2019-2025年银行招聘之银行招聘综合知识每日一练试卷B卷含答案.docx

2019-2025年银行招聘之银行招聘综合知识每日一练试卷B卷含答案

单选题（共600题）
1、下列哪项不属于20世纪的四大发明？（　　）
A.计算机
B.原子能
C.打印机
D.半导体

【答案】 C
2、Players must not ____raise the ball from a hit except for a shot at goal.
A.intentionally
B.shyly
C.timidly
D.unwillingly

【答案】 A
3、乘火车从甲城到乙城，原来需要10.14小时，1998年第一次提速30%，1999年第二次提速30%，2000年提速20%，三次提速后，从甲城到乙城需要（　　）
A.4.5
B.5
C.6
D.8.2

【答案】 B
4、 甲公司应收乙公司贷款800万元。经磋商，双方同意按600万元结清该笔贷款，甲公司已经为该笔贷款累计提了100万元坏账准备。在债务重组日，该事项对甲公司和乙公司的影响分别为（　　）。
A.甲公司资本公积减少200万元，乙公司资本公积增加200万元
B.甲公司营业外支出增加100万元，乙公司资本公积增加200万元
C.甲公司营业外支出增加100万元.乙公司营业外收入增加200万元
D.甲公司营业外支出增加200万元，乙公司营业外收入增加200万元

【答案】 C
5、It was because she was too inexperienced_she didn’t know how to deal with thesituation.
A.so that
B.that
C.that is why
D.so

【答案】 B
6、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.
A.Its conclusions are based on carefully collected data
B.It is vulnerable to criticism if the statistics are closely examined
C.It will give rise to heated discussions at the Copenhagen conference
D.Its rough estimates are meant to draw the attention of world leaders

【答案】 D
7、信用是（　　）。
A.买卖关系
B.赠予行为
C.救济行为
D.借贷关系

【答案】 D
8、The museum contains several____works of Renaissance art, including two paintings by Raphael, one by Durer, one by Titian, and an early sketch by Tintoretto.
A.useless
B.priceless
C.valueless
D.worthless

【答案】 B
9、国家税务总局近日印发通知，要求全国税务系统贯彻落实好各项减税降费政策，确保企业和人民群众有实实在在的获得感，提振市场信心，促进经济实现高质量发展。据介绍，国家税务总局专门设立（　　），负责集中受理和协调解决中小微企业涉税诉求。通知要求，各省税务机关也要指定专门部门、安排专人负责中小微企业服务工作。2019年上半年，国家税务总局将以小微企业普惠性减税等政策落实情况为重点，组织开展减税降费工作督导。
A.小微企业咨询点
B.小微企业办事中心
C.小微企业服务处
D.小微企业优惠中心

【答案】 C
10、Drade Technologies has responded ____ to our proposal for its new advertising campaign.
A.favorable
B.favoring
C.favorably
D.favorite

【答案】 C
11、下列哪一个选项不属于我国宪法规定的公民政治自由？（　　）
A.结社
B.罢工
C.言论
D.出版

【答案】 B
12、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies’ fashion-wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10.
A.Slightly critical
B.Unbiased
C.Paradoxical
D.Fully supportive

【答案】 D
13、____ just six months ago, Finson’s Grill has quickly become one of the most popular restaurants in Detion.
A.Opened
B.Had been opening
C.Been opened
D.To open

【答案】 A
14、You can send and retrieve___many files as you want to a message-up to 1MB（1024K） of attachments.
A.too
B.such
C.so
D.as

【答案】 D
15、Each man and woman must sign ______ full names before entering the examination room.
A.his
B.her
C.their
D.one’s

【答案】 C
16、The sudden heavy rain（　　）our holiday plan.
A.damaged
B.destroyed
C.sabotaged
D.spoiled

【答案】 D
17、下列属于完全垄断的行业是（ ）。
A.商业银行
B.通信企业
C.汽车、石油、天然气
D.公共事业

【答案】 D
18、《巴塞尔资本协议》规定了银行的资本充足率必须（ ）。
A.≥12%
B.≥10%
C.≥8%
D.≥4%

【答案】 C
19、下列说法错误的是（　　）。
A.热水管往往比冷水管先被冻裂
B.高尔夫球上的微凹坑使作用于球上的空气阻力减小
C.自燃是由于材料内部的氧化使得材料的热量增加而引起的
D.材料能够燃烧是由于可燃材料富含一种叫“燃素”的物质

