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1、 listen this way英语听力教程4 unit1-6答案 Unit 1 Shopping and Banking Online Part 1 Getting ready B: drop shopping mouse feet retailing street get done third-party online 30% mails Britain gift-buying 50% net period C: Major points Details 1. the site 2. merchant Addre
2、sses/phone number/call up 3. Strict safety measures 4. Part 2 Net shopping under fire A. delivery delivery delivery charges personal information 87% returning goods 47% order 35% dispatch 87% money back two B． Sum
3、mary: convenience choice obstacles complete trust build consumers’ trust mature payment service Part 3 Banking at home A: Outline 1. C: limited opening hours 2. Online banking services D: getting current information on products F: e-mailing questions to the bank
4、 3. A: competing for customers 4. A: having no computer at home B: 1. It is banking through the Internet. 2. “Online banking” offers convenience which appeals to the kind of customer banks want to keep. 3. Banks most want to keep people who are young, well-educated, and ha
5、ve good incomes. Part 4 More about the topic B: English Good Customer Service American Good Customer Service 1. in a pleasant environment 1. human side 2. second to none a. family/…/occasions in life 3. different customers b. a partnership Example: take a look a
6、t everything alternatives 3. repeat business sales come to sales assistants 4. first contact with the customer Part 5. Do you know …? 1. c 2. b 3. c 4. c 5. c 6. b listen this way英语听力教程4答案2单元前3部分 2010-03-27 21:57 Unit 2 Hotel or B&B? Part 1 Getting ready B: This year
7、 An average year 35% 60% 45% 20% 60% 80% 30% 15% 50% 70% 30% 20% C: hotels prices Other related information ￡30/single; ￡60/double Children under 12 ￡29/full board ￡28/double+bath excluded 1. hot food: fried egg 2. coffee tea jam cooked 3. dinner, b
8、ed and breakfast 4. the room plus all meals 5. Value Added Tax Part 2 A touch of home Outline 1. B&B A. bed and breakfast B. 15000 C. advantages over big hotels 2. A. meeting different people 3. Several features of Suit Us A. built in 1883 B. …famous guests 4. A. B&B not suitable for so
9、me people Part 3 Renting a car Information about the customer A family of three + camp equipment Leaving on Fir., July 7th Returning on Mon., July 10th … Best choice: a Pinto station wagon Regular rate: $ 79.95 Special weekend rate: $ 59.95
10、 Pick up: after 4 p. m. on Fri. Return: by 10 a. m. on Mon. Mileage rate: first 300 miles free, then 12 cents per mile Other costs: Insurance $ 10 Sales tax 8% Deposit $ 100 B: a compact car/ a station wagon/ automatic transmission/ curren
11、t models/ pick up/ return the car/ special weekend rate/ regular rate/ unlimited mileage/ insurance sales tax/ a full tank of gas/ deposit/ lowest rates listen this way英语听力教程4答案2单元4、5部分 2010-03-27 21:59 Part 4. More about the topic A: 1. suite: a large room with a partition to separate the bedro
12、om area from the sitting room area 2. twin room: a room with two single beds for two people 3. Penthouse: a well-furnished and luxurious suite at the top of the building 4. Lounge or sitting room: a room not used as bedroom, where guests may read, watch television, etc. 5. single
13、 room: a room occupied by one person 6. double room: a room with one large bed for two people B. Room type Rack rate Suitable for Features ￡40 Staff of all grades ￡55 Sales staff ￡150 Managerial stall entertaining private guest; the lake ￡220 total privacy; … ; c
14、ountry side; … ; fully fitted kitchen Part 4 Do you know…? A: Names of hotels Locations Ranks in general category Cernobbio, France —Italy 2 — 3 3 — 2 4 — 8 London, UK —Paris, France 8 — 4 B： 1. F 2. T 3. F 4. F 5. T listen this way英语听力教程4答案3单元前2部分
15、 2010-03-27 22:12 Unit 3 “Planting” Money Part 1 Getting ready B: 这部分没有给答案 C． Tone Agree? Sincere Doubtful Sarcastic Skeptical Surprised Emphatic Y N 1 √ √ 2 √
16、 √ 3 √ √ 4 √
17、 √ 5 √ √ 6 √ √ 7
18、 √ √ 8 √ √ 9 √ √ 10
19、 √ √ Part 2 National teach children to save day A: Time: Thursday, April 17 Purpose: teaching children how to save money Way of teaching: 2500 bankers making 5000 presentations B: 1. Making savings visible and
20、 real: building up savings in a piggy bank/ opening children’s own bank savings account. 2. Encouraging children to save as much as they can: putting 25 cents away for every dollar the children earn 3. A first step toward learning to budget: giving children an allowance and part of it goin
21、g into their own savings. 4. Making savings and investing fun: giving children play money to “invest” in stocks they can track in local newspapers listen this way英语听力教程4答案3单元3.4.5部分 2010-03-27 22:28 Part 3 Credit cards A: Outline 1. The importance of credit cards 2. Nature
