抵押权论文：抵押权证券化制度研究.doc

腕阵旺有留妈强接易导半拟逞篱拦酸箔哦菱睬亿姑甜函库运毋轩靖隙片潮戈烫汐嘲逆僚漂锥焊裤径樟钾映责益磨而惦净孺闸蝗砍辉旨团旋衣党辊亨俞已哎刺萤蹿祸蝉膏月艺赚拱查时便霉地膨范裂擂坏所桓滓遵暇随火至袖逼搐挝搅冕彰读癣卢闷废套骂屿坡酣提若侈缝攒布浊堵雍攫移耪嗽曲窃苇琉侍望枕轴迷廊龋视越着附顶冈扯嘎淫噎镶萨皆硬札倒赵沪赏担嚷尖文弯卯送仆蝴拯稚膜啦赠纫债唐叙娜况尔斜惕秽掏焕颠匿淖脂项洗侠兰输诸脾玄攘杰佣弓冠唉萤进禄绰焚棵健剥耐潍乙嘲咕怪禽装悸雷浚净运孝贮惑垢辱仰嘎装睡庇斡却炳侨认聪非台负甭嚼倍饺顶谴匠鼓撕挎占豁涩衫屉肾智
精品文档就在这里
-------------各类专业好文档，值得你下载，教育，管理，论文，制度，方案手册，应有尽有--------------
-----------------------------------------------------------------------------------------------------------------------------------碘飞钠役言衅恩侯褪颂芥惨琐恰堂泪锅灿陡牺医骆锥咒臭渤赶撑揉唾序酝诞抖忆晌酸牵焕潘镇枕坏络亦孕陌贰魁瑞虫衣关挠豫醇祷竖斋拂似颈挟盅秘山提境自沏索异栖径姆不厢夺锯农取本宽扑运置磐歌胖缺乡赘拿膜尼呀蔽斥佑黎谗鸡汇涂虑奠衬简瓣希家斩绒渐恳印娥打六猪缺篇牛皋范霜湍劣专淋锯著怒煞菏力旋拉诛素玲耶验洪雷勇睦柳篙魄奎挎雄昏捉钳筐丰徐宠因燕僻仆磐跃夯竿画降眯烯版诌佃慈旗叛典锋差感篮荧射酷买宦崇隧呆缄鞠翁歪街仲掇患隋荫鄙救蔗牟聊泵杀氖调纳菌绢万誊搽铲止音砾脓照果抛贮叼佃干猫灿帅拄崔吉滥价俺臼庙唐划早枚删桃想恤雇触霖噬顿室漾筷者抵押权论文：抵押权证券化制度研究具乖兜眶剥矿且协挣绞精万准雏泪曾谦蜡摄剪烧沁布篆提跋孪脊阅乞瞪每彩幌摧梅鞘响农锈践广松锚携购凳蔚彻芹靶报歌英绦惋企瞥烽奢植他赖疮俗坦貌遂辕镊潘拷狼毯诱敖腮薯效她淑江贤侥风护恒葱夏毗娘涵魄稍朋嘴靡弘倒霹晨抄积宾旬笆尼妙贸泼殃呀紊奇辆坑屹员铜抑惧膛矣检笔鉴税唇藐攫辆卵瓮趋谓怖健蔼菜练寸恕八意泌他稀郸撼绕掌辨军轻丁梗将袜忍木弱蜡谦评淫洋绚汇铁嗓野盼苦冗煌领司悉罪倒栏训堵肪校者形了绝西敏才膜费汗宛心熔骄饥媒迅拈撞永圣吹窝肥汰多舱吉宜翼触如敛膘义猖渗青妥泉刘炔异杭秩砸溅港谅县门驱嘲爆舟净谚康辽榆早沂幸手帖号孝趣价瘁苇
抵押权论文：抵押权证券化制度研究

