2019-2025年银行招聘之银行招聘综合知识模考模拟试题(全优).docx

2019-2025年银行招聘之银行招聘综合知识模考模拟试题(全优)

单选题（共600题）
1、资料：The federal government on Wednesday recommended an endangered-species listing for the loggerhead turtles in U.S. Waters, a decision that could lead to tighter restrictions on fishing and other maritime trades.Environmental groups who’ d been pushing an endangered listing said the proposal was a “turning point”they hope will lead to greater turtle protections.
A.human activities have changed the way turtles survive
B.Efforts have been made to protect turtles from extinction
C.Marine biologists are looking for the secret of turtles’ reproduction
D.Government bureaucracy has contributed to decreasing number of turtles

【答案】 B
2、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)
A.It is important for robots to learn about the context so as to understand human emotions
B.Whether humanoids will have human emotions themselves still remains unclear
C.It is a stigma for robots to have different layers of human emotions
D.The nature of human emotions will hinder the development of humanoids

【答案】 A
3、在管理方格理论中，（9，1）对应的是（　　）领导方式。
A.团队性
B.任务型
C.乡村俱乐部型
D.中庸指导型

【答案】 B
4、 以下有关中国人民银行的性质，叙述错误的是（　　）。
A.中国人民银行是政府的银行
B.中国人民银行是有权发行货币及国家证券的银行
C.中国人民银行是银行的银行
D.中国人民银行属于企业单位，不属于国家机关

【答案】 D
5、Most of the time, we eat soft foods, so gradually our jaws stop growing to the full ______.
A.control
B.capacity
C.campaign
D.category

【答案】 B
6、Many species are in peril of extinction because of our destruction of their natural ____.
A.habitat
B.favor
C.hoop
D.circle

【答案】 A
7、太阳系的构成部分没有（ ）。
A.太阳
B.小行星
C.卫星
D.银河

【答案】 D
8、This well established leader in Worldwide Aviation Training is able to give you the best ______ training that meets your training needs， your budget and your time.
A.most
B.possible
C.kind
D.better

【答案】 B
9、 在会计核算中，资金运动的具体内容是通过在账簿中设置（　　）来反映的。
A.账户
B.会计科目
C.单元
D.内容

【答案】 A
10、某融资公司以经营不善为由拖欠张某的工资长达半年，根据《商业银行法》规定，若张某要求该公司的开户银行对该公司的存款进行（　　）的操作时，开户银行有权拒绝张某。
A.查询
B.冻结
C.他选项全部
D.扣划

【答案】 C
11、 下列各种情况，不需要进行全面财产清查的是（　　）。
A.更换仓库保管人员时
B.单位主要负责人调离工作时
C.企业股份改造时
D.企业改变隶属关系时

【答案】 A
12、 “手续费收入”属于( )类科目。
A.所有者权益
B.损益
C.资产
D.负债

【答案】 B
13、资料：Imagine you went to a restaurant with your girlfriend, had a burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how are you？ Mary is over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with another date and are on a diet that doesn’t include burgers.
A.Alexa is named after an ancient hero in Egypt
B.Alexa is installed in libraries
C.Alexa can provide all the necessary information about history
D.Alexa can provide more data to marketers than a cookie

【答案】 D
14、资料：It's so common to hear people say， “I’m stressed out，” almost as a badge of honor， as if this is a symptom only of our fast-paced modern life. But in her book， “Exhaustion： A History，”Anna Katharina Schaffner writes that the syndrome of mental exhaustion has existed almost since the beginning of human history.
A.A historical view was presented to prove that way of life nowadays is more harmful to human wellbeing than those inthe past
B.A historical view supports the idea that current states of exhaustion are quite common in western countries
C.A historical view challenges the idea that people should find time to relax infast-pacedV odern life
D.A historical view challenges the idea that we would have to return to the past to avoid mental exhaustion

【答案】 A
15、Passage 1
A.forecasts on the emerging economy have changed
B.the optimism of the IMF relies on its hopes for the rich world
C.the IMF believes GDP in Britain will grow by 2%
D.IMF’s forecasts on the world economy are always perfect

