2025年银行招聘之银行招聘综合知识自我检测试卷A卷附答案.docx

2025年银行招聘之银行招聘综合知识自我检测试卷A卷附答案

单选题（共600题）
1、资料：Memo
A.She is the owner of a financial sevices company
B.She has published several books
C.She has experience running a business
D.She teaches management courses at a university

【答案】 C
2、—I think science is more useful than art.
A.not so useful as
B.less useful than
C.the most useful of
D.as useful as

【答案】 D
3、2020年1月2日电，自今年1月1日起，符合条件的港澳台居民可在（　　）参加社会保险。目前，珠海市已启动实施港澳台居民参加珠海社会保险工作，专题部署和组织培训。
A.珠海市
B.深圳市
C.广州市
D.厦门市

【答案】 A
4、资料：Keeping the Zeal of a Startup as You Scale
A.They are more concentrated and tend to stick to their goals
B.They frequently defeat old companies in competitions
C.They try figure out new ways to solve problems
D.They do not follow existing rules

【答案】 B
5、Passage 7
A.avoided defining the extent of McDonnell’s duties
B.made no compromise in convicting McDonnell
C.was contemptuous of McDonnell’s conduct
D.refused to comment on McDonnell’s ethics

【答案】 C
6、假设某公司的权益乘数为2.02，其总资产报酬率为7.39%，销售净利率为4.53%，则其所有者权益报酬率应为（　　）。
A.14.93%
B.9.15%
C.15.25%
D.10.34%

【答案】 A
7、In 2008 inflation was running _________about 4 percent; in 2009 it was 4.5 percent.
A.to
B.of
C.on
D.at

【答案】 D
8、资料：What if you were told there was a way you may strengthen your cognitive skills and heighten your intelligence, and all you had to do was was learn to strike up basic conversations in another language?
A.seem more productive in the job market
B.comfortably travel to foreign countries
C.get to know different cultures
D.all of the above

【答案】 D
9、影响汇率变动的长期原因不包括（ ）。
A.—国的国际收支状况
B.经济发展状况
C.通货膨胀差异
D.利率差异

【答案】 D
10、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.
A.New York
B.London
C.Chicago
D.Frankfurt

【答案】 C
11、（　　）in computer technology are allowing users to reach into any part of the world by just clicking a mouse.
A.Advancement
B.Advances
C.Advancing
D.Advance

【答案】 B
12、政府的财政收入政策通过（ ）因素对国民收人产生影响。
A.政府转移支付
B.政府购买
C.消费支出
D.出口

【答案】 C
13、以利率或价格为标的，旨在发现银行间市场的实际利率水平、商业银行对利率的预期。 这是指（ ）。
A.数量招标
B.价格招标
C.拍卖
D.竞价交易

【答案】 B
14、（　　）,he is appointed as the manager.
A.Be a man ever so young
B.So young as a man ever is
C.No matter he is young
D.A man ever so young

【答案】 A
15、6×10×11×26-5×12×13×22=（　　）。
A.0
B.2
C.1
D.3

【答案】 A
16、资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
A.introduce the Bank of Monsell
B.analyze the products of Bank of Monsell
C.introduce certain products and services for teens
D.show the success of the Bank of Monsell

【答案】 C
17、人力资源管理部门与非人力资源管理部门在履行人力资源管理职能方面存在分工。其中由非人力资源管理部门承担的任务是（　　）。
A.制定薪酬体系
B.拟订人员供需平衡的实施计划
C.提出本部门人员需求条件
D.形成这个公司的培训计划

【答案】 C
18、下列表述中不符合因事设职和因人设职相结合原则的是（　　）。
A.任何组织首先是人的集合，而非是事和物的集合
B.组织中的工作最终要靠人完成，不能完全招聘社会上的人员来满足企业的所有需要
C.即一个上级直接领导与指挥下属的人数应该有一定的限制，并且应该是有效的
D.组织设计往往不是全新的，进行再度调整时，要考虑“事事有人做”而非“人人有事做”

