2019-2025年银行招聘之银行招聘综合知识试题及答案二.docx

2019-2025年银行招聘之银行招聘综合知识精选试题及答案二

单选题（共600题）
1、 需要结计本年累计发生额的账户，结计“过次页”的合计数为（　　）。
A.自年初起至本日止累计数
B.自年初起至本页末止累计数
C.自月初至本页末止累计数
D.自本页初至本年末止累计数

【答案】 B
2、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.
A.Hair style and clothes; corporate identity
B.Colors and symbols; culture and identity
C.Hair style and clothes; image
D.Colors and symbols; taste and mission

【答案】 B
3、存款人办理日常转账结算和现金收付的账户是( )。
A.基本存款账户
B.一般存款账户
C.临时存款账户
D.专用存款账户

【答案】 A
4、投资银行的最核心业务之一是（ ）。
A.证券经济与交易业务
B.收购兼并业务
C.风险投资业务
D.证券发行与承销业务

【答案】 D
5、You can send and retrieve___many files as you want to a message-up to 1MB（1024K） of attachments.
A.too
B.such
C.so
D.as

【答案】 D
6、The key to the industrialization of space is the U.S. space shuttle.______ it, astronauts will be able to fly into space and returning many times.
A.With
B.By
C.On
D.In

【答案】 A
7、刘强是某大型商场的总经理，近日通过调查发现：商场基层员工近期工作效率下滑、缺勤率上升、工作积极性下降，基层员工与客户的不和谐事件也呈上升趋势。员工普遍反映：工作枯燥乏味，没有挑战性与职业生涯规划，无法有效施展自己的才能；沟通机会少，没有有效的沟通平台；大龄未婚员工人数日渐上升，员工的这些情况反映出在高层次需要没有得到满足时，对低层次的需要就会显得更加渴望，这符合（　　）的观点。
A.奥尔德佛（ERG）理论
B.赫茨伯格双因素理论
C.马斯洛需求层次理论
D.麦克里兰三重需求理论

【答案】 A
8、生物体构造的主要物质是（ ），生命遗传的物质基础又是（ ）。
A.细胞；蛋白质
B.蛋白质；核酸
C.蛋白质；细胞
D.细胞；核酸

【答案】 B
9、The sudden heavy rain（　　）our holiday plan.
A.damaged
B.destroyed
C.sabotaged
D.spoiled

【答案】 D
10、批复是答复下级请示的文件，是（　　）。
A.被动发文
B.主动发文
C.是对报告的批件
D.下级没有请示，用来指导工作的

【答案】 A
11、商场以每件80元的价格购进了某品牌衬衫500件，并以每件120元的价格销售了400件，要达到盈利45%的预期目标，剩下的衬衫最多可以降价？（　　）
A.15元
B.16元
C.18元
D.20元

【答案】 D
12、The（　　）behind the yellow tape is prohibited to anyone without a press pass.
A.positing
B.scenery
C.exterior
D.area

【答案】 D
13、Passage 4
A.only a small proportion of the insured suffer loss
B.everyone at some time suffers loss
C.nearly everyone suffers loss
D.only insured people suffer loss

【答案】 A
14、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a "sharing economy" based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.
A.Tencent is offering cloud services as a separate business
B.Smaller companies fail to build their own data center
C.Cloud services slightly increased the operating costs
D.Cloud technology is widely used in every Chinese enterprise

【答案】 B
15、He has made many studies on youth unemployment and education and the neglect of______marginalized.
A.a
B.this
C.the
D.that

【答案】 C
16、 He appreciated ______ the chance to deliver his thesis in the annual symposium on Comparative Literature.
A.to have been given
B.to have given
C.having given
D.having been given

【答案】 D
17、以下不属于金融衍生品的是（　　）。
A.股票
B.远期
C.期货
D.期权

【答案】 A
18、（　　）是不可以用于异地结算的结算工具。
A.托收承付
B.本票
C.支票
D.银行卡

【答案】 B
19、资料：Did your child's brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the University of Missouri-Columbia. The study found that when students return to school after a long summer vacation, they've lost one to three months worth of learning.
A.Lower-income children experienced lose in math over the summer
B.Middle-class children gained in learning over the summer
C.Lower-income children gained in math over the summer
D.Middle-class children suffered lose in math over the summer

