2025年银行招聘之银行招聘综合知识自我检测试卷B卷附答案.docx

2025年银行招聘之银行招聘综合知识自我检测试卷B卷附答案

单选题（共800题）
1、金融资产管理公司属于（ ）。
A.银行机构
B.非银行金融机构
C.信托机构
D.证券机构

【答案】 B
2、资料：Seeking to end a stalemate in negotiations over her country’s withdrawal from the European Union, Prime Minister Theresa May of Britain offered Friday substantial payments to the bloc during a two-year transition period immediately after the country’s exit.
A.Thereas May’s makes financial commitment to EU for the transition period
B.Britain insists on leaving EU without any agreement
C.EU won’t talk to Britain unless Britain makes concessions
D.Thereas May seeks to unlock Brexit talks in her speech

【答案】 D
3、下列关于会计账簿管理的说法中，错误的是（ ）。
A.各种会计账簿要分工明确，指定专人管理
B.会计账簿要妥善保管，任何人不得翻阅査看、摘抄和复制
C.会计账簿一般不得携带外出
D.会计账簿不得随意交给其他人管理

【答案】 B
4、 以现金购入的长期股权投资，按（　）作为长期股权投资初始投资成本。
A.被投资单位的所有者权益账面价值的份额
B.换出资产的账面价值加上应支付的相关税费
C.应收债权的账面价值
D.实际支付的全部价款(包括支付的税金、手续费等相关费用)

【答案】 D
5、20××年，会师世界杯决赛的意大利队和法国队正严阵以待，为争夺大力神杯摩拳擦掌。此时，一向有“乌鸦嘴”之称的球王贝利耐不住寂寞，直言意大利队能够夺冠，这种“咒语”
A.古代朴素唯物主义
B.近代形而上学唯物主义
C.主观唯心主义
D.客观唯心主义

【答案】 C
6、资料：FOR TWO MARKETING EXECUTIVES
A.table, oven and garment
B.wardrobe, printer and dryer
C.bedside lamp, sofa and closet
D.refrigerator, washing machine and laundry detergent

【答案】 C
7、下列对我国在高科技领域说法不正确的是（）。
A.发展航天事业可以促进我国经济的发展
B.高科技的竞争是综合国力竞争的实质
C.高科技的竞争仅是国力竞争的一方面，综合国力竞争的实质是军事力量
D.航天事业的发展，能够增强民族凝聚力

【答案】 C
8、We all hope that new economic plan of yours（　　）miracle.
A.is working
B.works
C.will be working
D.worked

【答案】 B
9、______,this simple gesture means five different things in five different Mediterranean countries.
A.Because it seems astonishing that
B.Astonishing though it may seem
C.You will be astonished by
D.Astonished is what it was

【答案】 B
10、Passage 1
A.ways to teach students to earn money
B.how Diane Ray learns to value money
C.the push to teach personal finance in school
D.how students choose a proper financial class

【答案】 C
11、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.They are inconsistent about the attitude toward after hours emails
B.They both push the employees to be available all the time
C.They are consistent about the attitude towards after hours emails
D.They both don’t mean to stress the employees out

【答案】 A
12、 （　）是单位和个人在银行开立的主要账户。
A.基本账户
B.辅助账户
C.活期储蓄存款
D.定期储蓄存款

【答案】 A
13、我国刑法在时间效力方面采用的原则是（ ）。
A.从旧兼从重
B.从旧兼从轻
C.从新兼从重
D.从新兼从轻

【答案】 B
14、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.9.5
B.10.2
C.11.4
D.12.6

【答案】 C
15、观察数列的变化规律，然后为空缺处选出正确的数：87、152、265、132、43、（　　）。
A.65
B.74
C.83
D.91

【答案】 A
16、 我国《合同法》在要约的生效时间上采取的是（　　）。
A.发信主义
B.到达主义
C.以发信主义为主，到达主义为辅
D.以到达主义为主，发信主义为辅

【答案】 B
17、金融市场按交易性质可划分为( )。
A.发行市场和流通市场
B.国际金融市场和国内金融市场
C.有形金融市场和无形金融市场
D.拆借市场和贴现市场

【答案】 A
18、关于国民生产总值的说法，正确的是（　　）。
A.它是一国在每年年底时全部最终产品与劳务的市场价值的总和
B.它是一定时期各部门生产的产品或劳务的市场价值的总和
C.它按支出法核算由消费支出、私人投资、政府购买与出口四部分构成
D.它按收入法核算由生产要素收入与非生产要素收入两部分构成

【答案】 D
19、国家开发银行的贷款可分为（ ）。
A.特别贷款和普通贷款
B.优惠贷款和一般贷款
C.软贷款和硬货款
D.硬贷款和个人贷款

【答案】 C
20、通常，“瘦狗类”业务的特征是（　　）。
A.市场增长率高，相对市场占有率低。
B.市场增长率低，相对市场占有率高
C.市场增长率高，相对市场占有率高
D.市场增长率低，相对市场占有率低

