2025年银行招聘之银行招聘综合知识自测模拟预测题库(名校卷).docx

2025年银行招聘之银行招聘综合知识自测模拟预测题库(名校卷)

单选题（共600题）
1、属于典型的负外部性例子的是（ ）。
A.汽车尾气
B.海上灯塔
C.企业对资源的配置
D.义务教育

【答案】 A
2、2020年4月29日，中共中央政治局委员会召开会议，会议指出，党中央研究确定了支持湖北省经济社会发展（　　），从财政税收、金融信贷、投资外贸等方面明确了具体措施。
A.全包全揽计划
B.加速加快发展
C.一揽子政策
D.一省带一市

【答案】 C
3、It's the paintings in Louvre______Da Vinci worked on for years______have become a fascination to people from all over the world.
A.where; that
B.that; when
C.that; that
D.where; when

【答案】 C
4、Is not fair that you come home after a bad day at work and（　　）your wife and children.
A.take it out on
B.take on it with
C.take out on
D.take out it on

【答案】 A
5、Group-thinking occurs when people are either isolated from crucial sources of information or______by other members of the group， some of whom may have bad intent.
A.occupied
B.presided
C.operated
D.dominated

【答案】 D
6、They failed to pass the exam last time.I regretted（　　）.
A.to be not able to help
B.being unable to help
C.being able to helping
D.not be able to help

【答案】 B
7、债券的发行价格与市场利率、债券收益率有直接的关系，若市场利率低于债券收益率时。债券为（　　）发行。
A.溢价
B.折价
C.平价
D.时价

【答案】 A
8、资料：Are walkers smarter than drivers?
A.They put forward proposals for using public transportation rather than private cars
B.They realize their parents' dream of moving to cities
C.Their workforce leads to cities with higher GDP and educational levels
D.They contribute to cities' educational industry

【答案】 C
9、历史上没有出现过的金属货币制度是（　　）。
A.金本位
B.银本位
C.金汇兑本位
D.布雷顿森林体系

【答案】 D
10、（　　）是使得全球各地外汇市场的汇率保持一致的主要因素。
A.套汇活动
B.国际贸易
C.开放经济
D.资金流动

【答案】 A
11、马克思主义政治经济学研究的出发点是（　　）。
A.生产力
B.生产关系
C.物质资料生产活动
D.经济规律

【答案】 C
12、下列关于自然失业率的说法中，错误的是（　　）。
A.经济波动会导致自然失业率的变动
B.失业津贴延长会降低自然失业率
C.就职率升高会降低自然失业率
D.自然失业率与部门转移正相关

【答案】 B
13、 下列属于反映企业财务状况的会计要素是（　　）。
A.收人
B.所有者权益
C.费用
D.利润

【答案】 B
14、假设系统的当前日期为2011年4月11日，当前的时间为上午9点10分，在工作表的某活动单元格中输入一NOW（　　），在未对该单元格日期和时间格式进行特殊设置的情况下，回车后该单元格的显示结果为（　　）。
A.只有系统的当前日期
B.只有系统的当前时间
C.既有系统的当前日期，又有系统的当前时间
D.什么内容也没有

【答案】 C
15、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.
A.World Bank and the Asian Development Bank emphasize more on poverty reduction than Asian Infrastructure Investment Bank does
B.The Asian Infrastructure Investment Bank will be devoted to improve develpomengt in Asia
C.The Asian Infrastructure Investment Bank will work together with the World Bank, the Asian Development Bank and the European Bank for Reconstruction and Development
D.The Asian Infrastructure Investment Bank will pose a challenge to the United States

【答案】 D
16、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.Increase the amount of hop flower added
B.Find different varieties of hop flower and produce new flavors
C.Join Hopsteiner and other big hops companies
D.Change their labels frequently

【答案】 B
17、 下列关于对账的表述，不正确的是（　　）。
A.建立健全对账制度。有利于提高会计核算质量
B.对账的内容包括账证核对、账账核对、账实核对、账表核对
C.账证核对是指账簿记录与原始凭证、记账凭证的核对
D.账实核对是指各项财产物资的账面数与实有数之间的核对

