2019-2025年银行招聘之银行招聘综合知识提升训练试卷B卷附答案.docx

2019-2025年银行招聘之银行招聘综合知识提升训练试卷B卷附答案

单选题（共600题）
1、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。
A.His own stories about visiting China
B.The quality of Chinese goods
C.Why should foreign businessmen do business in China?
D.Other important steps of doing business in China

【答案】 D
2、____of the twins has passed the examination.
A.Neither
B.Every
C.All
D.Both

【答案】 A
3、以下关于货币政策中介目标的叙述错误的是（　　）。
A.货币政策的中介目标又称为中间指标、中间变量
B.中介目标是介于货币政策工具变量与货币政策目标变量之间的变量指标
C.中央银行根据相关性、可控性、可测性、抗干扰性四大原则来选择相应的中介目标
D.中介目标是指中央银行操作目标方面的变量指标

【答案】 D
4、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.E-government is on the increase and well funded
B.The investment on e-government is adequate
C.Government officials’ interest in e-government is declining
D.E-government is convenient and flexible

【答案】 D
5、货币形式亦称“货币价值形式”它是固定地由充当一般等价物的特殊商品来表现其他所有商品价值的价值形式，它发展最原始的形式为（　　）。
A.实物货币
B.电子货币
C.金属货币
D.代用货币

【答案】 A
6、2021年1月20日00时25分，我国在西昌卫星发射中心用（　　）运载火箭，成功将天通一号03星发射升空。
A.长征五号乙
B.长征三号甲
C.长征四号乙
D.长征三号乙

【答案】 D
7、A new power station was set ______ in my hometown.
A.up
B.out
C.about
D.forth

【答案】 A
8、资料：From: Iris Wu
A.on May 3
B.on May 14
C.on May 15
D.on May 26

【答案】 D
9、Passage 3
A.Needless material is mostly recycled
B.Fighting wastefulness is difficult
C.People like collecting recyclable wastes
D.The author is proud of their consumer culture

【答案】 B
10、The ______ to build up space stations on the Mars is, if we cannot say it is impossible, at least very hard to fulfill.
A.admiration
B.ambition
C.administration
D.orientation

【答案】 B
11、在观看体育比赛时。如果发生人员骚乱，被人推挤倒地后，应立即让自己保持（　　）的状态．避免遭受到更严重的伤害。
A.侧卧
B.平躺
C.俯卧
D.抱团

【答案】 D
12、流动性资产是指（ ）个月内变现的资产。
A.1
B.2
C.6
D.12

【答案】 D
13、—Guess,how much does it cost?
A.from
B.between
C.among
D.with

【答案】 B
14、资料：October 20,2013
A.To invite the staff to an upcoming event
B.To welcome the newest staff to the company
C.To notify the employees of a yearly meeting
D.To provide information about the company’s product

【答案】 A
15、投资银行的最核心业务之一是（ ）。
A.证券经济与交易业务
B.收购兼并业务
C.风险投资业务
D.证券发行与承销业务

【答案】 D
16、 设立农村商业银行的注册资本最低限额为（　　）元人民币。
A.10亿
B.1亿
C.2亿
D.5000万

【答案】 D
17、( )年10月27日中国工商银行于上海及香港同步上市，实现了从国有独资商业银行到股份制商业银行，再到国际公众持股公司的历史任务。
A.2005
B.2006
C.2007
D.2008

【答案】 B
18、Experiments of this kind（　　）in both the U.S and Europe well before the WWII.
A.have been conducted
B.have conducted
C.had conducted
D.had been conducted

【答案】 D
19、从2020年4月8日零时起，武汉市解除（　　）管控措施，撤除武汉市交通管控卡口，有序恢复铁路、民航、水运、公路城市公交运行。这标志着疫情防控取得阶段性重要成效，也标志着湖北保卫战、武汉保卫战进入了一个新的阶段。
A.离汉通道
B.封闭管理
C.交通封管
D.高风险

【答案】 A
20、A公司于10月20日向B公司发出一项要约，欲向其购买材料一批，第二天因为发生安全事故公司停产，便想反悔，10月23日发出撤回通知。要约于10月26日到达B公司。27 日，B公司正在组织讨论是否应该接受这个要约的时候，撤回通知到达。则（ ）。
A.要约有效，撤回通知后于要约到达，未被撤回
B.要约有效，要约未被撤销
C.要约无效，要约已被撤回
D.要约生效，要约已被撤销

【答案】 D
21、Renewable electricity generation is now on par with ______ of natural gas, which remained relatively stable in last years.
A.the one
B.which
C.that
D.what