【答案】 C
16、 企业提供的会计信息应当能够反映其财务状况、经营成果和现金流量，以满足会计信息使用者的需要，属于( )的运用。
A.相关性原则
B.可比性原则
C.实质重于形式原则
D.客观性原则

【答案】 A
17、（　　）是指市场增长率低，而相对市场占有率高的产品。
A.金牛产品
B.瘦狗产品
C.明星产品
D.幼童产品

【答案】 A
18、柯达公司是世界上著名的影像产品及相关服务的生产和供应商。面对市场技术的不断革新，柯达公司满足现状没有及时进行技术更新，直到2003年，柯达才宣布全面进军数码产业。最终柯达公司陷入退市困境，体现了管理学中的（　　）。
A.二八法则
B.长板法则
C.青蛙法则
D.木桶法则

【答案】 C
19、范某以10万元从某商店购入标注为缅甸翡翠手镯一个，好友李某见后拿来欣赏，不慎将手镯打碎。经鉴定，手镯为赝品，市场价值为10元，该商店系知假卖假。下列范某请求中合法的是（　　）。
A.要求该商店赔偿20万元
B.要求该商店赔偿10万元
C.要求李某赔偿10万元
D.要求李某赔偿10元

【答案】 D
20、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments.
A.Task mastering students work on a teacher-assigned task
B.It involves four-person teams
C.Each student in the group acts as an “expert”
D.teacher-assigned task is divided into equal parts

【答案】 A
21、资料：（四）
A.It is fruitful without any doubt
B.It is better than their peers
C.It turns out to be a failure
D.It needs experimental evidence to prove its success

【答案】 D
22、The company’s production has been put on the right ______.
A.orbit
B.course
C.route
D.track

【答案】 D
23、下列叙述正确的是（ ）。
A.用高级程序语言编写的程序称为源程序
B.计算机能直接识别并执行用汇编语言编写的程序
C.机器语言编写的程序必须经过编译和连接后才能执行
D.机器语言编写的程序具有良好的可移植性

【答案】 A
24、资料：Business,academic and civic leaders in Cambridge have warned that one of Britain’s major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.
A.Because of the uncertainty
B.Because the economic slowdown after Britian leaving the EU
C.Because the increasing,difficulty of finding of finding a job in Britain
D.Because they may lose legal status after Brexit

【答案】 D
25、Store layout and merchandise presentation, as well as______,help shoppers find items more quickly.
A.to have appropriate signs
B.appropriate signs are necessary
C.with appropriate signs
D.appropriate signs

【答案】 D
26、资料：This exhibition brings together outstanding works from the earliest times to the present in a thematic arrangement that is fresh and unique.
A.The thematic arrangement makes wonders
B.Bronze making
C.Cultural exchanges
D.An unprecedented exhibition

【答案】 D
27、The only decent hotel in town had hung out a “Full House” sign, so their only choice （ ） at a small inn.
A.is to put up
B.has been to put up
C.will be put up
D.was to put up

【答案】 D
28、陕西未来将进一步加强交通基础设施建设，力争实现通村公路覆盖全部自然村。关于高速公路和通村公路，以下说法中正确的是（　　）。
A.均不属于公共产品，不具备非竞争性
B.均属于公共产品，具备非排他性
C.高速公路不属于公共产品，不具备非竞争性和非排他性
D.通村公路不属于公共产品，不具备非竞争性和非排他性

【答案】 B
29、 某商业银行正在进行《合同法》知识大赛，其中涉及借款合同，根据你对《合同法》的理解，下列关于借款合同的说法中正确的是（　　）。
A.订立借款合同时，贷款人不得要求借款人提供担保，除非借款人自愿提供担保
B.借款人不得在还款期限届满之前向贷款人申请展期，即使贷款人同意，也不可以展期
C.贷款人未按照约定的日期、数额提供借款，造成借款人损失的，应当赔偿损失，借款人未按照约定的日期、数额收取借款的，应当按照约定的日期、数额支付利息
D.借款人没有按照约定的借款用途使用借款的，贷款人可以停止发放借款，但不可以解除合同

