列关于外汇说法中不正确的是（　　）。
A.外汇是以外国货币表示的，必须具有充分的可兑换性，能够自由地兑换成其他国家的货币或者其他信用工具进行多边支付
B.外汇是非主权货币，通常各国政府允许外国货币作为本国市场的计价和结算货币，但不允许外国货币在本国境内流通和使用
C.外汇必须是在国外能得到补偿的债权，具有可靠的物质偿付保证
D.外汇必须是各国普遍接受的支付手段和可用作对外支付的金融资产

【答案】 C
24、对于吉芬物品，其替代效应和收入效应，分别与价格成（　　）变动。
A.同向、同向
B.同向、反向
C.反向、同向
D.反向、反向

【答案】 C
25、Fuel scarcities and price increases（ ）automobile designers to scale down the largest models and to develop completely new lines of small cars and trucks.
A.persuaded
B.prompted
C.imposed
D.enlightened

【答案】 B
26、下列历史事件中，最接近“朱门酒肉臭，路有冻死骨”所描述的时期的是（　　）
A.玄武门之变
B.永贞革新
C.安史之乱
D.黄巢起义

【答案】 C
27、After the storm,the lake returned to its usual（　　）state.
A.flaccid
B.placid
C.lucid
D.Acid

【答案】 A
28、甲将半年前购买的一只股票卖出，卖出时依规定被征收了交易额的0.05个税点的税，已知卖出时这只股票较购买时价格上涨了20%，交易后，甲发现赚了15.4万元，那么，甲购买时花了多少万元？（　　）
A.110
B.80
C.100
D.50

【答案】 A
29、（ ）is believing.
A.Seeing
B.Seen
C.To be seeing
D.To see

【答案】 A
30、在计算机中表示数据的最小单位是（　　）。
A.位
B.字节
C.字
D.字长

【答案】 A
31、资料：Why is Salt Bad for You?
A.hypertension and high blood pressure
B.heart disease and stroke
C.liver damage and kidney problems
D.osteoporosis and stomach cancer

【答案】 B
32、中断处理时，要求保留现场的原因是（ ）。
A.为了保证不丢失数据
B.为了保证原程序完整
C.为了中断结束时返回原程序执行
D.中断处理时需要使用现场中的数据

【答案】 C
33、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.
A.Shopping at neighborhood stores are more of Chinese consumers shopping habit
B.Large flagship stores are unpopular in China
C.Americans do not like small, conveniently located retail outlets
D.government ban on free shopping bags has dampened Chinese buyers enthusiasm

【答案】 A
34、Drade Technologies has responded ____ to our proposal for its new advertising campaign.
A.favorable
B.favoring
C.favorably
D.favorite

【答案】 C
35、And that quest has brought______benefits that improve our lives in countless ways.
A.tangible
B.displayed
C.conditional
D.proved

【答案】 A
36、After a long and difficult strike,the plant workers will show up to work______Monday.
A.starting on
B.afterwards
C.instead
D.outside

【答案】 A
37、下列处理属于无损压缩的是（ ）。
A.将BMP文件压缩为文件
B.用WinZip软件压缩文件
C.将电影制作成VCD
D.将电影制作成DVD

【答案】 B
38、A master of watercolor was John Marin,______used the medium to portray the city as a mighty organism.
A.he
B.who
C.his
D.which

【答案】 B
39、Everybody showed great respect to the old doctor,who devoted everything he had to（　　）the poor conditions of the local hospital.
A.improving
B.improve
C.improved
D.being improved

【答案】 A
40、转让票据权利的票据行为是（　　）。
A.出票
B.背书
C.承兑
D.提示

【答案】 B
41、关于金融市场功能的说法中，错误的是（　　）。
A.融通货币资金是金融市场最主要、最基本的功能
B.金融市场参与者通过组合投资可以分散非系统风险
C.金融市场借助货币资金的流动和配置可以影响经济结构和布局
D.金融市场承担着商品价格等重要价格信号的决定功能