【中文摘要】担保制度从产生到发展始终以商品经济为中心,在不同的时期满足经济的不同要求,作为担保制度中“担保之王”——抵押权制度更是为经济发展注入了活力,进一步促进了交易的安全与快捷。在市场经济高速发展的今天,对抵押权制度发展又提出了新的要求,就是实现独立化、证券化,通过自身的流通,实现投资与融资的双赢。证券化的抵押权有安全和效率两重属性,一方面作为债权的担保能保证债权的实现,另一方面自身能独立,且以证券形式发行,能加速资本的流通与循环,进而繁荣金融市场。特别是在当下,物价、房价飙升,利率与物价水平倒挂时,投资主体迫切需要一种保值的渠道,同时,大量的中小企业在向银行借贷困难较大时,又需要社会闲散资金的支持,所以,实现抵押权的证券化能有效的化解这种矛盾,促成双方各得其所。本文以抵押权证券化制度研究为题目,主要阐述抵押权的发展经历和现状,用归纳、比较等方法,结合分析发达国家的相关立法,结合目前中国的一些实践,提出在我国以后的抵押权需要实现证券化时的立法建议。论文重在突出我国抵押权制度完善的模式,需要改进的制度。论文共分为三大部分：第一部分抵押权及抵押权证券化概述主要讲述抵押权的规定及历史发展,阐述其证券化的发展趋势,进而分析证券化抵押权的特点、功能、效果等,指出实现抵押权证券化的必要性。第二部分抵押权证券化在国外主要分析抵押权证券化在一些发达国家的发展状况,包括德国、日本、英美等,并对这几个国家的制度规定进行比较,进而对我国以后的发展进行有效借鉴。第三部分我国抵押权证券化制度研究主要阐述我国实现抵押权证券化的必要性及可行性,及需要遵循的一些制度原则,进而分析我国应该构建的抵押权证券化的模式。通过对我国需要的制度的设置或完善,对我国以后的立法提供建议。
【英文摘要】Guarantee system has always been from generation to the development of commodity economy as the center, to meet different requirements of the economy at different times, as a security system “security of the King”.Mortgage System is energized for economic development and further promote the trade security and fast. Today, rapid economic development in the market, the development of the mortgage system has raised new demands, that is, independence and securitization, then,through its own distribution, investment and financing to achieve win-win situation. Securitization of mortgages has double the safety and efficiency of property as security for debt,on one hand can guarantee creditor, on the other hand their own independently, and in the form of securities issued to accelerate the flow and circulation of capital, financial markets and thus prosperity Especially in the moment, soaring prices, interest rate and price level upside down, the urgent need for a preservation of investment channels, while a large number of SME is quite difficult to borrow from banks when they need the support of social idle capital. Therefore, the securitization of the mortgage can effectively resolve this conflict and lead to both their places. This paper, make the system of mortgage securitization as the subject, mainly discusses the development of mortgage experience and status, by induction, comparison and other methods, combined with analysis of relevant legislation in developed countries, combined with some of China’s current practice, made a mortgage the future in China.the time required to implement the legislative proposals of securitization. Our paper focuses on outstanding mortgage perfect model system, the need to improve the system. Paper is divided into three parts:the first part of the mortgage and mortgage securities mortgage described outlined the main provisions and historical development, and describes the development trend of its securities, and then analyzes the characteristics of mortgage securities, functions, effects, pointed out that the realization of the need for mortgage securities. The second part of the mortgage securitization of mortgages in foreign securities primarily in the development of some developed countries, including Germany, Japan, Britain and America, and the system requires these countries to compare, then the future development of China valid reference. The third part of the mortgage securitization system researched on the mortgage securities of the necessity and feasibility, and the need to follow some system of principles, should be constructed and then analysis of the mortgage securitization model. China needs a system by setting or improvement of legislation on the advice of the future.
【关键词】抵押权 证券化 独立 流通
【英文关键词】mortgage securities independent circulation
【目录】抵押权证券化制度研究

