2025年银行招聘之银行招聘综合知识题库练习试卷A卷附答案.docx

2025年银行招聘之银行招聘综合知识题库练习试卷A卷附答案

单选题（共600题）
1、下列历史事件中，最接近“朱门酒肉臭，路有冻死骨”所描述的时期的是（　　）
A.玄武门之变
B.永贞革新
C.安史之乱
D.黄巢起义

【答案】 C
2、在有关科学实践中，没有使用（　　）的仪器，经过（　　）的调查进行（　　）的论证往往很难得出结论。
A.周密严密细密
B.精密周密细密
C.细密严密周密
D.精密周密严密

【答案】 D
3、 我国刑罚中最轻的主刑是（　　）。
A.拘役
B.罚金
C.管制
D.剥夺政治权利

【答案】 C
4、如果金银的法定比价为1：20，而市场比价为1：15，按照格雷欣法则，那么这时充斥市场的将是（　　）。
A.银币
B.金币
C.银行券
D.金银混合币

【答案】 B
5、The teacher tried to____the trouble makers by pairing them with a well behaved partner.
A.break off
B.break down
C.break in
D.break up

【答案】 D
6、He was determined that his children（　　）to the best school.
A.should go
B.went
C.ought to go
D.would go

【答案】 A
7、Ever since book critic Martja Taynbe praised Reinaldo Da Silva’s The Flag Bearer, ____ for it has skyrocketed.
A.structure
B.vision
C.demand
D.effort

【答案】 C
8、R公司为增值税一般纳税人，增值税率为17%，消费税率为10%。2017年1月1日，委托加工一批实际成本为50000元的原材料，收回后将用于继续加工应税消费品。现收回该批材料，并支出加工费2000元，增值税340元，消费税8000元。假定不考虑其他因素，收回该批入账价值为（　　）元。
A.60340
B.60000
C.52340
D.52000

【答案】 D
9、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.impact
B.incident
C.inference
D.issue

【答案】 D
10、To our surprise， she suddenly（ ）in front of us。
A.appealed
B.appeared
C.appeased
D.prepared

【答案】 B
11、小明认为：由于今年气温比去年同期要高，因此今年的蚊虫要比去年更多。
A.高温天气有利于蚊虫繁殖
B.今年的蚊虫格外多
C.去年的蚊虫并不多
D.高温天气容易导致食物腐烂

【答案】 A
12、2020年4月6日电，世界卫生组织5日发布第七十六期新冠肺炎疫情报告。报告认为，目前中国已从疫情遏制阶段进入（　　），中国经验正在帮助其他国家的抗疫行动。
A.拉锯阶段
B.缓解阶段
C.攻坚阶段
D.决胜阶段

【答案】 B
13、资料：This exhibition brings together outstanding works from the earliest times to the present in a thematic arrangement that is fresh and unique.
A.the processes of making bronze
B.the best works of bronze
C.the properties and qualities of bronze
D.some new media art

【答案】 D
14、生命化学进化四个阶段不包括（ ）。
A.从有机小分子物质生成无机小分子物质
B.从有机小分子物质形成有机高分子物质
C.从有机高分子物质组成多分子体系
D.从多分子体系演变为原始生命

【答案】 A
15、资料：Business,academic and civic leaders in Cambridge have warned that one of Britain’s major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.
A.Because of the uncertainty
B.Because the economic slowdown after Britian leaving the EU
C.Because the increasing,difficulty of finding of finding a job in Britain
D.Because they may lose legal status after Brexit

【答案】 D
16、资料：You can not go forward by going backward. Take the current debate about trade and globalization, for instance, while the impulse to erect trade barriers is understandable given the pain experienced in recent years, it is not the way to create lasting growth and shared prosperity.
A.It is a one-size-fit-all solution
B.It is not helpful to those hurt by trade and globalization
C.It should meet the different needs of affected workforce
D.It should not be talked about so often

【答案】 C
17、网络主要的目标是实现（ ）。
A.通信
B.交换数据
C.资源共享
D.连接

【答案】 C
18、资料：In the business environment nearly all individuals within an organization will belong to one or more groups or teams.
A.everyone in the team is equal in position
B.everyone works in the same office
C.every person in the team has different skills
D.everyone works for the common goal

【答案】 D
19、根据我国劳动合同法的规定，下列各项中不属于劳动合同必备条款的是（　　）。
A.劳动合同的期限
B.工作内容和工作地点
C.社会保险
D.违约金

