2022-2025年银行招聘之银行招聘综合知识高分通关题库A4可打印版.docx

2022-2025年银行招聘之银行招聘综合知识高分通关题库A4可打印版

单选题（共800题）
1、Passage3
A.from one side of a dish to the other
B.from the other side of the dish
C.with their fingers
D.with their spoons

【答案】 C
2、我国现行货币统计制度将货币供应划分为三个层次，其中M2代表（　　）。
A.广义货币供应量
B.狭义货币供应量
C.流通中的现金
D.储蓄状态的货币

【答案】 A
3、（　　）是社会发展的决定力量。
A.生产关系
B.经济基础
C.上层建筑
D.生产方式

【答案】 D
4、Passage 6
A.stupid
B.polite
C.considerate
D.annoying

【答案】 D
5、Passage 3
A.Their economy is plunging
B.Their currency has slumped
C.They can’t afford trips to England
D.They have lost half of their assets

【答案】 B
6、票据交易价格主要取决于（ ）。
A.市场利率
B.票面利率
C.票面价值
D.到期价格

【答案】 A
7、资料：The federal government on Wednesday recommended an endangered-species listing for the loggerhead turtles in U.S. Waters, a decision that could lead to tighter restrictions on fishing and other maritime trades.Environmental groups who’ d been pushing an endangered listing said the proposal was a “turning point”they hope will lead to greater turtle protections.
A.Nature is quite fair regarding the survival of turtles
B.Turtles are by nature indifferent to human activities
C.Course of nature will not be changed by human interference
D.The turtle population has decreased in spite of human protection

【答案】 D
8、According to some（　　）by some scholars,lung cancer is caused mainly by smoking.
A.rock
B.research
C.schedule
D.Rumor

【答案】 B
9、Science and spirit seemed so incongruent, and yet they both appeared to be two windows （ ） into the same house.
A.looked
B.looks
C.looking
D.to look

【答案】 C
10、Are you going out? Yes, please lock the door when you ___ .
A.will leave
B.leave
C.have been leaving
D.will have left

【答案】 B
11、根据科曼提出的领导生命周期理论，通过领导的工作行为、领导的关系行为和下属的成熟度建立一个三维结构的有效领导模型，其中（　　）具有低工作行为、低关系行为和适用于成熟度高的下属。
A.说服型领导
B.授权型领导
C.参与型领导
D.命令型领导

【答案】 B
12、资料：Our goal with the new MacBook was to do the impossible: engineer a full-size experience into the lightest and most compact Mac notebook ever. That meant reimagining every element to make it not only lighter and thinner but also better. The result is more than just a new notebook. It’s the future of the notebook. And now, with sixth-generation Intel processors, improved graphics performance, faster flash storage, and up to 10 hours of battery life. MacBook is even more capable.
A.A notice
B.An advertisement
C.A proposal
D.A memo

【答案】 B
13、下列哪项不属于商业银行依法可以开展的业务？（　　）
A.买卖政府债券、金融债券
B.承销政府债券
C.发行金融债券
D.承销公司股票

【答案】 D
14、 通过（　）逐笔核对，核实入账的支票是否与事实相符，特别应注意账号是否相符。
A.银行对账单
B.支票存根与对账单
C.日记账
D.银行余额调节表

【答案】 B
15、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.arrange schedule according to the deadline
B.drive according to the deadline
C.afraid of the deadline
D.procrastination

【答案】 A
16、Today,only 4 million people live and work on farms in the United States,but they produce more than enough food for 200 million Americans.They are able to do this because modern agriculture depends more on up-to-date machinery and scientific methods than it does on old-fashioned knowledge and human labor.
A.modern agriculture provides enough food
B.many farmers have moved to cities
C.there are more well-equipped tractors
D.many farms are turned into factories

【答案】 A
17、Facing the board of directors,he didn’t deny（　　）breaking the agreement.
A.him
B.its
C.his
D.It

【答案】 C
18、Passage 3
A.Unpackaged products are of bad quality
B.Supermarkets care more about packaging
C.Other products are better packaged than food
D.It is improper to judge quality by packaging

【答案】 D
19、实验室有两瓶某物质溶液，甲瓶有100克溶液，浓度为5%，乙瓶有150克溶液，浓度为8%，从两瓶中取出相等的若干克溶液，交换倒入另一瓶，令此刻的甲乙瓶浓度相等，则取出的溶液是（　　）。
A.60
B.50
C.70
D.80

