2025年银行招聘之银行招聘综合知识模拟题库及答案下载.docx

2025年银行招聘之银行招聘综合知识模拟题库及答案下载

单选题（共800题）
1、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.
A.Politicians should call on a parenting revolution
B.Government may have failed to keep families stable
C.Only rich parents can offer their children what's the best
D.Parenting advice is often inaccessible to poor families

【答案】 D
2、张先生认识赵，钱、孙、李、周五位女士。
A.赵
B.钱
C.孙
D.李

【答案】 D
3、IBM now has incentive to______or fire employees before that Dec.15 date.
A.lay down
B.lay off
C.lay aside
D.lay out

【答案】 B
4、“Tommy,run!Be quick!The house is on fire!”the mother shouted,with（　　）clearly in her voice.
A.anger
B.rudeness
C.Regret
D.panic

【答案】 D
5、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?
A.Consumer and investor still hold confidence in the US economy
B.There is little scope for provoking the economy
C.US is predicted to be recovering very slowly
D.The US recovery would give the rest of the world a more promising future

【答案】 A
6、在中央银行资产负债表中，属于负债项目的是（　　）。
A.财政部门的借款
B.中央银行发行债券
C.外汇储备
D.待收款项和固定资产

【答案】 B
7、根据我国法律规定，对于两个以上的申请人分别就同样的发明创造申请专利的，实行的原 则为（ ）。
A.使用在先
B.完成在先
C.申请在先
D.按照本人的技术职称高低

【答案】 C
8、Passage 2
A.Carry a map
B.Remember the phone number of the host family
C.Get touch with Home stay Network
D.Wait for being called

【答案】 D
9、在表示存储器的容量时,1MB的准确含义是（）。
A.1024G
B.1024K
C.1024字节
D.1024

【答案】 B
10、资料：最后，大家谈论了中国在绿色经济方面做出的杰出贡献，请根据下列资料回答问题。
A.apology
B.advertisement
C.invitation
D.memo

【答案】 C
11、Paper-markingis__of ancient China.
A.one of greatest inventor
B.one of the greatest inventors
C.one of greatest invention
D.one of the greatest inventions

【答案】 D
12、劳动者在下列哪种情形中，用人单位可以解除劳动合同？（　　）
A.劳动者患病或者非因公负伤，在规定的医疗期内的
B.严重违反用人单位的规章制度的
C.劳动者不能胜任工作，经过培训或者调整工作岗位，仍不能胜任工作的
D.女职工在孕期、产期、哺乳期内的

【答案】 B
13、资料：Italy's next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive €250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over €185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1）
A.uneasy
B.awkward
C.furious
D.indifferent

【答案】 A
14、政府的公共支出（ ）。
A.只能用于提供公共产品
B.只能用于提供部分混合产品
C.主要用于提供公共产品和私人产品
D.主要用于提供公共产品和混合产品

【答案】 D
15、 申请人办理银行汇票，应向银行填写( )一式三联。
A.银行汇票办理书
B.银行汇票申请书
C.企业汇票申请书
D.商业汇票办理书

【答案】 B
16、通常我们讲的国际间的货币可兑换指的是（　　）。
A.经常项目可兑换
B.资本项目可兑换
C.金融项目可兑换
D.平衡账户可兑换

【答案】 A
17、新陈代谢是指地球上的一切生命有机体都需要不断地与周围环境进行（　　）交换。
A.物质与养料
B.物质与能量
C.养料与能量
D.养料与质量

【答案】 B
18、All（　　）is a continuous supply of fuel oil.
A.what is needed
B.that is needed
C.the thing needed
D.for their needs

【答案】 B
19、主营业务利润率属于哪种财务比率（　　）。
A.结构比率
B.效率比率
C.相关比率
D.利润比率

【答案】 D
20、____ analysts’ predictions, McKnight Electronic engineers were able to create a battery capable of lasting twice as long as previous models.
A.Nevertheless
B.Contrary to
C.Except
D.Provided that