【答案】 D
20、分贝是用来表示声音强弱的单位，根据我国城市环境噪声标准规定，以居住、文教机关为主的区域为一类区，适用这一类区的环境噪声标准是（）。
A.白天55分贝，夜间40分贝
B.白天55分贝，夜间45分贝
C.白天60分贝，夜间50分贝
D.白天60分贝，夜间55分贝

【答案】 B
21、Should UK depositors lose money, the government would have to decide whether to____for it directly.
A.notify
B.compensate
C.overlook
D.trigger

【答案】 B
22、某国某年的出口额为200亿美元，进口额为130亿美元，则该国该年的贸易差额为（　　）。
A.贸易赤字70亿美元
B.贸易顺差70亿美元
C.贸易逆差70亿美元
D.人超70亿美元

【答案】 B
23、红娘最早成名是在王实甫的（　　）。
A.《西厢记》
B.《小桃红》
C.《滚绣球》
D.《桃花亭》

【答案】 A
24、资料：Did your child's brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the University of Missouri-Columbia. The study found that when students return to school after a long summer vacation, they've lost one to three months worth of learning.
A.Doing some special planning to have math-related activities
B.Signing up for programs like “Shakespeare’s Theater”
C.Having less reading activities over the summer
D.Going to the libraries more often

【答案】 A
25、 王某见自己的女友遭两个流氓调戏，前去制止，却反遭流氓攻击，王某便立即进行反击。此时，便衣民警李某赶到，未来得及表明自己的身份即迅速抓住王某以制止殴斗。王某视李某为流氓团伙，随即拔刀将李某刺成重伤。王某的行为属于（　　）。
A.故意伤害
B.过失伤害
C.正当防卫
D.假想防卫

【答案】 D
26、资料：Why is Salt Bad for You?
A.had a high blood pressure
B.ate too much
C.had a cold and a sore throat
D.was sensitive to salt

【答案】 C
27、 甲在商场柜台边捡到一个钱包，内装人民币6000元，送交给该商场保卫科负责人乙．乙将此款据为己有。乙的行为构成（　　）。
A.侵占罪
B.挪用公款罪
C.贪污罪
D.巨额财产来源不明罪

【答案】 A
28、对于财产清査结果的处理，国家会计制度和单位内部会计控制制度都有规定和要求，下列各项中，未作明确规定的是（ ）。
A.分析产生差异的原因和性质，提出处理建议
B.积极处理多余积压财产，清理往来款项
C.落实经济责任，表彰先进
D.及时调整账簿记录，保证账实相符

【答案】 C
29、资料：How did Tencent take WeChat so far ahead of its rivals? The answer lies partly in the peculiarities of the local market. Unlike most Westerners, many Chinese possessed multiple mobile devices, and they quickly took to an app that offered then an easy way to integrate them all into a single digital identity. In America messaging apps had a potent competitor in the form of basic mobile-phone plans, which bundied in SMS messaging. But text messages were costly in China, so consumers eagerly adopted free messaging app. And e-mail never took off on the mainland the way it has around the world, mainly because the internet came late; that left an opening for messaging apps.
A.team of PC insiders invented weixin for Tencent
B.team of outsiders acquired by Tencent invented Weixin
C.Tencent asked the QQ insiders team to create a product
D.Tencent copied a pioneering Israeli messaging service

【答案】 B
30、 银行会计年度是指( )。
A.公历上年2月1日至本年12月31日
B.公历1月1日至12月20日
C.公历上年12月31日至本年12月31日
D.公历1月1日至12月31日

【答案】 D
31、 商业银行根据业务需要可以在境内外设立分支机构，并应当按照规定拨付与其经营规模相适应的营运资金额。拨付各分支机构营运资金额的总和，不得超过总行资本金总额的（　　）。
A.30％
B.40％
C.50％
D.60％

【答案】 D
32、激光器通常由（ ）组成。
A.工作物质、谐振腔、激光源
B.工作物质、谐振腔、光源
C.工作物质、激光源、发射器
D.谐振腔、激光源、发射器

【答案】 C
33、Starting with the______that there is life on the planet Mars, the scientist went on to develop his argument.
A.foundation
B.presentation
C.premise
D.pretext

