2026年备考银行招聘之银行招聘综合知识综合练习试题高频卷附答案.docx

2026年备考银行招聘之银行招聘综合知识综合练习试题高频卷附答案

单选题（共150题）
1、资料：Procrastination comes in many disguises. We might resolve to tackle a task, but find endless reasons to defer it. We might prioritize things we can readily tick off our to-do list- answering emails, say- while leaving the big, complex stuff untouched for another day. We can look and feel busy. while artfully avoiding the tanks that really matter. And when we look at those rolling, long untouched items at the bottom of our to-do list, we can't help but feel a little disappointed in ourselves.
A.Concrete things are more attractive than the abstract things
B.The long term upside is easily dominated by short-term effort in our minds
C.We cannot avoid present bias in our brain
D.The brain can be trained to procrastinate often

【答案】 B
2、资料：Procrastination comes in many disguises. We might resolve to tackle a task, but find endless reasons to defer it. We might prioritize things we can readily tick off our to-do list- answering emails, say- while leaving the big, complex stuff untouched for another day. We can look and feel busy. while artfully avoiding the tanks that really matter. And when we look at those rolling, long untouched items at the bottom of our to-do list, we can't help but feel a little disappointed in ourselves.
A.The natural function of our brain
B.The other ways to make the benefits of action feel bigger and real
C.The other ways to make the benefits of action feel smaller and unreal
D.The perils of procrastination

【答案】 B
3、—Why didn't you join us last night?
A.watched
B.would watch
C.was watching
D.had watched

【答案】 C
4、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.arrange schedule according to the deadline
B.drive according to the deadline
C.afraid of the deadline
D.procrastination

【答案】 A
5、资料：Placing the right type of workers in close proximity to each other can generate up to a 15 percent increase in organizational performance，according to the study from Cornerstone On Demand，a provider of cloud-based learning and talent-management software，and researchers at Harvard Business School in Massachusetts. For businesses with 2，000 employees, this translates into an additional $1 million in profit each year，the study said.
A.Cornerstone On Demand is a provider of cloud-based learning and talent-management software
B.Placing the right type of workers together will generate 15% increase in performance
C.Smarter seating can affect company’s performance
D.A study about how a firm get additional profit

【答案】 B
6、新农合”是指（ ）。
A.新型农村合作社
B.新型农村合作保险
C.新型农村合作医疗
D.新型农村合作教育

【答案】 C
7、下列语句中，没有语病的一项是（　　）。
A.自从李师傅开了修理高级手表的直播视后，短短的十分钟内，先后有一万二干人次前来观摩学习。
B.减免高速公路通行费后，公路货运量较去年同期增加了1.5倍，高速通行费减少了0.8倍。
C.许多消费者前来喝咖啡，并非是因为这家店的咖啡好喝，而是因为心忧患券到期不能使用。
D.上午八点，随着飞机舱门缓缓打开，英雄们鱼贯而出，站立在通道两侧的数百名欢迎队伍立刻鼓掌，欢迎英雄们回家。

【答案】 A
8、6×10×11×26-5×12×13×22=（　　）。
A.0
B.2
C.1
D.3

【答案】 A
9、运用（）进行管理的实质，是以满足人们基本的社会心理上的需要，达到调动人们的工作积极性、促进社会主义现代化事业的发展为目的的。
A.行政方法
B.经济方法
C.社会心理方法
D.数学方法

【答案】 C
10、资料：With 55% of consumers' customer service interactions starting online and 63% of adults using their smartphone several times a month to seek customer service， your mobile customer service tactics are more important than ever.
A.It forbids customers to go
B.It helps you gain new customers
C.Because of customers are using their smartphone to seek customer service
D.It prevent losing customers entirety

【答案】 B
11、( )年10月27日中国工商银行于上海及香港同步上市，实现了从国有独资商业银行到股份制商业银行，再到国际公众持股公司的历史任务。
A.2005
B.2006
C.2007
D.2008

【答案】 B
12、Air fares will be ________on July 20. Domestic flights will go down by 10 percent, but international flights will go up by .
A.revised
B.resided
C.reshaped
D.reserved