【答案】 B
21、阅读理解
A.try to rid himself of his world of illusion
B.accept his words as being one of illusion
C.apply the scientific method
D.learn to acknowledge both

【答案】 B
22、“沉鱼落雁”“闭月羞花”用以形容古代四大美女，下列形容古代四大美女与其关系对应不正确的是（　　）。
A.沉鱼——西施
B.落雁——王昭君
C.闭月——赵姬
D.羞花——杨玉环

【答案】 C
23、Recruiting the right people _____looking for individuals with diverse skills from a range of backgrounds .
A.is
B.is involved
C.involves
D.are

【答案】 C
24、填入括号中最恰当的词语是（　　）。
A.控制制定
B.控制制订
C.抑制制订
D.抑制制定

【答案】 A
25、货币形式亦称“货币价值形式”它是固定地由充当一般等价物的特殊商品来表现其他所有商品价值的价值形式，它发展最原始的形式为（　　）。
A.实物货币
B.电子货币
C.金属货币
D.代用货币

【答案】 A
26、Everyone in the organization has a（n）______to this kind of information.
A.access
B.right
C.try
D.look

【答案】 A
27、You should make choices based on your ______ and long-term needs.
A.superficial
B.fundamental
C.primary
D.immediate

【答案】 D
28、2019年5月30日，作为牵头簿记管理人和联席主承销商，中国银行协助（　　）政府发行20亿元熊猫债券，期限3年，获得约63.3亿元认购，票面利率4.09%。其中，境内投资人占比51.5%，境外投资人占比48.5%。本期债券是（　　）政府首次发行以人民币计价的国债，也是首个欧元区国家进入中国大陆市场发行“熊猫债”。
A.西班牙
B.意大利
C.德国
D.葡萄牙

【答案】 D
29、下列不属于企业经济利益流入的是（　　）。
A.销售收入
B.租金收入
C.为第三方代收的款项
D.投资收入

【答案】 C
30、Recently,Xiangning started to communicate with Mike,the contact person of Monsell.
A.of
B.to
C.for
D.In

【答案】 B
31、资料：Some companies are more creative in their use of history than others. HSBC’s History Wall, a striking art installation at the bank’s London headquarters, is made up of 3,743 images drawn from the bank’s archives and arranged in chronological order.
A.He is the sole author of “Authenticity”
B.He encourages firms to look for typical events from archives
C.He loves the cobalt-blue glassed of Ritz-Carlton hotel very much
D.He also believes that younger firms can use history as well

【答案】 B
32、资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
A.the government
B.both the employer and the government
C.the employer
D.the employer, the government and the media

【答案】 B
33、 关于股票和公司债券的公开行为，以下说法正确的是（　　）。
A.股票发行实行核准制，公司债券实行审批制
B.股票和公司债券均实行审批制
C.股票和公司债券均实行核准制
D.股票发行实行审批制，公司债券发行实行核准制

【答案】 C
34、根据《民法典》规定，甲与乙对丙企业的债务同时提供保证担保，没有约定担保方式和担保份额的，丙的债权人丁可以要求甲、乙以怎样的方式承担担保责任？（　　）
A.可以要求甲或乙独立承担全部债务，担保方式为一般担保
B.可以要求甲或乙独立承担全部债务，担保方式为连带担保
C.只能要求甲、乙分别承担一半债务，担保方式为一般担保
D.只能要求甲、乙分别承担一半债务，担保方式为连带担保

【答案】 A
35、I believe you have ______ some important points in the report.
A.left off
B.left behind
C.left out
D.left alone

【答案】 C
36、How’s your tour around the North Lake Is it beautiful
A.will
B.would
C.should
D.Must

【答案】 C
37、资料：FOR TWO MARKETING EXECUTIVES
A.table, oven and garment
B.wardrobe, printer and dryer
C.bedside lamp, sofa and closet
D.refrigerator, washing machine and laundry detergent