【答案】 B
20、Internet提供的最简便、快捷的通信服务为（）。
A.文件传输（FTP）
B.远程登录（Telnet）
C.电子邮件（E-mail）
D.万维网（WWW）

【答案】 C
21、No student（　　）go out of school for snacks during the break without the teacher’s permission.
A.will
B.must
C.shall
D.may

【答案】 C
22、The new store,（　　）is currently undergoing construction,will have its grand opening sometime next spring.
A.who
B.were
C.when
D.which

【答案】 D
23、一国关境与其国境相比（　　）。
A.关境可以小于国境
B.关境可以大于国境
C.关境可以等于国境
D.以上都对

【答案】 D
24、资料：When we see well，we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are.
A.even if we can see well
B.only when we cannot see perfectly
C.only when we realize how important our eyes are
D.only when we can see well

【答案】 A
25、Passage 1
A.optimistic
B.pessimistic
C.gloomy
D.Objective

【答案】 A
26、Passage 1
A.indifferent
B.impartial
C.sarcastic
D.pessimistic

【答案】 B
27、用支出法核算GDP正确的公式是（　　）。
A.GDP=消费支出＋投资＋政府购买＋（出口-进口）
B.GDP=消费支出＋投资＋政府购买＋（出口-进口）＋转移支付
C.GDP=工资＋利息＋利润＋租金＋间接税和企业转移支付＋折旧
D.GDP=工资＋利息＋利润＋租金＋直接税和企业转移支付＋折旧

【答案】 A
28、 鉴于总账及其所属明细账相互关系，在进行账簿登记时应采用（　　）。
A.复式记账法
B.借贷记账法
C.平行登记法
D.加权平均法

【答案】 C
29、资料：Job Responsibilities:
A.every month
B.every two weeks
C.every week
D.every day

【答案】 B
30、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamer’s life.
A.trying to help the dreamer recall his earlier dreams
B.studying the benefits of dreams
C.help the person understand himself better
D.trying to make the sleeper dream logically

【答案】 C
31、“乐以天下忧以天下，然而不王者，未之有也”与下列哪一观点是同一学派（　　）
A.刑过不避大臣，赏善不遗匹夫
B.天之道，损有余而补不足，人之道，则不然，损不足以奉有余
C.域民不以封疆之界，固国不以山溪之险，威天下以后某不利
D.其用战也胜、久则钝兵挫锐、攻城则倔、久暴师则国用不足

【答案】 C
32、（ ）is believing.
A.Seeing
B.Seen
C.To be seeing
D.To see

【答案】 A
33、 商业银行的“三性”经营原则不包括（　　）。
A.稳定性原则
B.效益性原则
C.安全性原则
D.流动性原则

【答案】 A
34、Most environmental problems exist nowadays mainly because the efficient measures（　　）taken in the past.
A.was not
B.were not
C.were not being
D.being not

【答案】 B
35、资料：Singapore Airlines plans to introduce inflight mobile phone and internet access in May this year,beginning with its flagship Airbus A380 fleet.
A.Singapore Airlines' online survey is to be carried out among its registered members
B.Airbus A380 will be the first aircraft to be equipped with inflight internet and mobile service
C.Singapore Airlines' inflight internet access will be limited to some specific devices
D.Singapore Airlines' will be the first to introduce inflight mobile phone and internet access

【答案】 B
36、并非只有人类才有利他主义行为，这句话等同于（　　）。
A.有些动物具有利他主义行为
B.只有人类才有利他主义行为
C.除了人类，其他动物都有利他主义行为
D.利他主义行为并不是所有动物都具有

【答案】 C
37、Students have show that travelers benefit financially ____ being able to make their own fight and hotel reservations.
A.for
B.about
C.plus
D.from

【答案】 D
38、金融自由化与金融监管的关系是（　　）。
A.金融自由化就不应再有金融监管
B.金融自由化与金融监管完全没有矛盾
C.要加强金融监管，就不能有金融自由化
D.金融自由化并不否认金融监管

【答案】 D
39、This year, the figures are 27 percent and 53 percent ______.
A.respectively
B.respectly
C.respecting
D.respect

【答案】 A
40、资料：From: Peter Manx [e-mail]
A.business relationship with ISB International
B.Assistance with an advertising campaign
C.Revisions of a company brochure
D.Technical support for Better Training staff

【答案】 A
41、The number of people wanting to become a Southwest Airlines flight attendant has reached ________ .
A.record high
B.a record high
C.high record
D.a high record