【答案】 A
13、资料：之后，经济学家Mr.V发表了关于一些新名词的感悟，请根据下列资料回答问题。
A.The conceptions of globalization vary
B.The disciplines in the social sciences vary
C.There are less conceptions of globalization
D.There are many disciplines in the social sciences

【答案】 C
14、Passage 2
A.Modern technology is what we can’t live without
B.Digital technology often falls short of our expectation
C.gital devices are more reliable than they used to be
D.GPS error is not the only cause for Ceely’s accident

【答案】 B
15、 ( )不属于反映企业在一定会计期间的经营成果的会计要素。
A.资产
B.收入
C.费用
D.利润

【答案】 A
16、Passage 8
A.to help a wound to dry
B.to covers a rough surface
C.damages some of the small side branches
D.allows too many branches to grow in the middle

【答案】 B
17、All car makers are spending billions trying to figure out a future that is more______，more autonomous and steps back from fossil fuels。
A.electric
B.electrical
C.electronic
D.electrified

【答案】 A
18、You can’t modernize____large external investments.
A.from
B.on
C.without
D.unless

【答案】 C
19、（　　）on her past mistakes,Jessie realized that she had trusted wrong people.
A.Reflecting
B.To reflect
C.Being reflected
D.Reflect

【答案】 A
20、资料：A high-precision NASA radar instrument left a NASA airport in Southern California for Iceland on January 28 to create detailed maps of how glaciers move in the dead of winter. This will help scientists around the world better understand some of the most basic processes involved in melting glaciers, which are major contributors to rising sea levels.
A.To investigate the climate change
B.To make maps about moving glaciers
C.To measure the rising sea levels
D.To slow the melting process of glaciers

【答案】 B
21、下列银行中不是政策性银行的是（ ）。
A.中国农业发展银行
B.国家开发银行
C.中国进出口银行
D.中国农业银行

【答案】 D
22、下列不属于企业经济利益流入的是（　　）。
A.销售收入
B.租金收入
C.为第三方代收的款项
D.投资收入

【答案】 C
23、Consequently，a sustainable business model can______companies to better adapt to complex environments and achieve sustainable competitive advantages。
A.render
B.enable
C.cause
D.ensure

【答案】 B
24、依次填入下列各句划线部分的词语，与句意最贴切的一组是（　　）。
A.贯串鬼怪国是
B.贯穿鬼怪国事
C.贯串诡怪国事
D.贯穿诡怪国是

【答案】 D
25、（）是收文办理的中心环节。
A.批办
B.拟办
C.承办
D.注办

【答案】 C
26、劳动者在下列哪种情形中，用人单位可以解除劳动合同？（　　）
A.劳动者患病或者非因公负伤，在规定的医疗期内的
B.严重违反用人单位的规章制度的
C.劳动者不能胜任工作，经过培训或者调整工作岗位，仍不能胜任工作的
D.女职工在孕期、产期、哺乳期内的

【答案】 B
27、 审查银行存款余额调节表时，对结账日后（　）个工作日内银行已收、企业未收的款项，应审查款项的性质及来源。
A.5
B.10
C.7
D.20

【答案】 B
28、To keep up with the infrastructure ______ the profession also needs to learn how to run large projects more effectively and efficiently in order to make the entire design-engineer-operate lifecycle digital.
A.boost
B.boom
C.construction
D.prosperity

【答案】 B
29、 下列不属于限制竞争行为的是（　　）。
A.某县文化局限定所有的中小学必须购买某一经营者的文化用品
B.某省政府最近下发一通知，所有购买外地商品的本地商品经营者必须支付购买税
C.某县邮电局通告全县人民，所有想装电话的用户必须从邮电局购买电话机
D.某电影院进行有奖看电影，最高奖是一辆价值8000元的摩托车

【答案】 D
30、资料：Actually, any sale is a gift until you get paid. But exporters are especially concerned, since their buyers might be 10,000 miles away！
A.Business
B.Economy
C.Social
D.Culture

