2019-2025年银行招聘之银行招聘综合知识能力提升试卷A卷附答案.docx

2019-2025年银行招聘之银行招聘综合知识能力提升试卷A卷附答案

单选题（共600题）
1、下列不属于营业收入的可靠性分析的是（　　）。
A.营业收入的现金含量分析
B.营业收入的品种结构分析
C.营业收入的真实性与确认时间合理性分析
D.关联交易分析

【答案】 B
2、 银行存款日记账与银行对账单之间的核对属于（　　）。
A.账账核对
B.账证核对
C.账实核对
D.余额核对

【答案】 C
3、下列不属于审计的职能的是（ ）。
A.经济监督功能
B.经济评价功能
C.经济鉴证功能
D.经济核算功能

【答案】 D
4、 我国现行会计制度规定，资产负债表是按（　　）所反映的经济内容设计的。
A.资产=负债+所有者权益
B.有借必有贷.借贷必相等
C.账户的平行登记
D.借贷记账法

【答案】 A
5、Swimming is an all-body workout。It______small muscle groups that often get ignored in other workouts。
A.helps
B.keeps
C.heals
D.works

【答案】 D
6、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.Remained optimistic
B.Remained steady
C.Successfully avoided deep trouble
D.Ran very fast

【答案】 C
7、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.
A.Financiers have long ago viewed the Europe as a single market
B.Europe has the highest degree of cross-border financial integration
C.the MiFID will make financial markets around the world more competitive
D.the MiFID will increase transparency within American financial mark

【答案】 B
8、 审计人员对有关人员进行书面或口头询问以获取审计证据的方法是( )。
A.函证
B.查询
C.分析性复核
D.检查

【答案】 B
9、We should think long term and take____measures.
A.primitive
B.productive
C.permissive
D.proactive

【答案】 D
10、In Margaret Atwood’s novel, women are______two groups based on whether or not they can give birth to a child.
A.divided into
B.divided off
C.separated into
D.separated from

【答案】 A
11、春秋战国时代，诸子百家讲政治时，大多站在民众一边，替天下百姓打算；唯一一家与其他各家不同，为君主作参谋，专替君主打算，这一家是（　　）。
A.儒家
B.法家
C.道家
D.墨家

【答案】 B
12、物价上涨率和失业率是成（　　）。
A.有联系但不确定
B.正相关
C.负相关
D.无相关

【答案】 C
13、资料：Global business travel topped $1.2 trillion and is expected to reach $1.6 trillion by 2020, according to new research by the Global Business Travel Association（GBTA）, an association representing the interests of corporate travel managers. What’s more China has now surpassed the U.S. as the largest business travel market in the world, ringing up $291 billion last year.
A.US market alone amounted to $291 billion last year
B.GBTA stands for travelers’ interest
C.US used to be largest single market in the industry
D.Global business travel is stagnant

【答案】 C
14、 下列选项中，不属于会计信息的质量要求的是( )。
A.谨慎性
B.及时性
C.可理解性
D.一贯性

【答案】 D
15、 下列各项中不属于会计核算一般要求的是（　　）。
A.各单位必须根据实际发生的经济业务事项进行会计核算。编制会计报表
B.各单位必须按照国家统一的会计制度的要求设置会计科目和账户、复式记账、填制会计凭证、登记会计账簿、进行成本计算、财产清查和编制财务报表
C.使用电子计算机进行会计核算的，其软件及其生成的会计凭证、会计账簿、财务报告和其他会计资辩.也必须符合国家统一的会计制度的规定
D.各单位对经济业务事项进行会计核算时必须使用人民币

【答案】 D
16、资料：Are walkers smarter than drivers?
A.Aimed to
B.Helpful to
C.Harmful to
D.Related to

【答案】 B
17、货币政策诸目标间呈现一致性关系的是（）。
A.经济增长与充分就业
B.充分就业与国际收支平衡
C.物价稳定与经济增长
D.物价稳定与充分就业

【答案】 A
18、 下列账簿中，一般不需根据记账凭证登记的账簿是（　　）。
A.日记账
B.总分类账
C.明细分类账
D.备查账

【答案】 D
19、（　　）,he is appointed as the manager.
A.Be a man ever so young
B.So young as a man ever is
C.No matter he is young
D.A man ever so young

【答案】 A
20、资料：The daily changes of the market can lead investors astray.The ups and downs make the tendency to look at the portfolio,s performance frequently too temping.This means investers are likely to perceive mere risk,forgetting about their key term goals.
A.Most investors log into their trading accounts every day
B.The investors who seldom check daily changes may get more returns
C.The potential gain and loss of assets can be predicted
D.The potential growth rate of the portfolio is likely to be fixed

【答案】 B
21、（　　）in computer technology are allowing users to reach into any part of the world by just clicking a mouse.
A.Advancement
B.Advances
C.Advancing
D.Advance

【答案】 B
22、My major and working experience ______this position.
A.provide me the qualification for
B.support me qualified with
C.make me qualified for
D.qualified myself with

