listen_this_way英语听力教程4.doc

listen this way英语听力教程4 unit1-6答案
Unit 1 Shopping and Banking Online
Part 1 Getting ready
B: drop shopping mouse feet retailing
street get done third-party online
30% mails Britain gift-buying 50% net period
C: Major points Details
1. the site
2. merchant Addresses/phone number/call up
3. Strict safety measures
4.
Part 2 Net shopping under fire
A. delivery delivery
delivery charges
personal information 87%
returning goods 47%
order 35% dispatch 87%
money back two
B． Summary:
convenience choice obstacles complete trust
build consumers’ trust mature payment service
Part 3 Banking at home
A: Outline
1. C: limited opening hours
2. Online banking services
D: getting current information on products
F: e-mailing questions to the bank
3.            A: competing for customers
4.            A: having no computer at home
B: 1. It is banking through the Internet.
2. “Online banking” offers convenience which appeals to the kind of customer banks want to keep.
3. Banks most want to keep people who are young, well-educated, and have good incomes.
Part 4 More about the topic
B: English Good Customer Service American Good Customer Service
1. in a pleasant environment 1. human side
2. second to none a. family/…/occasions in life
3. different customers b. a partnership
Example:
take a look at everything
alternatives 3. repeat business sales
come to sales assistants
4. first contact with the customer
Part 5. Do you know …?
1. c 2. b 3. c 4. c 5. c 6. b
listen this way英语听力教程4答案2单元前3部分
2010-03-27 21:57
Unit 2 Hotel or B&B?
Part 1 Getting ready
B:

This year
An average year

35%
60%

45%
20%

60%
80%

30%
15%

50%
70%

30%
20%
C:
hotels
prices
Other related information

￡30/single; ￡60/double
Children under 12

￡29/full board

￡28/double+bath
excluded
1. hot food: fried egg 2. coffee tea jam cooked
3. dinner, bed and breakfast 4. the room plus all meals 5. Value Added Tax
Part 2 A touch of home
Outline
1. B&B
A. bed and breakfast
B. 15000
C. advantages over big hotels
2. A. meeting different people
3. Several features of Suit Us
A. built in 1883
B. …famous guests
4. A. B&B not suitable for some people
Part 3 Renting a car
Information about the customer
A family of three + camp equipment
Leaving on Fir., July 7th
Returning on Mon., July 10th
…
Best choice: a Pinto station wagon
Regular rate: $ 79.95
Special weekend rate: $ 59.95
Pick up: after 4 p. m. on Fri.
Return: by 10 a. m. on Mon.
Mileage rate: first 300 miles free, then 12 cents per mile
Other costs: Insurance $ 10
Sales tax 8%
Deposit $ 100
B: a compact car/ a station wagon/ automatic transmission/ current models/ pick up/ return the car/ special weekend rate/ regular rate/ unlimited mileage/ insurance sales tax/ a full tank of gas/ deposit/ lowest rates
listen this way英语听力教程4答案2单元4、5部分
2010-03-27 21:59
Part 4. More about the topic
A: 1. suite: a large room with a partition to separate the bedroom area from the sitting room area
2. twin room: a room with two single beds for two people
3. Penthouse: a well-furnished and luxurious suite at the top of the building
4. Lounge or sitting room: a room not used as bedroom, where guests may read, watch television, etc.
5. single room: a room occupied by one person
6. double room: a room with one large bed for two people
B.
Room type
Rack rate
Suitable for
Features

￡40
Staff of all grades

￡55
Sales staff

￡150
Managerial stall
entertaining private guest; the lake

￡220

total privacy; … ;
country side; … ;
fully fitted kitchen
Part 4 Do you know…?
A:
Names of hotels
Locations
Ranks in general category

