新起点大学基础英语教程读写教程教学课件市公开课一等奖百校联赛特等奖课件.pptx

新起点新起点大学基础英语教程大学基础英语教程 读写教程读写教程 教学课件教学课件 BOOK ONEBOOK ONE第1页Unit TwelveUnit Twelve第2页 Text A Banking ServiceText New wordsMain ideasDetailed UnderstandingText-related ExercisesPre-reading tasks Additional Resources 第3页Pre-reading tasks Discuss the following questions in class.1.What services can banks offer?2.What do you know is the difference between a checking account and a savings account?3.What can people do if they open a checking account?HOME第4页New Words and Expressions HOME service account checking account deposit customer charge monthly fee cent withdraw loan individual repay plus vault certificate marriage passport jewel automatic teller automatic teller machine cash第5页service n.1.something done to help or benefit another or others服务，效劳服务，效劳 e.g.Do you need the services of a doctor?2.department or branch of public work,government employment,etc.政府部门，服务性事业政府部门，服务性事业e.g.He used to work in the Diplomatic Service.3.benefit,use,advantage 益处，用处益处，用处 e.g.Can I be of service to you in any way?NEXT第6页4.system or arrangement that supplies public needs,especially for communications 公共设施，（公共设施）运公共设施，（公共设施）运转转e.g.He was in charge of the bus service.v.to maintain or repair(a car,radio,machine,etc.)after sale 保养，修理（汽车保养，修理（汽车）e.g.You need to have the car serviced regularly.【近】【近】maintainBACK第7页accountn.1.a reason given for a particular action 理由理由e.g.He didnt give any account for this matter.2.a formal banking,brokerage,or business relationship established to provide for regular services,dealings,and other financial transactions 账户账户e.g.checking account 美国美国 活期存款账户活期存款账户3.a precise list or enumeration of financial transactions账，账目账，账目e.g.The accounts show we have spent more than we received.vt.to consider as being 认为；看作认为；看作扩展扩展 account for 解释，说明解释，说明BACK第8页deposit v.1.to put or store for safekeeping 存放，委托保管存放，委托保管 e.g.He always deposits money in the bank.【近】【近】save【反】【反】withdraw 2.to pay part of the money that is or will be owed 预付定金预付定金e.g.We should like you to deposit a quarter of the price of the house.3.(especially of a liquid,a river)to leave(a layer of matter on)(水中等水中等)沉积沉积(物质等物质等)e.g.When the Nile rises it deposits a layer of mud on the land.NEXT第9页n.1.money that is stored 存款,定金e.g.The shopkeeper promised to keep the goods for me if I left deposit.2.layer of matter left 沉淀e.g.A thick deposit of mud covered the fields after the flood went down.Exercise 汉译英：1.他今天上午往银行里存了1,000美元。2.现在留下定金我们就可认为您保留这个房间。Key:1.He deposited 1,000 dollars in the bank this morning.2.We can keep the room for you if you leave the deposit now.BACK第10页customern.1.one that buys goods or services 主顾；购置货物或享受主顾；购置货物或享受服务人服务人2.(Informal)an individual with whom one must deal【非正式用语】【非正式用语】家伙；必须与之打交道人家伙；必须与之打交道人e.g.a tough customer 强硬固执家伙强硬固执家伙BACK第11页charge v.1.to ask as a price;ask in payment 要价，收费要价，收费e.g.He charged me fifty cents for this book.2.to accuse;bring against 控告控告,指控指控 e.g.He was charged with murder.3.to put electricity into 为为充电充电 e.g.Please charge the battery.比较比较 the difference between charge and accuse:当两词都当控告指控讲时当两词都当控告指控讲时,charge 常组成词组常组成词组 charge sb.with sth.,而而accuse 则组成词组则组成词组 accuse sb.of sth.。在大在大学英语四级考试中曾出现下面选择题：学英语四级考试中曾出现下面选择题：NEXT第12页He was _ with theft.A.accused B.blamed C.punished D.chargedKey:Dn.1.price asked for goods or services 收费，价钱收费，价钱 e.g.You should pay the hotel charges before you leave tomorrow morning.2.accusation;statement that a person has done wrong 控告，控告，指控指控e.g.He was arrested on the charge of theft.3.amount of electricity put into an accumulator,contained in a substance,etc.电荷，充电电荷，充电 e.g.The battery is on charge now.扩展扩展 chargeable adj.