【答案】 C
23、下列经济行为中属于间接融资的是（　　）。
A.公司之间的货币借贷
B.国家发行公债
C.商品赊销
D.银行发放贷款

【答案】 D
24、生产者的短期成本一定（　　）长期成本。
A.高于
B.低于
C.等于
D.都有可能

【答案】 A
25、资料：It’s easy to trace the evolution of the automobile.At most，we’re only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.
A.how technological development over a few centuries developed
B.how the plans，prototypes and models of electric hybrid developed
C.how to trace family tree is much the same way astracing electric hybrid
D.why humanity’s evolutionary progression is even more difficult

【答案】 D
26、下列句子排序最为连贯的一项是（　　）。
A.（3）（2）（5）（6）（1）（4）
B.（3）（5）（2）（1）（4）（6）
C.（2）（5）（3）（6）（1）（4）
D.（2）（3）（1）（5）（4）（6）

【答案】 C
27、Passage 2
A.How rich and poor regions can share responsibility in curbing global warming
B.How human and economic losses from climate change can be reduced
C.How emissions of heat-trapping gases can be reduced on a global scale
D.How rich countries can better help poor regions reduce climate hazards

【答案】 D
28、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured & offer decent returns. There is no brokerage, no fees or hidden costs. However, the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD. Look at our ‘Star CD’ plan below.
A.more than
B.less than
C.the same as
D.not comparable with

【答案】 C
29、“谷贱伤农”经济现象的根源在于：农产品的需求价格弹性（　　）。
A.小于1
B.大于1
C.等于1
D.为0

【答案】 A
30、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)
A.it is not meaningful for robots to have the appearance of human
B.people who make the appearance of robots very human-like should be blamed
C.people need to pay more attention to the development of robots’functions
D.the appearance of robots has become more and more emotional

【答案】 C
31、商业银行在加强内控中应建立对集团性大客户实行（ ）制度。
A.集团总部授信管理
B.统一授信管理
C.分级授信管理
D.分区域授信管理

【答案】 B
32、Now that your plan seems to fail to work,you ought to make a（n） ____one as soon as possible.
A.alert
B.alarm
C.alter
D.alternative

【答案】 D
33、You may also consider options that match your unique______.
A.elements
B.developments
C.requirements
D.comments

【答案】 C
34、Our new product will be put through a number of（　　）tests before being released to the public.
A.dependent
B.founded
C.withhold
D.stringent

【答案】 D
35、Responsible parents should show____love to their children and make them grow healthily.
A.unrestricted
B.unreserved
C.unconditional
D.unlimited

【答案】 B
36、下列各项中，符合会计要素收入定义的是（ ）。
A.出售材料收入
B.出售无形资产净收益
C.出售固定资产净收益
D.向购货方收取的增值税销项税额

【答案】 A
37、计算机硬件的五大基本构件包括运算器、存储器、输入设备、输出设备和（　　）。
A.显示器
B.控制器
C.磁盘驱动器
D.鼠标器

【答案】 B
38、资料：Procrastination comes in many disguises. We might resolve to tackle a task, but find endless reasons to defer it. We might prioritize things we can readily tick off our to-do list- answering emails, say- while leaving the big, complex stuff untouched for another day. We can look and feel busy. while artfully avoiding the tanks that really matter. And when we look at those rolling, long untouched items at the bottom of our to-do list, we can't help but feel a little disappointed in ourselves.
A.Concrete things are more attractive than the abstract things
B.The long term upside is easily dominated by short-term effort in our minds
C.We cannot avoid present bias in our brain
D.The brain can be trained to procrastinate often

【答案】 B
39、资料：In a survey,people were asked to choose between treatments to save 600 people from dying a disease.
A.with a one-third probability that nobody will die
B.with a two-thirds probability that nobody will be saved
C.allowing 400 people to die
D.that 200 people will be saved

【答案】 A
40、下列属于时点数列的有（ ）。
A.某工业企业历年利税总额
B.某高校历年招生人数
C.某金融机构历年贷款总额
D.某地区历年年末生猪存栏头数

【答案】 D
41、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims， the first step is to present the warranty， or any other records which might help. at the store of purchase. In most cases，this action will produce results. However， if it does not， there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general， the “higher up” his or her complaint， the faster he or she can expect it to be settled. In such a case， it is usually settled in the consumer's favor， assuming he or she has a just claim.
A.Demonstrate the problem specifically
B.Do it politely but firmly
C.Do it in person
D.Make general statements first

【答案】 D
42、Care providers also need to help patients to manage their feelings of uncertainty and______them of the benefits of modern medicine and technology which can substantially aid in health improvement。
A.assure
B.insure
C.sure
D.ensure

【答案】 A
43、大额可转让定期存单最早产生于美国。美国的《Q条例》规定商业银行对活期存款不能支 付利息，定期存款不能突破一定限额。20世纪60年代，美国市场利率上涨，高于《Q条例》规 定的上限，资金从商业银行流入金融市场。为了吸引客户，商业银行推出可转让大额定期存 单。购买存单的客户随时可以将存单在市场上变现出售。
A.存款业务
B.贴现业务
C.贷款业务
D.证券业务

