2025年银行招聘之银行招聘综合知识通关题库(附答案).docx

2025年银行招聘之银行招聘综合知识通关题库(附答案)

单选题（共600题）
1、在中介融资中一般不发行以自己为债务人的融资工具，只是协助将筹资者发行的金融 工具销售给投资者的金融机构属于（ ）。
A.直接金融机构
B.金融服务机构
C.创造货币机构
D.间接金融机构

【答案】 A
2、 留于以后年度分配的利润或待分配的利润是( )。
A.实收资本
B.盈余公积
C.资本公积
D.未分配利润

【答案】 D
3、You must have the experience that your voice（　　）on the telephone.
A.distorted
B.irregular
C.twisted
D.deformed

【答案】 A
4、C语言程序是由（　　）构成的。
A.一些可执行语言
B.main函数
C.函数
D.包含文件中的第一个函数

【答案】 C
5、某公司招聘甲、乙两种职位的人员共90人，甲、乙两种职位人员每月的工资分别为1500元和2500元，若甲岗位的工资总支出是乙岗位的40%，则乙岗位招聘人数比甲职位多（　　）人。
A.24
B.20
C.18
D.15

【答案】 C
6、海市蜃楼是一种自然现象，它形成的原理是光的（　　）。
A.反射
B.折射
C.漫射
D.散射

【答案】 B
7、新中国成立以来被国家授予第一个特等发明奖的科学家是（ ）。
A.钱学森
B.李四光
C.邓稼先
D.袁隆平

【答案】 D
8、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？
A.新技术对于成年人来说并不需要
B.孩子的好奇心比成年人大
C.成年人总是会担心末知因素对下一代的影响
D.新技术大多都是针对下一代人而推出的

【答案】 D
9、联合国总部设在（ ）。
A.日内瓦
B.维也纳
C.瑞士
D.纽约

【答案】 D
10、.下面各组宏观经济发展目标所对应的衡量指标错误的是（ ）。
A.经济增长—国民生产总值
B.充分就业—失业率
C.物价稳定—通货膨胀
D.国际收支平衡—国际收支

【答案】 A
11、DNS服务是指（　　）。
A.动态域名解析
B.动态分配IP地址
C.互联网接入服务
D.网络安全架构

【答案】 A
12、You can find it in our____brochure, along with some of our other models.
A.last
B.late
C.lately
D.latest

【答案】 D
13、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Unbiased
B.Slightly critical
C.Fully supportive
D.Paradoxical

【答案】 B
14、In 2012, the last______flood hit the southwestern part of the Netherlands and caused more than 1800 casualties.
A.adverse
B.radical
C.severe
D.disastrous

【答案】 D
15、资料：Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discrimination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.（1）
A.In developing countries, the gender discrimination in work field is spreading to more countries
B.Due to work restrictions, women cannot work in some tough industries
C.Women appreciate being treated as weaker sex in some countries so as to bear children
D.Lifting restrictions on a list of dangerous jobs can help to solve the problem of inequality in work

【答案】 B
16、资料：Candle Light College Limited
A.clerk in a clothing store
B.Technician
C.stock broker
D.recent college graduate

【答案】 D
17、根据管理方格理论，“乡村俱乐部”领导风格的特点是（　　）。
A.管理者既不关心任务，也不关心人
B.管理者既关心任务，也关心人
C.管理者极端关注人
D.管理者极端关注任务

【答案】 C
18、We have experience in loading data ___ several A/C-manufacturers such as Boeing,Airbus,British Aerospace,Fokker,De Havilland and ATR.
A.in
B.to
C.beside
D.from

【答案】 B
19、Passage 1
A.It is widely used to compare the economic growth across countries
B.It revolutionizes the way of measuring ordinary people's livelihood
C.It focuses on people's consumption rather than their average income
D.It is a more comprehensive measure of people's economic well-being

【答案】 D
20、下列关于中国航天技术的说法，不正确的是（　　）。
A.我国运载火箭均属于“长征”系列
B.中国现在已建成的航天器发射场有酒泉、西昌、西宁三处
C.中国于1970年成功发射了第一颗人造地球卫星“东方红一号”
D.“嫦娥工程”是中国启动的第一个探月工程

