2019-2025年银行招聘之银行招聘综合知识高分题库附答案.docx

2019-2025年银行招聘之银行招聘综合知识高分题库附精品答案

单选题（共600题）
1、Even though medicine can take you back to health if you fall ill，______is recommended to avoid side effects.
A.moderation
B.consideration
C.reflection
D.speculation

【答案】 A
2、资料：A high-precision NASA radar instrument left a NASA airport in Southern California for Iceland on January 28 to create detailed maps of how glaciers move in the dead of winter. This will help scientists around the world better understand some of the most basic processes involved in melting glaciers, which are major contributors to rising sea levels.
A.By melting the frozen iceberg in winter
B.By observing the snow's moving directions
C.By isolating ice from water in sunlines
D.By comparing the glaciers moving speeds

【答案】 D
3、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments.
A.The varied ability levels of the special needs students
B.The needs from the special needs students
C.The difficulty levels of the learning tasks
D.The focus of the specific assignment

【答案】 D
4、资料：Do you want to see the world? Then plan to visit the Silver Poseidon Cruises Career Fair on Tuesday, November 15 from 9 a.m. to 4 p.m. or Wednesday. November 16 from 5 p.m. to 9 p.m. We are looking for food service, entertainers, and maintenances staff to work aboard our many vessels. Free travel is just the beginning when you work for Silver Poseidon Cruises.
A.Career advancement opportunities
B.Paid training programs
C.Free travel
D.Time off for holidays

【答案】 D
5、2月6日，我国自主研发建造的全球首座十万吨级深水半潜式生产储油平台（　　）能源站，抵达海南陵水海域。
A.“天海一号”
B.“深海一号”
C.“深鲸一号”
D.“白鲨一号”

【答案】 B
6、某企业与工人签订了为期3年的劳动合同，约定在3年内按现行工资水平付给工人工资。此后3年内，企业所在国发生了通货膨胀，并且企业经常以各种借口缩短中午休息时间。企业在3年经营当中获取了超过同行业其他企业的更高的利润，那么该企业超出其他企业的利润的来源是（　　）。
A.一部分工人工资与绝对剩余价值
B.绝对剩余价值与相对剩余价值
C.一部分工人工资和相对剩余价值
D.一部分工人工资、绝对剩余价值与相对剩余价值

【答案】 A
7、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为2.5%。
A.分期付息到期还本债券
B.到期一次还本付息债券
C.分期还本到期一次付息债券
D.分期付息债券

【答案】 A
8、资料：Samsung’s Notebook 7 Spin is a stylish，versatile work machine with power to spare.The 2-in-1 notebook’s performance is impressive，and its versatile folding design is legitimately useful.Unfortunately，the system’s shallow keyboard and lackluster battery life curtail its productivity potential a bit.
A.In a magazine about electronic products
B.In Samsung’s stores
C.In a newspaper
D.In an advertisement

【答案】 A
9、The optimal length of a nap was an hour and a half______people could go through a complete cycle.
A.so thatA
B.even if
C.as to
D.as soon as

【答案】 A
10、下列关于计算机病毒认识不正确的是（　　）。
A.计算机病毒是一种人为的破坏性程序
B.计算机被病毒感染后，只要用杀毒软件就能清除全部的病毒
C.计算机病毒能破坏引导系统和硬盘数据
D.计算机病毒也能通过下载文件或电子邮件传播

【答案】 B
11、Nabhi Verma ,who holds degrees in both architecture and engineering, has a range of technical abilities ____ that.
A.too much
B.beyond
C.even more
D.moreover

【答案】 B
12、帕累托最优条件不包括（ ）。
A.效率问题
B.社会问题
C.生产问题
D.分配问题

【答案】 D
13、商业银行财务管理的核心内容是（ ）。
A.资本金管理
B.利润管理
C.财产管理
D.成本管理

【答案】 D
14、生命化学进化四个阶段不包括（ ）。
A.从有机小分子物质生成无机小分子物质
B.从有机小分子物质形成有机高分子物质
C.从有机高分子物质组成多分子体系
D.从多分子体系演变为原始生命