【答案】 B
18、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.introduce a new course to students
B.help students learn about investment
C.teach how to apply for a credit card
D.encourage students’personal savings

【答案】 B
19、下列不属于营业收入的可靠性分析的是（　　）。
A.营业收入的现金含量分析
B.营业收入的品种结构分析
C.营业收入的真实性与确认时间合理性分析
D.关联交易分析

【答案】 B
20、 证券公司为客户融券交易属于（　　）。
A.内幕交易
B.操纵市场
C.欺诈客户
D.信用交易

【答案】 D
21、The ______ to build up space stations on the Mars is, if we cannot say it is impossible, at least very hard to fulfill.
A.admiration
B.ambition
C.administration
D.orientation

【答案】 B
22、公文区别于其他类别文章的主要之处是（　　）。
A.公文形成的主体是国家机关及其他社会组织
B.公文形成的条件是行使职权和实施管理
C.公文是具有法定效用与规范格式的文件
D.公文是办理公务的重要工具之一

【答案】 C
23、（　　）he did was right.So everyone believed in him.
A.What
B.Whatever
C.How
D.When

【答案】 B
24、2020年3月10日国家主席习近平专门赴湖北省武汉市考察疫情防控工作。他强调，经过艰苦努力，湖北和武汉疫情防控形势发生积极向好变化，取得阶段性重要成果，但疫情防控任务依然艰巨繁重。越是在这个时候，越是要保持头脑清醒，越是要慎终如始，越是要再接再厉、善作善成，继续把（　　）作为当前头等大事和最重要的工作。
A.疫情防控
B.疫情监管
C.疫情防治
D.疫情管理

【答案】 A
25、多媒体处理的信息是（ ）。
A.模拟信号
B.数字化信息
C.电视信息
D.网络信息

【答案】 B
26、Passage 3
A.Using too much packaging
B.Recycling too many wastes
C.Having more material than is needed
D.Making more products than necessary

【答案】 C
27、A master of watercolor was John Marin,______used the medium to portray the city as a mighty organism.
A.he
B.who
C.his
D.which

【答案】 B
28、资料：How did Tencent take WeChat so far ahead of its rivals? The answer lies partly in the peculiarities of the local market. Unlike most Westerners, many Chinese possessed multiple mobile devices, and they quickly took to an app that offered then an easy way to integrate them all into a single digital identity. In America messaging apps had a potent competitor in the form of basic mobile-phone plans, which bundied in SMS messaging. But text messages were costly in China, so consumers eagerly adopted free messaging app. And e-mail never took off on the mainland the way it has around the world, mainly because the internet came late; that left an opening for messaging apps.
A.QQ’s strong user base
B.the lack of competitors
C.local market opportunity and innovation
D.all of the above

【答案】 C
29、小王开车上班，原计划按均速50千米/小时的速度可准时到单位，由于堵车，在行驶到2/3的路程时，他发现之前均速只有40千米/小时，如果他不想上班迟到，余下的路程他至少要达到均速（　　）千米/小时。
A.60
B.80
C.100
D.120

【答案】 B
30、I have been looking____your kind reply.
A.out for
B.down on
C.in on
D.forward to

【答案】 D
31、 在结账以前，如果发现账簿记录有错误，而记账凭证没有错误，仅属于记账时文字或数字上的笔误，应采用( )。
A.蓝字更正法
B.红字更正法
C.补充登记法
D.划线更正法

【答案】 D
32、下列属于时点数列的有（ ）。
A.某工业企业历年利税总额
B.某高校历年招生人数
C.某金融机构历年贷款总额
D.某地区历年年末生猪存栏头数

【答案】 D
33、The news that they failed their driving test discouraged him，（ ）？
A.did they
B.didn't they
C.did it
D.didn't it

【答案】 D
34、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Unbiased
B.Slightly critical
C.Fully supportive
D.Paradoxical

【答案】 B
35、绩效评价中运用的评价标准属于比较法的是（　　）。
A.等级择一法
B.行为锚定量表法
C.排序法
D.行为对照表法

【答案】 C
36、现代管理活动是一种具有广泛、复杂联系的社会活动，是一种多规律共同起作用的有机统一的活动，因此，在管理过程中应（ ）。
A.选择其中的一种方法
B.运用其中的几种方法
C.结合实际综合运用各种管理方法
D.运用所有管理方法