【答案】 D
20、资料：Job Description
A.balance between work and entertainment
B.desire to contribute to development
C.knowledgeable of co-branded sponsored entertainment
D.passionate for the A+E brands

【答案】 A
21、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamer’s life.
A.the sleeper’s wishes
B.the sleeper’s imagination
C.the sleeper’s feeling
D.the sleeper’s own mind

【答案】 D
22、完全竞争企业面临的需求曲线的需求价格弹性为（　　）。
A.大于零的常数
B.非零常数
C.无限大
D.零

【答案】 C
23、下列名画按创作时间排序正确的是（　　）。
A.①②③④
B.②①④③
C.③④①②
D.④①③②

【答案】 C
24、The spokesman didn’t（　　）any details concerning the disarmament talk.
A.expose
B.disclose
C.enclose
D.impart

【答案】 B
25、2008年全球金融危机爆发以来，世界主要国家央行开始采取特殊货币政策，美国在利率水平已经接近纪录最低时，推出了一系列非常规货币政策，包括为了支持银行贷款的长期流动性供给，为压低长期利率的资产购买计划等，除美国以外，美国、日本和欧洲银行也采取了非常规货币政策。IMF于2013年5月16日发布了《非常规货币政策：最近经验与前景》报告，报告称发达国家的非常规货币政策在很大程度上帮助实现了该国政策目标，诸如持续两年左右的购买国债计划帮助美国和英国的GDP增速提升了约2个百分点，然而，发达国家的这些政策对世界其他国家也造成了很大的影响，大量资本流入拉丁美洲和亚洲，导致新兴市场的汇率过度升值和波动。
A.汇率
B.投机性货币需求
C.货币供给
D.物价

【答案】 B
26、Boeing 707 on service from Bogota, Colombia, crashed while ___ its destination at New York’s JFK International Airport.
A.to approach
B.having approached
C.approaching
D.to be approached

【答案】 C
27、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured & offer decent returns. There is no brokerage, no fees or hidden costs. However, the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD. Look at our ‘Star CD’ plan below.
A.The minimum amount to invest is USD 2000
B.You may choose any maturity date as you wish
C.The rates on certificate of deposits may vary day to day
D.Separate certificates of deposits will be issued for additional deposits

【答案】 B
28、某人驱车从甲地前往30公里外的乙地，顺风而行花了3个小时，从乙地沿着原路返回时用了5个小时，假设车速和风速都是匀速状态，则风速是（　　）公里/时。
A.5
B.2
C.3
D.4

【答案】 B
29、Israeli officials blame the settlers, saying they have refused to ____with the government.
A.direct
B.cooperate
C.comment
D.remind

【答案】 B
30、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)
A.It is important for robots to learn about the context so as to understand human emotions
B.Whether humanoids will have human emotions themselves still remains unclear
C.It is a stigma for robots to have different layers of human emotions
D.The nature of human emotions will hinder the development of humanoids

【答案】 A
31、20世纪30年代，美国经济危机产生的直接原因是生产和销售之间的矛盾加剧。加剧这 一矛盾的因素有（ ）。
A.①②③
B.②③④
C.①②④
D.②③

【答案】 A
32、All car makers are spending billions trying to figure out a future that is more______，more autonomous and steps back from fossil fuels。
A.electric
B.electrical
C.electronic
D.electrified

【答案】 A
33、（　　）是指一个组织在长期发展过程中，把组织内全体成员结合在一起的行为方式、价值观念和道德规范，其具有目标导向、凝聚、激烈、创新等功能。
A.组织机构
B.组织领导
C.组织文化
D.组织安排

【答案】 C
34、The project will not be finished on schedule if time is not effectively（　　）.
A.managing
B.managed
C.manage
D.manager

【答案】 B
35、应在公文首页标注签发人的是（　　）。
A.上行文
B.平行文
C.下行文
D.所有公文

【答案】 A
36、资料：Stress is a common factor in life. Children experience stress from school, new social situations and simply growing up. Adults feel the stress of working, paying bills, raising kids and maintaining households. Seniors also feel stress, even though some may have retired, raised their children and paid off their homes. Certain amounts of stress are a part of life for people of all ages.
A.Stress is experienced by everyone
B.Stress is common and can be detected
C.Stress cannot be prevented
D.Stress is everywhere and hard to deal with