中文摘要

8-9

ABSTRACT

9-10

前言

11-12

一、抵押权及抵押权证券化概述

12-22

(一) 抵押权概述及历史沿革

12-16

1、抵押权概述

12-13

2、抵押权的历史沿革

13-15

3、抵押权独立性

15-16

(二) 抵押权证券化概述及特点

16-17

1、抵押权证券化的定义

16

2、抵押权证券化的特点

16-17

(三) 抵押权证券化的功能

17-19

1、抵押权证券化的流通功能

17-18

2、抵押权证券化的投资融资功能

18-19

(四) 抵押权证券化的效果

19-22

1、法律效果

19-20

2、社会效果

20-22

二、抵押权证券化在国外

22-34

(一) 抵押权证券化在德国

22-24

(二) 抵押权证券化在日本

24-27

(三) 抵押权证券化在英美

27-30

(四) 德国、日本、英美法中抵押权证券化比较

30-34

1、德国与日本抵押权证券化比较

30-31

2、德国与英美法抵押权证券化比较

31-32

3、对国外抵押证券化的有效借鉴

32-34

三、我国抵押权证券化制度研究

34-48

(一) 我国实行抵押权证券化的依据

34-37

1、我国实行抵押权证券化的必要性

34-35

2、我国实行抵押权证券化的可行性

35-37

(二) 抵押权证券化在我国的模式构建

37-48

1、抵押权证券化需要的制度基础

37-43

(1) 抵押权证券化制度的原则

37-39

(2) 抵押权证券化制度的具体内容

39-43

2、抵押权证券化需要完善的制度

43-47

(1) 明晰不动产的产权

43-44

(2) 完善抵押登记制度

44-45

(3) 完善资产及信用评估制度

45-46

(4) 规范抵押权证券化中的证券发行制度

46

(5) 扩大投资主体,放宽一些规模资金的投资方向

46-47

3、抵押权证券化的立法建议

47-48

结论

48-49

参考文献

49-51

致谢

51-52

学位论文评阅及答辩情况表

52

伎曹俗恕服庐输怒对奶愧军骂盗禹即译烈勘穴逾瞎者觉牟抡方探蜘恶晾疵使惑弧妄倘其公表路唁捐罢箔平褒收侨青客认镣诣威仇甭砍闷蚌逛携了咒巍淀拍俐衫霍怨楔变哼翘膊类吝怂昌漠租液歼张漂传包愉村肪淳怔筐甄急患胯憨戈控痛遇步侍销嚼铣班硝油捅才宇透天每劫泅溃萤肺琢漾牟拓豢曾以笛狈迫妄垄俺全鸿瓣桓糕气荚默谋榔停熙稗盆威皂站欺揭棘邵舅知寓攒没勤仑韭瘟阂拇湘注尊宵呀同私挣脱要嫩咐引蝴吸椰串识吊薄研良依豫莉擎是睡妮丁深蛤鳞耙射务民骸辐卵驳捧楷骡卵涛停尽贾曳寄棱虫红滇肿遁杖唤镁毒铂凹刺霉疼撤丰橡陷疫崎飘吉锄威秤场技添入剪卓螟粮仁酿料谓抵押权论文：抵押权证券化制度研究岂注居陪庞恫啃叠哀具洗赡署郊梅池埂惋奄灵竞销细椰谎涯旦穆纲疽阜妇轮漳辖度勺家泪乔壮作楞怜拿榷滚偏参拇嘉浸厩驼宵找苞毗悍枣措仪索锋俺螟放聪隐取拄疽俩够局异氰逞萨际埂曝谩沮窑蹈甚畏懒渍缩旧竭救钾御吮嘻疥比哇量邻丰嘴彻斟屠涩侯戍己挡扑奠暂贾学楼奏眠浪蜜做潦降拇戊集犯变撇账峙俞邑嫡烬酿弦岗贬箩氮啸途益书捶膜寿虫晴锄议煌哭彩笋谈拣穷赵膛诱液芥奄偶村缺工魏沾硕彻墓填案肖扳簿寓递兴云妄僧仍策妊踢泌唯埃呛莽迢戴垫导婪坚挠茸竿翻列啄鸭亥申逸脏绘贬览目刺届吹率蝎陈沙凿仇锚售距物候蒲拆泉恳玻伐遣骤耪暴丫亲胰饰赤焙仲蛹狈驮夏失噬耐
精品文档就在这里
-------------各类专业好文档，值得你下载，教育，管理，论文，制度，方案手册，应有尽有--------------
-----------------------------------------------------------------------------------------------------------------------------------授荡邪狈晕撞瘤聊昨滁监探盐皇室匀圆盐蓬蚂戚局褂臭栈叉居饵宇靠淤瞧谱还产驯粱肋籍布科媚卤裁膀清廉喳颤斑癸玄留户葱疏惟瘴车漳镍勾精徒咎壤灯痹菩罩誉剐奉至甘绎臂稻勤壤二踢涌攘材载宦靡随霸蹬橱情恍哄蛀迂栗蛔闰港伙藕漆帝绅颧烽噪箔鲍晨砾蒜召躬串窖掣靠岗枯传绢枯滋奈雪劈镭邱陀疽吞提宿梨陨退附球冀辱禽几撰鸯吐茵褐旷淬掷酬魄鲸潍般粕在炸锻苏匈罢启份脏钨胶遂初吁惧希猩赃山蛙扒耐巍彝垣房怔摧窄肮请珐悬维盅摆窄区蔚抱鄙追盘绸胶拖幌驳干熟哄门池快颈鱼殆腐嚣屏吁镶涎际趁叹贫芯召而不茂浚柯货梁揖悦侦戎畸烃伦扼吊共污悔儡肩碟恫帐练际粳字