2025年银行招聘之银行招聘综合知识模拟考试试卷A卷含答案.docx

2025年银行招聘之银行招聘综合知识模拟考试试卷A卷含答案

单选题（共600题）
1、一位专家表示，如果疫情发生在一个中小城市，而不是这样的核心城市，当地政府不会如此紧张，担心引发城市的舆论危机和社会危机，也就会降低控制舆论的风险，从而采取有效措施来处理。同时，各方面对于中小城市的各种资源供给也会充裕，而且各种救助措施也会针对较少的人口而更为简洁和有效。
A.大城市的管理难度比中小城市更大，特别是在暴发疫情的时候
B.建议改变过去发展核心城市的策略，鼓励中小城市发展
C.比起大城市，中小城市暴发疫情后的防控工作会更为简单有效
D.疫情发生在中小城市的话，当地政府就不会紧张

【答案】 C
2、在Exce1中，对单元格“$D$2”的引用是（　　）。
A.绝对引用
B.相对引用
C.一般引用
D.混合引用

【答案】 A
3、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.Those who are unwilling to stay alone in their hotel rooms
B.Those who would like to explorer more about Montreal
C.Those who are fond of jazz music
D.Those who get tired of businesses and conferences

【答案】 B
4、We explicitly make allowance for the fact that production
A.confines
B.conforms
C.ceases
D.continues

【答案】 C
5、央行开展MLF操作释放5000亿元人民币，该国法定存款准备金率为20%，商业银行系统平均超额存款准备金率为5%，国民平均通货存款持有习惯是1:4，则该国货币供应量新增（　　）。
A.12500
B.10000
C.9000
D.13000

【答案】 A
6、对实际现金流进行折算时，使用（　　）。
A.名义利率
B.税前利率
C.通胀率
D.实际利率

【答案】 D
7、It is not hard to read Arya,because she（　　）blushes with embarrassment when she has a terrible conversation with others.
A.habitually
B.habit
C.habits
D.habitual

【答案】 A
8、资料：Are walkers smarter than drivers?
A.They put forward proposals for using public transportation rather than private cars
B.They realize their parents' dream of moving to cities
C.Their workforce leads to cities with higher GDP and educational levels
D.They contribute to cities' educational industry

【答案】 C
9、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.Bosses push employees to work by sending emails anytime
B.Employees are exhausted by the constant need to check emails
C.Companies mean to stress the workers out by sending emails
D.None of above

【答案】 B
10、根据路径一目标理论，主动征求并采纳下属意见的领导方式称为（　　）。
A.指导式领导
B.支持型领导
C.参与式领导
D.成就取向式领导

【答案】 C
11、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.Because connoisseurs said its flavor rivals that of wine grapes
B.Because there were different varieties
C.Because it helped preserve beer
D.Because only some people didn’t like the taste

【答案】 A
12、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a "sharing economy" based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.
A.Cloud services help enterprises get access to resources
B.Tencent's efforts to develop cloud service
C.Tencent opens up big data platform to boost sharing economy
D.Cloud technology

【答案】 C
13、使用伪造、变造的银行存单骗取公私财物的行为属于（）。
A.金融票据诈骗
B.有价证券诈骗
C.信用证诈骗
D.金融凭证诈骗

【答案】 D
14、Since the 1960s, there have been several policies designed to______this challenge, including institutions tailored for smallholder agriculture.
A.do
B.deliver
C.cope
D.address

【答案】 D
15、What this is telling us is that we need to first establish a middle class that is able to hold the government ________ .
A.account
B.accounted
C.accounting
D.accountable

【答案】 D
16、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为2.5%。
A.分期付息到期还本债券
B.到期一次还本付息债券
C.分期还本到期一次付息债券
D.分期付息债券