【答案】 C
22、Passage 7
A.awaken the conscience of officials
B.guarantee fair play in official access
C.allow for certain kinds of lobbying
D.inspire hopes in average people

【答案】 B
23、在我国，对于项目型管理的企业来说，会优先采取哪一种运作模式？（　　）
A.事业部制
B.矩阵制
C.直线职能制
D.职能制

【答案】 B
24、The unpleasant memory of the despairing shriek of the princess at the trial（ ）in my mind for days．
A.prolonged
B.insisted
C.rested
D.lingered

【答案】 D
25、公共物品消费的性质是（ ）。
A.非竞争性和非排他性
B.非竞争性和排他性
C.竞争性和非排他性
D.竞争性和排他性

【答案】 A
26、资料：From:prorno@
A.Instructions for entering a competition
B.chance to try a new product
C.An apology for an error
D.Thanks for completing a customer survey

【答案】 B
27、（　　）to playing games recently，he is easy to feel sleepy in class.
A.Addicted
B.Addicting
C.Having addicted
D.To addict

【答案】 A
28、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.It’s a shame if you check your email all the time
B.The employees are willing to leave work at the end day of the workday
C.The employees are expected to answer emails although it’s not working time
D.Work email is the essential part in worker’s daily life

【答案】 C
29、下列各项不是戏剧的是（　　）。
A.《蝶恋花》
B.《桃花扇》
C.《窦娥冤》
D.《西厢记》

【答案】 A
30、资料：Keeping the Zeal of a Startup as You Scale
A.An insurgent company invests more in the future while an incumbent company invests more in the status quo
B.An insurgent company prefers chaos to stability
C.An insurgent company loves challenging the incumbent companies
D.An insurgent company sees changes as opportunities while an incumbent company loves stability more

【答案】 D
31、 以下项目中，属于资产负债表中流动负债项目的是（　　）。
A.预计负债
B.递延所得税负债
C.一年内到期的长期借款
D.应付债券

【答案】 C
32、据统计，自去年9月份以来，纯碱价格已经从1400元/吨左右上涨至2200元/吨左右，涨幅约60%。假设纯碱与甲商品是替代品，与乙商品是互补品。那么在其他条件不变的情况下，以下说法正确的是（　　）。
A.甲商品需求量会增加，乙商品需求量会增加
B.甲商品需求量会减少，乙商品需求量会减少
C.甲商品需求量会增加，乙商品需求量会减少
D.甲商品需求量会减少，乙商品需求量会增加

【答案】 C
33、目前，我国中央银行发行的短期债券主要为（ ）。
A.央行回购品种
B.本票
C.可转让定期存单
D.央行票据

【答案】 D
34、Passage 1
A.helped the butterfly escaped from the thorn
B.felt sorrow,but she didn’t go up to help it
C.fell down on it too
D.failed to help it release from the thorn

【答案】 A
35、Their happiness was very（　　）.
A.crisp
B.brittle
C.delicate
D.fragile

【答案】 D
36、Surprises______: three-season riverfront beach bars, nightlife that's among Europe's best, and low-rise______that reward wanderers who use the city's dozens of old steeples as compass points.
A.abounds, charm
B.abounds, charms
C.abound, charm
D.abound, charms

【答案】 D
37、To our surprise， she suddenly（ ）in front of us。
A.appealed
B.appeared
C.appeased
D.prepared

【答案】 B
38、There’s been a lot of contention in the last couple of weeks about the future______of the company.
A.direction
B.decision
C.condition
D.orentation

【答案】 A
39、资料：THOMAS WILSON
A.update
B.fix
C.innovate
D.furnish

【答案】 B
40、Her collection of paintings was ______ to the National Gallery when she died.
A.inherited
B.bequeathed
C.beneath
D.bewildered

【答案】 B
41、Passage 1
A.flied away
B.still died
C.changed into a fairy
D.was more beautiful than before

【答案】 C
42、任何热机的效率都不可能达到100%，是在热力学第（ ）定律表现出来的。
A.一
B.二
C.三
D.四

【答案】 B
43、资料：Job Description
A.Sales
B.Legal Affairs
C.Logistics
D.Marketing

【答案】 C
44、2020年4月29日，中共中央政治局委员会召开会议，会议指出，党中央研究确定了支持湖北省经济社会发展（　　），从财政税收、金融信贷、投资外贸等方面明确了具体措施。
A.全包全揽计划
B.加速加快发展
C.一揽子政策
D.一省带一市

