2019-2025年银行招聘之银行招聘综合知识强化训练试卷A卷附答案.docx

2019-2025年银行招聘之银行招聘综合知识强化训练试卷A卷附答案

单选题（共600题）
1、The river is already ___its banks because of the excessive rainfall;and the city is threatened with a likely flood.
A.parallel to
B.level in
C.flat on
D.flush with

【答案】 D
2、2020年1月2日电，自今年1月1日起，符合条件的港澳台居民可在（　　）参加社会保险。目前，珠海市已启动实施港澳台居民参加珠海社会保险工作，专题部署和组织培训。
A.珠海市
B.深圳市
C.广州市
D.厦门市

【答案】 A
3、 We could be sliding into an extraordinary recession unless we ______ the economy immediately.
A.inspire
B.stimulate
C.tempt
D.distract

【答案】 B
4、Passage 1
A.indifferent
B.impartial
C.sarcastic
D.pessimistic

【答案】 B
5、在20世纪80年代中后期，由于温州很多企业生产假冒伪劣产品，导致了在全国市场上抵制“温州货”现象。这表明（　　）。
A.使用价值是价值的物质承担者
B.生产商品的个别劳动时间少于社会必要劳动时间
C.生产商品的个别劳动时间多于社会必要劳动时间
D.价值是使用价值的前提和基础

【答案】 A
6、银行承兑汇票期限自出票之日起最长不超过（　　）。
A.3个月
B.6个月
C.1年
D.2年

【答案】 B
7、我国从哪一年开始开展“金卡工程”？（ )
A.1990年
B.1991年
C.1992年
D.1993年

【答案】 D
8、____their regular daytime job, many people do extra work in the evening.
A.Between
B.Beside
C.Besides
D.By

【答案】 C
9、资料：In a family where the roles of men and women are not sharply separated and where many household tasks are shared to a greater or lesser extent, notions of male superiority are hard to maintain. The pattern of sharing in tasks and in decisions makes for equality, and this in turn leads to further sharing. In such a home, the growing boy and girl learn to accept that equality more easily than did their parents and to prepare more fully for participation in a world characterized by cooperation rather than by the battle of the sexes.
A.authoritarianism is important
B.neo-popism is unavoidable
C.momism is essential
D.cooperation is necessary

【答案】 D
10、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.
A.Illegal
B.Condemnable
C.Rife
D.Common

【答案】 C
11、Contrary （ ） the popular opinion, higher taxes end up benefiting the citizens more than lower ones.
A.for
B.in
C.to
D.with

【答案】 C
12、中央银行在公开市场卖出政府债券的主要目的是为了（　　）。
A.帮助政府弥补财政赤字
B.获取价差收益
C.减少流通中的基础货币
D.减少商业银行在中央银行的存款

【答案】 C
13、总需求函数可以表示为：Y=AD（P），以下关于总需求曲线向右下方倾斜的原因，说法不正确的是（　　）。
A.当价格总水平上升时人们持有财富的实际价值升高，人们会变的非常富有，从而增加消费
B.在既定收入的前提下，价格总水平提高使个人持有的财富可以购买的消费品数量下降，从而消费减少
C.由于当价格水平上升的时候，出口会下降，进口增加，导致了净出口下滑
D.随着价格总水平提高，利息率上升，而利息率上升会使得投资减少，即价格水平提高使投资支出减少

【答案】 A
14、对高、中、低层管理人员的技能要求是有所区别的，按三种技能在其技能组成中的比重从大到小排列，对低层管理人员的技能要求应该是（　　）。
A.技术技能、人际技能、概念技能
B.人际技能、概念技能、技术技能
C.概念技能、人际技能、技术技能
D.概念技能、技术技能、人际技能

【答案】 A
15、关于通货膨胀的成因，下列说法不正确的是（　　）。
A.失业率居高不下时也可能出现高通货膨胀
B.在总需求和总供给相对平衡的条件下，某些结构性因素也可能导致通货膨胀
C.货币供给的扩张并非需求拉动型通货膨胀的唯一根源
D.货币是导致通货膨胀的唯一重要的因素

