2025年银行招聘之银行招聘综合知识考前冲刺试卷B卷含答案.docx

2025年银行招聘之银行招聘综合知识考前冲刺试卷B卷含答案

单选题（共800题）
1、Ever since book critic Martja Taynbe praised Reinaldo Da Silva’s The Flag Bearer, ____ for it has skyrocketed.
A.structure
B.vision
C.demand
D.effort

【答案】 C
2、资料：For nearly a century, Hilton Worldwide has offered business and leisure travelers the finest in accommodations, service, amenities and value.
A.A policy announcement
B.A recruitment ad
C.A proposal
D.A business license

【答案】 B
3、 企业购进原材料60 000元，款项未付。该笔经济业务应编制的记账凭证是（　　）。
A.收款凭证
B.付款凭证
C.转账凭证
D.以上均可

【答案】 C
4、 固定资产减少时记人( )科目核算。
A.“固定资产清理”
B.“营业外支出”
C.“其他业务支出”
D.“资本公积”

【答案】 A
5、资料：It’s easy to trace the evolution of the automobile.At most，we’re only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.
A.Morpholoical and genetic studies helped scientists to trace unknown common ancestor of chimps and humans existed
B.Morphological and genetic studies determined exact species of common ancestor of chimps and humans existed
C.Genetic studies found hominid fossils to bridge the evolutionary progression from unknown common ancestor to modern humans
D.Morphological studies helped finding the famous East African fossils and set up an milestone in this field

【答案】 C
6、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.
A.the examples of logos which are emotive and can inspire loyalty
B.the examples of giving people idea of the products by using the images
C.the examples of logos which fit in with contemporary design
D.None of above

【答案】 A
7、Now that we have an escaped political prisoner on the ______,everybody is fighting shy of having anything to do with people like you.
A.loose
B.release
C.slack
D.relax

【答案】 A
8、 We could be sliding into an extraordinary recession unless we ______ the economy immediately.
A.inspire
B.stimulate
C.tempt
D.distract

【答案】 B
9、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.
A.the examples of logos which are emotive and can inspire loyalty
B.the examples of giving people idea of the products by using the images
C.the examples of logos which fit in with contemporary design
D.None of above

【答案】 A
10、下列叙述正确的是（)
A.字长为16位表示这台计算机最大能计算一个16位的十进制数
B.字长为16位表示这台计算机的CPU —次能处理16位二进制数
C.运算器只能进行算术运算
D.SRAM的集成度高于DRAM

【答案】 B
11、资料：Some companies are more creative in their use of history than others. HSBC’s History Wall, a striking art installation at the bank’s London headquarters, is made up of 3,743 images drawn from the bank’s archives and arranged in chronological order.
A.Activities did by HSBC are better than those of Coca -cola
B.New designs inspired by old products are not good
C.Young companies do better than old companies in using history
D.Consumers often trust old-aged companies more

【答案】 D
12、But the ________thing is that the majority of Muslims in Britain are moderates.
A.heavy
B.comforting
C.gentle
D.convincing

【答案】 B
13、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.To build a marketing campaign by creating a better resume
B.To give the logic and passion behind your career change
C.To make sure everyone knows about your intention of changing career
D.To have more conversations and connections within your new career path

【答案】 D
14、How quickly they accomplish this transfer depends not only on how soon the ants agree on the best available site but also on how quickly they can _____there.
A.stay
B.migrate
C.choose
D.prefer

【答案】 B
15、资料：The personal computer was a revolution in information technology that spawned a $50 billion hardware business, with another $30 billion in software and peripherals （eg. mouse, keyboard, printer, etc.） by 1991. During its short 15 years, the industry evolved through three successive periods. During its first 5 to 6 years, it was characterized by explosive growth and multiple, small competitors vying for a piece of the market. From 1981 to 1985, the industry became a battle for standards and retail shelf space. The third era was one of increasing fragmentation. From 1986 through 1991-1992, new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed.
A.Around 1981
B.Around 1986
C.Around 1976
D.Around 1992

【答案】 C
16、中央银行提供的基础货币是通过其资产业务流通出去的，下列不属于中央银行提供基础货币途径的是（　　）。
A.对商业银行办理再贴现或发放再贷款，变动对金融机构的债权
B.中央银行收购外汇、黄金，变动储备资产
C.调整存款利率，影响公众存款意愿
D.在公开市场买卖政府债券，变动对政府的债权

【答案】 C
17、 下列记账错误中，不能通过试算平衡检查发现的是（　　）。
A.某一账户的借方发生额600元，误写成6 000元
B.某一账户的借贷方向写反
C.借方的金额误记到贷方
D.误记了借方的发生额