【答案】 A
20、______Newton started to do experiments， he forgot about the time.
A.If
B.As
C.Once
D.When

【答案】 C
21、作家与作品搭配有误的是（ ）。
A.《兰亭集序》——王羲之
B.《始得西山宴游记》——柳宗元
C.《正气歌》——文天祥
D.《柳敬亭说书》——归有光

【答案】 D
22、资料：When we see well，we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are.
A.looking over a wide area
B.seeing objects far away
C.judging distances
D.seeing at night

【答案】 C
23、中央银行降低再贴现率的结果是银行准备金（ ）。
A.增加
B.减少
C.不变
D.皆有可能

【答案】 A
24、Dealers often tell customers that if their car gets wrecked in a crash they could be financially harmed because regular insurance may not______the entire amount owed on the loan。
A.pay up
B.pay off
C.pay out
D.pay away

【答案】 B
25、“Well done,Cassandra.”Crook said.She blushed,but accepted the （ ）with good grace.
A.commence
B.compromise
C.compensate
D.compliment

【答案】 D
26、（　　）是不可以用于异地结算的结算工具。
A.托收承付
B.本票
C.支票
D.银行卡

【答案】 B
27、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.arrange schedule according to the deadline
B.drive according to the deadline
C.afraid of the deadline
D.procrastinative

【答案】 A
28、当看跌期权的履约价格髙于相关期货价格时，该期权被称为( ）。
A.实值期权
B.虚值期权
C.两平斯权
D.欧式期权

【答案】 A
29、国务院办公厅日前印发（　　）。进一步落实全国中医药大会部署，遵循中医药发展规律，认真总结中医药防治新冠肺炎经验做法，破解存在的问题，更好发挥中医药特色和比较优势，推动中医药和西医药相互补充、协调发展。
A.《关于加快中医药产业发展的若干政策措施》
B.《关于加快中医药事业发展的若干政策措施》
C.《关于加快中医药特色发展的若干政策措施》
D.《关于加快中医药传承发展的若干政策措施》

【答案】 C
30、使预算约束线在保持斜率不变的条件下作远离原点运动的是（　　）。
A.x的价格上涨10%而y的价格下降10%
B.x和y的价格都上涨10%，收入下降5%
C.x和y的价格都下降10%，收入不变
D.x和y的价格都上涨10%，收入上涨5%

【答案】 C
31、计算机网络突出的优点是（　　）。
A.存储容量大
B.运算速度快
C.共享资源和信息交换
D.精度高

【答案】 C
32、资料：For promotions to remain effective, RT company has to analyze the impact of different campaigns. Word of mouth promotions can be more difficult to measure than some traditional methods of promotion. Although healthy sales are an important measure, RT uses other measures to evaluate the effectiveness of its activities. For example:
A.the sales report of RT campaigns
B.the sales report of RT company
C.how Facebook and Twitter have influenced the market
D.how to evaluate promotional activities

【答案】 D
33、材料二：2018年上半年，我国经常账户逆差1801亿元，资本和金融账户顺差4247亿元，其中，非储备性质的金融账户顺差7451亿元，储备资产增加3192亿元。
A.逆差385亿美元
B.顺差385亿美元
C.逆差951亿美元
D.顺差951亿美元

【答案】 B
34、就业是最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠道做好重点群体就业工作，支持大众创业万众创新带动就业。新增市场主体恢复快速增长，创造了大量就业岗位。2020年全年城镇新增就业1186万人，年末全国城镇调查失业率降到52％。生活必需品保供稳价，居民消费价格上涨25％。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助，新纳入低保、特困供养近600万人，实施临时救助超过800万人次。
A.凯恩斯定律
B.蒙代尔定律
C.奥肯定律
D.纳什定律

【答案】 C
35、远期汇率的期限一般为（ ）个月。
A.1～6
B.3～9
C.6～9
D.6～12

【答案】 A
36、Paper-markingis__of ancient China.
A.one of greatest inventor
B.one of the greatest inventors
C.one of greatest invention
D.one of the greatest inventions

【答案】 D
37、中国人民银行发布的2019年第三季度中国货币政策执行报告称，当前，中国仍实施常态货币政策。央行通过创新和完善宏观调控，运用多种货币政策工具，保持流动性合理充裕；加大货币政策逆周期调节力度，通过改善货币政策传导机制，落实金融对实体经济的支持。
A.央行从市场收回流动性的操作
B.央行向市场上投放流动性的操作
C.发行中央银行票据的操作
D.央行现券交易的操作