【答案】 B
37、在管理方格理论中，（9，1）对应的是（　　）领导方式。
A.团队性
B.任务型
C.乡村俱乐部型
D.中庸指导型

【答案】 B
38、阿富汗的宗教信仰是（　　）。
A.伊斯兰教
B.佛教
C.印度教
D.基督教

【答案】 A
39、下列关于公司债券的说法中，错误的项是（　　）。
A.公司债券募集办法中应当载明公司净资产额
B.它是一种有价证券
C.有记名债券也有无记名债券
D.公司均以电子券方式发行公司债券

【答案】 D
40、下列不属于营业收入的可靠性分析的是（　　）。
A.营业收入的现金含量分析
B.营业收入的品种结构分析
C.营业收入的真实性与确认时间合理性分析
D.关联交易分析

【答案】 B
41、根据巴尼的观点，组织中的人力资源之所以能够成为企业优势资源，是因为（　　）。
A.人力资源具有边际报酬递减性
B.人力资源可以被其他资源代替
C.高能力的劳动者是稀有资源
D.优秀企业的人力资源管理很容易被模仿

【答案】 C
42、___the unpredictability, the technological failure is another big threat to the aviation industry.
A.Except
B.Like
C.Along with
D.Other than

【答案】 D
43、It's the paintings in Louvre______Da Vinci worked on for years______have become a fascination to people from all over the world.
A.where; that
B.that; when
C.that; that
D.where; when

【答案】 C
44、Similarly, he told couples to seek marital counseling____if they’re having trouble communicating.
A.on the brink
B.on the verge
C.in particular
D.ahead of time

【答案】 C
45、To check the______of these results, we perform two different empirical exercises.
A.integrity
B.perfection
C.temperament
D.reliability

【答案】 D
46、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.had built in security and end-to-end encryption
B.included the CTIA feature in their products
C.were faced with negative consumer attitudes
D.cooperated with FBI to guarantee the securety

【答案】 B
47、The left wing party wants to keep these two actions ________.
A.combination
B.combining
C.combined
D.combine

【答案】 C
48、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.incur less cost by the company to offer benefit programs
B.cover many of the gaps that traditional health benefits do not cover
C.help employees who are dealing with tough personal and career matters
D.encourage employees to stay with their companies for longer periods of time

【答案】 B
49、This argument sounds reasonable,but（　　）it’s incorrect.
A.fortunately
B.actually
C.naturally
D.obviously

【答案】 B
50、行为作为民事法律关系产生、变更、消灭的法律事实（）。
A.不能是违法行为
B.只能是民事法律行为
C.只能是表意行为
D.既可以是合法行为，也可以是违法行为

【答案】 D
51、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations.
A.The Age of Advanced Technology
B.How to be a Good Business Owner
C.Using Technology to Stay Competitive
D.The Convenience of Technology

【答案】 C
52、Don’t bother your father tonight-he’s got a lot（　　）his mind.
A.on
B.to
C.in
D.around

【答案】 A
53、当看跌期权的履约价格髙于相关期货价格时，该期权被称为( ）。
A.实值期权
B.虚值期权
C.两平斯权
D.欧式期权

【答案】 A
54、行政行为在空间上的表现形式和在时间上的跨度。包括行政行为方式、步骤、次序、时限等不可分割的内容的是（　　）。
A.行政程序
B.行政诉讼
C.行政复议
D.行政处罚

【答案】 A
55、企业下列经济业务中，会影响其偿债能力的是（　　）。
A.企业向投资者分配股票股利
B.企业提前支付某供应商货款
C.企业用资本公积转增资本
D.企业用盈余公积弥补亏损

【答案】 B
56、阅读理解
A.scientific reality
B.a symbolic existence
C.the viewer's experience
D.reality colored by emotion

【答案】 A
57、杜甫有云：“朝回日日典春衣，每日江头尽醉归。酒债寻常行处有，人生七十古来稀”。对诗歌涉及的典当制度，下列选项可以成立的是（　　）。
A.唐代的典当形成了明确的债权债务关系
B.唐代的典当契约称为“质剂”
C.唐代的典当称为“活卖”
D.唐代法律规定开典当行者构成“坐赃”

【答案】 A
58、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list.
A.full night of sleep deprivation puts people on the risk of false memory
B.Short-term lack of sleep is more likely to result in memory distortion
C.Deprivation of sleep fails to have impact on the ability to memorize list
D.Your own name will not escape you no matter how long you sleep