【答案】 D
16、Will you please tell me ___ right now?
A.what time be
B.what time is it
C.what is the time
D.what time it is

【答案】 D
17、资料：When we see well，we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are.
A.looking over a wide area
B.seeing objects far away
C.judging distances
D.seeing at night

【答案】 C
18、This year, the figures are 27 percent and 53 percent ______.
A.respectively
B.respectly
C.respecting
D.respect

【答案】 A
19、Passengers should possess boarding pass，valid passport，visa， exit registration card， and immigration certificate ______ by related department.
A.issued
B.made
C.identified
D.designed

【答案】 A
20、Which of the following is or was an example of representative full-bodied money？（ ）。
A.Debt money
B.ATS account
C.Gold certificate
D.Demand deposit

【答案】 C
21、Stereotypes______women’s roles to duties within the domestic sphere，such as food preparation and child care。
A.confine
B.limit
C.restrain
D.conform

【答案】 A
22、会议室里的凳子有3条腿的，也有4条腿的，都能坐。并且会议室坐满了人，一张凳子只能坐一个人。如果会议室里的凳子的条数和人的腿加起来共有39条，则3条腿的凳子有（　　）张。
A.1
B.3
C.5
D.7

【答案】 B
23、On the next birthday,Ann（　　）married for twenty years.
A.is
B.has been
C.will be
D.will have been

【答案】 D
24、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Unbiased
B.Slightly critical
C.Fully supportive
D.Paradoxical

【答案】 B
25、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为2.5%。
A.分期付息到期还本债券
B.到期一次还本付息债券
C.分期还本到期一次付息债券
D.分期付息债券

【答案】 A
26、 “手续费收入”属于( )类科目。
A.所有者权益
B.损益
C.资产
D.负债

【答案】 B
27、Are you going to hang the ___ of the Declaration of Independence in the classroom on in the auditorium?
A.rivet
B.typhus
C.typhoid
D.replica

【答案】 D
28、截至2011年末，我国境内股市已经成为全球第（ ）大市场。
A.二
B.三
C.四
D.五

【答案】 B
29、资料：Memo
A.To assign a task
B.To introduce a client
C.To announce a publishing merger
D.To change the tie of a meeting

【答案】 A
30、资料：American Airlines CEO takes blame for maintenance errors, disrupted flights
A.it has not done any inspections before
B.its airplanes are far too old to fly any more
C.it has not met the FAA maintenance standard
D.the fatality rate has doubled in the last 15 years

【答案】 B
31、金融期权交易最早始于（　　）。
A.股票期权
B.利率期权
C.外汇期权
D.股票价格指数期权

【答案】 A
32、下列哪个选项不在世界四大文明古国之列？（ ）
A.巴比伦
B.雅典
C.埃及
D.印度

【答案】 B
33、金融资产管理公司属于（ ）。
A.银行机构
B.非银行金融机构
C.信托机构
D.证券机构

【答案】 B
34、某家庭2000年总收入为10万元人民币，2012年时，该家庭的总收入增加至38万元人民币，根据恩格尔定律，与2000年相比，2012年该家庭用于食品的支出在家庭总收入中的比重（　　）。
A.保持不变
B.将会下降
C.将会增长
D.无从判断

【答案】 B
35、The local area network also connects to a wide area network that allow a message ___ across the country or to other countries.
A.send
B.sending
C.to be sent
D.is sent

【答案】 C
36、 票据贴现实付金额为( )。
A.汇票金额
B.贴现利息
C.汇票金额一贴现利息
D.以上答案均错误

【答案】 C
37、我国对不正当竞争行为进行监督检査的主管部门是（ ）。
A.国内贸易部
B.技术监督局
C.工商行政管理局
D.物价局

【答案】 C
38、不属于货币市场工具特点的是（　　）。
A.期限较短
B.风险较低
C.普遍存在担保
D.流动性高

【答案】 C
39、资料：From:Gloria Richter
A.An efficient way for the staff to deal with the large number of emails
B.More investment in the well-being of the staff
C.Reopening of the staff lounge
D.clarification of whom the staff should report their works to