【答案】 C
38、商业性金融机构是按照现代企业制度改造和组建起来的，以营利为目的的银行和非银行金融机构，它们承担了全部商业性金融业务。中华人民共和国的商业性金融机构不包括（　　）。
A.期货市场
B.证券机构
C.银行业金融机构
D.保险机构

【答案】 A
39、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.
A.low taxation
B.broad domestic market
C.fame for discretion
D.stable political environment

【答案】 B
40、行为作为民事法律关系产生、变更、消灭的法律事实（）。
A.不能是违法行为
B.只能是民事法律行为
C.只能是表意行为
D.既可以是合法行为，也可以是违法行为

【答案】 D
41、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.
A.help the person understand himself better
B.studying the benefits of dreams
C.trying to make the sleeper dream logically
D.trying to help the dreamer recall his earlier dreams

【答案】 A
42、—堆泥土，甲单独搬运要20天，乙单独搬运要10天。若甲先搬运一天，然后乙接替甲搬运一天，再由甲接替乙搬运1天……两人如此交替工作，那么搬运完这堆泥土共需（）天。
A.13
B.14
C.15
D.16

【答案】 B
43、根据《民法典》规定，甲与乙对丙企业的债务同时提供保证担保，没有约定担保方式和担保份额的，丙的债权人丁可以要求甲、乙以怎样的方式承担担保责任？（　　）
A.可以要求甲或乙独立承担全部债务，担保方式为一般担保
B.可以要求甲或乙独立承担全部债务，担保方式为连带担保
C.只能要求甲、乙分别承担一半债务，担保方式为一般担保
D.只能要求甲、乙分别承担一半债务，担保方式为连带担保

【答案】 A
44、社会主义初级阶段基本路线的核心是（ ）。
A.以经济建设为中心
B.改革开放
C.四项基本原则
D.精神文明建设

【答案】 A
45、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.
A.Politicians should call on a parenting revolution
B.Government may have failed to keep families stable
C.Only rich parents can offer their children what's the best
D.Parenting advice is often inaccessible to poor families

【答案】 D
46、水平标尺出现在word工作区的（　　）。
A.左侧
B.顶部
C.右侧
D.底部

【答案】 B
47、An entrepreneur’s product or service must sound ______ and marketable, enough to convince people to become investors.
A.sustainable
B.feasible
C.probable
D.eligible

【答案】 B
48、Susan made（　　）clear to me that she wished to make a new life for herself.
A.That
B.this
C.it
D.her

【答案】 C
49、同时同地，一根长1米的标杆的影长0.6米，一名修理工要爬至48米高的电视塔上修理设备，他竖直方向爬行的速度为0.4米/秒，则此人的影子移动的速度为（　　）米每秒。
A.0.56
B.0.24
C.0.48
D.0.36

【答案】 B
50、But for the storm,the anniversary ceremony of the company____.
A.would have been held
B.had been held
C.would be held
D.is held

【答案】 A
51、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.
A.Financiers have long ago viewed the Europe as a single market
B.Europe has the highest degree of cross-border financial integration
C.the MiFID will make financial markets around the world more competitive
D.the MiFID will increase transparency within American financial mark

【答案】 B
52、___ some mistakes, I failed to get the promotion.
A.Because
B.Owing to
C.For the sake of
D.Thanks to

【答案】 B
53、Any equipment that does not arrive in perfect ____ may be returned to MQZ Electronics free of charge.
A.development
B.situation
C.problem
D.condition

【答案】 D
54、Just because I’m（ ）to him,my boss thinks he can order me around without showing me any respect.
A.redundant
B.versatile
C.trivial
D.subordinate

【答案】 D
55、人力资源管理部门与非人力资源管理部门在履行人力资源管理职能方面存在分工。其中由非人力资源管理部门承担的任务是（　　）。
A.制定薪酬体系
B.拟订人员供需平衡的实施计划
C.提出本部门人员需求条件
D.形成这个公司的培训计划

【答案】 C
56、To check the______of these results, we perform two different empirical exercises.
A.integrity
B.perfection
C.temperament
D.reliability