Cernobbio, France —Italy
2 — 3

3 — 2

4 — 8

London, UK —Paris, France

8 — 4

B： 1. F 2. T 3. F 4. F 5. T
listen this way英语听力教程4答案3单元前2部分
2010-03-27 22:12
Unit 3 “Planting” Money
Part 1 Getting ready
B: 这部分没有给答案
C．
Tone Agree?
Sincere Doubtful   Sarcastic   Skeptical   Surprised Emphatic   Y          N
1    √                                                                                              √
2                  √                                                                                               √
3                                    √                                                                           √
4                  √                                                                                            √
5   √                                                                                                √
6                                                      √                                                           √
7                                                                                  √                 √
8   √                                                                                                 √
9                                                                                          √         √
10                                    √                                                                          √
Part 2 National teach children to save day
A: Time: Thursday, April 17
     Purpose: teaching children how to save money
     Way of teaching: 2500 bankers making 5000 presentations
B: 1. Making savings visible and real: building up savings in a piggy bank/ opening children’s own bank savings account.
    2. Encouraging children to save as much as they can: putting 25 cents away for every dollar the children earn
    3. A first step toward learning to budget: giving children an allowance and part of it going
into their own savings.
    4. Making savings and investing fun: giving children play money to “invest” in stocks they can track in local newspapers
listen this way英语听力教程4答案3单元3.4.5部分
2010-03-27 22:28
Part 3 Credit cards
A:     Outline
1. The importance of credit cards
    2. Nature
      A. “charge” —paying at a later date
      B: “limit”
    3. The potential disadvantages—expensive
      A. easy to make lots of purchases on card
      B. likely to pay a tremendous amount of interest
4. The benefits
B. helpful for emergencies
C. good for travel
Part 4 More about the topic
A: Exercise 1
Column A     Column B
1.       3
    2       1
    3       2

Exercise 2: Answer the following two questions.
1. “Spending priorities” refers to the following situation:
Americans are spending so much of their income on ever larger houses and cars that they can’t afford to spend on social programs or infrastructure repairs.
2. By doing so, one would feel happier, would have fewer disputes of work and lower levels of stress hormones in their blood. One gets sick less often and dies at an older age.
B: Summary:
Mr. Cox, the vice president of the Federal Reserve Bank of Dallas,…, of Myths of Rich and Poor, sees the positive side to the increased prosperity of … Americans are better off than they were 30 years ago. Here … :
Technological … created hundreds of gadgets that … both easier and more pleasurable, for example, cellular and cordless phones, computers, answering machines, and microwave ovens;
Today … about 3/4 have washing machines, half have clothes dryers, 97% have color televisions, 3/4 have VCRs, 2/3 have microwaves and air conditioners, 3/4 own their own automobile, 40% own their own home, half have stereo systems.
Part 5 Do you know …?
A. Tokyo, Osaka, Oslo, Zurich. Hong Kong, Copenhagen, Geneva, Paris, Reykjavik, London
B. 1. The euro has appreciated against the US dollar.
2. Persistent economic turmoil.
3. Tehran.
4. The Economist team checks prices of a wide range of items—from bread and milk to cars and utilities—to compile this report.
5. Business clients use it to calculate the amount of allowances granted to overseas executive and their families.
listen this way英语听力教程4答案4单元
2010-03-27 22:32
Unit 4 Loans for the Dream
Part 1 Getting ready
B: Dialogue One.
Items    Items