【答案】 A
15、 在会计核算中，资金运动的具体内容是通过在账簿中设置（　　）来反映的。
A.账户
B.会计科目
C.单元
D.内容

【答案】 A
16、资料：Star Airways, Mumbai's dominant airline for the past five years, has reported it is planning to replace its entire aircraft fleet with European-produced Skystream jets. Starting with an initial purchase of 90 jets, Star Airways expects the changeover to take a decade to complete. The new planes will enable the airline to expand its international routes as well as provide replacements for its aging fleet of jet planes. Star Airways and Skystream, in a joint announcement at the Brussels Air Show on Thursday, said that the order included seventeen of the new AWB85O aircraft. This will make Star Airways the first Indian carrier to fly the AWB850, an aim it has had since the powerful jets were first produced.
A.Seventeen years
B.Ten years
C.Five years
D.Three years

【答案】 B
17、总分类账与明细分类账平行登记四要点中的“依据相同”是指（ ）。
A.总分类账要根据明细分类账进行登记
B.明细分类账要根据总分类账进行登记
C.根据同一会计凭证进行登记
D.由同一人员进行登记

【答案】 C
18、公文应在（ ）装订。
A.左侧
B.右侧
C.上面白边区
D.下面白边区

【答案】 A
19、使预算约束线在保持斜率不变的条件下作远离原点运动的是（　　）。
A.x的价格上涨10%而y的价格下降10%
B.x和y的价格都上涨10%，收入下降5%
C.x和y的价格都下降10%，收入不变
D.x和y的价格都上涨10%，收入上涨5%

【答案】 C
20、While the reasons for massive，longer-burning wildfires are complex，there is______that wildfires will occur more frequently with climate change。
A.consensus
B.conclusion
C.recognition
D.compromise

【答案】 A
21、 Advertising has long been viewed as a method of mass ______ in that a single message can reach a large number of people.
A.promotion
B.permission
C.fantasy
D.popularity

【答案】 A
22、I hear many parents saying that their teenage children are rebellion.I wish it were so.At your age you ought to be growing away from your parents.You should be learning to stand on your own two feet.But take a good look at the present rebellion.It seems that teenagers are all taking the same way of showing that they degree with their parents.Instead of striking out bravely on their own,most of them are trying to seize at one another’s hands for safety.
A.are not sure of themselves
B.have much difficulty in understanding each other
C.dare not do things
D.are very much afraid of getting lost

【答案】 A
23、大额可转让定期存单最早产生于美国。美国的《Q条例》规定商业银行对活期存款不能支 付利息，定期存款不能突破一定限额。20世纪60年代，美国市场利率上涨，高于《Q条例》规 定的上限，资金从商业银行流入金融市场。为了吸引客户，商业银行推出可转让大额定期存 单。购买存单的客户随时可以将存单在市场上变现出售。
A.收益风险高
B.流动性差
C.容易造成通货膨胀
D.收益率低

【答案】 B
24、If you do what you really like,you will know how it feels to be（　　）and relaxed.
A.dispassion
B.sober
C.noiseless
D.calm

【答案】 D
25、I hope we can fly to_____moon oneday.
A.a
B.an
C.the
D./

【答案】 C
26、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.Long term financing to help employees
B.Employee purchase programs and discount cards
C.Pay off college loans
D.Budgeting software and company matched savings plans

【答案】 A
27、南京大屠杀发生于（　　）。
A.1935年12月13日
B.1937年12月13日
C.1936年12月13 日
D.1938年12月13 日

【答案】 B
28、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.binding
B.convincing
C.restraining
D.sustaining

【答案】 A
29、如果本国货币升值，则（　　）。
A.直接标价法汇率数值减小
B.直接标价法汇率数值增大
C.汇率变化方向不确定
D.间接标价法汇率数值减小

【答案】 A
30、对特定地区的经济发展进行倾向性经营的银行是（ ）。
A.国家开发银行
B.中国人民银行
C.城市商业银行
D.中国农业银行

【答案】 A
31、（　　）by his performance,I would say he has a good chance of winning.
A.Judged
B.Judging
C.To be judged
D.Having been judged

【答案】 B
32、I cannot think of anything ______ happened that day which I would have wished otherwise.
A.what
B.who
C.that
D.which