【答案】 D
42、It was very important（　　）all projects before the end of the fiscal year.
A.complete
B.completed
C.completing
D.to complete

【答案】 D
43、资料：Why is Salt Bad for You?
A.give up cigarettes and alcohol
B.reduce his food intake and salt consumption
C.give up alcohol and reduce his salt consumption
D.give up cigarettes and reduce his food intake

【答案】 B
44、下列句子中语句排列最连贯的一项是（　　）。
A.（4）（5）（3）（1）（2）
B.（5）（4）（2）（1）（3）
C.（5）（3）（4）（1）（2）
D.（4）（1）（2）（3）（5）

【答案】 B
45、与贷款五级分类相对应的贷款损失准备金制度应是（　　）。
A.普通准备金制度
B.专项准备金制度
C.特别准备金制度
D.一般准备金制度

【答案】 B
46、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.
A.The Russia’s 2017 economic growth forecast has been revised higher
B.The leading economies have achieved sustainable long-term growth
C.The OECD is not optimistic about China's economic growth
D.India's economic growth forecast have been upgraded

【答案】 A
47、按组合键（　　）可选定整个Word文档。
A.AIt+P
B.Ctr1+A
C.AIt+F4
D.AIt+Esc

【答案】 B
48、 未到期的定期储蓄存款，部分提前支取的，提前支取的部分利率的计算应按（　　）。
A.活期储蓄存款利率
B.定期储蓄存款利率
C.整存整取存款利率
D.零存整取存款利率

【答案】 A
49、 会计是一种反应和监督主体经济活动的经济管理工作，它的主要计量单位是（　　）。
A.实物
B.货币
C.价值
D.劳动

【答案】 B
50、固定资产应当按（　　）取折旧，并根据用途分别计入相关资产的成本或当期费用。
A.年
B.月
C.日
D.季

【答案】 B
51、已知某城市商品住宅平均销售价格2006年、2007年、2008年连续三年环比增长速度分别为1%、6%、9%，这三年该城市商品住宅平均销售价格的定基增长速度为（　　）。
A.(101%×106%×109%)-1
B.1%×6%×9%
C.(1%×6%×9%)+1
D.101%×106%×109%

【答案】 A
52、It is said that he（　　）for several years.
A.had died
B.has been dead
C.died
D.has dead

【答案】 B
53、计算机只懂机器语言，而现在人们一般用高级语言编写程序，将高级语言变为机器语言序需经过（ ）。
A.编译程序
B.编辑程序
C.连接程序
D.装入程序

【答案】 A
54、资料：Samsung’s Notebook 7 Spin is a stylish，versatile work machine with power to spare.The 2-in-1 notebook’s performance is impressive，and its versatile folding design is legitimately useful.Unfortunately，the system’s shallow keyboard and lackluster battery life curtail its productivity potential a bit.
A.In a magazine about electronic products
B.In Samsung’s stores
C.In a newspaper
D.In an advertisement

【答案】 A
55、Should UK depositors lose money, the government would have to decide whether to____for it directly.
A.notify
B.compensate
C.overlook
D.trigger

【答案】 B
56、 ( )要求企业提供的会计信息应当清晰明了，便于投资者等财务报告使用者理解和使用。
A.可理解性
B.可比性
C.实质重于形式
D.相关性

【答案】 A
57、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamer’s life.
A.Dream is a confusing story which involves little logic thought
B.Dream involves events that always happen in real life
C.Dream is related to the dreamer's real life
D.Dream is an imaginary story which seems real while taking place

【答案】 B
58、We can give____depending on the model number.
A.account
B.discipline
C.discount
D.disconnect

【答案】 C
59、The new store,（　　）is currently undergoing construction,will have its grand opening sometime next spring.
A.who
B.were
C.when
D.which

【答案】 D
60、变化基本上与总体经济活动的转变同步的宏观经济指标是（ ）。
A.先行性指标
B.同步性指标
C.滞后性指标
D.趋同性指标

【答案】 B
61、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.How to be a Favorable Employee
B.Pay Attention to Your Health
C.It's Important to Build a Healthy Body
D.Several Ways to Improve Employee Satisfaction

