2019-2025年银行招聘之银行招聘综合知识练习题(一)及答案.docx

2019-2025年银行招聘之银行招聘综合知识练习题(一)及答案

单选题（共600题）
1、If you’ve ever played with magnets, you know that opposite poles attract and like poles ______ each other.
A.haul
B.repel
C.dispose
D.snatch

【答案】 B
2、资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
A.having accounts sent to collections
B.looking for a no-credit credit card
C.paying down the balance
D.closing your credit accounts

【答案】 B
3、1984年之前我国的中央银行制度类型属于（　　）。
A.复合式
B.单一式
C.二元式
D.准中央银行

【答案】 A
4、相对剩余价值的获得是（　　）。
A.个别企业提高劳动生产率的结果
B.一个生产部门提高劳动生产率的结果
C.企业劳动生产率高于部门平均劳动生产率的结果
D.整个社会劳动生产率提高的结果

【答案】 D
5、Do you know where____now?
A.he lives
B.does he live
C.he lived
D.did he live

【答案】 A
6、资料：The federal government on Wednesday recommended an endangered-species listing for the loggerhead turtles in U.S. Waters, a decision that could lead to tighter restrictions on fishing and other maritime trades.Environmental groups who’ d been pushing an endangered listing said the proposal was a “turning point”they hope will lead to greater turtle protections.
A.Nature is quite fair regarding the survival of turtles
B.Turtles are by nature indifferent to human activities
C.Course of nature will not be changed by human interference
D.The turtle population has decreased in spite of human protection

【答案】 D
7、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.
A.Illegal
B.Condemnable
C.Rife
D.Common

【答案】 C
8、2018年3月11日，十三届全国人大一次会议表决通过了《中华人民共和国宪法修正案》。关于本次《宪法修正案》下列说法错误的是（　　）
A.我国现行《宪法》是“八二宪法”，目前经历了5次修改
B.社会主义民族关系的表述中增加了“和谐”
C.《宪法修正案》规定监察委员会委员长由全国人大选举产生
D.《宪法修正案》规定县级市有权制定地方性法规

【答案】 D
9、As the old empires were broken up and new states were formed,new official tongues began to_at an increasing rate.
A.bring up
B.build up
C.spring up
D.strike up

【答案】 C
10、历时19年，由北宋司马光主编的多卷本编年体史书是（　　）。
A.《史记》
B.《资治通鉴》
C.《汉纪》
D.《二十四史》

【答案】 B
11、资料：Directions : There is 1 passage in this part. The passage is followed by some questions or unfinished statements. For each of them there are four choices , You should decide on the best choice.
A.To start an explanation of FaceID' s using condition
B.To mention that Apple Inc. shows their new product under a well designed environment
C.To imply that FaceID has its limits
D.To add a context explanation of the interesting demo

【答案】 C
12、九华山是安徽“两山一湖”（黄山、九华山、太平湖）黄金旅游区的北部主入口、主景区。九华山是中国（ ）教四大名山之一。
A.道
B.佛
C.伊斯兰
D.基督

【答案】 B
13、某企业2019年的总资产周转次数为1次，假设资产由流动资产和固定资产组成；流动资产周转次数为3次，如果一年按360天计算，则该企业固定资产周转天数为（　　）天。
A.360
B.240
C.120
D.860

【答案】 B
14、在日常生活中，居民获得住房贷款属于（　　）。
A.商业信用
B.消费信用
C.国家信用
D.补偿贸易

【答案】 B
15、“沉鱼落雁”“闭月羞花”用以形容古代四大美女，下列形容古代四大美女与其关系对应不正确的是（　　）。
A.沉鱼——西施
B.落雁——王昭君
C.闭月——赵姬
D.羞花——杨玉环

【答案】 C
16、生产者的短期成本一定（　　）长期成本。
A.高于
B.低于
C.等于
D.都有可能

【答案】 A
17、研究者通过对300名小学生长达20年的观察，发现被夸聪明的孩子更容易半途而废、自信心不足和胆小怕事。后来，研究者在重复实验中加入了社会不同阶层的被试者，都发现了相同的结果。因此，研究者认为经常被表扬会带来许多负面效应。
A.表扬不一定都能起到积极效果，效果会因表扬的具体内容不同而不同
B.另一项关于表扬的调查研究显示，被表扬的女性变得更胆小怕事
C.另一项关于表扬的调查研究显示，积极表扬的被试组和无表扬的被试组在学习成绩的差异并不显著
D.另一项关于表扬的调查研究显示，表扬对智商较高的男性影响最大，他们中的大部分在“失败反应”的测试中都崩溃了