【答案】 B
18、根据蒙代尔的国际收支政策配合理论，当某国处于国际收支顺差、国内经济膨胀的经济状态时，应搭配财政政策和货币政策。（　　）
A.紧缩性的；扩张性的
B.扩张性的：扩张性的
C.扩张性的；紧缩性的
D.紧缩性的；紧缩性的

【答案】 A
19、 下列内容中，不属于记账凭证的审核内容的是（　　）。
A.凭证是否符合有关的计划和预算
B.会计科目使用是否正确
C.凭证的金额与所附原始凭证的金额是否一致
D.凭证的内容与所附原始凭证的内容是否一致

【答案】 A
20、承担支持进出口贸易融资任务的政策性银行是（　　）。
A.国家开发银行
B.中国农业发展银行
C.中国进出口银行
D.中国银行

【答案】 C
21、 下列合同中，属于无名合同的是（　　）。
A.在校生小张辅导一名初中生时同其家长签订的服务合同
B.王某将一套房子赠与外孙的赠与合同
C.周某向朋友李某借钱时签订的借款合同
D.冈0毕业的小黄同房东签订的租赁合同

【答案】 A
22、如果一个公司经营状况严重恶化，要谨慎采用哪种用组织变革方式？（　　）
A.改良式
B.渐进式
C.计划式
D.爆破式

【答案】 D
23、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.
A.More efforts will be needed to ensure a sustained economic growth
B.Investment from the government contributes most to the world economy
C.The market is pessimistic on the world economy
D.The world economy is growing rapidly and steadily

【答案】 A
24、经常项目账户的顺差意味着( ）。
A.出口大于进口
B.出口小于进口
C.出口等于进口
D.出口的增加大于进口增加

【答案】 A
25、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.ways to teach students to earn money
B.how Diane Ray learns to value money
C.the push to teach personal finance in school
D.how students choose a proper financial class

【答案】 C
26、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点。同时，2019年一季度到期的中期借贷便利（MLF）不再续做。这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度。
A.公开市场业务操作
B.利率政策
C.常备借贷便利操作
D.中央银行贷款

【答案】 A
27、资料：When we see well，we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are.
A.astigmatic
B.far-sighted
C.suffering from cataracts
D.near-sighted

【答案】 D
28、资料：Above the line promotion uses mass media such as the press,radio,television,cinema or poster sites. This type of promotion is usually paid for. Each of the possible media methods can be used to target audiences in different market segment. There are both strengths and drawbacks to these forms of media:
A.by registering their support on the internet
B.by applying for a job in UNISON
C.by distributing newspaper adverts to people in the community
D.all above

【答案】 A
29、Passage 7
A.awaken the conscience of officials
B.guarantee fair play in official access
C.allow for certain kinds of lobbying
D.inspire hopes in average people

【答案】 B
30、 下列各项中不属于会计核算一般要求的是（　　）。
A.各单位必须根据实际发生的经济业务事项进行会计核算。编制会计报表
B.各单位必须按照国家统一的会计制度的要求设置会计科目和账户、复式记账、填制会计凭证、登记会计账簿、进行成本计算、财产清查和编制财务报表
C.使用电子计算机进行会计核算的，其软件及其生成的会计凭证、会计账簿、财务报告和其他会计资辩.也必须符合国家统一的会计制度的规定
D.各单位对经济业务事项进行会计核算时必须使用人民币

【答案】 D
31、采用直接标价法条件下，汇率的上升意味着（ ）。
A.外国货币价值不变
B.外国货币贬值
C.本国货币价值不变
D.外国货币升值

【答案】 D
32、下列属于短期资金市场的是（　　）。
A.票据市场
B.债券市场
C.资本市场
D.股票市场

【答案】 A
33、元朝为加强中央对西藏和台湾的管辖，分别设置了（　　）。
A.中书省、伊犁将军
B.宣政院、中书省
C.伊犁将军、澎湖巡检司
D.宣政院、澎湖巡检司

【答案】 D
34、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them.
A.borrow a book from the library
B.look after your children
C.drive to the seaside for a holiday
D.dine at a restaurant

【答案】 D
35、下列（ ）选项属于省人民代表大会的人事权。
A.选举上一级人民代表大会代表
B.罢免本级人民检察院检察长，无须报经上一级人民检察院检察长批准
C.选举本级人民法院院长，并须报经最高人民法院院长提请全国人大常委会批准
D.选举本级人民检察院检察长，但须报经最高人民检察院批准