【答案】 B
38、资料：It's so common to hear people say， “I’m stressed out，” almost as a badge of honor， as if this is a symptom only of our fast-paced modern life. But in her book， “Exhaustion： A History，”Anna Katharina Schaffner writes that the syndrome of mental exhaustion has existed almost since the beginning of human history.
A.The state of being very old or ancient
B.The state ofbeing mentally exhausted
C.The state of complete physical exhaustion
D.The state of difficult life experience in earlier times

【答案】 A
39、在总线拓扑的网络中，每次可传输信号的设备数目为（　　）。
A.2个
B.3个
C.1个
D.任意个

【答案】 C
40、The music aroused an（ ）feeling of homesickness in him.
A.intrinsic
B.intentional
C.intermittent
D.intense

【答案】 D
41、资料：（四）
A.It is fruitful without any doubt
B.It is better than their peers
C.It turns out to be a failure
D.It needs experimental evidence to prove its success

【答案】 D
42、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.
A.growing use of computing in the e-commerce market
B.software for data rush hours
C.improved computer security
D.networks that are less expensive to build

【答案】 A
43、 下列关于运人行进行核算的会计分录，正确的是（　）。
A.借：银行存款 　　贷：分行辖内往来
B.借：现金 　　贷：分行辖内往来
C.借：分行辖内往来 　　贷：现金
D.借：分行辖内往来 　　贷：银行存款

【答案】 B
44、中国人民银行在（　　）领导下依法独立执行货币政策，履行职责，开展业务。
A.全国人民代表大会
B.全国人民代表大会常务委员会
C.中国银行保险监督管理委员会
D.国务院

【答案】 D
45、资料：It's so common to hear people say， “I’m stressed out，” almost as a badge of honor， as if this is a symptom only of our fast-paced modern life. But in her book， “Exhaustion： A History，”Anna Katharina Schaffner writes that the syndrome of mental exhaustion has existed almost since the beginning of human history.
A.the fast-paced modern life
B.the significant events in human history
C.increasing consumption of the energy reserves
D.less harmonious life with nature and the seasons

【答案】 C
46、资料：Talk about Christmas in July. Carrie Rocha has already started her holiday shopping. “A few weeks back I picked up a $60 toy for $4, and, truth be told, I picked up a whole lot more than that,” she wrote in an email. “I spent about $80 total and got $350+ in toys.”
A.Buy as many cheap items as possible
B.Get loans from different banks
C.Publish her own books to pay off the debt
D.Get prepared for holidays as early as possible

【答案】 D
47、We have launched a campaign called Together Science Can，which brings together people from absolutely around the world to______for those things that we care about。
A.stand by
B.stand up
C.stand on
D.stand against

【答案】 B
48、FTP是Internet中（　　）。
A.发送电子邮件的软件
B.浏览网页的工具
C.用来传送文件的一种服务
D.一种聊天工具

【答案】 C
49、Passage 1
A.introduce a new course to students
B.help students learn about investment
C.teach how to apply for a credit card
D.encourage students’personal savings

【答案】 B
50、资料：The Oakview Cafe
A.Purchase tickets for an event
B.View a full dinner menu
C.Listen to samples of music
D.Read reviews of a performance

【答案】 B
51、目前国际公认的高技术前沿是指（ ）。
A.航天航空技术
B.计算机与信息技术
C.生物技术
D.新材料技术

【答案】 B
52、Think of a dance floor, which is designed to dampen vibrations and limit the ____dancers could do to their limbs.
A.problem
B.dilemma
C.trouble
D.damage

【答案】 D
53、中华民国成立，清王朝统治覆灭是在（ ）。
A.1911 年 12 月
B.1912 年元旦
C.1912 年 2 月
D.1912 年 3 月

【答案】 B
54、It would be______exploring students' epistemic beliefs regarding course-related information located on the Internet.
A.worthwhile
B.worth
C.while
D.worthy

【答案】 A
55、某大型晚会的导演组在对节日进行终审时，有六个节目的尚未确定是否通过，这六个节目分别是歌曲A、歌曲B、相声C、相声D、舞蹈E和魔术F。综合考虑各种因素，导演组确定了如下方案：
A.无法确定论述F是否能通过
B.歌曲A不能通过
C.无法确定两个相声节目是否能通过
D.歌曲B能通过