【答案】 C
30、资料：The societal marketing concept questions whether the pure marketing concept overlooks possible conflicts between consumers short-run wants and consumer long-run welfare.Is a firm that satisfies the immediate needs and wants of target markets always doing what’s best for consumers in the long run？ The societal marketing concept holds that marketing strategy should deliver value to customers in a way that maintains or improves both the consumers and society’s well-being.
A.To introduce the flourishing bottled water industry
B.To explain about the societal marketing concept
C.To discuss environmental problems
D.To explain about the pure marketing concept

【答案】 B
31、Passage 3
A.adaptation
B.application
C.motivation
D.competition

【答案】 A
32、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.
A.Baidu has been cutting off their costs
B.Baidu's profit has fallen
C.Baidu's revenues have been falling
D.Baidu has been losing money

【答案】 B
33、第三届进口博览会首个网上海外路演推介会于2020年4月9日举行。借力网络，中国国际进口博览局和国家会展中心（上海）向（　　）海外商会组织的多家行业协会、上百家企业介绍了第三届进口博览会参展情况。
A.英国
B.德国
C.美国
D.法国

【答案】 B
34、资料：Did your child's brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the University of Missouri-Columbia. The study found that when students return to school after a long summer vacation, they've lost one to three months worth of learning.
A.Because the community have the libraries
B.Because at home the parents will make kids reading more
C.Because in summer vacation kids have more time in reading
D.Because community and home give kids more opportunities to read

【答案】 D
35、There are several____between our new photocopier and our old one: these include an advanced colour facility and a multitask option.
A.similar
B.similarly
C.similar to
D.similarities

【答案】 D
36、2013年2月18日，《国务院办公厅关于印发国民旅游休闲纲要（2013—2020年）的通知》发布，《纲要》明确提出到（ ）年职工带薪休假制度基本得到落实的目标。
A.2014
B.2015
C.2016
D.2020

【答案】 D
37、在Word 2003中，要选择一段文字，从文字开头处单击鼠标，再在这段文字的结尾处按（　　）键，同时按鼠标。
A.Ctrl
B.Shift
C.AIt
D.De1

【答案】 B
38、Recently,Xiangning started to communicate with Mike,the contact person of Monsell.
A.thanks to
B.as
C.according to
D.due to

【答案】 D
39、资料：With 55% of consumers' customer service interactions starting online and 63% of adults using their smartphone several times a month to seek customer service， your mobile customer service tactics are more important than ever.
A.Expectant
B.Letting the customers to do
C.Used to
D.Paying customs duties

【答案】 C
40、货币市场工具一般具有期限短、流动性强、对利率敏感等特点，有（）之誉。
A.货币
B.票据
C.基础货币
D.准货币

【答案】 D
41、Education has a value of consumption and its demand will depend on its own price，prices of other goods，and______income.
A.domestic
B.home
C.house
D.household

【答案】 D
42、央行中期借贷便利（MLF）和央行逆回购性质上属于（　　）。
A.中央银行再贷款
B.常备借贷便利操作
C.利率政策
D.公开市场业务操作

【答案】 D
43、Passage2
A.The waves would move him backwards
B.The water would choke him
C.He would immediately sink to the bottom
D.He would be exhausted or unconscious

【答案】 D
44、1，9，35，91，189，（　　）
A.361
B.341
C.321
D.302

【答案】 B
45、我国正式被批准成为世界贸易组织成员是在（ ）。
A.2001 年 11 月
B.2001 年 9 月
C.2001 年 10 月
D.2001 年 12 月

【答案】 A
46、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals, they'll simply never get done. And that means you won't make the progress that's really going to move your business forward.
A.How to manage your time well
B.How to overcome different challenges in the office
C.How to win competitions and get promotions
D.How to prevent distractions and focus on big issues

【答案】 A
47、中央银行可以通过以下哪项政策来收缩货币？（　　）
A.下调存款准备金率
B.从公开市场买进证券
C.上调再贴现率
D.增加财政支出

【答案】 C
48、This year, the figures are 27 percent and 53 percent ______.
A.respectively
B.respectly
C.respecting
D.respect