【答案】 B
21、It seems somewhat（ ）to expect anyone to drive 3 hours just for a 20-minute meeting。
A.eccentric
B.impossible
C.absurd
D.unique

【答案】 C
22、Passage 1
A.forecasts on the emerging economy have changed
B.the optimism of the IMF relies on its hopes for the rich world
C.the IMF believes GDP in Britain will grow by 2%
D.IMF’s forecasts on the world economy are always perfect

【答案】 C
23、Since he suffered a great deal from stomachache,the doctor insisted that he ______ wine any more.
A.did not drink
B.does not drink
C.should not drink
D.could not drink

【答案】 C
24、Store layout and merchandise presentation, as well as______,help shoppers find items more quickly.
A.to have appropriate signs
B.appropriate signs are necessary
C.with appropriate signs
D.appropriate signs

【答案】 D
25、To our surprise， she suddenly（ ）in front of us。
A.appealed
B.appeared
C.appeased
D.prepared

【答案】 B
26、资料：It's so common to hear people say， “I’m stressed out，” almost as a badge of honor， as if this is a symptom only of our fast-paced modern life. But in her book， “Exhaustion： A History，”Anna Katharina Schaffner writes that the syndrome of mental exhaustion has existed almost since the beginning of human history.
A.praise
B.sarcasm
C.arixiety
D.anger

【答案】 B
27、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.
A.the rapid increase in the number of abandoned children
B.the high percentage of single-parent family
C.the gradual decrease of father-child contact
D.the negative impact of family split on children

【答案】 C
28、组织是管理的基本职能之一,它是由（ ）三个基本要素构成。
A.目标、原则和结构
B.目标、部门和关系
C.目标、部门和效率
D.目标、部门和人员

【答案】 B
29、2020年4月6日电，世界卫生组织5日发布第七十六期新冠肺炎疫情报告。报告认为，目前中国已从疫情遏制阶段进入（　　），中国经验正在帮助其他国家的抗疫行动。
A.拉锯阶段
B.缓解阶段
C.攻坚阶段
D.决胜阶段

【答案】 B
30、平均利润率的形成是（　　）。
A.无数资本家追逐超额利润的结果
B.同一部门资本家之间竞争的结果
C.资本有机构成平均化的结果
D.不同部门的资本家之间竞争的结果

【答案】 D
31、资料：HS ensures there is a clear career path for any employee, from any background. Three key levels in Harrods are the sales employee, department managers and senior managers. At each level, employees can benefit from the development programs in order to build a career.
A.because he wanted to make a change of his life
B.because ge got hurt and could't dance any more
C.because he wanted to take the courses
D.none above

【答案】 B
32、If your application ______ submitted before the deadline, you would have gotten the offer.
A.be
B.is
C.had been
D.will be

【答案】 C
33、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.Revolutionary
B.Reliable
C.Salutary
D.Unassailable

【答案】 A
34、“三网”融合中的“三网”不包括（ ）。
A.电信网
B.广播电视两
C.互联网
D.卫星通信网

【答案】 D
35、计算机网络是计算机与（　　）结合的产物。
A.电话
B.通信技术
C.线路
D.各种协议

【答案】 B
36、掠夺交易是指以强制手段为基础、一方强迫另一方的利益转移(包括其承载物的转移>。下列不属于掠夺交易的是( ）。
A.甲有一幅非常珍贵的古名画，乙知道后千方百计想得到，就请甲的领导出面，用一幅现代名画将乙的那幅画换到手
B.张某摆了一个杂货摊点，一天，有一人来买塑料面盆，她拿出一元钱塞给张说：“我知道你卖三元一只，我们是邻居，就一元卖给我吧。”说完就拿走了面盆
C.小李家正搞装潢，谁知预算失误，少买了几平米某名牌木地板，急需补上，经销商谎称木地板涨价，必须加价，最终小李以三倍的价格买回所需地板
D.小王和小章是两位集邮爱好者，他们常常交换邮品，虽然有时用以交换的邮品价格悬殊，但双方都非常乐意，毫无怨言