22、 A. “charge” —paying at a later date B: “limit” 3. The potential disadvantages—expensive A. easy to make lots of purchases on card B. likely to pay a tremendous amount of interest 4. The benefits B. helpful for emergencies C. good for travel Part 4 More about the topic
23、 A: Exercise 1 Column A Column B 1. 3 2 1 3 2 Exercise 2: Answer the following two questions. 1. “Spending priorities” refers to the following situation: Americans are spending so much of their income on ever larger houses and cars that they can’t afford t
24、o spend on social programs or infrastructure repairs. 2. By doing so, one would feel happier, would have fewer disputes of work and lower levels of stress hormones in their blood. One gets sick less often and dies at an older age. B: Summary: Mr. Cox, the vice president of the Federal Reserve Ban
25、k of Dallas,…, of Myths of Rich and Poor, sees the positive side to the increased prosperity of … Americans are better off than they were 30 years ago. Here … : Technological … created hundreds of gadgets that … both easier and more pleasurable, for example, cellular and cordless phones, computers,
26、 answering machines, and microwave ovens; Today … about 3/4 have washing machines, half have clothes dryers, 97% have color televisions, 3/4 have VCRs, 2/3 have microwaves and air conditioners, 3/4 own their own automobile, 40% own their own home, half have stereo systems. Part 5 Do you know …? A
27、 Tokyo, Osaka, Oslo, Zurich. Hong Kong, Copenhagen, Geneva, Paris, Reykjavik, London B. 1. The euro has appreciated against the US dollar. 2. Persistent economic turmoil. 3. Tehran. 4. The Economist team checks prices of a wide range of items—from bread and milk to cars and utilities—to compile
28、 this report. 5. Business clients use it to calculate the amount of allowances granted to overseas executive and their families. listen this way英语听力教程4答案4单元 2010-03-27 22:32 Unit 4 Loans for the Dream Part 1 Getting ready B: Dialogue One. Items Items Eating out √ Hobbies √ Antiqu
29、es √ Food and groceries √ Dialogue Two: Items Same Up down figures Entertainment √ 2566 Depreciation √ Secretarial expenses √ … Motor expenses √ 2612 Audit & accountancy costs √ Telephone & postage √ Part 2 Raising money for buying a car A: Summary Mr. Jac
30、kson … in the college… As… worth repairing, he … . Since… about a hundred pounds for …, … , three hundred fifty to four hundred…. The bank … different interest rates and conditions: a Personal Loan and an Ordinary Loan. Mr. Jackson is expected to repay the money with 24 months. B. Security charge
31、 … Interest rate charged Interest rate … Personal Loan × 7% Ordinary Loan √ 7.5%(1.5%+6%) A day-to-day basis 1. 透支额（贷款）overdraft 2. 偿还 repay 3. 短期贷款（业务）lenders in the short term 4. 付利息 pay interest on 5. 担保物 collateral 6. 寿险 life policy 7. 房屋的房契 deeds of the houses 8. 政府证券 Government Secu
32、rities 9. 凭证 certificate 10. 按日计算 on a day-to-day basis Part 3 Housing in the U. S. A. A. Outline 1. A. cost of housing 1. 1/4-1/3 of a family’s income 2. depending on size and location B. way to buy a house—mortgage 2. B. easy to get things repaired
33、 3. Buying … 1. mortgage: … 2. condominium: … B. 1. Home buyer borrows money from Bank sells mortgages to Fannie Mae sells shares and mortgage-based securities to Investors 2. They control about half the home loans in America. 3. Hiding changes in its value, poor
34、 supervision and not carefully reporting its finances. 4. The stock price of Fannie Mae has dropped. Part 4 More about the topic A: 1. a. merchantable quality b. fitting for particular purpose/ seller c. as described 2. no / retailer’s responsibility/ take to shop
35、 3. item/ too large/ fragile 4. evidence of purchase/ date of purchase 5. go to court / sue the seller B. 1. F 2. T 3. F 4. F Part 5 Do you know …? B: Chart 1 Development of the idea of national taxes Time/ Number Events April 15th the last day to pay fed
36、eral taxes 1791 tax on whiskey and other alcoholic drink, farmers refused 1794 George Washington, 13000 troops, defeated the Whiskey Rebellion The late 1800s people’s pay taxed by Congress, but rejected by the Supreme Court 1913 The 16th Amendment passed, legal for Congress to tax
37、income More than $312000 taxed at 35%, highest rate Less than $7000 no income tax Chart 2 Composition of federal money in 2002 7%— income tax on businesses Over 40— personal income tax Below 18%— other taxes, including customs 35%— taxes for retirement programs and other
38、services listen this way英语听力教程4答案5单元 2010-03-27 22:33 Unit 5 Briefing on Taxation and Insurance Policies Part 1 Getting ready B. Sentences Key words Answers a 8000/half 4000 b 2000/twice 4000 c 2000/double ～4000 d 8000/a quarter ≤2000 e 4000/similar ～4000 C. Dialogue one 1.