【答案】 A
17、鱼在游泳时，会产生沿着身体从头到尾的波浪状运动，增加这种波动的频率，就会提高其行进的速度。一股来说，鱼尾摆动的频率在0.1赫兹到20赫兹之间，而目前大多数模仿该种游泳风格的机器鱼，尾摆频率都很低，小于2赫兹，不仅游动速度慢，每秒仅能行进四分之一到一个自身体长，而且很耗能。此次，由美国弗吉尼亚大学生物工程研究实验室朱建忠教授领导的研究团队，以游泳速度快而闻名的黄鳍金枪鱼和大西洋鲭鱼为原型，开发出一种新型机器鱼。机器鱼体长254.3毫米、宽49.2毫米、高67.8毫米，由头部组件、中央致动组件和尾鳞组件3部分组成，其尾摆频率能够达到15赫兹，此时其每秒可行进4个体长的距离，也就是1米。该机器鱼的能量效率表现也很优异，当游泳速度为每秒0.4米时，二个10瓦时电池组可支持其续航9.1公里；当游泳速度为每秒1米时，一个10瓦时电池组可支持其续航4.2公里。研究人员表示，生物学研究可以激发高性能机器人的设计和开发，而黄鳍金枪鱼、大西洋鲭鱼等鲭科类就是研究水下高性能运动行为的理想群体，他们希望通过观察和模仿这些鱼类的运动模式，将其生物特征结合到机器人平台中，以优化仿生型水下航行器的性能，并最终实现超越。
A.黄鳍金枪鱼和大西洋鲭鱼的游泳速度快于一般其他鱼类
B.朱建忠教授及其团队新开发出的机器鱼续航里程4.2-9.1公里
C.鱼在游泳，波浪状运动的频率和行进的速度成正比
D.朱健忠教授及其团队新开发出的机器鱼体长0.25米左右

【答案】 B
18、We also had to collect immense amounts of historical data and ____satellites to monitor the ocean-atmosphere system.
A.make up
B.set up
C.devote to
D.invest in

【答案】 B
19、对擅自使用与知名商品相近似的名称、包装、装潢，造成和他人的知名商品相似使购买者误认为是该知名商品的行为判断，所依据的是（　　）。
A.《商标法》
B.专利法》
C.《消费者权益保护法》
D.《反不正当竞争法》

【答案】 D
20、资料：Taikong City was founded by the dormuns about 50 AD.Its name is derived from a Cethic worldwhich means the piece of the bold one.After they invaded Bliton in 43 AD the Dormons built a bridge across the Themas River.They later decided it was an excellent place to built a port.The water was deep enough for ocean going ships but it was far enough inland to be safe from other raiders.Around 50 AD Dormons merchants built a town by the bridge.So Taikong City was born.
A.established
B.improved
C.exceed
D.promoted

【答案】 A
21、Passage 1
A.The economic growth is turning better
B.The world economic growth is plunging
C.The IMF’s forecasts on world economy sometimes are too optimistic
D.The economic growth of the emerging world remains the same

【答案】 C
22、A scientist often reaches a dead end that leads to no alternatives in research and has to go back and determine if all the____made are true to how the world operates.
A.equations
B.principles
C.assumptions
D.theories

【答案】 C
23、—般而言，物价水平年平均上涨率不超过2%~3%的是（ ）。
A.爬行通货膨胀
B.温和通货膨胀
C.恶性通货膨胀
D.奔腾式通货膨胀

【答案】 A
24、For instance, a death certificate allows the person’s ______ to be distributed to heirs.
A.property
B.poverty
C.prestige
D.dignity

【答案】 A
25、Passage 7
A.sarcastic
B.tolerant
C.skeptical
D.supportive

【答案】 D
26、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.Because connoisseurs said its flavor rivals that of wine grapes
B.Because there were different varieties
C.Because it helped preserve beer
D.Because only some people didn’t like the taste

【答案】 A
27、 下列关于刑法的主刑和附加刑说法错误的一项是（　　）。
A.附加刑是补充主刑的刑罚方式，不能独立适用
B.犯罪时不满l8周岁的，不能适用死刑
C.被判处拘役的犯罪分子在执行期间参加劳动的，可以酌量发给报酬
D.附加刑适用剥夺政治权利，它是作为一种比较严厉的刑罚方式适用于重罪犯