【答案】 B
40、We can give____depending on the model number.
A.account
B.discipline
C.discount
D.disconnect

【答案】 C
41、认为利率纯粹是一种货币现象，利率水平由货币供给与货币需求的均衡点决定的理论是（　　）。
A.马克思的利率决定理论
B.实际利率理论
C.可贷资金论
D.凯恩斯的利率决定理论

【答案】 D
42、Of interest is also the question whether, and if so, how a technology marked by many as "revolutionary" can impact on established leaning and teaching in a context which appears to be______to change.
A.hesitant
B.reluctant
C.resistant
D.persistent

【答案】 C
43、下列能够计入我国当年GDP的是（　　）。
A.制衣厂购入的10万元棉花
B.某人买了一辆价值10万元的旧房
C.某企业当年生产而没有卖掉的10万元产品
D.一个在美国工作的华人收入10万元

【答案】 C
44、Passage 3
A.keep students from being unrealistic
B.lower risks in choosing careers
C.ease freshmen’s financial burdens
D.relieve freshmen of pressures

【答案】 D
45、资料：The personal computer was a revolution in information technology that spawned a $50 billion hardware business, with another $30 billion in software and peripherals （eg. mouse, keyboard, printer, etc.） by 1991. During its short 15 years, the industry evolved through three successive periods. During its first 5 to 6 years, it was characterized by explosive growth and multiple, small competitors vying for a piece of the market. From 1981 to 1985, the industry became a battle for standards and retail shelf space. The third era was one of increasing fragmentation. From 1986 through 1991-1992, new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed.
A.Sharing applications between machines
B.Programming on the computer
C.Writing contracts on the computer
D.Buying keyboards and printers

【答案】 A
46、With great efforts and friends’ help，Xiao Hua finally found a______job.
A.luxurious
B.luminous
C.luminant
D.lucrative

【答案】 D
47、资料：THOMAS WILSON
A.update
B.fix
C.innovate
D.furnish

【答案】 B
48、资料：欧洲的经济学家Mr.T首先跟你谈了欧洲的一些优势，以及一些好的企业。请根据下列资料回答问题
A.It is a Spanish food
B.It is a soft drink
C.It is a sports drink
D.It is a food and drinks company

【答案】 C
49、毛泽东对“实事求是”这句话作了科学解释的著作是（　　）。
A.《改造我们的学习》
B.《论联合政府》
C.《关于领导方法的若干问题》
D.《论人民民主专政》

【答案】 A
50、对有价证券行市的正确理解是（　　）。
A.证券行市与市场利率负相关
B.证券行市是有价证券的发行价格
C.证券行市是证券面值的资本化
D.证券行市与证券收益率负相关

【答案】 A
51、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.
A.To reduce the risk of global warming, more should be invested on low-emissions energy sources
B.Climate change is not only a climate issue, but also a business issue
C.It’s more difficult to quantify the greenhouse gas emissions on the Dakota Access than Keystone XL
D.US and China will work together to cope with climate change

【答案】 D
52、资料：American Airlines CEO takes blame for maintenance errors, disrupted flights
A.it has not done any inspections before
B.its airplanes are far too old to fly any more
C.it has not met the FAA maintenance standard
D.the fatality rate has doubled in the last 15 years

【答案】 B
53、资料：2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the world's biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba.
A.35 million
B.45 million
C.780 million
D.80 million

【答案】 A
54、目前市售的USB Flash Disk(俗称优盘)是一种（ ）。
A.输出设备
B.输人设备
C.存储设备
D.显示设备

【答案】 C
55、Almost of the information we gather is also available online around the world,with the______ coming from our contacts,from direct growers and wholesalers。
A.remained
B.remaining
C.remains
D.remain