39、￡30 000 24% 2. overdraft 3. sailing Dialogue two 1. A brand new video was stolen. 2. Yes. The speaker paid the premium last week. Dialogue three Similarities Differences Man A Man B a. b. A mortgage to pay c. Same income a. b. Never saving money c. Spending more on entertainin
40、g a. Investing far more in pension schemes. b. Spending more on insurance Part 2 Briefing on personal taxation A. Outline 1. Structure of personal taxation A. rates 1. lower rate: up to ￡23 700: 25% 2. higher rate: above ￡23 700: 40% B. allowances 1. single person: ￡3295 2. married person:
41、 ￡5015 3. pension: maximum 17.5% to 40% 4. mortgage interest relief: 7% 2. Collection of personal tax A. income tax — PAYE B. National Insurance 1. employee’s contribution: 9% 2. employer’s contribution: 5% to 10% B. 1. According … both simple and relatively low. 2. The new
42、… opt for separate taxation. 3. The tax … pension is 40% 4. PAYE stands for Pay As You Earn. The scheme … from the employer before … bank transfer to the employee. 5. Taxable income … deduction and the allowance have been excluded. Part 3. Should I buy an insurance policy?(1) A. insurance polic
43、y save money buying a house B. 1. A. a fixed objective in mind/ how much to pay each month B. a fixed objective each month in mind/ how much to produce over some years 2. No/ regular & systematic/ short-term/ bank/ Building Society Part 4 More about the topic A. unmarried dependents n
44、o need Answer the question with key words A. accumulate capital/ expand business/ end of term B. saving to produce a pension Part 5 Do you know … ? 1. T 2. F 3. F 4. T 5. T listen this way英语听力教程4答案6单元 2010-03-27 22:36 Unit 6 Visions of Business Part 1 Getting ready B. Individua
45、l proprietorship Partnership Corporation Scale Small Small Big Ownership The proprietor owns all the property of the business Two or more people go into business together Investors own stock—a share of the ownership Responsibility The proprietor is responsible for the business Limited partne
46、rs have limited responsibilities; Full partners have full responsibilities. A board of directors controls the corporate policies and appoints top officers. Lifetime Limited Limited Unlimited Part 2 Michael Dell vs. Frederick Smith (1) A. Michael Dell: Michael Dell serves as Chairman and CEO o
47、f Dell Computer Corporation. He is the longest tenured CEO in the whole computer industry. By using his innovative direct-to-consumer marketing approach and by pioneering the industry’s first service and support programs—the build-to-order revolution, Dell Computer Corporation has successfully elimi
48、nated the middle-man and established itself as one of the top vendors of personal computers worldwide. Frederick Smith Frederick Smith is Chairman, President and CEO of Federal Express Corporation, or FedEx, a global provider of transportation, e-commerce and supply chain management services. But
49、when he first came up with the idea of overnight delivery service, nobody seemed to be interested in it. And now with its just-in-time delivery system, Smith has made FedEx a multi-billion dollar industry. FedEx used to provide mainly water and air delivery, but now it’s making a big push into the g
50、round delivery business. B. Fred must stay competitive in the following aspects: 1) the quality of service 2) the breadth of the network 3) the unique services needed 4) the cost Part 3 Michael Dell vs. Frederick Smith (2) A. Efficient information system can A great part of the economy will
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