【答案】 C
34、资料：Actually, any sale is a gift until you get paid. But exporters are especially concerned, since their buyers might be 10,000 miles away！
A.Cynical
B.Subjective
C.Critical
D.Objective

【答案】 B
35、She often has difficulty expressing her needs, desires and______.
A.preparations
B.presences
C.presentations
D.preferences

【答案】 D
36、某家庭2000年总收入为10万元人民币，2012年时，该家庭的总收入增加至38万元人民币，根据恩格尔定律，与2000年相比，2012年该家庭用于食品的支出在家庭总收入中的比重（　　）。
A.保持不变
B.将会下降
C.将会增长
D.无从判断

【答案】 B
37、资料：Your Company Logo and Contact Information
A.the transfer of key staff
B.an extensive survey of all employees
C.the help of Jamine Anson
D.some meeting with the staff of Plant Operations

【答案】 A
38、Two years ago,Rupert Murdoch’s daughter,Elisabeth,spoke of the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance that the only"sorting mechanism"in society should be profit and the market.But"it's us,human beings,we the people who create the society we want,not profit".
A.the consequences of the current sorting mechanism
B.Companies’financial loss due to immoral practices
C.governmental ineffectiveness on moral issues
D.the wide misuse of integrity among institutions

【答案】 A
39、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies’ fashion-wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10.
A.Slightly critical
B.Unbiased
C.Paradoxical
D.Fully supportive

【答案】 D
40、资料：THOMAS WILSON
A.Provide support to the investment banking group VP
B.Answer telephone
C.Maintain calendars
D.Assist visitors

【答案】 D
41、____ you return after the rental counter closes for the evening, place your vehicle’s keys in the night return slot.
A.Because of
B.As a consequence
C.In the event that
D.Prior to

【答案】 C
42、You can find it in our____brochure, along with some of our other models.
A.last
B.late
C.lately
D.latest

【答案】 D
43、政府的财政收入政策通过（ ）因素对国民收人产生影响。
A.政府转移支付
B.政府购买
C.消费支出
D.出口

【答案】 C
44、The detective（　　）the solving of this case to an anonymous phone call the police received a few hours before the arrest took place.
A.accused
B.presented
C.attributed
D.disapproved

【答案】 C
45、实收资本10000万元，资本公积500万元，盈余公积150万元，未分配利润400万元，则留存收益为（　　）万元。
A.1050
B.650
C.550
D.11550

【答案】 C
46、（）将引起美元对日元贬值。
A.美国的货币供给增加
B.美国的利率上升
C.日本的利率下降
D.日本从美国的进口增加

【答案】 A
47、资料：Talk about Christmas in July. Carrie Rocha has already started her holiday shopping. “A few weeks back I picked up a $60 toy for $4, and, truth be told, I picked up a whole lot more than that,” she wrote in an email. “I spent about $80 total and got $350+ in toys.”
A.those with abundant money to waste
B.those common people who give others presents during holidays
C.those who never celebrate festivities and have no relatives
D.those under stress from both work and life

【答案】 B
48、It's the paintings in Louvre______Da Vinci worked on for years______have become a fascination to people from all over the world.
A.where; that
B.that; when
C.that; that
D.where; when

【答案】 C
49、Two years ago,Rupert Murdoch’s daughter,Elisabeth,spoke of the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance that the only"sorting mechanism"in society should be profit and the market.But"it's us,human beings,we the people who create the society we want,not profit".
A.The quality of writings is of primary importance
B.mmon humanity is central to news reporting
C.Moral awareness matters in editing a newspaper
D.Journalists need stricter industrial regulations

【答案】 C
50、下列说法不正确的是（ ）。
A.舞低杨柳楼心月——柳永
B.两情若是久长时——秦观
C.此情无计可消除——李清照
D.可惜流年、忧愁风雨——辛弃疾

【答案】 A
51、（　　）the wealth of the country increases,more waste will be produced.
A.With
B.As
C.For
D.Since

【答案】 B
52、“一个中心、两个基本点”的本质是（　　）。
A.发扬社会主义民主
B.建立社会主义制度
C.发展社会生产力
D.坚持党的正确领导

【答案】 C
53、资料：China's Fosun has offered to buy almost 17 percent of Millennium BCP, Portugal's largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date.
A.?197.3 million
B.?240.7 million
C.?438 million
D.?43.4 million