【答案】 C
33、Passage 7
A.awaken the conscience of officials
B.guarantee fair play in official access
C.allow for certain kinds of lobbying
D.inspire hopes in average people

【答案】 B
34、 下列会计基本假设中，( )是指企业会计确认、计量和报告的空间范围。
A.会计分期
B.会计主体
C.持续经营
D.货币计量

【答案】 B
35、资料：Happy wood sprites knows the way to Fenghuang city.
A.Dances
B.Poetry
C.Paintings
D.Music

【答案】 D
36、某国对某种商品进15的数量或金额规定最高限额．达到限额后便不再允许进15，这种措施称为（　　）。
A.“自动”出口配额
B.B进口许可证制
C.关税配额
D.绝对配额

【答案】 D
37、按照保险对象的不同可将保险分为（　　）。
A.人身保险与财产保险
B.自愿保险与强制保险
C.保险与再保险
D.信用保险与人身保险

【答案】 A
38、在LM曲线的凯恩斯区域，（　　）。
A.货币政策有效
B.财政政策有效
C.财政政策无效
D.财政政策和货币政策同样无效

【答案】 B
39、廉租住房建设贷款，贷款期限最长不超过（ ）年。
A.2
B.3
C.5
D.8

【答案】 C
40、承担法律责任的主要形式是（ ）。
A.民事制裁
B.刑事制裁
C.行政制裁
D.法律制裁

【答案】 D
41、下列关于宪法原则的说法哪个是正确的？（ ）
A.社会主义国家的宪法和资本主义国家的宪法都遵循国家主权、基本人权、法治和权力制 约原则，并且内容相同
B.社会主义国家的宪法和资本主义国家的宪法所遵循的基本人权原则在内容上是一致的
C.社会主义国家的宪法并未确立基本人权的原则
D.社会主义国家的宪法中权力制约主要表现为监督原则，而资本主义国家的宪法中权力制约主要表现为分权原则

【答案】 D
42、 It’s offered as proof that she’s a____woman who won’t waste taxpayer’s money.
A.principled
B.patriotic
C.pioneer
D.radical

【答案】 A
43、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?
A.deficit
B.surpluses
C.decline
D.recession

【答案】 A
44、资料：Early Experiences
A.You should separate new and mature customers in testing your products
B.Approximate customers are equally valuable as real users
C.Salespeople have a lot of customer contact, so they have the same motivations as customers
D.Usability test aims to please the customers

【答案】 D
45、软件是（ ）。
A.所有程序的统称
B.所有技术文档资料的统称
C.所有保存在软盘上的程序的统称
D.所有程序及相关文档资料的统称

【答案】 D
46、“富贵在天，生死由命”这是属于（　　）。
A.机械唯物主义观点
B.客观唯心主义观点
C.主观唯心主义观点
D.朴素唯物主义观点

【答案】 B
47、资料：Do you want to see the world? Then plan to visit the Silver Poseidon Cruises Career Fair on Tuesday, November 15 from 9 a.m. to 4 p.m. or Wednesday. November 16 from 5 p.m. to 9 p.m. We are looking for food service, entertainers, and maintenances staff to work aboard our many vessels. Free travel is just the beginning when you work for Silver Poseidon Cruises.
A.On a cruise ship
B.In a factory
C.At a jewelry shop
D.At an amusement park

【答案】 A
48、下列作家和作品对应不正确的是（　　）
A.叶圣陶——《多收了五斗米》
B.巴金——《家》
C.矛盾——《包身工》
D.老舍——《骆驼祥子》

【答案】 C
49、资料：Up to 80 per cent of the world’s middle classes will live in developing countries by 2030 thanks to surprising recent gains in poverty reduction, according to a United Nations report published on Thursday.
A.greater economic dynamism
B.aid from developed countries
C.changes of developing countries
D.trade among developing countries

【答案】 B
50、根据《巴塞尔协议》的规定，以下属于商业银行核心资本的是（ )。
A.中期优先股
B.损失准备
C.附属机构的少数股东权益
D.可转换债券

【答案】 C
51、The Oliveira Dining Guide, an online directory of restaurants, is ____ by cuisine type, price range and location.
A.search
B.searchable
C.searches
D.searcher