【答案】 C
45、 如果某投资项目的相关评价指标满足以下关系：NPV>0，NPVR>0，IRR>ic，PP>N／2，则可以得出的结论是（　　）。
A.该项目基本具备财务可行性
B.该项目完全具备财务可行性
C.该项目基本不具备财务可行性
D.该项目完全不具备财务可行性

【答案】 A
46、“劳动是财富之父，土地是财富之母”，对这句话的正确理解是（　　）。
A.劳动和土地都是价值的源泉
B.劳动创造使用价值，土地形成价值
C.劳动是创造价值的外部条件，土地是价值的真正源泉
D.劳动必须和自然物相结合才能创造出物质财富

【答案】 D
47、Uranus, ________ is much more massive than the Earth, seems to have been tipped over so that it lies on its side.
A.what
B.who
C.that
D.winch

【答案】 D
48、目前在我国不存在的票据是（ ）。
A.银行本票
B.商业本票
C.银行汇票
D.商业汇票

【答案】 B
49、政府的公共支出（ ）。
A.只能用于提供公共产品
B.只能用于提供部分混合产品
C.主要用于提供公共产品和私人产品
D.主要用于提供公共产品和混合产品

【答案】 D
50、To produce accurate results, the equipment must be manufactured to very ________ specifications.
A.deep
B.wide
C.key
D.high

【答案】 D
51、资料：Did your child's brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the University of Missouri-Columbia. The study found that when students return to school after a long summer vacation, they've lost one to three months worth of learning.
A.Doing some special planning to have math-related activities
B.Signing up for programs like “Shakespeare’s Theater”
C.Having less reading activities over the summer
D.Going to the libraries more often

【答案】 A
52、 孙某丈夫外出做买卖5年未归，也没有任何音讯，孙某欲改嫁，下面说法正确的是（　　）。
A.孙某丈夫视为死亡.孙某可以直接改嫁
B.孙某丈夫不论是生还是死。孙某均可以改嫁
C.孙某丈夫经人民法院宣告失踪后.孙某可以改嫁
D.孙某丈夫经人民法院宣告死亡后。孙某可以改嫁

【答案】 D
53、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.They are inconsistent about the attitude toward after hour's emails
B.They both push the employees to be available all the time
C.They are consistent about the attitude towards after hour's emails
D.They both don't mean to stress the employees out

【答案】 A
54、Large numbers of state-run preschools were expediently closed down during the 1990s economic reform and instead,a variety of for-profit private preschools sprung ______ across the country.
A.by
B.out
C.in
D.up

【答案】 D
55、生物的多样性没有涵盖（ ）。
A.遗传多样性
B.生物物种多样性
C.生态系统多样性
D.物质多样性

【答案】 D
56、The accounting team uses an advanced spreadsheet software program to list company（　　）by department.
A.diagrams
B.expenditures
C.applications
D.Insights

【答案】 B
57、Contrary （ ） the popular opinion, higher taxes end up benefiting the citizens more than lower ones.
A.for
B.in
C.to
D.with

【答案】 C
58、近年来，中国人民银行加强了对利率工具的运用。利率调整逐年频繁，利率调整方式更为灵活，调控机制日趋完善，利率作为重要的经济杠杆，在国家宏观调控体系中将发挥更加重要的作用。
A.制定相关政策对各类利率结构和档次进行调整
B.发放政府发行的中、长期国库券
C.调整金融机构法定存贷款利率
D.制定金融机构存贷利率的浮动范围

【答案】 B
59、 下列各项中属于效率比率的是（　　）。
A.资产负债率
B.速动比率
C.成本利润率
D.流动资产占总资产的比率

【答案】 C
60、材料二：2018年上半年，我国经常账户逆差1801亿元，资本和金融账户顺差4247亿元，其中，非储备性质的金融账户顺差7451亿元，储备资产增加3192亿元。
A.逆差385亿美元
B.顺差385亿美元
C.逆差951亿美元
D.顺差951亿美元

【答案】 B
61、主张“世界上除了运动着的物质之外，什么也没有”的观点，属于（　　）。
A.否认人的意识存在的自然唯物主义
B.主张世界统一于物质的辩证唯物主义
C.否认时间与空间存在性的唯心主义
D.把人的意识理解成某种特殊的“精细物质”的机械唯物主义