【答案】 A
31、We all hope that new economic plan of yours（　　）miracle.
A.is working
B.works
C.will be working
D.worked

【答案】 B
32、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?
A.Latin American countries and in South-East Asia
B.German, Japan and China
C.German, Japan and United States
D.Not mentioned

【答案】 C
33、倾销就是出口商（　　）。
A.低价出口
B.低于进口国价格出口
C.低于出口国价格出口
D.低于其他国家价格出口

【答案】 C
34、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?
A.doubtful
B.indifferent
C.positive
D.pessimistic

【答案】 C
35、某服装店有T恤45件，其中短袖的有22件，翻领的有20件，既是短袖又有翻领的有12件，则既不是短袖，也不是翻领的T恤是（　　）件。
A.14
B.13
C.12
D.15

【答案】 D
36、资料：When we see well，we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are.
A.even if we can see well
B.only when we cannot see perfectly
C.only when we realize how important our eyes are
D.only when we can see well

【答案】 A
37、The car industry has expanded at a（　　）rate over the past ten years.
A.rapidness
B.rapidly
C.rapidity
D.rapid

【答案】 D
38、根据路径一目标理论，主动征求并采纳下属意见的领导方式称为（　　）。
A.指导式领导
B.支持型领导
C.参与式领导
D.成就取向式领导

【答案】 C
39、资料：Job Responsibilities:
A.every month
B.every two weeks
C.every week
D.every day

【答案】 B
40、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)
A.To share with readers the author’s unbearable life caused by cyberbullying
B.To accuse the whole society of its public humiliation which has become a culture
C.To draw people's attention to tragedies of victims due to cyberbullying
D.To complain to readers that social media has made a large amount of money out of

【答案】 C
41、（ ）their existing problems,great improvements were made in the country’s literacy rates and health care system.
A.But for
B.For all
C.Above all
D.Except for

【答案】 B
42、We will support any opportunity for the railways____back into public ownership.
A.be bought
B.to be bought
C.buying
D.be buying

【答案】 B
43、远期汇率的期限一般为（ ）个月。
A.1~6
B.3~9
C.6~9
D.6~12

【答案】 A
44、The “cure rate”of many diseases increased dramatically after penicillin was ______ by more doctors.
A.put into practice
B.put into effect
C.put into use
D.put into operation

【答案】 C
45、与“如怨如慕，如泣如诉;余音袅袅，不绝如缕”相接的是（ ）。
A.渺渺兮予怀，望美人兮天一方
B.哀吾生之须臾，羡长江之无穷
C.纵一苇之所如，凌万顷之茫然
D.舞幽壑之潜蛟，泣孤舟之嫠妇

【答案】 D
46、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.
A.the sleeper’s own mind
B.the sleeper’s feeling
C.the sleeper’s imagination
D.the sleeper’s wishes

【答案】 A
47、Everything returned to normal（　　）nothing had happened.
A.as if
B.because
C.when
D.For

【答案】 A
48、资料：Candle Light College Limited
A.Degree
B.Computer knowledge
C.Related work experience
D.Flexible working hours

【答案】 C
49、 There's an______food shortage and many farmers will miss the winter cropping season.
A.enormous
B.immense
C.acute
D.urgent

【答案】 C
50、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.
A.on the letterheads and packages
B.in the social media platform
C.advertisements on TV
D.All of above

【答案】 D
51、Passage 4
A.law courts have decided not to use fashionable words
B.it is widely accepted by all the insured
C.it enables ordinary people to understand it easily
D.the meaning of such wording has been agreed upon

【答案】 D
52、Recruiting the right people _____looking for individuals with diverse skills from a range of backgrounds .
A.is
B.is involved
C.involves
D.are

【答案】 C
53、假设某银行体系：（1)原始存款总额为100万元；（2)法定准备金额为8%;(3)现金漏损率为10%;(4)超额准备金率为2%; (5)定期存款准备金率为4%;(6)定期存款总额为20万元。 根据上述材料，回答下列问题：
A.K=1/(r+h)
B.K = 1/(r+h+e)
C.K=1/(r+ h + e+t×S)
D.K= 1/(r+h+e×t+s)