【答案】 A
36、下列关于我国“四大名窟”的说法，错误的是（　　）
A.四大名窟都是以中国佛教文化为特色的
B.四大名窟都位于我国南北分界线以北
C.四大名窟均始建于魏晋南北时期
D.四大名窟分布于我国四个不同省份

【答案】 D
37、 长期债券投资是指银行购人（　）不能变现或不准备随时变现的债券投资；其他长期债权投资是指除长期债券投资以外的长期债权投资。
A.1年内(不含1年)
B.1年内(含1年)
C.2年内(不含1年)
D.2年内(含1年)

【答案】 A
38、中央银行降低再贴现率的结果是银行准备金（ ）。
A.增加
B.减少
C.不变
D.皆有可能

【答案】 A
39、邓小平提出的“三个有利于”标准具有内在的联系性，其中最基本的是（）。
A.提高人民的生活水平
B.发展生产力
C.巩固社会主义制度
D.增强社会主义国家的综合国力

【答案】 B
40、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.The British produced large quantities of beer
B.The British found one of the most popular products called the India pale ale, or I.P.A
C.The British made Hop flower a necessity and shipped it in large quantities to India
D.The British added more hop flower in beer

【答案】 D
41、2020年1月5日，《庚子年》特种邮票首发仪式在（　　）举行，2020年是庚子鼠年，也是中国邮政发行生肖邮票（　　）周年，此次生肖邮票加入了邮票数字化内容。
A.北京；30
B.上海；40
C.上海；30
D.北京；40

【答案】 D
42、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.You need to be consistent in your career
B.Changing career lanes efficiently and effectively needs more effort
C.It will be hard for you to change career lanes efficiently and effectively
D.You will change career lanes easily

【答案】 C
43、营业推广的目标通常是（　　）。
A.了解市场，促进产品试销对路
B.刺激消费者即兴购买
C.降低成本，提高市场占有率
D.帮助企业与各界公众建立良好关系

【答案】 B
44、In the heart of Patagonia area, glaciers rise in the midst of mountain capes and alpine meadows, close enough to hike right up to and （ ）.
A.touched
B.touch
C.touching
D.being touched

【答案】 B
45、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.
A.Chinese market needs more regulations
B.Western retailers cannot succeed in Chinese market
C.In China owing a car does not necessarily mean efficient travel
D.To start a successful business, a better understanding of consumer preference is important

【答案】 B
46、Passage 1
A.The economic growth is turning better
B.The world economic growth is plunging
C.The IMF’s forecasts on world economy sometimes are too optimistic
D.The economic growth of the emerging world remains the same

【答案】 C
47、If English means endless new words，difficult grammar and sometimes strange pronunciation，you are wrong.Haven’t you noticed that you have become smarter since you started to learn a language?
A.say language is also a kind of physical labor
B.make people believe language learning helps grey matter work well
C.show the importance of using the language when you learn the language
D.prove that one needs more practice when he（she）is learning a language

【答案】 B
48、There are many ways to define the “time” at a particular ______.Here，on Earth our usual system is defined by the motion of the Sun in the sky.
A.district
B.iocation
C.interpretation
D.direction

【答案】 B
49、货币市场具一般具有期限短、流动性强、对利率敏感等特点，有（ ）之誉。
A.货币
B.票据
C.基础货币
D.准货币

【答案】 D
50、中共七届二中全会在党的建设方面作出的突出贡献是（　　）。
A.清算了“左”和“右”的错误思想，达到了空前的团结和统一
B.确定了毛泽东思想为党的指导思想
C.妥善处理了党内存在的分歧和矛盾
D.全党抵制腐朽思想的侵蚀，继续保持党的优良作风

【答案】 D
51、就业是最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠道做好重点群体就业工作，支持大众创业万众创新带动就业。新增市场主体恢复快速增长，创造了大量就业岗位。2020年全年城镇新增就业1186万人，年末全国城镇调查失业率降到52％。生活必需品保供稳价，居民消费价格上涨25％。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助，新纳入低保、特困供养近600万人，实施临时救助超过800万人次。
A.是经济中货币供应量少于客观需要量的现象
B.是在社会总需求小于总供给情况下发生的
C.对稳定经济会产生有利影响
D.是货币失衡、物价不稳定的一种表现

【答案】 D
52、To meet the ethical requirements, the participants were informed that their involvement in the study was voluntary and that their personal privacy would be treated______.
A.confidentially
B.proudly
C.confidently
D.secretly

【答案】 A
53、Gun use has an additional tragic dimension when compared with tobacco, namely the high incidence of ____deaths, particularly among the young.
A.romantic
B.doomed
C.interesting
D.unintentional

【答案】 D
54、It is requested that an applicant whose undergradua