【答案】 B
62、中共中央政治局1月25日上午就（　　）举行第十二次集体学习。中共中央总书记习近平在主持学习时强调，推动媒体融合发展、建设全媒体成为我们面临的一项紧迫课题。要运用信息革命成果，推动媒体融合向纵深发展，做大做强主流舆论，巩固全党全国人民团结奋斗的共同思想基础，为实现“两个一百年”奋斗目标、实现中华民族伟大复兴的中国梦提供强大精神力量和舆论支持。习近平强调，要因势而谋、应势而动、顺势而为，加快推动媒体融合发展，使主流媒体具有强大传播力、引导力、影响力、公信力，形成网上网下同心圆，使全体人民在理想信念、价值理念、道德观念上紧紧团结在一起，让正能量更强劲、主旋律更高昂。
A.新媒体和媒体融合发展
B.全媒体共同融合发展
C.全媒体时代和媒体融合发展
D.全媒体融合发展未来规划

【答案】 C
63、It’s standard practice for a company like this one（　　）a security officer.
A.employed
B.being employed
C.to employ
D.employs

【答案】 C
64、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.
A.preferential policies for the poorer children
B.more comprehensive research into its causes
C.headteachers good at inspiring talented children
D.solutions to the conflict in the education sector

【答案】 C
65、软件是（ ）。
A.所有程序的统称
B.所有技术文档资料的统称
C.所有保存在软盘上的程序的统称
D.所有程序及相关文档资料的统称

【答案】 D
66、On behalf of board of directors I appreciate you for providing the____information.
A.request
B.requester
C.requesting
D.requested

【答案】 D
67、You can find it in our____brochure, along with some of our other models.
A.last
B.late
C.lately
D.latest

【答案】 D
68、 下列权利不属于用益物权的是（　　）。
A.土地承包经营权
B.抵押权
C.建设用地使用权
D.地役权

【答案】 B
69、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Chinese business philosophy
B.China’s business culture
C.Doing business in China
D.Guanxi in China

【答案】 B
70、与贷款五级分类相对应的贷款损失准备金制度应是（　　）。
A.普通准备金制度
B.专项准备金制度
C.特别准备金制度
D.一般准备金制度

【答案】 B
71、（　　）to playing games recently，he is easy to feel sleepy in class.
A.Addicted
B.Addicting
C.Having addicted
D.To addict

【答案】 A
72、下面的数字中表现出一定的逻辑，170，120，82，48，（　　），你认为应该填入数列最合适的数字是？（　　）
A.38
B.36
C.28
D.26

【答案】 D
73、下列哪一个选项不属于我国宪法规定的公民政治自由？（　　）
A.结社
B.罢工
C.言论
D.出版

【答案】 B
74、商业银行的贷款，按照贷款保全方式可分为（ ）。
A.长期贷款和短期贷款
B.信用贷款和担保贷款
C.企业贷款和个人贷款
D.正常贷款和关注贷款

【答案】 B
75、Cimber Data has, as an organization, 20 years of experience working with airline maintenance, MRO and related functions in many different airline environments.
A.working
B.supplying
C.providing
D.experimenting

【答案】 A
76、有价证券特别是债券的票面利率随着期限的增加的提高是因为（　　）。
A.长期证券流动性差，风险相对较大
B.长期证券流动性差，风险相对较小
C.长期证券流动性强，风险相对较大
D.长期证券流动性强，风险相对较小

【答案】 A
77、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling.
A.She wrote too many letters
B.She couldn’t graduate from medical school
C.She was a woman
D.She couldn’t set up her hospital

【答案】 C
78、The rise of the____industry in Georgia was a significant historical development with a profound effect on the state's textile manufacture.
A.fabric
B.fiber
C.filming
D.fashion

【答案】 A
79、In 1913, the states passed the Sixteenth Amendment ________ the Constitution.
A.with
B.for
C.to
D.at

【答案】 C
80、商标权的有效期为10年，自（ ）起计算。
A.商标使用之日
B.商标注册申请之日
C.商标核准注册之日
D.公告之日

【答案】 C
81、Highly emotional,lacking in self-confidence,he knocked about in____jobs as a young man before settling on the study of art.
A.various
B.overall
C.modified
D.peculiar

【答案】 A
82、张先生回国后要将手中多余2万美元换回人民币，现有两家银行USD/CNY报价分别为：A银行6.1500-6.2200，B银行6.1600-6.2150，他最多可以换到多少人民币（　　）。
A.12.30万元
B.12.32万元
C.12.43万元
D.12.44万元

【答案】 B
83、资料：You can not go forward by going backward. Take the current debate about trade and globalization, for instance, while the impulse to erect trade barriers is understandable given the pain experienced in recent years, it is not the way to create lasting growth and shared prosperity.
A.Blocked flow of trade and investment
B.Loss of economic value
C.Declining worker mobility
D.Distressing job losses

【答案】 D
84、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a