【答案】 B
56、马克思列宁主义、毛泽东思想、邓小平理论和“三个代表”重要思想共同的精髄是（）。
A.从群众中来，到群众中去的群众路线
B.实事求是的思想路线
C.具体问题具体分析的方法论原则
D.革命性和实践性相统一的理论特征

【答案】 B
57、Passage 2
A.Host families
B.Foreign students
C.School staff
D.Airline worker

【答案】 B
58、总分类账户与明细分类账户平行登记四要点中的“依据相同”是指（ ）。
A.总分类账要根据明细分类账进行登记
B.明细分类账要根据总分类账进行登记
C.根据同一会计凭证登记
D.由同一人员进行登记

【答案】 C
59、李克强主持召开国务院党组会议，学习贯彻习近平总书记在（　　）的重要讲话精神，部署强化政府系统全面从严治党，推动经济社会持续健康发展。
A.十九届中央检法会议
B.十九届五中全会
C.十九届人民代表大会
D.十九届中央纪委五次全会

【答案】 D
60、Hurricane Katrina passed in my own surroundings and
A.involved
B.entailed
C.panicked
D.panic

【答案】 A
61、Passage 2
A.To keep client’s data safe
B.To close down the poor services
C.To give up their data monopoly
D.To disclose their sources of profits

【答案】 C
62、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.To require an instant respond for after-hour emailing
B.To abandon after-hour emailing
C.To tell employees that an after-hours email doesn't necessarily require a response
D.To limit the time of after-hour emailing

【答案】 D
63、Sometimes that stress is relieved______in the form of a large earthquake .
A.gradually
B.steadily
C.slowly
D.suddenly

【答案】 D
64、资料：When we see well，we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are.
A.even if we can see well
B.only when we cannot see perfectly
C.only when we realize how important our eyes are
D.only when we can see well

【答案】 A
65、出口方银行向外国进口商或进口方银行提供的贷款是（　　）。
A.卖方信贷
B.买方信贷
C.国际金融机构贷款
D.政府贷款

【答案】 B
66、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.Revolutionary
B.Reliable
C.Salutary
D.Unassailable

【答案】 A
67、资料：October 20,2013
A.He was impressed with its menu
B.The hotel is located close to the company
C.He has special ties with the hotel staff
D.It has become a tradition of the company

【答案】 A
68、资料：It's so common to hear people say， “I’m stressed out，” almost as a badge of honor， as if this is a symptom only of our fast-paced modern life. But in her book， “Exhaustion： A History，”Anna Katharina Schaffner writes that the syndrome of mental exhaustion has existed almost since the beginning of human history.
A.Some mental ailments throughout time were caused by civil rights movement of women in 19th century
B.Neurasthenia might be caused by late 20th century’s life when electricity and telegraphy came into being
C.Chronic fatigue syndrome caused by Spiritual failings might be popular in Medieval times
D.Other mental ailments in 18th century were attributed to the new psycho-social pressures of neo-liberal capitalism

【答案】 C
69、资料：Google and Uber have grabbed most of the attention regarding the advent of self-driving cars, but on Sunday, Lyft threw down the ultimate challenge: A majority of autonomous vehicles for Lyft within a mere five years.
A.Mr.Zimmer’s idea is that now we are at the critical moment in history, we should take decisive action whether taking the right path or not
B.Mr Zimmer thinks the introduction of the autonomous vehicles will not cause the unemployment and surely will increase the employment because such car drivers will be needed to provide service
C.The author has argued that although there are still some problems in Mr. Zimmer’s predication but the general direction of realizing self-driving cars will be correct
D.Mr.Zimmer provides some variable factors such as companies profits and leagal procedure problems in order to realize the massive transformation of self-driving cars in such a short of time

【答案】 B
70、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.Because voluntary plans ar