2025年银行招聘之银行招聘综合知识押题练习试题B卷含答案.docx

2025年银行招聘之银行招聘综合知识押题练习试题B卷含答案

单选题（共600题）
1、并非只有人类才有利他主义行为，这句话等同于（　　）。
A.有些动物具有利他主义行为
B.只有人类才有利他主义行为
C.除了人类，其他动物都有利他主义行为
D.利他主义行为并不是所有动物都具有

【答案】 C
2、Are you going out? Yes, please lock the door when you ___ .
A.will leave
B.leave
C.have been leaving
D.will have left

【答案】 B
3、While the trade fight isn’t affecting most of the economy yet in a big way，many industries are worried that the damage could quickly______。
A.get lost
B.get better
C.get worse
D.get strong

【答案】 C
4、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a "sharing economy" based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.
A.Cloud services help enterprises get access to resources
B.Tencent's efforts to develop cloud service
C.Tencent opens up big data platform to boost sharing economy
D.Cloud technology

【答案】 C
5、资料：The federal government on Wednesday recommended an endangered-species listing for the loggerhead turtles in U.S. Waters, a decision that could lead to tighter restrictions on fishing and other maritime trades.Environmental groups who’ d been pushing an endangered listing said the proposal was a “turning point”they hope will lead to greater turtle protections.
A.Nature is quite fair regarding the survival of turtles
B.Turtles are by nature indifferent to human activities
C.Course of nature will not be changed by human interference
D.The turtle population has decreased in spite of human protection

【答案】 D
6、资料：Stress is a common factor in life. Children experience stress from school, new social situations and simply growing up. Adults feel the stress of working, paying bills, raising kids and maintaining households. Seniors also feel stress, even though some may have retired, raised their children and paid off their homes. Certain amounts of stress are a part of life for people of all ages.
A.Affect
B.Improve
C.Intensify
D.Worsen

【答案】 D
7、垄断竞争的市场结构主要特征是（　　）。
A.产业集中度较低
B.产品无差别
C.进入和退出壁垒较低
D.他介于完全竞争和完全垄断之间，且偏向于垄断

【答案】 A
8、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamer’s life.
A.how we dream during sleep
B.what kind of benefits dreams bring to people
C.why we dream during sleep
D.what dreams are

【答案】 D
9、针对社会关切，20日提请全国人大常委会会议审议的教育法修正草案拟进一步明确（　　）相关行为的法律责任。
A.校园安全
B.冒名顶替入学
C.校园暴力
D.未成年人保护

【答案】 B
10、2020年3月31日，教育部发布《关于2020年全国高考时间安排的公告》。经党中央、国务院同意，2020年全国普通高等学校招生统一考试延期到（　　）。
A.06月27日至28日
B.7月7日至8日
C.8月7日至8日
D.7月27日至28日

【答案】 B
11、 “负债类”账户的本期减少数和期末余额分别反映在（　　）。
A.借方和借方
B.贷方和借方
C.借方和贷方
D.贷方和贷方

【答案】 C
12、关于债券收益率的说法错误的是（ ）。
A.易被赎回的债券的名义收益率比较高
B.享受税收优惠的债券的收益率比较低
C.流动性低的债券收益率较高
D.违约风险髙的债券收益率比较低

【答案】 D
13、In sub-Saharan Africa today, for instance, gross investment____for roughly of national income.
A.estimates
B.accounts
C.constitutes
D.makes

【答案】 B
14、“谷贱伤农”经济现象的根源在于：农产品的需求价格弹性（　　）。
A.小于1
B.大于1
C.等于1
D.为0

【答案】 A
15、At the meeting, the manager talked ______about the need for better attendance and punctuality.
A.briefly
B.briefing
C.shortly
D.shorts

【答案】 A
16、常见的编程语言有Java、C、C++、C#等等，其中诞生最早的语言是（　　）。
A.C
B.Java
C.C#
D.C++

【答案】 A
17、 银行存款收入和付款都不入银行存款日记账，其动机不包括( )。
A.想隐瞒留收人
B.利用账户为他人取现金从中获取好处费
C.将单位资金借出或公款私存，获得利息收入
D.节省成本

【答案】 D
18、Israeli officials blame the settlers, saying they have refused to ____with the government.
A.direct
B.cooperate
C.comment
D.remind