【答案】 D
37、我国首家金融衍生品交易所是( ）。
A.上海期货交易所
B.中国金融期货交易所
C.大连商品交易所
D.深圳证券交易所

【答案】 B
38、让考核回归价值本位、激发更多正能量，________________。在江西景德镇，当地就领导干部存在的突出问题向社会征求意见，并以此为依据分类设计“逆向民主测评表”；在江苏南通，有关部门在领导干部“德”的评价指标中设置正反两个层面，让考核考出差别、考出问题。各地积极的探索尝试表明，只要高度重视、认真谋划、矢志创新，就能更好激活考核的正向效应，为干部队伍建设注入新的活力。
A.主要是干部队伍建设
B.核心是加强道德建设
C.关键还是靠制度创新
D.突破口在于群众监督

【答案】 C
39、在我国，随着经济发展和改革的深入，“短缺经济”转变为“过剩经济”，投资消费需求膨胀一度转变为投资消费需求不足。1997年下半年，我国零售物价指数开始全面持续下跌，存在“通货紧缩趋势”。为此中国人民银行采取了一系列货币政策措施予以应对。
A.不动产信用控制
B.窗口指导
C.道义劝告
D.直接干预

【答案】 C
40、The local area network also connects to a wide area network that allow a message ___ across the country or to other countries.
A.send
B.sending
C.to be sent
D.is sent

【答案】 C
41、生命的物质基础是（　　）。
A.蛋白质、甘酸、糖类、碱基、水和无机盐等
B.蛋白质、核酸、糖类、碱基、水和无机盐等
C.蛋白质、核酸、糖类、脂类、水和无机盐等
D.蛋白质、甘酸、糖类、脂类、水和无机盐等

【答案】 C
42、 下列权利不属于用益物权的是（　　）。
A.土地承包经营权
B.抵押权
C.建设用地使用权
D.地役权

【答案】 B
43、I was extremely exhausted when I got home from work,but a half hour nap（　　）me.
A.revived
B.released
C.relieved
D.Recovered

【答案】 A
44、All kinds of techniques and medicines ______ to extend human beings’ live in recent years.
A.have been developed
B.are being developed
C.were developed
D.develop

【答案】 A
45、在处理实际问题时，往往不能“一刀切”的主要原因是（　　）。
A.事物矛盾之间存在有机联系
B.事物矛盾具有特殊性
C.事物矛盾具有共同点
D.事物矛盾具有普遍性

【答案】 B
46、资料：THOMAS WILSON
A.Medicine
B.high tech
C.healthcare
D.real estate

【答案】 A
47、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)
A.The idea of committing suicide
B.The urgent peril to the author’s life
C.The harm caused by cyberbullying
D.The hatred to those who cheated the author

【答案】 C
48、In modern clinical practice, doctors personally assess patients in order to ______, treat, and prevent disease using clinical judgment.
A.remedy
B.diagnose
C.infect
D.judge

【答案】 B
49、_____often occurs because we lack self confidence and doubt our abilities .
A.Indecisiveness
B.Interference
C.Procrastination
D.Carelessness

【答案】 A
50、资料：THOMAS WILSON
A.Provide support to the investment banking group VP
B.Answer telephone
C.Maintain calendars
D.Assist visitors

【答案】 D
51、下列科学家中属于美国科学家的是（　　）。
A.西门子
B.诺贝尔
C.爱迪生
D.马可尼

【答案】 C
52、某班有50人，其中有42人会打乒乓球，40人会打篮球，38人会打排球，35人会打羽毛球，则这个班至少有多少人这四项球类都会打？（　　）
A.2
B.3
C.4
D.5

【答案】 D
53、绩效评价中运用的评价标准属于比较法的是（　　）。
A.等级择一法
B.行为锚定量表法
C.排序法
D.行为对照表法

【答案】 C
54、资料：Everyone knows airline pricing is based on supply and demand. Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals. So if a flight to Rome costs more than a flight to Milan, you'd think that demand for Rome must be higher or supply lower.
A.Because all people prefer the shortest route to their destination
B.Because airlines take advantage of people’s preference for direct flights
C.Because connecting flights may cause some inconvenience
D.Because airlines charge customers different prices for the same product

【答案】 B
55、资料：It’s easy to trace the evolution of the automobile.At most，we’re only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.
A.Hominid and panin
B.Chimps and humans
C.Walking on two legs
D.Morphological and genetic studies

【答案】 C
56、下列句子排序最为连贯的一项是（　　）。
A.（3）（2）（5）（6）（1）（4）
B.（3）（5）（2）（1）（4）（6）
C.（2）（5）（3）（6）（1）（4）
D.（2）（3）（1）（5）（4）（6）