【答案】 D
42、It is uncertain（　　）side effect the medicine will bring about.
A.that
B.what
C.how
D.whether

【答案】 B
43、行为作为民事法律关系产生、变更、消灭的法律事实（）。
A.不能是违法行为
B.只能是民事法律行为
C.只能是表意行为
D.既可以是合法行为，也可以是违法行为

【答案】 D
44、被称为“古希腊三大悲剧作家”的是埃斯库罗斯、欧里庇得斯和（　　）。
A.亚瑟克勒斯
B.索福克勒斯
C.汤姆克勒斯
D.斯托克勒斯

【答案】 B
45、After the exploration the army got the building（　　）and the（　　）area was also cut off from the outside.
A.surrounded；surrounded
B.surrounding；surrounded
C.surrounding；surrounding
D.surrounded；surrounding

【答案】 D
46、行政行为在空间上的表现形式和在时间上的跨度。包括行政行为方式、步骤、次序、时限等不可分割的内容的是（　　）。
A.行政程序
B.行政诉讼
C.行政复议
D.行政处罚

【答案】 A
47、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.They are inconsistent about the attitude toward after hours emails
B.They both push the employees to be available all the time
C.They are consistent about the attitude towards after hours emails
D.They both don’t mean to stress the employees out

【答案】 A
48、资料：In a family where the roles of men and women are not sharply separated and where many household tasks are shared to a greater or lesser extent, notions of male superiority are hard to maintain. The pattern of sharing in tasks and in decisions makes for equality, and this in turn leads to further sharing. In such a home, the growing boy and girl learn to accept that equality more easily than did their parents and to prepare more fully for participation in a world characterized by cooperation rather than by the battle of the sexes.
A.men play in a family
B.women play in a family
C.parents play in bringing up their children
D.equality plays in a family

【答案】 A
49、I hear many parents saying that their teenage children are rebellion.I wish it were so.At your age you ought to be growing away from your parents.You should be learning to stand on your own two feet.But take a good look at the present rebellion.It seems that teenagers are all taking the same way of showing that they degree with their parents.Instead of striking out bravely on their own,most of them are trying to seize at one another’s hands for safety.
A.Teenagers should follow the popularity wave
B.Teenagers can follow their hearts and do whatever they want to
C.Following the popularity wave is necessary
D.The real popularity mainly relies on the social development

【答案】 B
50、The story reaches its ___ in chapter ten.
A.talliness
B.height
C.climax
D.top

【答案】 C
51、电脑以其卓越的性能，可以代替人们完成复杂而繁重的某些工作。如两名美国科学家用电脑做完了200亿个逻辑判断，终于证明了“四色定理”。这一事实说明（）。
A.电脑能模拟人脑的思维
B.电脑的思维将指挥人脑的思维
C.电脑的思维将超越人脑的思维
D.电脑的思维能完全代替人脑的思维

【答案】 A
52、资料：Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discrimination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.（1）
A.Vietnam’s ban is a reflection of reform responding to the gender bias in job markets
B.making laws about restrictions on women’s work has led to liberalisation
C.more countries have taken measures to abrogate work restrictions on women
D.the ILO has led a movement to eliminate work restrictions on women

【答案】 C
53、久期分析也称为持续期分析或期限弹性分析，是衡量利率变动对银行（　　）影响的一种方法。
A.当期收益
B.风险水平
C.资本充足率
D.整体经济价值

【答案】 D
54、When a company discontinues and disposes of an operation，the action is considered：（ ）.
A.a cumulative effect of a change in an accounting principle
B.a prior period adjustment
C.an extraordinary item
D.separately and shown net of taxes on the income statement

【答案】 C
55、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)
A.The idea of committing suicide
B.The urgent peril to the author’s life
C.The harm caused by cyberbullying
D.The hatred to those who cheated the author

【答案】 C
56、为了保证计划目标得以实现，就需要有控制职能，控制的实质就是使（ ）。
A.实践活动符合于计划
B.计划接近实际活动
C.实践活动具有指标约束
D.计划得以严格执行