可充电可充电BACK第13页monthlyadj.1.occurring,appearing,or coming due every month 每隔每隔一月发生、出现或降临一月发生、出现或降临e.g.a monthly meeting2.continuing or lasting for a month 连续或连续一个月连续或连续一个月e.g.They will have a monthly trip.adv.once a month;every month 每个月一次；每个月每个月一次；每个月e.g.He comes to Shanghai monthly.n.a periodical publication appearing once each month 月刊；每个月出版一次刊物月刊；每个月出版一次刊物e.g.This magazine is a monthly.BACK第14页feen.1.a fixed sum charged,as by an institution or by law,for a privilege 费费e.g.a license fee 执照费执照费 tuition fees 学费学费2.a charge for professional services 业务酬劳业务酬劳e.g.a surgeons fee 诊费诊费v.1.to give a tip to 付给酬劳；给小费付给酬劳；给小费e.g.The money is used to fee the lawyer.2.(Scots)to hire【苏格兰】【苏格兰】雇佣雇佣e.g.The boss feed ten boys.BACK第15页withdraw v.1.to pull or draw back 抽回抽回e.g.to withdraw money from the bank 从银行中取钱从银行中取钱2.to take back(a statement,an accusation,an offer)收回收回 e.g.He refused to withdraw the offending expression.3.(to cause)to move back or away 撤退，使退出撤退，使退出e.g.The general withdrew the troops from an exposed position.BACK第16页loann.1.something lent for temporary use 借出物借出物e.g.The dictionary is a loan,not a gift.2.a sum of money lent at interest 贷款贷款e.g.I asked the bank for a loan.3.an act of lending;a grant for temporary use 借借e.g.He asked for the loan of a garden hose.4.a temporary transfer to a duty or place away from a regular job 借调借调e.g.Tom is an efficiency expert on loan from the main office.v.to lend 借借e.g.He loaned 100,000 yuan for buying the house.BACK第17页individual n.1.any one human being 个人，个体个人，个体e.g.The rights of the individual are very important.2.(colloq.)person 人人e.g.any individualadj.1.of one person or thing 个人个人e.g.individual rights 2.characteristic of a single person,animal,plant or thing 独独特特 e.g.an individual style of speakingBACK第18页repay vt.1.to pay back 偿还偿还e.g.He repaid the debt last year.2.to give back,either in return or in compensation 报答报答e.g.He repaid her kindness with blows.3.to make a return or compensation for 回报回报e.g.The company will repay hard work with bonuses.4.to make or do in return 回复回复e.g.repay a call 回电话回电话BACK第19页plusprep.1.(Mathematics)increased by the addition of【数学】【数学】加加e.g.Two plus two is four.2.added to;along with 加上；附加加上；附加e.g.Their strength plus their spirit makes them formidable.adj.1.positive or on the positive part of a scale 正，正数正，正数e.g.a temperature of plus five degrees 零上零上5 5度温度度温度2.added or extra 附加，额外附加，额外e.g.a plus benefitn.1.【数学】【数学】正号，加号，正数正号，加号，正数2.a favorable condition or factor 有利情况或原因有利情况或原因e.g.The clear weather was a plus for the golf tournament.BACK第20页centn.（货币单位）分；分币（货币单位）分；分币vaultn.1.an arched structure,usually of stone,brick,or concrete,forming the supporting structure of a ceiling or roof 拱顶拱顶2.a room or space,such as a cellar or storeroom,with arched walls and ceiling,especially when underground 储储备室；地下室；地窖备室；地下室；地窖3.a room or compartment,often built of steel,for the safekeeping of valuables 金库，保险库金库，保险库e.g.a bank vault 银行金库银行金库BACK第21页certificate1.a document testifying to the truth of something 证（明）证（明）书书e.g.a certificate of birth 出生证实出生证实2.a document issued to a person completing a course of study not leading to a diploma 结业证书结业证书3.a document certifying that a person may officially practice in certain professions 执照执照4.a document certifying ownership 凭证凭证vt.1.to furnish with,testify to,or authorize by a certificate 用用证实书证实证实书证实e.g.We should certificate our education level when we want to find a job.BACK第22页marriagen.1.the legal union of a man and a woman as husband and wife 结婚结婚2.wedlock 婚姻生活婚姻生活e.g.Their marriage life is very happy.3.a wedding 结婚仪式结婚仪式e.g.My sisters marriage took place at ten oclock today.4.a close union 紧密结合紧密结合e.g.“the most successful marriage of beauty and blood in mainstream comics”(Lloyd Rose)“主流喜剧中血和美成功结合主流喜剧中血和美成功结合”（劳埃德（劳埃德罗斯）罗斯）扩展扩展 marry v.娶，嫁，和娶，嫁，和.