【答案】 B
52、资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
A.Lily,a primary school student who has saved about $300 in cash
B.Sue,a secondary school student who wants to open her own account
C.Neil,the father of a teenage son aged 14,who want to open an account
D.Jane,a post-graduate who wants to manage her own money

【答案】 B
53、That car is my property;you ______ use it without my permission.
A.needn’t
B.might not
C.may not
D.mustn’t

【答案】 D
54、We all convinced that the project was（　　）.
A.fertile
B.inevitable
C.inherent
D.feasible

【答案】 D
55、《商业银行法》规定了商业银行的经营原则，即商业银行以安全性、流动性、效益型为经营原则以及实行“四自”，其中“四自”中不包括（　　）。
A.自主经营
B.自我监督
C.自负盈亏
D.自我约束

【答案】 B
56、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud. Although internal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business decisions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.
A.Financial forecasts
B.According rules
C.Manuals of accounting policies and procedures
D.Organization charts

【答案】 B
57、资料：2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the world's biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba.
A.It is the largest online payment service provider in China
B.It has sold more than US$9 Billion worth of goods in 24 hours on Singles Day
C.It has a strong social responsibility
D.It is the world’s biggest IPO

【答案】 C
58、下列关于公司债券的说法中，错误的项是（　　）。
A.公司债券募集办法中应当载明公司净资产额
B.它是一种有价证券
C.有记名债券也有无记名债券
D.公司均以电子券方式发行公司债券

【答案】 D
59、He’s been quite helpful，______？
A.hasn’t he
B.is he
C.has he
D.isn’t he

【答案】 A
60、资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
A.introduce the Bank of Monsell
B.analyze the products of Bank of Monsell
C.introduce certain products and services for teens
D.show the success of the Bank of Monsell

【答案】 C
61、It is difficult to know why a work of art produces some emotions，but it has been known for a very long time that paintings，music and poetry have the power to touch us，to repel us and to______intense pleasure or displeasure.
A.rise
B.arise
C.raise
D.arouse

【答案】 D
62、“我劝天公重抖擞，不拘一格降人才!”出自（　　）的诗句。
A.梁启超
B.龚自珍
C.康有为
D.林则徐

【答案】 B
63、Passage 1
A.flied away
B.still died
C.changed into a fairy
D.was more beautiful than before

【答案】 C
64、资料：From:prorno@
A.Instructions for entering a competition
B.chance to try a new product
C.An apology for an error
D.Thanks for completing a customer survey

【答案】 B
65、In sub-Saharan Africa today, for instance, gross investment____for roughly of national income.
A.estimates
B.accounts
C.constitutes
D.makes

【答案】 B
66、We went to the office in the morning and found somebody（　　）into the office during the night.
A.broke
B.had broken
C.has broken
D.was breaking

【答案】 B
67、汇率贴水是指( )。
A.远期汇率比即期汇率贵
B.远期汇率比即期汇率便宜
C.市场汇率比官方汇率贵
D.市场汇率比官方汇率便宜

【答案】 B
68、资料：Business,academic and civic leaders in Cambridge have warned that one of Britain’s major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.
A.Prosperity
B.Increase
C.Decrease
D.Bleakness

【答案】 A
69、资料：This exhibition brings together outstanding works from the earliest times to the present in a thematic arrangement that is fresh and unique.
A.the processes of making bronze
B.the best works of bronze
C.the properties and qualities of bronze
D.some new media art

【答案】 D
70、关于商业银行理财业务的特点，下列表述不正确的是（　　）。
A.银行是理财业务风险的主要承担者
B.银行理财业务是“轻资本”业务
C.理财业务是一项金融知识技术密集型业务
D.商业银行理财业务运作的不是银行自有资金，而是客户委托资金

【答案】 A
71、资料：Stress is a common factor in life. Children experience stress from school, new social situations and simply growing up. Adults feel the stress of working, paying bills, raising kids and maintaining households. Seniors also feel stress, even though some may have retired, raised their children and paid off their homes. Certain amounts of stress are a part of life for people of all ages.
A.Affect
B.Improve
C.Intensify
D