【答案】 C
37、下列说法不正确的是（ ）。
A.舞低杨柳楼心月——柳永
B.两情若是久长时——秦观
C.此情无计可消除——李清照
D.可惜流年、忧愁风雨——辛弃疾

【答案】 A
38、资料：之后，经济学家Mr.V发表了关于一些新名词的感悟，请根据下列资料回答问题。
A.what globalization means for businesses
B.how definitions differ from each other
C.how businesses go “global”
D.the definition of the term “globalization”

【答案】 C
39、The chipmunk （金花鼠） builds its nest in either an underground burrow______.
A.in a hollow limb
B.or a hollow limb
C.builds in a hollow limb
D.by a hollow limb

【答案】 B
40、When Monte broke the glass,he tried to put the（　　）back together.
A.fragments
B.pieces
C.bits
D.slices

【答案】 A
41、以下哪一组织形式不属于国际经济一体化组织？（ ）
A.自由贸易区
B.关税同盟
C.共同市场
D.北约

【答案】 D
42、某单位组织130名员工去参观自然博物馆，某运输公司有两种车辆可供选择：
A.525
B.530
C.545
D.585

【答案】 A
43、资料：How did Tencent take WeChat so far ahead of its rivals? The answer lies partly in the peculiarities of the local market. Unlike most Westerners, many Chinese possessed multiple mobile devices, and they quickly took to an app that offered then an easy way to integrate them all into a single digital identity. In America messaging apps had a potent competitor in the form of basic mobile-phone plans, which bundied in SMS messaging. But text messages were costly in China, so consumers eagerly adopted free messaging app. And e-mail never took off on the mainland the way it has around the world, mainly because the internet came late; that left an opening for messaging apps.
A.Users are increasing to form groups
B.It caused people to send money in random amounts
C.The gift-giving process became an exciting game
D.It changed the way Chinese people send each other gifts

【答案】 D
44、There are several____between our new photocopier and our old one: these include an advanced colour facility and a multitask option.
A.similar
B.similarly
C.similar to
D.similarities

【答案】 D
45、 下列关于运人行进行核算的会计分录，正确的是（　）。
A.借：银行存款 　　贷：分行辖内往来
B.借：现金 　　贷：分行辖内往来
C.借：分行辖内往来 　　贷：现金
D.借：分行辖内往来 　　贷：银行存款

【答案】 B
46、金融风险的高杠杆性表现为（ ）。
A.金融机构的资产负债率低
B.金融机构的注册资本金要求高
C.金融体系的风险传染快
D.衍生金融工具以小搏大

【答案】 D
47、最广义的投资银行定义是指（ ）。
A.任何经营华尔街金融业务的银行
B.指经营一部分或者全部资本市场业务的金融机构
C.投资银行是指经营资本市场某些业务的金融机构
D.在一级市场上承销证券筹集资本和在二级市场上交易证券的金融机构

【答案】 A
48、价格变动影响对总收益的影响取决于（　　）。
A.需求收入弹性
B.供给数量弹性
C.供给价格弹性
D.需求价格弹性

【答案】 D
49、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.
A.New York
B.London
C.Chicago
D.Frankfurt

【答案】 C
50、下列关于我国的公司债说法错误的是（ ）。
A.公司债的风险与公司本身的经营状况直接相关，风险比国债要高
B.我国的公司债范围是广义上的，包括了企业债与金融债
C.我国公司债的发行和交易依据《公司法》与《证券法》有关规定
D.我国公司债发行和交易的监管机构为中国证监会

【答案】 B
51、下列处理属于无损压缩的是（ ）。
A.将BMP文件压缩为文件
B.用WinZip软件压缩文件
C.将电影制作成VCD
D.将电影制作成DVD

【答案】 B
52、As ___, I think business English is more practical than other courses.
A.an International Business student major
B.an International Business major
C.a International Business student major
D.an International Business major student

【答案】 D
53、Passage 7
A.No particular reasons
B.For a better reputation
C.For the social equality
D.As the law said