结婚结婚BACK第23页passportn.1.an official government document that certifies ones identity and citizenship and permits a citizen to travel abroad 护照护照2.an official permit issued by a foreign country allowing one to transport goods or to travel through that country 过过境通行证境通行证3.an official document issued by an allied foreign government to a ship,especially a neutral merchant ship in time of war,authorizing it to enter and travel through certain waters freely 中立船证中立船证4.something that gives one the right or privilege of passage,entry,or acceptance 引荐物或确保物引荐物或确保物,保障保障e.g.Hard work was her passport to success.BACK第24页jeweln.1.a precious stone;a gem 玉石玉石2.a small natural or artificial gem used as a bearing in a watch 钻石钻石3.a costly ornament of precious metal or gems 金银首饰金银首饰4.one that is treasured or esteemed 被珍惜或尊重人被珍惜或尊重人e.g.He is a jewel in our company.vt.1.to adorn with jewels 把把用宝石装饰用宝石装饰2.to fit with jewels 把把用宝石镶嵌用宝石镶嵌扩展扩展 jewelry 珠宝总称珠宝总称BACK第25页automatic adj.1.acting or operating in a manner essentially independent of external influence or control 自动自动e.g.an automatic light switch2.self-regulating 自动调整自动调整e.g.an automatic washing machine3.acting or done without volition or conscious control;involuntary 不由自主不由自主4.acting or done as if by machine;mechanical 机械；机械机械；机械般般e.g.an automatic reply to a familiar questionn.an automatic machine or device 自动装置自动装置e.g.an automatic firearmBACK第26页tellern.1.one who tells 叙述者叙述者e.g.a teller of tall tales 讲述令人难以相信故事人讲述令人难以相信故事人2.a bank employee who receives and pays out money出纳员出纳员3.a machine,as in a bank,that automatically conducts personal financial transactions in response to a clients use of a coded card 银行柜员机银行柜员机e.g.automatic teller machine 自动取款机自动取款机4.a person appointed to count votes in a legislative assembly 计票人计票人BACK第27页BACKcashn.1.money in the form of bills or coins;currency 现金，现现金，现钞钞e.g.Have you any cash?2.payment for goods or services in currency or by check 支付金额支付金额vt.to exchange for or convert into ready money 兑换或把兑换或把换成现款换成现款e.g.Can you cash this postal order for me now?扩展扩展 cash in 靠靠赢利；盈利；利用赢利；盈利；利用第28页 Text A Banking Service1.Banks offer many different services.2.The most common banking service is the checking account.People deposit,or put,their money in the bank and then they can write checks to buy things.The customer usually pays the bank a service charge for a checking account.There is not always a monthly fee,but then customers pay 10 or 20 cents for each check that they write.NEXTHOME译文文第29页Text A(continued)3.Another banking service is the savings account.People can deposit some of their money which they do not need right now in a savings account.They will leave the money in the bank and withdraw it when they need itnext month or next year.Because the money will stay in the bank,the bank can use the money.It will pay interest on the savings account.NEXTBACK译文文第30页4.Loans are another important banking service.A bank can loan money to businesses and to individuals.The bank always charges interest on loans.The borrower must repay the loan plus the interest.The interest on loans is always higher than the interest on the savings account.Text A(continued 2)NEXT译文文BACK第31页Text A(continued 3)5.Banks in the United States usually have safe deposit boxes.These boxes are in the vault at the bank.Customers can rent the boxes from the bank for a small fee each year.They can keep their important papers,such as their birth certificate,marriage certificate,or passport,in their safe deposit boxes.Some people keep gold,silver or jewels there.NEXTBACK译文文第32页 6.Another important banking service is the automatic teller Machine(ATM).Many banks have machines outside the bank so that the customers can get their money any time they want it,day or night.Customers can deposit or withdraw and get cash any timeif they have money in their accounts.Text A(continued 4)HOME译文文BACK第33页 1.1.