【答案】 C
19、资料：The daily changes of the market can lead investors astray.The ups and downs make the tendency to look at the portfolio,s performance frequently too temping.This means investers are likely to perceive mere risk,forgetting about their key term goals.
A.Keep themselves from checking their trading accounts
B.Avoid risks in terms of investment plans
C.Pay attention to long-term interests rather than short-term ones
D.缺

【答案】 C
20、一般均衡经济理论中，商品的供给和需求依赖于经济体中（　　）的价格。
A.所有其他商品
B.技术研发
C.单一商品
D.相关商品

【答案】 A
21、对有价证券行市的正确理解是（　　）。
A.证券行市与市场利率负相关
B.证券行市是有价证券的发行价格
C.证券行市是证券面值的资本化
D.证券行市与证券收益率负相关

【答案】 A
22、不属于商业银行经济资本管理内容的是（　　）。
A.经济资本的计量
B.经济资本的分配
C.经济资本的评价
D.经济资本的测算

【答案】 D
23、North American______also have a strong reputation in the Indian educational and labor markets.
A.majors
B.degree
C.credits
D.diplomas

【答案】 D
24、拉动国内生产总值GDP增长的“三驾马车”不包括（　　）。
A.投资
B.消费
C.税收
D.净出口

【答案】 C
25、下列哪种结算工具适用于异地先拿货款后发货的结算？()
A.银行汇票
B.商业汇票
C.银行本票
D.支票

【答案】 A
26、资料： The poverty line is the minimum income that people need for an acceptable standard of living. People with incomes below the poverty line are considered poor. Economists study the causes of poverty in order to find solutions to the problem.
A.to give several possible solutions to the problem of poverty
B.to explain why some people in the United States are below the poverty line
C.to show sympathy for those poor people
D.to give the definition of “poverty line”

【答案】 A
27、资料：“I wouldn’t be here today if not for the generosity of strangers,” said Michael Moritz, while announcing a major donation to Oxford University. A former Time Magazine reporter, Mr. Moritz left journalism to become one of the most successful venture capitalists in Silicon Valley. Through Sequoia Capital, the firm he joined in 1986 and has led for many years, Mr. Moritz was an early investor in Google, Yahoo, PayPal and LinkedIn. His personal fortune is estimated at well over $1 billion. Oxford University announced last Wednesday that he and his wife, the novelist Harriet Heyman, donated ￡75 million, or $115 million, to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds. Behind the headlines about the size of the gift was a family story of immigration, education and a sense of obligation that transcended generations.
A.showed how scholarship changed his family members’ life
B.gave him the motive to study hard to be successful
C.illustrated that his family emphasized on education very much
D.proved that immigration family can also make great achievements

【答案】 A
28、计算机网络突出的优点是（　　）。
A.存储容量大
B.运算速度快
C.共享资源和信息交换
D.精度高

【答案】 C
29、中国银行的核心价值观是（　　）。
A.担当、诚信、专业、创新、平稳、高效
B.文明、和谐、自由、平等
C.担当、诚信、专业、创新、稳健、绩效
D.爱国、敬业、诚信、友善

【答案】 C
30、Training includes practical experience working on a range of aircraft on campus including a______Boeing aircraft owned by the school.
A.broken
B.functioning
C.used
D.skeleton

【答案】 B
31、资料：Some companies are more creative in their use of history than others. HSBC’s History Wall, a striking art installation at the bank’s London headquarters, is made up of 3,743 images drawn from the bank’s archives and arranged in chronological order.
A.Less creative by comparison
B.Be smaller in size
C.Become more majestic
D.Nothing different

【答案】 A
32、资料：2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the world's biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba.
A.It is the largest online payment service provider in China
B.It has sold more than US$9 Billion worth of goods in 24 hours on Singles Day
C.It has a strong social responsibility
D.It is the world’s biggest IPO

【答案】 C
33、一般而言，银行最主要的资产业务是（　　）。
A.存款
B.贷款
C.证券投资
D.固定资产

【答案】 B
34、2019年7月22日，美国《财富》杂志公布2019年“世界500强”榜单。中国银行以1277.14亿美元营业收入排名第（　　）位，较上一年度上升两位。
A.34
B.44
C.45
D.30