【答案】 A
57、 （　　）可以为企业筹集自有资金。
A.内部积累
B.融资租赁
C.发行债券
D.向银行借款

【答案】 A
58、It is high time that the authorities（　　）some inspection to this phenomenon.
A.do
B.did
C.should do
D.would do

【答案】 B
59、按出票人不同，汇票可分为（ ）。
A.银行汇票
B.商业汇票
C.银行汇票和商业汇票
D.企业汇票和商业汇票

【答案】 C
60、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为2.5%。
A.Y X r
B.Y/r
C.r/Y
D.Y X (1 + r)

【答案】 B
61、资料：Google and Uber have grabbed most of the attention regarding the advent of self-driving cars, but on Sunday, Lyft threw down the ultimate challenge: A majority of autonomous vehicles for Lyft within a mere five years.
A.At almost unprecedented moment in history, we should reach our potential to decide whether to take the right path
B.At almost unprecedented moment in history we should reach our potential to decide whether to take decisive action
C.At almost unprecedented moment history,we should reach our potential to choose the right answers to all the problems encountered by us
D.At almost unprecedented moment in history we should our potential to realize the advent of the era of self-driving cars

【答案】 D
62、在我国，对于项目型管理的企业来说，会优先采取哪一种运作模式？（　　）
A.事业部制
B.矩阵制
C.直线职能制
D.职能制

【答案】 B
63、科学发展观，第一要义是发展，核心是以人为本，基本要求是全面、协调、可持续，根本方法是（　　）。
A.改革开放
B.统筹规划
C.总揽全局
D.统筹兼顾

【答案】 D
64、在地球亿万年演化过程中形成的泥质滩涂，是大自然馈赠给人类的宝贵资源，具有不可替代的重要生态功能。看似“荒芜”的滩涂中栖息着许多尚未被认识的植物、动物和微生物，是珍贵的生物多样性基因库；作为连接陆地与海洋的过渡地带，滩涂具有净化水质、调节气候、调节气体等许多肉眼看不到的功能，维系着陆海物质循环和生态平衡。此外，滩涂还具有防御海浪冲刷、减缓盐水侵蚀等功能，是名副其实的陆地保护天然屏障。
A.泥质滩涂其实就是荒芜的滩涂
B.泥质滩涂具有重要的生态功能
C.人类对泥质滩涂的保护力度不够
D.泥质滩涂受破坏现象十分严重

【答案】 B
65、 年度决算时，若结转科目不是同一级科目的则生成上级科目的户数和余额的调整表，根据调整表调整( )。
A.分类账
B.明细账
C.所有账户
D.总账

【答案】 D
66、四对情侣排成一队买演唱会门票，已知每对情侣必须排在一起，问共有多少种不同的排队顺序？（　　）
A.24种
B.96种
C.384种
D.40320种

【答案】 C
67、根据《公司法》的规定，有限责任公司首次股东大会会议由（　　）召集和主持。
A.出资最多的股东
B.全体股东一致认可的股东
C.公司董事会
D.公司监事会

【答案】 A
68、2021年春节期间，全国收费公路将继续免收小型客车通行费，具体免费时段从（　　）。
A.2月10日0时至17日24时
B.2月11日0时至17日24时
C.2月11日0时至18日24时
D.2月9日0时至17日24时

【答案】 B
69、在发挥金融中介作用的过程中，下列符合投资银行运作方式的有（ )。
A.资金供需双方是金融工具的借贷而不是买卖
B.资金供需双方是资金借贷而不是金融工具的买卖
C.在媒介过程中只发生资金供需双方之间的一次金融合约关系
D.在资金媒介过程中发生资金供需双方的两次金融合约关系

【答案】 C
70、《中华人民共和国土地改革法》规定土地改革的根本目的是（　　）。
A.废除封建剥削的土地制度
B.实行农民的土地所有制
C.解放农村生产力，为工业化开辟道路
D.实行耕者有其田的土地制度

【答案】 C
71、资料：It's almost considered sacrilegious today to leave work at the end of your wo