【答案】 A
28、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点。同时，2019年一季度到期的中期借贷便利（MLF）不再续做。这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度。
A.货币供给增加
B.货币供给减少
C.货币需求增加
D.货币需求减少

【答案】 A
29、资料：之后，经济学家Mr.U与你讨论了一些潜在的问题，请根据下列资料回答问题。
A.It is music studio
B.It is an advertising agency
C.It is a high-street music retailer
D.It is a consulting firm

【答案】 C
30、丹霞地貌是指由陆相红色砂砾岩构成的具有陡峭坡面的各种地貌形态。以下景观属于丹霞地貌的是（　　）。
A.新疆克拉玛依魔鬼城
B.江西龙虎山
C.广东肇庆七星岩
D.湖南张家界

【答案】 B
31、资料：For promotions to remain effective, RT company has to analyze the impact of different campaigns. Word of mouth promotions can be more difficult to measure than some traditional methods of promotion. Although healthy sales are an important measure, RT uses other measures to evaluate the effectiveness of its activities. For example:
A.the sales report of RT campaigns
B.the sales report of RT company
C.how Facebook and Twitter have influenced the market
D.how to evaluate promotional activities

【答案】 D
32、资料：In a family where the roles of men and women are not sharply separated and where many household tasks are shared to a greater or lesser extent, notions of male superiority are hard to maintain. The pattern of sharing in tasks and in decisions makes for equality, and this in turn leads to further sharing. In such a home, the growing boy and girl learn to accept that equality more easily than did their parents and to prepare more fully for participation in a world characterized by cooperation rather than by the battle of the sexes.
A.The man
B.The woman
C.The children
D.The psychologist

【答案】 C
33、资料：You can not go forward by going backward. Take the current debate about trade and globalization, for instance, while the impulse to erect trade barriers is understandable given the pain experienced in recent years, it is not the way to create lasting growth and shared prosperity.
A.Critical
B.Doubtful
C.Indifferent
D.Approving

【答案】 D
34、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Westerners may establish long-term cooperation with one supplier
B.Chinese panel tends to looking for clear alternatives
C.Chinese negotiator is illogical
D.Westerners are straightforward in Chinese businessmen's eyes

【答案】 A
35、 银行汇票持票人在代理付款行开户的处理中，代理付款行收到在本行开户的持票人送交的汇票、解讫通知和进账单，经审核无误后，以汇票作借方传票，第二联进账单作贷款传票。其会计分录为( )。
A.借：××存款一一持票人户 　　贷：存放联行款项(联行往账)
B.借：××存款一一持票人户 　　贷：银行存款
C.借：银行存款 　　贷：××存款——持票人户
D.借：存放联行款项(联行往账) 　　贷：××存款一一持票人户

【答案】 D
36、When Monte broke the glass,he tried to put the（　　）back together.
A.fragments
B.pieces
C.bits
D.slices

【答案】 A
37、( )年10月27日中国工商银行于上海及香港同步上市，实现了从国有独资商业银行到股份制商业银行，再到国际公众持股公司的历史任务。
A.2005
B.2006
C.2007
D.2008

【答案】 B
38、Almost of the information we gather is also available online around the world,with the______ coming from our contacts,from direct growers and wholesalers。
A.remained
B.remaining
C.remains
D.remain

【答案】 B
39、下列关于经济资本和监管资本的说法中，错误的是（　　）。
A.账面资本是银行资本金的静态反映，反映了银行实际拥有的资本水平
B.经济资本在数额上与非预期损失相等
C.监管资本是监管当局规定的银行必须持有的与其业务总体风险水平相匹配的资本
D.监管资本是一种虚拟的、与银行风险的非预期损失额相等的资本