【答案】 D
21、资料：With 55% of consumers' customer service interactions starting online and 63% of adults using their smartphone several times a month to seek customer service， your mobile customer service tactics are more important than ever.
A.Fast response
B.Readily accessible information
C.Optimized user surface
D.All of these above

【答案】 D
22、以下选项是金融的特征的是( )。
A.金融是非信用交易
B.金融只能发生在本机构之间
C.金融必须以资本为对象
D.金融原则上必须以货币为对象

【答案】 D
23、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.arrange schedule according to the deadline
B.drive according to the deadline
C.afraid of the deadline
D.procrastination

【答案】 A
24、某单位组织130名员工去参观自然博物馆，某运输公司有两种车辆可供选择：
A.525
B.530
C.545
D.585

【答案】 A
25、An in-depth understanding of this emerging phenomenon requires not just the consideration of quantitative studies, but the______of selected quantitative, qualitative and mixed-method study designs.
A.collect
B.pooling
C.pool
D.poll

【答案】 C
26、如果连续地增加某种生产要素，在总产量达到最大时，边际产量曲线（　　）。
A.与纵轴相交
B.经过原点
C.与平均产量曲线相交
D.与横轴相交

【答案】 D
27、Prior（　　）his departure,he addressed a letter to his daughter.
A.to
B.of
C.in
D.from

【答案】 A
28、2012年是中国银行成立（ ）周年。
A.90
B.100
C.110
D.80

【答案】 B
29、甲在2016年1月1日当着两个儿子的面立了一份口头遗嘱，2016年2月18日，大儿子为稳妥起见，将遗嘱内容以书面形式记录下来，后因大儿子不孝，老人欲将所有财产都留给小儿子，于2016年7月9日重新以书面的形式更改了遗嘱内容。试问，甲去世后，哪份遗嘱可以生效（　　）
A.口头遗嘱
B.2016年7月9日立的遗嘱
C.2016年2月18日立的书面遗嘱
D.以上都无效，按法律规定继承

【答案】 B
30、下列属于时点数列的有（ ）。
A.某工业企业历年利税总额
B.某高校历年招生人数
C.某金融机构历年贷款总额
D.某地区历年年末生猪存栏头数

【答案】 D
31、近年来，我国影子银行快速发展，成为弥补实体经济融资缺口的重要渠道，但其隐匿着巨大风险，对此，下列说法不正确的是（　　）。
A.资金回报要求过低，绕过国家的货币政策
B.资金使用不匹配，现金流稳定性差
C.缺少风险防范措施，难以做到事先预警
D.保护机制先天不足，风险容易扩散

【答案】 A
32、Surprises______: three-season riverfront beach bars, nightlife that's among Europe's best, and low-rise______that reward wanderers who use the city's dozens of old steeples as compass points.
A.abounds, charm
B.abounds, charms
C.abound, charm
D.abound, charms

【答案】 D
33、标志着中国半殖民地半封建社会形成的是（　　）。
A.《北京条约》
B.《马关条约》
C.《中法条约》
D.《辛丑条约》

【答案】 D
34、Under no circumstances______without looking carefully to the rear.
A.should one back up a motor vehicle
B.a motor vehicle should back up
C.one should back up a motor vehicle
D.should back up a motor vehicle

【答案】 A
35、小刘奉命采购机器零件，一种零件的单价是500元，另一种零件的单价是700元。这两种零件小刘都买了一些，且已知单价500元的零件数量占比不足50%。这次采购，小刘一共花了7100元，则他一共购买了（　　）件。
A.11
B.13
C.14
D.12

【答案】 A
36、资料：You can not go forward by going backward. Take the current debate about trade and globalization, for instance, while the impulse to erect trade barriers is understandable given the pain experienced in recent years, it is not the way to create lasting growth and shared prosperity.
A.Critical
B.Doubtful
C.Indifferent
D.Approving

【答案】 D
37、It's such a __ to do the shopping everyday.He is tired of it.
A.duty
B.task
C.chore
D.work

【答案】 C
38、在Internet中，常用的电子邮件缩写是（　　）。
A.FTP
B.WWW
C.BBS
D.E—mai1

【答案】 D
39、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.make suggestions on facing the reality and modifying expectations
B.advocate that e-government is costly and useless
C.explain why e-government is no longer popular
D.persuade governments to cut the cost

【答案】 A
40、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list.
A.full night of sleep deprivation puts people on the risk of false memory
B.Short-term lack of sleep is more likely to result in memory distortion
C.Deprivation of sleep fails to have impact on the ability to memorize list
D.Your own name will not escape you no matter how long you sleep

【答案】 A
41、阅读理解
A.a humanist
B.a pantheist
C.a nuclear physicist
D.a doctor of medicine

【答案】 A
42、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.
A.deprives people of a good sleep
B.makes people always restless
C.disturbs people’s life
D.is beneficial to people

【答案】 D
43、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.
A.Baidu has gained more popularity this year
B.Baidu has invested in an experiment on cancer
C.Baidu is expected to undergo a big change
D.Baidu has conducted several high-profile advertising campaigns this year