【答案】 B
19、外汇市场的双重交易结构是指（）。
A.发行交易与流通交易
B.直接交易与经纪交易
C.发行交易与经纪交易
D.个人交易与机构交易

【答案】 B
20、资料：October 20,2013
A.He was impressed with its menu
B.The hotel is located close to the company
C.He has special ties with the hotel staff
D.It has become a tradition of the company

【答案】 A
21、某医院医生甲为患者乙做手术时将一块纱布遗留在乙腹腔，乙因此所受的损害应有（　　）。
A.医院承担全部赔偿责任
B.甲承担全部赔偿责任
C.医院和甲承担连带赔偿责任
D.甲承担赔偿责任，医院承担补充责任

【答案】 A
22、A new power station was set ______ in my hometown.
A.up
B.out
C.about
D.forth

【答案】 A
23、下列叙述正确的是（ ）。
A.CPU能直接读取硬盘:h的数据
B.CPU能直接读取内存储器中的数据
C.CPU由存储器和控制器组成
D.CPU主要用来存储程序和数据

【答案】 B
24、She was very____of our efforts to help.
A.appreciating
B.appreciative
C.appreciate
D.appreciable

【答案】 B
25、银行业监督管理机构对金融机构进行现场检查，应当经（　　）批准。
A.银行业监督管理机构负责人
B.国务院
C.中国人民银行
D.被检查金融机构法人代表

【答案】 A
26、 下列会计凭证中属于原始凭证的是（　　）。
A.收款凭证
B.付款凭证
C.转账凭证
D.收款收据

【答案】 D
27、Passage 3
A.the tendency of cutting household waste
B.the increase of packaging recycling
C.the fact of packaging overuse
D.the rapid growth of supermarkets

【答案】 C
28、It was only a quiz,no need to take it（　　）.
A.strictly
B.solely
C.seriously
D.sternly

【答案】 C
29、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.In companies where good health is promoted, employees are more likely to be loyal and productive
B.Offering seminars, starting competitions and offering discount on gym memberships will be costly, so companies should not pay much attention to these activities
C.Exercise plays an important role of building a strong body
D.Chronic stress in the workplace might be harmful to the company's interest

【答案】 B
30、资料：Some companies are more creative in their use of history than others. HSBC’s History Wall, a striking art installation at the bank’s London headquarters, is made up of 3,743 images drawn from the bank’s archives and arranged in chronological order.
A.Less creative by comparison
B.Be smaller in size
C.Become more majestic
D.Nothing different

【答案】 A
31、假设银行系统:(1)原始存款为900万元；(2)法定存款准备金率6%;(3)为现金漏损率为15%;(4)超额准备率为3%。此时银行系统的派生存款总额为()万元。
A.3750
B.4286
C.5000
D.10000

【答案】 A
32、Passage 8
A.explosive growth
B.the reform of reverse mortgage market
C.little consideration to suitability
D.aggressive and improper marketing

【答案】 B
33、资料：The societal marketing concept questions whether the pure marketing concept overlooks possible conflicts between consumers short-run wants and consumer long-run welfare.Is a firm that satisfies the immediate needs and wants of target markets always doing what’s best for consumers in the long run？ The societal marketing concept holds that marketing strategy should deliver value to customers in a way that maintains or improves both the consumers and society’s well-being.
A.generates carbon dioxide emissions that contribute to global warming
B.produces healthy products with the “green” packages
C.is highly successful because it run against the society long-run interests
D.takes water from pristine lakes and snow-capped mountains

【答案】 A
34、联合国总部设在（ ）。
A.日内瓦
B.维也纳
C.瑞士
D.纽约

【答案】 D
35、Passage 2
A.It was challenged by some climate and risk experts
B.It aroused a lot of interest in the scientific circles
C.It was warmly received by environmentalists
D.It caused a big stir in developing countries

【答案】 A
36、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.translation
B.interpretation
C.exhibition
D.demonstration

【答案】 B
37、____their regular daytime job, many people do extra work in the evening.
A.Between
B.Beside
C.Besides
D.By

【答案】 C
38、资料：THOMAS WILSON
A.update
B.fix
C.innovate
D.furnish

【答案】 B
39、A scientist often reaches a dead end that leads to no alternatives in research and has to go back and determine if all the____made are true to how the world operates.
A.equations
B.principles
C.assumptions
D.theories

【答案】 C
40、An epigram is usually defined ___ a bright or witty thought that is briefly and ingeniously expressed.
A.as
B.as be
C.as been
D.to being