【答案】 B
35、资料：Did your child's brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the University of Missouri-Columbia. The study found that when students return to school after a long summer vacation, they've lost one to three months worth of learning.
A.Because the community have the libraries
B.Because at home the parents will make kids reading more
C.Because in summer vacation kids have more time in reading
D.Because community and home give kids more opportunities to read

【答案】 D
36、The accounting team uses an advanced spreadsheet software program to list company（　　）by department.
A.diagrams
B.expenditures
C.applications
D.Insights

【答案】 B
37、根据我国《反洗钱法》及中国人民银行的规定，银行等金融机构在反洗钱方面承担的相关义务不包括（　　）。
A.协助反洗钱调查
B.对反洗钱工作的信息进行适度公开
C.及时报告大额和可疑交易
D.建立内部反洗钱工作机制和规程

【答案】 B
38、To meet the ethical requirements, the participants were informed that their involvement in the study was voluntary and that their personal privacy would be treated______.
A.confidentially
B.proudly
C.confidently
D.secretly

【答案】 A
39、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But I’ve also learned that if you don’t have a strategy for making time for those bigger ambitions and your truly lofty goals, they’ll simply never get done. And that means you won’t make the progress that’s really going to move your business forward.
A.How to manage your time well
B.How to overcome different challenges in the office
C.How to win competitions and get promotions
D.How to prevent distractions and focus on big issues

【答案】 D
40、资料：Because of the biochemical reactions in your body that occur with every type of food you eat on a daily bases, some foods age you faster than your real age, while other foods help to fight aging.
A.the degrading joints
B.the thinning of your hair
C.the good condition of your organs
D.the wrinkles around your eyes

【答案】 C
41、—堆泥土，甲单独搬运要20天，乙单独搬运要10天。若甲先搬运一天，然后乙接替甲搬运一天，再由甲接替乙搬运1天……两人如此交替工作，那么搬运完这堆泥土共需（）天。
A.13
B.14
C.15
D.16

【答案】 B
42、资料：Seeking to end a stalemate in negotiations over her country’s withdrawal from the European Union, Prime Minister Theresa May of Britain offered Friday substantial payments to the bloc during a two-year transition period immediately after the country’s exit.
A.Thereas May’s makes financial commitment to EU for the transition period
B.Britain insists on leaving EU without any agreement
C.EU won’t talk to Britain unless Britain makes concessions
D.Thereas May seeks to unlock Brexit talks in her speech

【答案】 D
43、2008年全球金融危机爆发以来，世界主要国家央行开始采取特殊货币政策，美国在利率水平已经接近纪录最低时，推出了一系列非常规货币政策，包括为了支持银行贷款的长期流动性供给，为压低长期利率的资产购买计划等，除美国以外，美国、日本和欧洲银行也采取了非常规货币政策。IMF于2013年5月16日发布了《非常规货币政策：最近经验与前景》报告，报告称发达国家的非常规货币政策在很大程度上帮助实现了该国政策目标，诸如持续两年左右的购买国债计划帮助美国和英国的GDP增速提升了约2个百分点，然而，发达国家的这些政策对世界其他国家也造成了很大的影响，大量资本流入拉丁美洲和亚洲，导致新兴市场的汇率过度升值和波动。
A.紧缩货币政策
B.消极货币政策
C.中性货币政策
D.宽松货币政策

【答案】 D
44、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.
A.Accustomed
B.Complied
C.Conceited
D.True

【答案】 C
45、A公司计划通过四周的市场活动为其官方微博拉动人气。第一周A公司微博的关注人数增加了300人，往后三周每周的关注人数增量都是上一周增量的两倍。活动结束时A公司微博的关注人数是活动之前的4倍，则A公司活动前微博的关注人数是多少？（　　）
A.1200
B.1500
C.1800
D.2100

【答案】 B
46、They could give you a nationally____qualification and the experience you need to get the job.
A.recognized
B.viewed
C.regarded
D.realized