Eating out √  
Hobbies √ Antiques √
Food and groceries √  

Dialogue Two:
Items Same Up down figures
Entertainment     √ 2566
Depreciation √   
Secretarial expenses   √  
…    
Motor expenses   √   2612
Audit & accountancy costs   √  
Telephone & postage    √
Part 2 Raising money for buying a car
A: Summary
Mr. Jackson … in the college… As… worth repairing, he … . Since… about a hundred pounds for …, … , three hundred fifty to four hundred….
The bank … different interest rates and conditions: a Personal Loan and an Ordinary Loan. Mr. Jackson is expected to repay the money with 24 months.
B.
Security charge … Interest rate charged Interest rate …
Personal Loan × 7%
Ordinary Loan √ 7.5%(1.5%+6%) A day-to-day basis
1. 透支额（贷款）overdraft
2. 偿还 repay
3. 短期贷款（业务）lenders in the short term
4. 付利息 pay interest on
5. 担保物 collateral
6. 寿险 life policy
7. 房屋的房契 deeds of the houses
8. 政府证券 Government Securities
9. 凭证 certificate
10. 按日计算 on a day-to-day basis
Part 3 Housing in the U. S. A.
A.      Outline
     1. A. cost of housing
         1. 1/4-1/3 of a family’s income
         2. depending on size and location
       B. way to buy a house—mortgage
     2. B. easy to get things repaired
     3. Buying …
        1. mortgage: …
        2. condominium: …
B. 1. Home buyer borrows money from Bank sells mortgages to Fannie Mae sells shares and mortgage-based securities to Investors
     2. They control about half the home loans in America.
     3. Hiding changes in its value, poor supervision and not carefully reporting its finances.
     4. The stock price of Fannie Mae has dropped.
Part 4 More about the topic
A: 1. a. merchantable quality
        b. fitting for particular purpose/ seller
        c. as described
      2. no / retailer’s responsibility/ take to shop
      3. item/ too large/ fragile
      4. evidence of purchase/ date of purchase
      5. go to court / sue the seller
B. 1. F   2. T    3. F    4. F
Part 5 Do you know …?
B: Chart 1 Development of the idea of national taxes
     Time/ Number       Events
April 15th    the last day to pay federal taxes
1791     tax on whiskey and other alcoholic drink, farmers refused
1794     George Washington, 13000 troops, defeated the Whiskey Rebellion
The late 1800s   people’s pay taxed by Congress, but rejected by the Supreme Court
1913     The 16th Amendment passed, legal for Congress to tax income
More than $312000 taxed at 35%, highest rate
Less than $7000   no income tax
    Chart 2 Composition of federal money in 2002
7%— income tax on businesses
     Over 40— personal income tax
     Below 18%— other taxes, including customs
     35%— taxes for retirement programs and other services
listen this way英语听力教程4答案5单元
2010-03-27 22:33
Unit 5 Briefing on Taxation and Insurance Policies
Part 1 Getting ready
B.
Sentences Key words Answers
a 8000/half 4000
b 2000/twice 4000
c 2000/double ～4000
d 8000/a quarter ≤2000
e 4000/similar ～4000
C.
    Dialogue one
     1. ￡30 000   24% 2. overdraft   3. sailing
    Dialogue two
1. A brand new video was stolen.
2. Yes. The speaker paid the premium last week.
Dialogue three
Similarities Differences
Man A Man B
a.
b. A mortgage to pay
c. Same income
a.
b. Never saving money
c. Spending more on entertaining a. Investing far more in pension schemes.
b. Spending more on insurance
Part 2 Briefing on personal taxation
A. Outline
1. Structure of personal taxation
A. rates
1. lower rate: up to ￡23 700: 25%
2. higher rate: above ￡23 700: 40%
B. allowances
1. single person: ￡3295
2. married person: ￡5015
3. pension: maximum 17.5% to 40%
4. mortgage interest relief: 7%
2. Collection of personal tax
   A. income tax — PAYE
   B. National Insurance
     1. employee’s contribution: 9%
     2. employer’s contribution: 5% to 10%
B. 1. According … both simple and relatively low.
2. The new … opt for separate taxation.
3. The tax … pension is 40%
4. PAYE stands for Pay As You Earn. The scheme … from the employer before … bank transfer to the employee.
5. Taxable income … deduction and the allowance have been excluded.
Part 3. Should I buy an insurance policy?(1)
A. insurance policy save money   buying a house
B. 1. A. a fixed objective in mind/ how much to pay each month
      B. a fixed objective each month in mind/ how much to produce over some years
2. No/ regular & systematic/ short-term/ bank/ Building Society
Part 4 More about the topic
A. unmarried dependents   no need
Answer the question with key words
A. accumulate capital/ expand business/ end of term
B. saving to produce a pension
Part 5 Do you know … ?
1. T   2. F    3. F    4. T    5. T
listen this way英语听力教程4答案6单元
2010-03-27 22:36
Unit 6 Visions of Business
Part 1 Getting ready
B.
Individual proprietorship Partnership Corporation
Scale Small Small Big
Ownership The proprietor owns all the property of the business
Two or more people go into business together Investors own stock—a share of the ownership
Responsibility The proprietor is
responsible for the
business Limited partners have limited responsibilities;
Full partners have full
responsibilities. A board of directors controls the corporate policies and appoints top officers.
Lifetime Limited Limited Unlimited
Part 2 Michael Dell vs. Frederick Smith (1)
A. Michael Dell:
Michael Dell serves as Chairman and CEO of Dell Computer Corporation. He is the longest tenured CEO in the whole computer industry. By using his innovative direct-to-consumer marketing approach and by pioneering the industry’s first service and support programs—the build-to-order revolution, Dell Computer Corporation has successfully eliminated the middle-man and established itself as one of the top vendors of personal computers worldwide.
Frederick Smith
Frederick Smith is Chairman, President and CEO of Federal Express Corporation, or FedEx, a global provider of transportation, e-commerce and supply chain management services. But when he first came up with the idea of overnight delivery service, nobody seemed to be interested in it. And now with its just-in-time delivery system, Smith has made FedEx a multi-billion dollar industry. FedEx used to provide mainly water and air delivery, but now it’s making a big push into the ground delivery business.
B. Fred must stay competitive in the following aspects:
1) the quality of service
2) the breadth of the network
3) the unique services needed
4) the cost
Part 3 Michael Dell vs. Frederick Smith (2)
A.
Efficient information system can A great part of the economy will