【答案】 B
18、The chewable substance called chicle （糖胶） had______until Thomas Adams added licorice and sold it as gumballs.
A.hardly flavored
B.any flavor hardly
C.flavor hardly none
D.hardly any flavor

【答案】 D
19、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.To require an instant respond for after-hour emailing
B.To abandon after-hour emailing
C.To tell employees that an after-hours email doesn't necessarily require a response
D.To limit the time of after-hour emailing

【答案】 D
20、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.9.5
B.10.2
C.11.4
D.12.6

【答案】 C
21、（　　）股份相对固定，一般不向投资者增发新股或赎回旧股。
A.公司型基金
B.契约型基金
C.封闭型基金
D.开放型基金

【答案】 C
22、积极开展网络融资服务。农业银行创新推出（　　）线上贷款产品，实现农户贷款线上申请、线上审批、线上发放、线上还款，全面提升农户贷款的覆盖面和办理效率。
A.助农e贷
B.轻松e贷
C.惠农e贷
D.全民e贷

【答案】 C
23、冯·诺依曼在总结研制ENIAC计算机时，提出两个重要的改进是（ ）。
A.引入CPU和内存储器的概念
B.采用二进制和存储程序控制的概念
C.采用机器语言和十六进制
D.采用ASCII编码系统

【答案】 B
24、She can do it herself;it is（　　）easy（　　）ABC.
A.rather...than
B.more...than
C.not as much...as
D.as...as

【答案】 D
25、将八进制数165转换成十进制数是（　　）。
A.165
B.119
C.117
D.159

【答案】 C
26、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.make suggestions on facing the reality and modifying expectations
B.advocate that e-government is costly and useless
C.explain why e-government is no longer popular
D.persuade governments to cut the cost

【答案】 A
27、资料：With 55% of consumers' customer service interactions starting online and 63% of adults using their smartphone several times a month to seek customer service， your mobile customer service tactics are more important than ever.
A.Fast response
B.Readily accessible information
C.Optimized user surface
D.All of these above

【答案】 D
28、Routine inspections are conducted at the Haldren Paper Factory to ensure that all equipment is functioning ____.
A.properly
B.rightfully
C.literally
D.officially

【答案】 A
29、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.
A.Merger of NYSE with Euronext makes it the biggest financial center in Europe
B.The excessive regulation and high taxes have affected its financial development
C.Paris has many advantages that may help in its future financial development
D.Paris offers good quality of life as well as good transport links

【答案】 A
30、就业是最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠道做好重点群体就业工作，支持大众创业万众创新带动就业。新增市场主体恢复快速增长，创造了大量就业岗位。2020年全年城镇新增就业1186万人，年末全国城镇调查失业率降到52％。生活必需品保供稳价，居民消费价格上涨25％。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助，新纳入低保、特困供养近600万人，实施临时救助超过800万人次。
A.是经济中货币供应量少于客观需要量的现象
B.是在社会总需求小于总供给情况下发生的
C.对稳定经济会产生有利影响
D.是货币失衡、物价不稳定的一种表现

【答案】 D
31、《巴塞尔资本协议》规定了银行的资本充足率必须（ ）。
A.≥12%
B.≥10%
C.≥8%
D.≥4%

【答案】 C
32、The empirical evidence suggests that______extra working hours can have positive effects on labor market outcomes, while others reporting zero or negative effects.
A.absorbing
B.adopting
C.abolishing
D.abandoning

【答案】 D
33、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a "sharing economy" based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.
A.Cloud services help enterprises get access to resources
B.Tencent's efforts to develop cloud service
C.Tencent opens up big data platform to boost sharing economy
D.Cloud technology

【答案】 C
34、（　　）与资产业务、负债业务一起构成商业银行的三大业务。
A.中间业务
B.现金业务
C.证券投资业务
D.贷款业务

【答案】 A
35、下列不属于企业经济利益流入的是（　　）。
A.销售收入
B.租金收入
C.为第三方代收的款项
D.投资收入

【答案】 C
36、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.
A.on the letterheads and packages
B.in the social media platform
C.advertisements on TV
D.All of above