【答案】 D
57、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Chinese businessmen look for ways to combine different options
B.Chinese businessmen have stronger sense of national pride
C.Chinese businessmen have their own pace doing business
D.Chinese businessmen treasure close relationship

【答案】 B
58、Last year, 33 percent of the____worked in secondary industries and 48 percent worked in the tertiary sector.
A.populate
B.population
C.popularize
D.popular

【答案】 B
59、Let's face it.Gardening fanatics like nothing better than to have their hands stuck in the soil or to be trimming,pruning,or harvesting the fruits of their labors.But for once,here is an obsession which benefits the whole community by beautifying the environment and producing cooler,more fragrant,and cleaner air.To recognize that fact,the Tampa City Council has decided to award generous prizes to the most beautiful displays this spring.
A.The condition of the flowers
B.The arrangement of the garden
C.The appearance oil the garden
D.The scent of the flowers

【答案】 D
60、资料：The soybean prices ended higher this Monday as traders expect supplies to remain tight.
A.It’s not worth noticing
B.It will rise 15 percent
C.It’s still uncertain
D.It will be razor-thin

【答案】 D
61、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a "sharing economy" based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.
A.Tencent is offering cloud services as a separate business
B.Smaller companies fail to build their own data center
C.Cloud services slightly increased the operating costs
D.Cloud technology is widely used in every Chinese enterprise

【答案】 B
62、In 2008 inflation was running _________about 4 percent; in 2009 it was 4.5 percent.
A.to
B.of
C.on
D.at

【答案】 D
63、Passage 4
A.critic
B.indifferent
C.partial
D.positive

【答案】 D
64、Just because I’m（ ）to him,my boss thinks he can order me around without showing me any respect.
A.redundant
B.versatile
C.trivial
D.subordinate

【答案】 D
65、I have been told to seek legal ________ with regard to selling this property.
A.instruction
B.decision
C.suggestion
D.advice

【答案】 D
66、实行混业经营集中监管的国家，对银行机构业务经营的范围（ ）。
A.实行严格的限制
B.实行一定程度的限制
C.基本没有限制
D.完全没有限制

【答案】 B
67、资料：From:Gloria Richter
A.Gunther Schmidt is the new manager
B.Gloria Richter is very dissatisfied with the present condition
C.Gloria’s company currently underwent a restructuring
D.Gloria Richter used to work for Sanicorp

【答案】 B
68、The special deal offered by our supplier will last only for a（　　）time.
A.limited
B.minor
C.partial
D.lower

【答案】 A
69、Their happiness was very（　　）.
A.crisp
B.brittle
C.delicate
D.fragile

【答案】 D
70、按照光的波长，从长到短排序正确的一项是（　　）。
A.红外光、紫外光、可见光
B.紫外光、可见光、红外光
C.可见光、红外光、紫外光
D.红外光、可见光、紫外光

【答案】 D
71、资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
A.The professional who will do a physical “check-up” for you
B.The professional who will visit you like a doctor
C.The professional who will schedule a meeting with you
D.The professional who will help you make your financial plans

【答案】 D
72、企业下列经济业务中，会影响其偿债能力的是（　　）。
A.企业向投资者分配股票股利
B.企业提前支付某供应商货款
C.企业用资本公积转增资本
D.企业用盈余公积弥补亏损

【答案】 B
73、下列统计指标中，属于相对指标的是（　　）。
A.社会消费品零售总额
B.人口性别比
C.房屋建筑面积
D.城镇居民人均可支配收入

【答案】 B
74、Passage3
A.the rules for dinner time are not strict
B.dinner is always at six in the evening
C.a family offers food only at four in the afternoon
D.people usually invite their guests to dinner later in the evening

【答案】 A
75、人民代表大会制度的核心内容是（　　）。
A.民主集中制
B.国家的一切权力属于人民
C.坚持中国共产党的领导
D.广泛的人民参与

【答案】 B
76、资料：Directions : There is 1 passage in this part. The passage is followed by some questions or unfinished statements. For e