【答案】 B
62、6×10×11×26-5×12×13×22=（　　）。
A.0
B.2
C.1
D.3

【答案】 A
63、资料：Asked to name their favorite city, many Americans would select San Francisco which began as a small Spanish outpost located on a magnificent bay. The town was little more than a village serving ranchers when the United States took possession of it in 1846 during the war with Mexico.
A.attractive lifestyle, good seafood, desirable weather
B.tourist attraction extreme seasons, cable cars
C.wagon trains, gold mining, good climate
D.cable cars, pleasant climate, flat terrain

【答案】 A
64、当本币升值，（　　）。
A.国内价格与出口价格一升一降
B.国内价格和出口价格均不变
C.国内价格和出口价格均上升
D.国内价格和出口价格均下降

【答案】 A
65、在下列字符中，其ASCII码值最小的一个是（　　）。
A.控制符
B.9
C.A
D.a

【答案】 A
66、下列语句排序最为通畅的一项是（　　）。
A.（3）（4）（2）（5）（1）
B.（4）（3）（2）（5）（1）
C.（4）（2）（3）（1）（5）
D.（3）（1）（4）（2）（5）

【答案】 D
67、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.
A.More efforts will be needed to ensure a sustained economic growth
B.Investment from the government contributes most to the world economy
C.The market is pessimistic on the world economy
D.The world economy is growing rapidly and steadily

【答案】 A
68、下列选项中，在立卷范围之列的是（　　）。
A.反映本机关工作活动.正在办理中的文件
B.反映本机关工作活动的所有文件
C.反映本机关工作活动的，具有查考利用价值的办毕文件
D.反映其他机关工作活动的办毕文件

【答案】 C
69、The car industry has expanded at a（　　）rate over the past ten years.
A.rapidness
B.rapidly
C.rapidity
D.rapid

【答案】 D
70、2019年5月30日，作为牵头簿记管理人和联席主承销商，中国银行协助（　　）政府发行20亿元熊猫债券，期限3年，获得约63.3亿元认购，票面利率4.09%。其中，境内投资人占比51.5%，境外投资人占比48.5%。本期债券是（　　）政府首次发行以人民币计价的国债，也是首个欧元区国家进入中国大陆市场发行“熊猫债”。
A.西班牙
B.意大利
C.德国
D.葡萄牙

【答案】 D
71、Passage3
A.the dining room first
B.the living room first
C.the kitchen first
D.the garden first

【答案】 B
72、金融互换市场中，（　　）交易主体进入市场的目的是为了进行投机性交易。
A.直接用户
B.互换经纪商
C.互换交易商
D.互换代理商

【答案】 C
73、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.
A.Chinese market needs more regulations
B.Western retailers cannot succeed in Chinese market
C.In China owing a car does not necessarily mean efficient travel
D.To start a successful business, a better understanding of consumer preference is important

【答案】 B
74、 我国刑法对于空间效力的规定，采取的是（　　）。
A.属地原则
B.属人原则
C.保护原则
D.以属地原则为主，兼采属人原则、保护原则和普遍原则

【答案】 D
75、Mum,would you please buy me an ipad
A.would
B.shall
C.may
D.must

【答案】 B
76、Nabhi Verma ,who holds degrees in both architecture and engineering, has a range of technical abilities ____ that.
A.too much
B.beyond
C.even more
D.moreover

【答案】 B
77、下列机关中属于国家行政机关的是（ ）。
A.国家审判机关
B.司法行政机关
C.人民政协
D.企业人事部门

【答案】 B
78、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.They are inconsistent about the attitude toward after hour's emails
B.They both push the employees to be available all the time
C.They are consistent about the attitude towards after hour's emails
D.They both don't mean to stress the employees out

【答案】 A
79、下列选项中属于同业拆借的是( )。
A.甲银行为弥补信贷资金缺口从乙银行拆入一笔资金
B.甲银行融人资金投资房地产
C.甲银行在停止营业时发现资金收支不平衡向其他银行融入长期资金
D.甲银行内部分支机构之间的资金调度

【答案】 A
80、常见的编程语言有Java、C、C++、C#等等，其中诞生最早的语言是（　　）。
A.C
B.Java
C.C#
D.C++

【答案】 A
81、—堆泥土，甲单独搬运要20天，乙单独搬运要10天。若甲先搬运一天，然后乙接替甲搬运一天，再由甲接替乙搬运1天……两人如此交替工作，那么搬运完这堆泥土共需（）天。
A.13
B.14
C.15
D.16

【答案】 B
82、R公司为增值税一般纳税人，增值税率为17%，消费税率为10%。2017年1月1日，委托加工一批实际成