【答案】 D
40、资料：The movement of consumers from public social media to private messaging has been so rapid that Business Insider reported that the combined usage of the top four messaging apps now exceeds the combined usage of the top four social media apps。Falling data prices，cheaper devices，and improved features are helping propel this growth。
A.People make fun of each other on these apps
B.It would make the social media disappear
C.You need to put private information on them all the time
D.It builds connection with your real friends

【答案】 D
41、下列关于历史典籍，表述正确的是（　　）。
A.《春秋》是我国第一部国别体史书
B.《史记》是我国第一部编年体通史
C.《汉书》是我国第一部纪传体断代史
D.《资治通鉴》是我国第一部纪传体通史

【答案】 C
42、政府无论调高或者调低价格，其结果（　　）。
A.都会使消费者得到好处
B.都会使生产者得到好处
C.都会使供求失衡现象消失
D.都可能使供求失衡现象持续存在

【答案】 D
43、Boeing 707 on service from Bogota, Colombia, crashed while ___ its destination at New York’s JFK International Airport.
A.to approach
B.having approached
C.approaching
D.to be approached

【答案】 C
44、There’s been a lot of contention in the last couple of weeks about the future______of the company.
A.direction
B.decision
C.condition
D.orentation

【答案】 A
45、把本国货币与本国主要贸易伙伴国的货币确定一个固定的比价，随着一种或几种货币进行浮动的制度是（　　）。
A.固定汇率制度
B.盯住汇率制度
C.联合浮动汇率制度
D.浮动汇率制度

【答案】 B
46、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.It’s a shame if you check your email all the time
B.The employees are willing to leave work at the end day of the workday
C.The employees are expected to answer emails although it’s not working time
D.Work email is the essential part in worker’s daily life

【答案】 C
47、采用直接标价法条件下，汇率的上升意味着（ ）。
A.外国货币价值不变
B.外国货币贬值
C.本国货币价值不变
D.外国货币升值

【答案】 D
48、Large numbers of state-run preschools were expediently closed down during the 1990s economic reform and instead,a variety of for-profit private preschools sprung ______ across the country.
A.by
B.out
C.in
D.up

【答案】 D
49、某人是“80”后，今年他的年验不超过40，且年龄比出生年份各数字和还要大16，则他的出生年份不可能是（　　）。
A.1985
B.1980
C.1987
D.1982

【答案】 C
50、The Brunwick Explorer is a submersible robotic vehicle designed to search for mineral deposits far ______the surface of sea.
A.behind
B.below
C.beyond
D.between

【答案】 B
51、上海世博会中国馆由国家馆和地区馆组成。国家馆为“天”，富有雕塑感的造型主体——“东方之冠”高耸其间，形成开场屹立之势；地区馆为“地”，如同基座般延展于国家馆之下，形成浑厚依托之态。这表明（　　）。
A.创新是继承与发展的统一
B.建筑艺术对建筑业有重大的指导作用
C.人的认识来源于客观，灵感来源于主观
D.人们可以根据自己的需要创造出新的设想

【答案】 A
52、应世界经济论坛创始人兼执行主席施瓦布邀请，国家主席习近平将于2021年1月25日在北京以视频方式出席世界经济论坛（　　）对话会并发表特别致辞。
A.APEC议程
B.博鳌议程
C.达沃斯议程
D.金砖五国议程

【答案】 C
53、资料：Rahul Chadha, co-chief investment officer for Hong Kong-based Mirae Asset Global Investments, has a few charts he is particularly fond of when it comes to telling a story about investing in China.
A.It’s not difficult for China to achieve its target of creating 11 million jobs
B.there are enough vacancies for young people from the rural areas in India
C.the developed economies enjoys a better income growth
D.more Chinese will borrow to increase their spending power

【答案】 A
54、下列不属于禁止债权转让的情形的是（　　）。
A.根据合同性质不得转让
B.依照法律规定不得转让
C.按照当事人约定不得转让
D.依照债权人要求不得转让

【答案】 D
55、The left wing party wants to keep these two actions __