【答案】 C
57、资料：Job Responsibilities:
A.every month
B.every two weeks
C.every week
D.every day

【答案】 B
58、This documentary is particularly compelling:______with previously unseen footage and interviews with Houston's closest confidants.
A.deplete
B.depleted
C.replete
D.repleted

【答案】 D
59、Chinese Internet users tend to use more proper and skillful search means for locating keywords and handling search engines than their Japanese______.
A.counterparts
B.friends
C.pioneers
D.classmates

【答案】 A
60、In the booming city of Rio de Janeiro，a luxury hotel______trash into treasure for more than a decade，long before food waste was at the forefront of anyone’s mind。
A.had been turning
B.has been turning
C.was turning
D.is turning

【答案】 A
61、下列无符号十进制整数中，能用8个二进制位表示的是（　　）。
A.257
B.201
C.313
D.296

【答案】 B
62、资料：With 55% of consumers' customer service interactions starting online and 63% of adults using their smartphone several times a month to seek customer service， your mobile customer service tactics are more important than ever.
A.It forbids customers to go
B.It helps you gain new customers
C.Because of customers are using their smartphone to seek customer service
D.It prevent losing customers entirety

【答案】 B
63、Passage2
A.who has not been instructed how to use a life preserver
B.who has a little experience in using a life preserver
C.who uses a life preserver without permission
D.who becomes nervous before a disaster

【答案】 A
64、 从部门法的维度看经济法的地位，必须要说明经济法是否有独立的（　　）。
A.法律体系
B.法律价值
C.调整对象
D.调整方法

【答案】 C
65、Ninety-four studies were deleted because they did not
A.make
B.meet
C.put
D.keep

【答案】 B
66、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals, they'll simply never get done. And that means you won't make the progress that's really going to move your business forward.
A.You have to be readily available in the office
B.People cannot work in a vacuum
C.People in the office love helping others
D.Sometimes we have to decline colleagues' requests

【答案】 D
67、 银行编制财务报表的依据是( )。
A.会计凭证
B.会计科目
C.会计账户
D.会计账簿

【答案】 D
68、A ____________of the subject's structure and its relationship to other subjects should be acquired before the literature is approached.
A.grip
B.grasp
C.grab
D.snatch

【答案】 B
69、Brands are strategic______that provide an organization with a mainly competitive advantage.
A.belongings
B.property
C.assets
D.assessment

【答案】 C
70、We’ll give every employee____for development.
A.room
B.house
C.employment
D.place

【答案】 A
71、资料：之后，经济学家Mr.U与你讨论了一些潜在的问题，请根据下列资料回答问题。
A.An act or result of turning over
B.The aggregate of worker replacements
C.The total amount of business done in a given time
D.change from one position to another

【答案】 C
72、 中国人民银行法律责任的特点是（　　）。
A.中国人民银行负责
B.直接责任者负责
C.直接责任者或中国人民银行负责
D.直接责任者和中国人民银行共同负责

【答案】 B
73、In sub-Saharan Africa today, for instance, gross investment____for roughly of national income.
A.estimates
B.accounts
C.constitutes
D.makes

【答案】 B
74、四大洋面积从大到小的排列顺序是（　　）。
A.太平洋-北冰洋-大西洋-印度洋
B.大西洋-太平洋-北冰洋-印度洋
C.大西洋-太平洋-印度洋-北冰洋
D.太平洋-大西洋-印度洋-北冰洋

【答案】 D
75、下列说法不正确的是（ ）。
A.舞低杨柳楼心月——柳永
B.两情若是久长时——秦观
C.此情无计可消除——李清照
D.可惜流年、忧愁风雨——辛弃疾

【答案】 A
76、资料：Actually, any sale is a gift until you get paid. But exporters are especially concerned, since their buyers might be 10,000 miles away！
A.Business
B.Economy
C.Social
D.Culture

【答案】 A
77、下列关于负债的说法，错误的是（　　）。
A.是由企业过去的交易或者事项所形成的
B.是企业承担的现时义务
C.预期会导致经济利益流出
D.一般将负债分为短期借款与长期借款

【答案】 D
78、某国对某种商品进15的数