【答案】 A
44、资料：THOMAS WILSON
A.screening calls
B.managing calendars
C.photocopying documents
D.organizing offices for efficiency

【答案】 C
45、根据企业会计准则，短期投资一般使用（　　）进行核算。
A.成本法
B.权益法
C.合同法
D.收益法

【答案】 A
46、I hear many parents saying that their teenage children are rebellion.I wish it were so.At your age you ought to be growing away from your parents.You should be learning to stand on your own two feet.But take a good look at the present rebellion.It seems that teenagers are all taking the same way of showing that they degree with their parents.Instead of striking out bravely on their own,most of them are trying to seize at one another’s hands for safety.
A.readers how to be popular in the world
B.parents how to control and guide their children
C.teenagers how to learn to decide things for themselves
D.people how to understand and respect each other

【答案】 C
47、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.Developers and device manufacturers are becoming more aware of security features
B.Lack of security features could result in negative consumer attitudes
C.Smartphone users are becoming more aware of security features
D.Smartphone users are becoming more aware of government surveillance

【答案】 C
48、新文化运动兴起的标志是（)。
A.李大钊发表《庶民的胜利》
B.“兼容并包”方针的提出
C.陈独秀在上海创办《新青年》
D.鲁迅发表《狂人日记》

【答案】 C
49、资料：Good listening is much more than being silent while the other person talks. To the contrary, people perceive the best listeners to be those who periodically ask questions that promote discovery and insight. These questions gently challenge old assumptions, but do so in a constructive way. Sitting there silently nodding does not provide sure evidence that a person is listening, but asking a good question tells the speaker the listener has not only heard what was said, but that they comprehended it well enough to want additional information. Good listening was consistently seen as a two-way dialog, rather than a one-way “speaker versus hearer” interaction. The best conversations were active.
A.How to become a good collaborator
B.How to train your audience
C.What makes listening attractive?
D.What do good listeners do?

【答案】 D
50、 当事人订立合同有书面形式、口头形式和其他形式。其中，电子邮件属于（　　）。
A.书面形式
B.口头形式
C.推定形式
D.其他形式

【答案】 A
51、资料：Did your child's brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the University of Missouri-Columbia. The study found that when students return to school after a long summer vacation, they've lost one to three months worth of learning.
A.Doing some special planning to have math-related activities
B.Signing up for programs like “Shakespeare’s Theater”
C.Having less reading activities over the summer
D.Going to the libraries more often

【答案】 A
52、标志着中国半殖民地半封建社会形成的是（　　）。
A.《北京条约》
B.《马关条约》
C.《中法条约》
D.《辛丑条约》

【答案】 D
53、资料：The federal government on Wednesday recommended an endangered-species listing for the loggerhead turtles in U.S. Waters, a decision that could lead to tighter restrictions on fishing and other maritime trades.Environmental groups who’ d been pushing an endangered listing said the proposal was a “turning point”they hope will lead to greater turtle protections.
A.It threatens the sandy beaches on which sea turtles lay eggs
B.The rising climate makes it difficult for their eggs to hatch
C.The rising sea levels make it harder for their hatchlings to grow
D.It takes them longer to adapt to the high temperature in the beach

【答案】 A
54、 It’s offered as proof that she’s a____woman who won’t waste taxpayer’s money.
A.principled
B.patriotic
C.pioneer
D.radical

【答案】 A
55、使用“5C”系统评估顾客的信用标准时，首要考虑的因素是（　　）。
A.品质
B.能力
C.条件
D.资本

【答案】 A
56、Passage 3
A.Using too much packaging
B.Recycling too many wastes
C.Having more material than is needed
D.Making more products than necessary

【答案】 C
57、 Ellen Brown says the exercises help ______ her pain and stiffness from arthritis.
A.rectify
B.reclaim
C.reconcile
D.relieve

【答案】 D
58、The car industry has expanded at a（　　）rate over the past ten years.
A.rapidness
B.rapidly
C.rapidity
D.rapid

【答案】 D
59、对擅自使用与知名商品相近似的名称、包装、装潢，造成和他人的知名商品相似使购买者误认为是该知名商品的行为判断，所依据的是（　　）。
A.《商标法》
B.专利法》
C.《消费者权益保护法》
D.《反不正当竞争法》

【答案】 D
60、You may also consider options that match your unique______.
A.elements
B.developments
C.requirements
D.comments

【答案】 C
61、Next Monday is Tina’s anniversary of the entry to Apple Inc. She ____by the company for 15 whole years by then.
A.will have been employed
B.will have employed
C.has been employed
D.will employed

【答案】 A
62、资料：Early Experiences
A.You need to get rid of all unneeded features or functionality
B.You need to tailor to the need to mature users
C.Your own assumptions are relevant
D.You need actual users to test your products

【答案】 D
63、公文区别于其他类别文章的主要之处是（　　）。
A.公文形成的主体是国家机关及其他社会组织
B.公文形成的条件是行使职权和实施管理
C.公文是具有法定效用与规范格式