银行提供许多不一样种类服务。银行提供许多不一样种类服务。2.2.最常见一项银行服务业务是支票账户。人们将钱存入最常见一项银行服务业务是支票账户。人们将钱存入银行，然后买东西时候用支票支付。通常支票账户用户需银行，然后买东西时候用支票支付。通常支票账户用户需要支付银行服务费。用户无须按月交纳服务费，但每开一要支付银行服务费。用户无须按月交纳服务费，但每开一张支票要支付张支票要支付1010或或2020美分服务费。美分服务费。BACK课文译文银行服行服务第34页3 3 还有一项银行服务业务是储蓄账户。人们能够将眼下还有一项银行服务业务是储蓄账户。人们能够将眼下不用现金存入储蓄账户。他们把钱存在银行，在需要时候不用现金存入储蓄账户。他们把钱存在银行，在需要时候下个月或者明年下个月或者明年再将其取出。因为钱留在银行，再将其取出。因为钱留在银行，银行就能够使用。银行会向每个储蓄账户支付利息。银行就能够使用。银行会向每个储蓄账户支付利息。BACK课文译文第35页4 4 贷款是另一项主要银行服务业务。银行能够将钱贷给贷款是另一项主要银行服务业务。银行能够将钱贷给企业或个人。通常银行对贷款收取利息。借款人要同时偿企业或个人。通常银行对贷款收取利息。借款人要同时偿还本金和利息。贷款利息通常高于储蓄利息。还本金和利息。贷款利息通常高于储蓄利息。BACK课文译文第36页5 5 美国银行通常都有保险箱。这些保险箱在银行地下室。美国银行通常都有保险箱。这些保险箱在银行地下室。用户每年向银行支付少许费用就能够租用这些保险箱。用户每年向银行支付少许费用就能够租用这些保险箱。他们能够将出生证、结婚证或护照等主要文件存放在他他们能够将出生证、结婚证或护照等主要文件存放在他们银行保险箱里。有些人将金、银或珍贵珠宝存在那里。们银行保险箱里。有些人将金、银或珍贵珠宝存在那里。BACK课文译文第37页6 6 还有一项主要银行服务是自动取款机。许多银行都还有一项主要银行服务是自动取款机。许多银行都将这些机器安放在外面。这么用户不论白天黑夜都能随将这些机器安放在外面。这么用户不论白天黑夜都能随时取到钱。只要他们账户里有钱，用户就能够随时存入时取到钱。只要他们账户里有钱，用户就能够随时存入或支取现金。或支取现金。BACK课文译文第38页offer v.1.to hold out;put forward 提供提供e.g.I have been offered a job in Japan.2.to attempt;give signs of 企图（暴力，抵抗等）企图（暴力，抵抗等）e.g.They offered no resistance to the enemy.3.to occur;arise 出现，发生出现，发生 e.g.Take the first opportunity that offers.n.statement promising to do something or give something 提议提议e.g.an offer of help 提议帮助提议帮助BACK第39页needn.1.a lack of something required or desirable 需要需要e.g.crops in need of water 需要水庄稼需要水庄稼2.something required or wanted;a requisite 必需品必需品e.g.Our needs are modest.3.necessity;obligation 必要；义务必要；义务e.g.There is no need for you to go.Modal verb.to be under the necessity of or the obligation to 必须要必须要e.g.They need not come.v.to have need of;require 需要；想要需要；想要e.g.The family needs money.扩展扩展 need doing 表示被动含义，表示被动含义，类似使用方法词还有：类似使用方法词还有：require、want等表示需要词。等表示需要词。BACK第40页Phrases consisting of chargefree of charge:no payment required 无偿无偿e.g.Food and fruit here are free of charge.in charge:in command or in a position of responsibility 主主管，看管管，看管e.g.Mary was in charge of the babies in this room.take charge of(somebody/something):to take over control or responsibility for somebody or something 负责，看管负责，看管e.g.Mr.White will take charge of the school next semester.Exercise 汉译英：汉译英：1.1.汤姆管理着这家企业。汤姆管理着这家企业。2.2.这家企业由汤姆管理。这家企业由汤姆管理。Key:1.Tom is in charge of the company.2.This company is in the charge of Tom.BACK第41页birth certificate 出生证实出生证实certificate n.written or printed statement,made by somebody in authority,that may be used as proof or evidence of something 证书证书,证实书证实书e.g.a marriage certificate 结婚证结婚证Exercise 汉译英：学位证书汉译英：学位证书BACKKey:degree certificate第42页so thatso that 引导是目标状语从句。引导是目标状语从句。e.g.Tom studied hard during the holiday so that he could pass the make-up exam.so that 还能够引导结果状语从句。还能够引导结果状语从句。e.g.He got up so late this morning that he missed the train.Exercise 汉译英：汉译英：1.1.那时为了能够养活整个家庭那时为了能够养活整个家庭,杰克工作很努力。杰克工作很努力。2.2.他花光了全部钱，以致于不知该怎样面对自己父母。他花光了全部钱，以致于不知该怎样面对自己父母。BACKKey:1.Jack worked very hard so that he could support the whole family at that time.2.He spent all his money that he didnt know how to face his parents.第43页中国人民银行中国人民银行Peoples Bank of China中国银行中国银行中国工商银行中国工商银行中国人民建设银行中国人民建设银行中国农业银行中国农业银行中国交通银行中国交通银行美国花旗银行美国花旗银行储蓄所储蓄所信用社信用社英国渣打银行英国渣打银行Standard Chartered Bank(HK)CitibankBank of ChinaIndustrial and Commercial Bank of China Peoples Construction Bank of ChinaAgricultural Bank of ChinaCommunications Bank of ChinaSaving bankCredit union/cooperativeHOME第44页Services typically offered by banksAlthough the type of services offered by a bank depends upon the type of the bank and the country,services provided usually include:wDirectly take deposits from the general public and issue checking and savings accounts wLend out money to companies and individuals