【答案】 A
41、甲做生意急需用钱，并与乙约定，乙借给甲10万元，甲将收藏的一件古董交给乙，若一年后如期还钱，乙就归还古董；若一年后未如期还钱，乙就出卖古董抵债。对此，甲与乙的关系属于（　　）。
A.抵押关系
B.质押关系
C.留置关系
D.侵权关系

【答案】 B
42、As they had run out of sugar, they used honey as a（n） ______ for it.
A.exchange
B.assistance
C.substitute
D.preference

【答案】 C
43、Passage 1
A.It reflected the existing big gap between the two economies
B.It neglected many important indicators of people's welfare
C.It covered up the differences between individual citizens
D.It failed to count in their difference in natural resources

【答案】 B
44、It is requested that an applicant whose undergraduate work is done at another institution（ ）two copies of undergraduate transcripts and degrees directly to the dean of the graduate school.
A.must send
B.send
C.are to send
D.need send

【答案】 B
45、某公司测算，若采用银行业务集中法，增设收账中心，可使公司应收账款平均余额由现在的800万元减至600万元，每年增加相关费用15万元。该公司年综合资金成本率为10%， 则（）。
A.该公司应采用银行业务集中法
B.该公司不应采用银行业务集中法
C.不应采用银行业务集中法而应采用邮政信箱法
D.无法确定

【答案】 A
46、 ( )是指企业在日常活动中形成的、会导致所有者权益增加的、与所有者投入资本无关的经济利益的总流入。
A.资产
B.收入
C.费用
D.利润

【答案】 B
47、当某一社会处于经济周期的萧条阶段时（　　）。
A.经济的生产能力增加，因而存货增加
B.总需求逐渐增长
C.总需求少于总供给
D.总需求超过总供给

【答案】 C
48、德鲁克认为，建立管理结构时必须满足三个条件。下列不属于他所说的条件的是（　　）。
A.管理结构在组织上必须以绩效为目标
B.组织结构必须尽可能包含最少的管理层级
C.组织结构必须能培育和检验未来的高层管理者，设计最便捷的指挥链
D.组织结构必须考虑环境因素的影响

【答案】 D
49、Let's face it.Gardening fanatics like nothing better than to have their hands stuck in the soil or to be trimming,pruning,or harvesting the fruits of their labors.But for once,here is an obsession which benefits the whole community by beautifying the environment and producing cooler,more fragrant,and cleaner air.To recognize that fact,the Tampa City Council has decided to award generous prizes to the most beautiful displays this spring.
A.February 12
B.April 25
C.June 1
D.August 3

【答案】 C
50、“Tommy,run!Be quick!The house is on fire!”the mother shouted,with（　　）clearly in her voice.
A.anger
B.rudeness
C.Regret
D.panic

【答案】 D
51、南京大屠杀发生于（　　）。
A.1935年12月13日
B.1937年12月13日
C.1936年12月13 日
D.1938年12月13 日

【答案】 B
52、宋朝著名的女词人在她的作品《醉花阴》中写道“东篱把酒黄昏后，有暗香盈袖，莫道不消魂，帘卷西风，人比黄花瘦。”请问这个女词人是（　　）。
A.朱淑真
B.李清照
C.卓文君
D.花蕊夫人

【答案】 B
53、投资银行最本源、最基础的业务活动不包括（ ）。
A.证券发行与承销业务
B.证券经纪与交易
C.承销业务
D.风险投资

【答案】 D
54、在同业拆借市场交易的是（ ）。
A.法定存款准备金
B.超额准备金
C.库存现金
D.原始存款

【答案】 B
55、Recently,Xiangning started to communicate with Mike,the contact person of Monsell.
A.single
B.individual
C.former
D.savings

【答案】 B
56、Passage3
A.the rules for dinner time are not strict
B.dinner is always at six in the evening
C.a family offers food only at four in the afternoon
D.people usually invite their guests to dinner later in the evening

【答案】 A
57、My major and working experience ______this position.
A.provide me the qualification for
B.support me qualified with
C.make me qualified for
D.qualified myself with

【答案】 C
58、 ( )主管全国的会计工作。
A.中国人民银行总行
B.国务院
C.国务院财政部门
D.全国人民代表大会

【答案】 C
59、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.Long term financing to help employees
B.Employee purchase programs and discount cards
C.Pay off college loans
D.Budgeting software and company matched savings plans

【答案】 A
60、下列说法不正确的是（ ）。
A.孔子是儒家创始人，核心是“仁”
B.庄子是道家代表，代表作是《道德经》
C.韩非是法家思想的集大成者
D.朱熹是理学的重要代表，著有《四书集注》