【答案】 A
59、Passage 1
A.ways to teach students to earn money
B.how Diane Ray learns to value money
C.the push to teach personal finance in school
D.how students choose a proper financial class

【答案】 C
60、He has been studying here for three years,by next summer he_.
A.will graduate
B.will have graduated
C.will be graduated
D.will be graduating

【答案】 B
61、可以使插入点快速移到文档首部的组合键是（　　）。
A.Ctrl+Home
B.Ah+Home
C.Home
D.PageUp

【答案】 A
62、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
A.Challenges facing European regulators
B.A new regulation in Europe that opens banks to competition
C.The solutions to the flawed banking system in Europe
D.A looming threat to customers' private bank data

【答案】 B
63、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.
A.The corporate identity
B.Quality of the product
C.Packaging images
D.All of above

【答案】 D
64、对高、中、低层管理人员的技能要求是有所区别的，按三种技能在其技能组成中的比重从大到小排列，对低层管理人员的技能要求应该是（　　）。
A.技术技能、人际技能、概念技能
B.人际技能、概念技能、技术技能
C.概念技能、人际技能、技术技能
D.概念技能、技术技能、人际技能

【答案】 A
65、不能向居民发放贷款的金融机构是（）。
A.中国农业发展银行
B.中国建设银行
C.农村信用合作社
D.城市商业银行

【答案】 A
66、就业是最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠道做好重点群体就业工作，支持大众创业万众创新带动就业。新增市场主体恢复快速增长，创造了大量就业岗位。2020年全年城镇新增就业1186万人，年末全国城镇调查失业率降到52％。生活必需品保供稳价，居民消费价格上涨25％。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助，新纳入低保、特困供养近600万人，实施临时救助超过800万人次。
A.是经济中货币供应量少于客观需要量的现象
B.是在社会总需求小于总供给情况下发生的
C.对稳定经济会产生有利影响
D.是货币失衡、物价不稳定的一种表现

【答案】 D
67、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.熟肉制品
B.米制半成品
C.冷冻蔬菜
D.酱油

【答案】 B
68、Akira Nakayama ____delay the filming of his documentary in the rainforest when his equipment did not arrive on schedule.
A.has to
B.had to
C.having to
D.will have to

【答案】 B
69、从2020年4月8日零时起，武汉市解除（　　）管控措施，撤除武汉市交通管控卡口，有序恢复铁路、民航、水运、公路城市公交运行。这标志着疫情防控取得阶段性重要成效，也标志着湖北保卫战、武汉保卫战进入了一个新的阶段。
A.离汉通道
B.封闭管理
C.交通封管
D.高风险

【答案】 A
70、平原是地球上最适宜人类居住的地貌，下列平原中，面积最大的是（　　）。
A.西西伯利亚平原
B.华北平原
C.亚马孙平原
D.东欧平原

【答案】 C
71、某企业外购A、B两种材料，A材料买价20万元，B材料30万元，两种材料共发生运杂费5000元。则B材料取材成本为（　　）。
A.302500元
B.305000元
C.303000元
D.300000元

【答案】 C
72、央行中期借贷便利（MLF）和央行逆回购性质上属于（　　）。
A.中央银行再贷款
B.常备借贷便利操作
C.利率政策
D.公开市场业务操作

【答案】 D
73、Passage 4
A.the visit to the United Kingdom was amazing
B.Kieran has made great progress in many aspects
C.the youth have found a way to solve their problems
D.the mentoring sessions are held every day except Friday

【答案】 B
74、当看跌期权的履约价格髙于相关期货价格时，该期权被称为( ）。
A.实值期权
B.虚值期权
C.两平斯权
D.欧式期权

【答案】 A
75、This documentary is particularly compelling:______with previously unseen footage and interviews with Houston's closest confidants.
A.deplete
B.depleted
C.replete
D.repleted

【答案】 D
76、计算机只懂机器语言，而现在人们一般用高级语言编写程序，将高级语言变为机器语言序需经过（ ）。
A.编译程序
B.编辑程序
C.连接程序
D.装入程序

【答案】 A
77、It is requested that an applicant whose undergraduate work is done at another institution（ ）two copies of undergraduate transcripts and degrees directly to the dean of the graduate school.
A.must send
B.send
C.are to send
D.need