【答案】 C
54、甲乙丙三人去买水果，甲购买1斤西瓜3斤苹果7斤梨共需要31.6元，乙购买1斤西瓜4斤苹果10斤梨共需36.2元。那么，丙购买1斤西瓜1斤苹果1斤梨共需要（　　）元。
A.22.4
B.24.2
C.12.4
D.14.2

【答案】 A
55、中国共产党确定毛泽东思想作为自己的一切工作指针的会议是（　　）。
A.遵义会议
B.瓦窑堡会议
C.中共六届六中全会
D.中共七大

【答案】 D
56、下列属于完全垄断的行业是（ ）。
A.商业银行
B.通信企业
C.汽车、石油、天然气
D.公共事业

【答案】 D
57、It was the training（　　）Sam had at school（　　）made him an excellent runner.
A.what;what
B.that;that
C.what;that
D.that;which

【答案】 B
58、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But I’ve also learned that if you don’t have a strategy for making time for those bigger ambitions and your truly lofty goals, they’ll simply never get done. And that means you won’t make the progress that’s really going to move your business forward.
A.increase
B.peak
C.diminish
D.disappear

【答案】 C
59、下列属于柜台市场的是（ ）。
A.第四市场
B.第三市场
C.深圳证券交易所
D.NASDAQ系统

【答案】 D
60、 处置短期投资实际收到的收入大于账面价值的应计人( )。
A.投资收益
B.利息收入
C.营业外收入
D.其他业务收入

【答案】 A
61、下列说法不正确的是（ ）。
A.舞低杨柳楼心月——柳永
B.两情若是久长时——秦观
C.此情无计可消除——李清照
D.可惜流年、忧愁风雨——辛弃疾

【答案】 A
62、（ ）their existing problems,great improvements were made in the country’s literacy rates and health care system.
A.But for
B.For all
C.Above all
D.Except for

【答案】 B
63、Passage 1
A.It can accurately pinpoint a country's current economic problems
B.It can help to raise people's awareness of their economic well-being
C.It can diagnose the causes of a country's slowing pace of economic improvement
D.It can compare a country's economic conditions between different periods of time

【答案】 D
64、 某外国商人甲在我国领域内犯重婚罪，对甲应如何处置?（　　）
A.适用我国刑法追究其刑事责任
B.通过外交途径解决
C.适用外国刑法追究其刑事责任
D.直接驱逐出境

【答案】 A
65、Passage 8
A.cause it can help a would to dry
B.Because it can cover a rough surfaceBBecause it can make a would smooth
C.Because it can prevent disease entering a wound

【答案】 A
66、中国革命和建设的基本立足点是（　　）。
A.艰苦奋斗
B.实事求是
C.独立自主
D.争取外援

【答案】 C
67、正在编辑的Word文件因断电而丢失信息，原因是（　　）。
A.半导体RAM中信息因断电而丢失
B.存储器容量太小
C.没有执行Windows系统的关机操作
D.ROM中的信息因断电而丢失

【答案】 A
68、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.5.6%
B.7.1%
C.16.1%
D.24.4%

【答案】 A
69、投资银行最本源、最基础的业务活动不包括（ ）。
A.证券发行与承销业务
B.证券经纪与交易
C.承销业务
D.风险投资

【答案】 D
70、新文化运动兴起的标志是（)。
A.李大钊发表《庶民的胜利》
B.“兼容并包”方针的提出
C.陈独秀在上海创办《新青年》
D.鲁迅发表《狂人日记》

【答案】 C
71、填入括号中最恰当的一项是（　　）。
A.发表，独树一帜
B.抒发，独出心裁
C.发表，别具一格
D.抒发，别有用心

【答案】 B
72、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.impact
B.incident
C.inference
D.issue

【答案】 D
73、中央银行提供的基础货币是通过其资产业务流通出去的，下列不属于中央银行提供基础货币途径的是（　　）