【答案】 C
44、 会计核算和监督的内容是特定主体的（　　）。
A.经济资源
B.资金运动
C.实物运动
D.经济活动

【答案】 B
45、 对其他货币资金主要审查其真实性和合法性，在方法上一般采用主要实证法，具体运用时主要采用( )。
A.询问法
B.核对法
C.核对法和盘点法
D.抽查法和盘点法

【答案】 C
46、为刺激经济复苏，美国将把接近于零的联邦基金利率延续到（ ）年底。
A.2014
B.2015
C.2016
D.2017

【答案】 A
47、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Chinese businessmen look for ways to combine different options
B.Chinese businessmen have stronger sense of national pride
C.Chinese businessmen have their own pace doing business
D.Chinese businessmen treasure close relationship

【答案】 B
48、商标权的有效期为10年，自（ ）起计算。
A.商标使用之日
B.商标注册申请之日
C.商标核准注册之日
D.公告之日

【答案】 C
49、资料：Singapore Airlines plans to introduce inflight mobile phone and internet access in May this year,beginning with its flagship Airbus A380 fleet.
A.Singapore Airlines to charge high international roaming rates
B.Singapore Airlines to offer different pricing models for inflight mobile and Internet services
C.Singapore Airlines to unveil sky high net
D.Singapore Airlines to conduct online survey

【答案】 B
50、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.The British produced large quantities of beer
B.The British found one of the most popular products called the India pale ale, or I.P.A
C.The British made Hop flower a necessity and shipped it in large quantities to India
D.The British added more hop flower in beer

【答案】 D
51、The poor man’s clothes are as ___ as a scarecrow’s.
A.rampant
B.ragged
C.regale
D.remiss

【答案】 B
52、It was the training（　　）Sam had at school（　　）made him an excellent runner.
A.what;what
B.that;that
C.what;that
D.that;which

【答案】 B
53、2019年1月21日电，国家统计局21日对外公布，经初步核算，2018年全年我国国内生产总值（GDP）为900309亿元，经济总量首次站上（　　）的历史新台阶，稳居世界第二位。
A.80万亿元
B.90万亿元
C.100万亿元
D.110万亿元

【答案】 B
54、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.Long term financing to help employees
B.Employee purchase programs and discount cards
C.Pay off college loans
D.Budgeting software and company matched savings plans

【答案】 A
55、Most of us entirely value human life，____________ some people think of animals as being equally important.
A.and
B.or
C.but
D.unless

【答案】 C
56、填入括号中最恰当的一项是（　　）。
A.发表，独树一帜
B.抒发，独出心裁
C.发表，别具一格
D.抒发，别有用心

【答案】 B
57、假设某公司的权益乘数为2.02，其总资产报酬率为7.39%，销售净利率为4.53%，则其所有者权益报酬率应为（　　）。
A.14.93%
B.9.15%
C.15.25%
D.10.34%

【答案】 A
58、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)
A.It is important for robots to learn about the context so as to understand human emotions
B.Whether humanoids will have human emotions themselves still remains unclear
C.It is a stigma for robots to have different layers of human emotions
D.The nature of human emotions will hinder the development of humanoids

【答案】 A
59、资料：China's Fosun has offered to buy almost 17 percent of Millennium BCP, Portugal's largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date.
A.?0.03
B.?0.02
C.?0.05
D.?0.025

【答案】 A
60、转让票据权利的票据行为是（　　）。
A.出票
B.背书
C.承兑
D.提示

【答案】 B
61、资料：Job Description
A.communicate
B.response
C.ransom
D.manage

【答案】 A
62、Passage 8
A.explosive growth
B.the reform of reverse mortgage market
C.little consideration to suitability
D.aggressive and improper marketing

【答案】 B
63、（　　）to playing games recently，he is easy to feel sleepy in class.
A.Addicted
B.Addicting
C.Having addicted
D.To addict

【答案】 A
64、资料：Seeking to end a stalemate in negotiations over her country’s withdrawal from the European Union, Prime Minister Theresa May of Britain offered Friday substantial payments to the bloc during a two-year transition period immediately after the country’s exit.
A.The rights of EU’s citizens will be protected in Britain after the divorce
B.Britain would be willing to continue to fulfill the commitment they have made during the period of membership
C.A good trade relation between Britain and the EU is in line with the interests of both sides
D.Britain will provide 20 billion euros to EU during the transition period

【答案】 D
65、根据科曼提出的领导生命周期理论，通过领导的工作行为、领导的关系行为和下属的成熟度建立一个三维结构的有效领导模型，其中（　　）具有低工作行为、低关系行为和适用于成熟度高的下属。
A.说服型领导
B.授权型领导
C.参与型领导
D.命令型领导

【答案】 B
66、With the U.S. government amassing growing amounts of______every year，it needs the money that foreign investors offer.
A.currency
B.cost
C.payment
D.debt

【答案】 D
67、中央银行可以通过以下哪项政策来收缩货币？（　　）
A.下调存款准备金率
B.从公开市场买进证券
C.上调再贴现率
D.增加财政支出

【答案】 C
68、Luo Jingyu,19,has four years of experience of running business.He is also a freshman in the arts department of Hubei University.
A.Luo learnt to make lanterns from his father
B.Luo’s friends advised h