【答案】 A
56、The leaves have been swept into huge____.
A.pyramids
B.layers
C.heaps
D.loads

【答案】 C
57、_____often occurs because we lack self confidence and doubt our abilities .
A.Indecisiveness
B.Interference
C.Procrastination
D.Carelessness

【答案】 A
58、某人是“80”后，今年他的年验不超过40，且年龄比出生年份各数字和还要大16，则他的出生年份不可能是（　　）。
A.1985
B.1980
C.1987
D.1982

【答案】 C
59、若网络形状是由站点和连接站点的链路组成的一个闭合环，则称这种拓扑结构为（　　）。
A.星形拓扑
B.总线拓扑
C.环形拓扑
D.树形拓扑

【答案】 C
60、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies’ fashion-wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10.
A.Slightly critical
B.Unbiased
C.Paradoxical
D.Fully supportive

【答案】 D
61、资料：Early Experiences
A.You need to get rid of all unneeded features or functionality
B.You need to tailor to the need to mature users
C.Your own assumptions are relevant
D.You need actual users to test your products

【答案】 D
62、______workers are often rewarded with higher salaries and other benefits.
A.Conscience
B.Consciousness
C.Conscientious
D.Conscious

【答案】 C
63、If we had followed his plan,we would have done the job with（　　）money and（　　）people.
A.fewer,less
B.less,less
C.less,fewer
D.fewer,fewer

【答案】 C
64、In her newly-published book Judy indicates that women have been politically dis-empowered （ ）human history.
A.across
B.throughout
C.over
D.within

【答案】 B
65、 在会计核算中，资金运动的具体内容是通过在账簿中设置（　　）来反映的。
A.账户
B.会计科目
C.单元
D.内容

【答案】 A
66、下列语句排序最为通畅的一项是（　　）。
A.（3）（4）（2）（5）（1）
B.（4）（3）（2）（5）（1）
C.（4）（2）（3）（1）（5）
D.（3）（1）（4）（2）（5）

【答案】 D
67、下列能够计入我国当年GDP的是（　　）。
A.制衣厂购入的10万元棉花
B.某人买了一辆价值10万元的旧房
C.某企业当年生产而没有卖掉的10万元产品
D.一个在美国工作的华人收入10万元

【答案】 C
68、工厂有5条效率不同的生产线。某个生产项目如果任选3条生产线一起加工，最快需要6天整，最慢需要12天整；5条生产线一起加工，则需要5天整。问如果所有生产线的产能都扩大一倍，任选2条生产线一起加工最多需要多少天完成？（　　）
A.11
B.13
C.15
D.30

【答案】 C
69、资料：“Our cars are for people who want something different.”
A.Because its products are handmade and qualified
B.Because its name represents luxury
C.Because the company is famous
D.Because its products are cheap

【答案】 A
70、平均利润率的形成是（　　）。
A.无数资本家追逐超额利润的结果
B.同一部门资本家之间竞争的结果
C.资本有机构成平均化的结果
D.不同部门的资本家之间竞争的结果

【答案】 D
71、巴塞尔协议III中，净稳定融资比例主要用于度量长期内银行解决资金错配的能力，该比例为（　　）。
A.银行可用稳定资金来源/业务所需的稳定资金来源≧50%
B.银行可用稳定资金来源/业务所需的稳定资金来源≧100%
C.银行可用稳定资金来源/业务所需的稳定资金来源≧150%
D.银行可用稳定资金来源/业务所需的稳定资金来源≧200%

【答案】 B
72、Passage 2
A.How rich and poor regions can share responsibility in curbing global warming
B.How human and economic losses from climate change can be reduced
C.How emissions of heat-trapping gases can be reduced on a global scale
D.How rich countries can better help poor regions reduce climate hazards

【答案】 D
73、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.It’s a shame if you check your email all the time
B.The employees are willing to leave work at the end day of the workday
C.The employees are expected to answer emails although it’s not working time
D.Work email is the essential part in worker’s daily life

【答案】 C
74、If English means endless new words，difficult grammar and sometimes strange pronunciation，you are wrong.Haven’t you noticed that you have become smarter since you started to learn a language?
A.say language is also a kind of physical labor
B.make people be