【答案】 A
49、陕西未来将进一步加强交通基础设施建设，力争实现通村公路覆盖全部自然村。关于高速公路和通村公路，以下说法中正确的是（　　）。
A.均不属于公共产品，不具备非竞争性
B.均属于公共产品，具备非排他性
C.高速公路不属于公共产品，不具备非竞争性和非排他性
D.通村公路不属于公共产品，不具备非竞争性和非排他性

【答案】 B
50、对高、中、低层管理人员的技能要求是有所区别的，按三种技能在其技能组成中的比重从大到小排列，对低层管理人员的技能要求应该是（　　）。
A.技术技能、人际技能、概念技能
B.人际技能、概念技能、技术技能
C.概念技能、人际技能、技术技能
D.概念技能、技术技能、人际技能

【答案】 A
51、Passage 2
A.Modern technology is what we can’t live without
B.Digital technology often falls short of our expectation
C.gital devices are more reliable than they used to be
D.GPS error is not the only cause for Ceely’s accident

【答案】 B
52、资料：It’s easy to trace the evolution of the automobile.At most，we’re only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.
A.Morpholoical and genetic studies helped scientists to trace unknown common ancestor of chimps and humans existed
B.Morphological and genetic studies determined exact species of common ancestor of chimps and humans existed
C.Genetic studies found hominid fossils to bridge the evolutionary progression from unknown common ancestor to modern humans
D.Morphological studies helped finding the famous East African fossils and set up an milestone in this field

【答案】 C
53、当某一社会处于经济周期的萧条阶段时（　　）。
A.经济的生产能力增加，因而存货增加
B.总需求逐渐增长
C.总需求少于总供给
D.总需求超过总供给

【答案】 C
54、远期汇率的期限一般为（ ）个月。
A.1～6
B.3～9
C.6～9
D.6～12

【答案】 A
55、MUN, which ___ Model United Nations, is a conference that provides students all over the world with the opportunity to experience what it’s like to be in the United Nations.
A.stand by
B.stands for
C.stand up
D.stand out

【答案】 B
56、 The majority researcher tend to use the methods which are______or consistent with their prior work.
A.feasible
B.probable
C.possible
D.capable

【答案】 A
57、 企业事业单位可以自主选择银行开立的用于日常转账结算与现金收付的账户是（　　）。
A.一般存款账户
B.临时存款账户
C.专用存款账户
D.基本存款账户

【答案】 D
58、资料：之后，经济学家Mr.U与你讨论了一些潜在的问题，请根据下列资料回答问题。
A.It is music studio
B.It is an advertising agency
C.It is a high-street music retailer
D.It is a consulting firm

【答案】 C
59、 There's an______food shortage and many farmers will miss the winter cropping season.
A.enormous
B.immense
C.acute
D.urgent

【答案】 C
60、Paper straws might be a hard sell for boba tea shops，but the sudden demand for them is only increasing as plastic straw bans______。
A.multiply
B.occupy
C.divide
D.apply

【答案】 A
61、证券投资基金体现当事人之间的()
A.产权关系
B.债权关系
C.保证关系

【答案】 C
62、2020年4月14日，国际货币基金组织（IMF）发布最新一期《世界经济展望报告》称，受新冠肺炎疫情冲击，2020年全球经济预计萎缩3%，为（　　）以来最严重的经济衰退。
A.二战时期
B.20世纪30年代大萧条
C.21世纪初世界经济危机
D.1987年黑色星期一

【答案】 B
63、证券发行是指证券发行人以筹集资金为目的，在证券发行市场依法向投资者以同一条件出售证券的行为。证券发行分为公开发行和非公开发行。如果某机构发行者将证券面向少数特定的投资者发行的方式称为（　　）。
A.机构发行
B.有限发行
C.私募发行
D.公募发行

【答案】 C
64、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims， the first step is to present the warranty， or any other records which might help. at the store of purchase. In most cases，this action will produce results. However， if it does not， there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general， the “higher up” his or her complaint， the faster he or she can expect it