【答案】 B
61、 下列投资决策方法中，适用于原始投资不同、特别是项目计算期也不同的方法是（　　）。
A.净现值法
B.净现值率法
C.差额内部收益率法
D.年等额净回收额法

【答案】 D
62、We all convinced that the project was（　　）.
A.fertile
B.inevitable
C.inherent
D.feasible

【答案】 D
63、资料：Memo
A.It is the most expensive book on the list
B.It is written on the same topic as is Ms.Karl’s book
C.It first appeared on the list three weeks ago
D.It has fallen in popularity since last week

【答案】 D
64、资料：Some companies are more creative in their use of history than others. HSBC’s History Wall, a striking art installation at the bank’s London headquarters, is made up of 3,743 images drawn from the bank’s archives and arranged in chronological order.
A.It strengthens the company’s relations with customers and employees
B.For carmakers, they can overhaul old designs for the modern era
C.It can help companies to become the most profitable in the market
D.It can give companies ideas for new products

【答案】 C
65、下列原始凭证中属于外来原始凭证的是（　　）。
A.购货发票
B.入库单
C.提货单
D.领料单

【答案】 A
66、1978年中共十一届三中全会作出的战略决策是（　　）。
A.批判了“两个凡是”的错误方针，充分肯定了必须完整地、准确地掌握毛泽东思想的科学体系
B.高度评价了关于真理标准问题的讨论，确定了解放思想、开动脑筋、实事求是、团结一致向前看的指导方针
C.果断地停止了使用“以阶级斗争为纲”的错误口号，把工作重点转移到社会主义现代化建设上来
D.提出了健全社会主义民主和加强社会主义法制的任务

【答案】 C
67、资料：之后，经济学家Mr.V发表了关于一些新名词的感悟，请根据下列资料回答问题。
A.Globalization is a business strategy that means doing everything the same everywhere
B.Globalization is a shift in traditional patterns of international production, investment, and trade
C.Globalization is interconnections between different interests of business and society
D.Globalization is the absence of borders and barriers to trade between nations

【答案】 C
68、注册会计师应当进行应付账款函证的情况不包括（ ）。
A.控制风险较高
B.应付账款明细账户金额较大
C.应付账款在全部负债中所占的比重较大
D.被审计单位处于财务困难阶段

【答案】 C
69、同时同地，一根长1米的标杆的影长0.6米，一名修理工要爬至48米高的电视塔上修理设备，他竖直方向爬行的速度为0.4米/秒，则此人的影子移动的速度为（　　）米每秒。
A.0.56
B.0.24
C.0.48
D.0.36

【答案】 B
70、为刺激经济复苏，美国将把接近于零的联邦基金利率延续到（ ）年底。
A.2014
B.2015
C.2016
D.2017

【答案】 A
71、下列哪种结算工具适用于同城或异地企业单位根据购销合同先发货后延期付款的结算？（）
A.银行汇票
B.商业汇票
C.银行本票
D.支票

【答案】 B
72、资料：Native ads - or ads that take on the look and feel of the content surrounding them - are taking over digital advertising.
A.The rise of compound annual growth rate
B.The rise of social platforms
C.The rise of sponsored content
D.The rise of publisher websites

【答案】 B
73、2012年GDP增速目标为（ ）；全年CPI控制在4%。
A.7. 5%
B.7. 8%
C.7.6%
D.8%

【答案】 A
74、There is an increasing（　　）to make movies describing violence.
A.strength
B.direction
C.tradition
D.Trend

【答案】 D
75、The chairman of the board（　　）on me the unpleasant job of dismissing good workers the firm can no longer afford to employ.
A.compelled
B.posed
C.pressed
D.tempted

【答案】 C
76、 年末某企业流动资产总额为2 000万元，总资产为8 000万元。存货1 000万元，流动负债500万元。那么，该企业的流动比率是（　　）。
A.25％
B.10％
C.4
D.2

【答案】 C
77、资料：Native ads - or ads that take on the look and feel of the content surrounding them - are taking over digital advertising.
A.The dominance of social platforms
B.The dominance of the digital advertising
C.The introduction of new programmatic technologies
D.Publishers and advertisers can now scale native campaigns easily

【答案】 B
78、秦九韶是我国古代著名的数学家，下列属于其作品的是（　　）。
A.《海岛算经》
B.