【答案】 A
47、下列对我国在高科技领域说法不正确的是（）。
A.发展航天事业可以促进我国经济的发展
B.高科技的竞争是综合国力竞争的实质
C.高科技的竞争仅是国力竞争的一方面，综合国力竞争的实质是军事力量
D.航天事业的发展，能够增强民族凝聚力

【答案】 C
48、We shouldn’t ignore the importance of ______ our hobbies or getting involved in arts and crafts activities.
A.amplifying
B.enhancing
C.fostering
D.magnifying

【答案】 C
49、总分类账与明细分类账平行登记四要点中的“依据相同”是指（ ）。
A.总分类账要根据明细分类账进行登记
B.明细分类账要根据总分类账进行登记
C.根据同一会计凭证进行登记
D.由同一人员进行登记

【答案】 C
50、2019年8月12日，中国银行与（　　）签署战略合作协议。双方将在推进金融业关键信息基础设施国产化、服务“一带一路”建设和助力脱贫攻坚战等方面进行战略合作。根据合作协议，双方将发挥各自优势，秉持互利共赢的原则，建立多领域战略合作，实现共同发展。
A.人民网
B.新华通讯社
C.南方周末
D.新浪财经

【答案】 B
51、教育部消息，今年上半年将启动开展（　　）专项治理行动，全面排查欺凌事件、及时消除隐患问题。
A.防范中小学生欺凌
B.集中整治校园欺凌
C.防范大学生欺凌
D.防范中小学生安全

【答案】 A
52、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Chinese business philosophy
B.China’s business culture
C.Doing business in China
D.Guanxi in China

【答案】 B
53、使预算约束线在保持斜率不变的条件下作远离原点运动的是（　　）。
A.x的价格上涨10%而y的价格下降10%
B.x和y的价格都上涨10%，收入下降5%
C.x和y的价格都下降10%，收入不变
D.x和y的价格都上涨10%，收入上涨5%

【答案】 C
54、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.translation
B.interpretation
C.exhibition
D.demonstration

【答案】 B
55、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list.
A.The memory distortion
B.The amount of sleep
C.The short-term memory
D.The ability to recall long list

【答案】 B
56、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a "sharing economy" based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.
A.Tencent is offering cloud services as a separate business
B.Smaller companies fail to build their own data center
C.Cloud services slightly increased the operating costs
D.Cloud technology is widely used in every Chinese enterprise

【答案】 B
57、The only decent hotel in town had hung out a “Full House” sign, so their only choice （ ） at a small inn.
A.is to put up
B.has been to put up
C.will be put up
D.was to put up

【答案】 D
58、默认情况下，Exce1 2003工作簿由（　　）个工作表组成。
A.1
B.4
C.5
D.3

【答案】 D
59、打开Word文档一般是指（ ）。
A.把文档的内容从内存中读出并显示出来
B.把文档的内容从磁盘调入内存并显示出来
C.为打开的文档开设一个新的空的文档窗口
D.显示并打印文档的内容

【答案】 B
60、资料：Why is Salt Bad for You?
A.give up cigarettes and alcohol
B.reduce his food intake and salt consumption
C.give up alcohol and reduce his salt consumption
D.give up cigarettes and reduce his food intake

【答案】 B
61、（　　）差异的存在是市场细分的客观依据。
A.产品
B.价格
C.需求偏好
D.细分

【答案】 C
62、完整的计算机系统由（ ）两大部分组成。
A.应用软件和系统软件
B.随机存储器和只读存储器
C.硬件系统和软件系统
D.中央处理器和外部设备

【答案】 C
63、资料：The movement of consumers from public social media to private messaging has been so rapid that Business Insider reported that the combined usage of the top four messaging apps now exceeds the combined usage of the top four social media apps。Falling data prices，cheaper devices，and improved features are helping propel this growth。
A.The traditional social networks will have great impact on certain groups
B.The private messaging apps will replace the social media apps
C.The intimate channels can be the double-edged swords to the sellers
D.The growth of the intimate channels will bring only benefits to the marketers