【答案】 C
54、Most of India’s coffee exports are restricted by an export ___ fixed under the ryles of the International Coffee Agreement.
A.census
B.stature
C.retribution
D.quota

【答案】 D
55、下列语句中没有语病的一项是（　　）。
A.参加这次关于基因治疗技术论坛的各界人士在论坛期间就基因技术发展方向、应用前景、普及等众多议题为期两天发表意见并进行了深入、广泛的交流。
B.一位领导表示，今年政府将会拨出专款用来改善棚户区居民的生活条件，尽量让所有人都能住上宽敞明亮的房子。
C.这种病毒虽然传播速度慢，但极易致死，如果不研发出相关疫苗，疫情会逐渐扩散，给整个社会带来不可估量的损失。
D.在政府的号召之下，K市数千名青年志愿者深入基层学雷锋活动，帮助老人们做家务，让他们不再那么孤单，无助。

【答案】 B
56、在1，2，3，……，2011中选数，若要保证选出的数字中任意两个数字的和都不能被3整除，最多可以选出（　　）个数。
A.3
B.671
C.672
D.673

【答案】 C
57、Passage 1
A.It is much better than that of their European counterparts
B.It has been on the decline ever since the turn of the century
C.It has not improved as much as reported by the Census Bureau
D.It has not been accurately assessed and reported since mid-2000s

【答案】 C
58、Coffee is the（ ）of this district and brings local farmers a lot of money。
A.majority
B.spice
C.staple
D.elite

【答案】 C
59、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
A.To keep clients’ data safe
B.To close down the poor services
C.To give up their data monopoly
D.To disclose their sources of profits

【答案】 C
60、The government has to try every means to______the rate of inflation.
A.bring back
B.bring down
C.bring forth
D.bring about

【答案】 B
61、若一国的财政收入比支出要少，则说明该国出现（　　）。
A.通货膨胀
B.金融危机
C.财政赤字
D.贸易赤字

【答案】 C
62、Passage 8
A.to help a wound to dry
B.to covers a rough surface
C.damages some of the small side branches
D.allows too many branches to grow in the middle

【答案】 B
63、IBM公司制造的“深蓝”计算机战胜了世界顶级国际象棋大师卡斯帕罗夫，这一事实表明（　　）。
A.电脑具有比人脑更高级的运动形式
B.电脑是物化了的人的意识，电脑战胜人脑，实质上是人类自己战胜自己
C.人脑的运动与电脑一样，归根到底是电子等物质粒子的运动
D.电脑和机器人也能进行某些实践活动

【答案】 B
64、下列各项中，不具有行政主体资格的是（ ）。
A.乡镇人民政府
B.公安派出所
C.街道办事处
D.公安局法制科

【答案】 D
65、____ analysts’ predictions, McKnight Electronic engineers were able to create a battery capable of lasting twice as long as previous models.
A.Nevertheless
B.Contrary to
C.Except
D.Provided that

【答案】 B
66、In the heart of Patagonia area, glaciers rise in the midst of mountain capes and alpine meadows, close enough to hike right up to and （ ）.
A.touched
B.touch
C.touching
D.being touched

【答案】 B
67、______Newton started to do experiments， he forgot about the time.
A.If
B.As
C.Once
D.When

【答案】 C
68、资料：（二）
A.the widows are pressured to lose their own names
B.the widows may be forced to leave their homes
C.the widows have misunderstood the reverse mortgage
D.the widows do not know what their long-desired things are

【答案】 B
69、利率是（ ）的价格。
A.货币资本
B.借贷资本
C.外来资本
D.银行资本

【答案】 B
70、 如果会计信息的省略或者错报会影响投资者等财务报告使用者据此作出决策的，该信息就具有( )。
A.可比性
B.可靠性
C.谨慎性
D.重要性

【答案】 D
71、资料：Native ads - or ads that take on the look and feel of the content surrounding them - are taking over digital advertising.
A.The dominance of social platforms
B.The dominance of the digital advertising
C.The introduction of new programmatic technologies
D.Publishers and advertisers can now scale native campaigns easily

【答案】 B
72、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.Revolutionary
B.Reliable
C.Salutary
D.Unassailable

【答案】 A
73、You would imagine that sleeping was a quiet and peaceful experience but in reality，our brains are more active during