【答案】 D
37、如果一个公司经营状况严重恶化，要谨慎采用哪种用组织变革方式？（　　）
A.改良式
B.渐进式
C.计划式
D.爆破式

【答案】 D
38、匾额是中国古建筑的重要组成部分，显示建筑物的性质，下列匾额与建筑物对应正确的一组是（　　）。
A.明镜高悬一贡院
B.万世师表一关帝庙
C.还我河山一武侯祠
D.正大光明一乾清官

【答案】 D
39、交易双方同意在将来的某一特定日期，按事先规定好的价格买入或售出既定数量的某种资产协议的金融工具，称之为（　　），它是一种场外交易。
A.金融期货
B.金融期权
C.远期合约
D.互换

【答案】 C
40、投资银行的最核心业务之一是（ ）。
A.证券经济与交易业务
B.收购兼并业务
C.风险投资业务
D.证券发行与承销业务

【答案】 D
41、银行最需要考虑的风险是（　　）。
A.信用风险
B.流动性风险
C.市场风险
D.操作风险

【答案】 A
42、下列哪一种情况，可越权批办文件？（ ）
A.经过授权
B.避免积压
C.急需处理
D.属一般性文件

【答案】 A
43、随着行业营销费用的增加，刺激消费的力度加大，市场需求一般会随之增大，但当营销费用超过一定水平后，就不能进一步促进需求，市场需求达到极限值，这个极限值被叫做（　　）。
A.市场需求
B.企业需求
C.市场潜量
D.市场最低

【答案】 C
44、有一个数值311与十六进制数C9相等，则该数值是（　　）数。
A.二进制
B.八进制
C.五进制
D.十六进制

【答案】 B
45、在20世纪80年代中后期，由于温州很多企业生产假冒伪劣产品，导致了在全国市场上抵制“温州货”现象。这表明（　　）。
A.使用价值是价值的物质承担者
B.生产商品的个别劳动时间少于社会必要劳动时间
C.生产商品的个别劳动时间多于社会必要劳动时间
D.价值是使用价值的前提和基础

【答案】 A
46、Action Aid also accuses British Foods ______ using its branch companies to reduce its taxes in Africa by millions of dollars.
A.in
B.of
C.for
D.to

【答案】 B
47、下列有关债权的说法中正确的有（）。
A.债的标的包括物、给付、智力成果
B.债的标的为给付
C.债的标的为物和给付
D.债的标的为物和智力成果

【答案】 B
48、下列反映资源配置的两种方式的经济范畴是（　　）。
A.产品经济和商品经济
B.商品经济和市场经济
C.市场经济和计划经济
D.计划经济和产品经济

【答案】 C
49、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them.
A.borrow a book from the library
B.look after your children
C.drive to the seaside for a holiday
D.dine at a restaurant

【答案】 D
50、填入括号中最恰当的词语是（　　）。
A.震撼延迟
B.振奋推迟
C.震撼推迟
D.振奋延迟

【答案】 B
51、从（ ）起北美自由贸易区开始运转。
A.1998年5月1日
B.1989年1月1日
C.1992年12月7日
D.1994年1月1日

【答案】 D
52、2020年3月24日外交部发言人耿爽表示，近日中国驻英国、法国、意大利、沙特等国的使馆向中国留学生发放了装有防疫物品和防疫指南的（　　）指导他们科学防疫，帮助他们加强防护，传递来自党和政府的关心和问候，来自祖国人民的呵护和叮咛。
A.爱心包
B.防疫包
C.宣传包
D.健康包

【答案】 D
53、He has made many studies on youth unemployment and education and the neglect of______marginalized.
A.a
B.this
C.the
D.that

【答案】 C
54、资料：Keeping the Zeal of a Startup as You Scale
A.startup company that maintains its original quality in the process of scaling up
B.An insurgent company that turned into an incumbent company
C.An insurgent company that managed to make steady profits
D.startup company that succeeded in scaling up

【答案】 A
55、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.They are inconsistent about the attitude toward after hours emails
B.They both push the employees to be available all the time
C.They are consistent about the attitude towards after hours emails
D.They both don’t mean to stress the employees out

【答案】 A
56、下列四组世界文学名著中属于美国作家作品的一组是（　　）。
A.《悲惨世界》《红与黑》
B.《假如给我三天光明》《百万英镑》
C.《雾都孤儿》《简·爱》
D.《钢铁是怎样炼成的》《战胜与和平》

【答案】 B
57、The only decent hotel in town had hung out a “Full House” sign, so their only choice （ ） at a small inn.
A.is to put up
B.has been to put up
C.will be put up
D.was to put up

【答案】 D
58、资料：No matter how carefully you pick the members on your team,you may still end up with a negative employee.These workers don’t necessarily fall into the category of “toxic,”but they’re just kind of a drag with their cynical, pessimistic worldview.If you ‘re dealing with a negative employee,here are 3 steps to take.
A.Being very inquisitive just like a policeman
B.Speaking directly about one’s shortcoming without considering one’s feelings
C.Hitting the nail on the head in the conversation
D.Focusing on the negative emotion behind a message rather than the real problem

【答案】 D
59、资料：之后，经济学家Mr.W谈了谈对中国的一些看法，请根据下列资料回答问题。
A.he German-based corruption watchdog is probably a committee which makes sure that companies do not act illegally or irresponsibly
B.Bribery, nepotism, gift giving, and kickbacks are illegal in the commercial activities
C.Westerners are more critical about Guan xi in business
D.All of above

【答案】 D
60、It is said that this job is open to all,____previous experience.
A.regardless of
B.prior to
C.because of
D.in case of

【答案】 A
61、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations.
A.Negative
B.Critical
C.Positive
D.Neutral

【答案】 C
62、苏州曾经是经济兴盛、文化发达、人才荟萃之地，明末清初以后，苏州士绅除少数人发生身份和观念转化外，多数人的传统观念仍根深蒂固。而作为社会主流的士绅观念和意识往往通过各种渠道浸润展延，严重影响一般民众，正因如此，晚清苏州民风靡弱闲散，生活节奏缓慢，缺乏早期现代化必需的紧迫感与开拓精神。清末及民国初期，苏州人很少愿意将资本投入到现代实业中，以至于苏州钱庄吸收的存款在当地难以消纳，不得不转向外埠了求出路。
A.清末苏州资金消纳的途径与方式
B.苏州民众在士绅观念影响下的转变
C.民国初期苏州实业发展衰落的原因
D.士绅观念制约了近代苏州的现代化进程

【答案】 D
63、Problems ______ if the parents approach to discipline is inconsistent.
A.reach
B.arise
C.anchor
D.seize

【答案】 B
64、“一五”计划的基本任务是集中力量优先发展（　　）。
A.重工业
B.交通运输业
C.轻工业
D.科技和教育

【答案】 A
65、柯达公司是世界上著名的影像产品及相关服务的生产和供应商。面对市场技术的不断革新，柯达公司满足现状没有及时进行技术更新，直到2003年，柯达才宣布全面进军数码产业。最终柯达公司陷入退市困境，体现了管理学中的（　　）。
A.二八法则
B.长板法则
C.青蛙法则
D.木桶法则

【答案】 C
66、货币转化为资本的决定性前提是（　　）。
A.资本家集中大量货币
B.劳动力成为商品
C.生产资料成为商品
D.消费资料成为商品

【答案】 B
67、在营销调研中，调研人员一般先收集（　　）。
A.一手资料
B.二手资料
C.原始资料
D.外部资料

【答案】 B
68、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But I’ve also learned that if you don’t have a strategy for making time for those bigger ambitions and your truly lofty goals, they’ll simply never get done. And that means you won’t make the progress that’s really going to move your business forward.
A.How to manage your time well
B.How to overcome different challenges in the office
C.How to win competitions and get promotions
D.How to prevent distractions and focus on big issues

【答案】 D
69、Any equipment that does not arrive in perfect ____ may be returned to MQZ Electronics free of charge.
A.development
B.situation
C.problem
D.condition

【答案】 D
70、The special deal offered by our supplier will last only for a（　　）time.
A.limited
B.minor
C.partial
D.lower

【答案】 A
71、下面对作品、作家的表述，错误的是（ ）。
A.汤显祖，明代杂剧家，代表作为《牡丹亭》
B.曹禺、夏衍是我国现代著名的剧作家
C.塞万提斯，西班牙作家，著有《鲁滨逊漂流记》
D.《老人与海》的作者是美国作家海明威