【答案】 C
54、打开Word文档一般是指（ ）。
A.把文档的内容从内存中读出并显示出来
B.把文档的内容从磁盘调人内存并显示出来
C.为打开的文档开设一个新的空的文档窗口
D.显乐并打印文档的内容

【答案】 B
55、九华山是安徽“两山一湖”（黄山、九华山、太平湖）黄金旅游区的北部主入口、主景区。九华山是中国（ ）教四大名山之一。
A.道
B.佛
C.伊斯兰
D.基督

【答案】 B
56、下列叙述中，正确的是（ ）。
A.高级语言编写的程序的可移植性差
B.机器语言就是汇编语言，无非是名称不同而巳
C.指令是由一串二进制数(0和1)组成的
D.由机器语言编写的程序可读性好

【答案】 C
57、It was because she was too inexperienced_she didn’t know how to deal with thesituation.
A.so that
B.that
C.that is why
D.so

【答案】 B
58、资料：When we see well，we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are.
A.looking over a wide area
B.seeing objects far away
C.judging distances
D.seeing at night

【答案】 C
59、Henry found it difficult to get his British jokes（　　）to Chinese audience.
A.across
B.deal
C.over
D.down

【答案】 A
60、股票指数期货的结算采用（ ）。
A.现金
B.某种股票
C.股价指数
D.一揽子股票

【答案】 A
61、投资银行的最核心业务之一是（ ）。
A.证券经济与交易业务
B.收购兼并业务
C.风险投资业务
D.证券发行与承销业务

【答案】 D
62、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.had built in security and end-to-end encryption
B.included the CTIA feature in their products
C.were faced with negative consumer attitudes
D.cooperated with FBI to guarantee the securety

【答案】 B
63、“谷贱伤农”经济现象的根源在于：农产品的需求价格弹性（　　）。
A.小于1
B.大于1
C.等于1
D.为0

【答案】 A
64、I（　　）in the library every night over the last three months.
A.works
B.worked
C.have been working
D.had been working

【答案】 C
65、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.
A.Modify its business strategy
B.Launch more marketing campaigns
C.Expand its business to other areas
D.Continue developing its mobile business

【答案】 D
66、资料：Candle Light College Limited
A.clerk in a clothing store
B.Technician
C.stock broker
D.recent college graduate

【答案】 D
67、资料：HS ensures there is a clear career path for any employee, from any background. Three key levels in Harrods are the sales employee, department managers and senior managers. At each level, employees can benefit from the development programs in order to build a career.
A.because he wanted to make a change of his life
B.because ge got hurt and could't dance any more
C.because he wanted to take the courses
D.none above

【答案】 B
68、中国人民银行早在2004年已经完全放开金融机构人民币贷款利率上限，商业银行可自主根据企业和具体业务风险状况进行定价，但是并不意味着金融借款利率不受任何限制。金融机构利率是指（　　）。
A.金融机构对银行和证券公司实行的各种利息率
B.金融机构对企业单位和个人实行的各种利息率
C.金融机构对金融监管部门实行的各种利息率
D.金融机构对中央银行实行的各种利息率

【答案】 C
69、 The United States will do that which is necessary to meet its ______ to its own citizens.
A.rules
B.promise
C.principles
D.obligations

【答案】 D
70、下列产品中，能够计入当年GDP的是（　　）。
A.中央政府对地方政府的转移支付
B.某人花100万美元在美国买的一栋新房
C.企业从国外购买的一台服务器
D.某企业当年生产没有卖掉的20万元产品

【答案】 D
71、The fact that people can see themselves succeeding in work as they also______therapy and self-understanding is powerful。
A.succeeded in
B.succeeding in
C.succeed in
D.have succeeded in

【答案】 C
72、 银行编制财务报表的依据是( )。
A.会计凭证
B.会计科目
C.会计账户
D.会计账簿

【答案】 D
73、金融互换市场中，（　　）交易主体进入市场的目的是为了进行投机性交易。
A.直接用户
B.互换经纪商
C.互换交易商
D.互换代理商

【答案】 C
74、不属于资产管理理论基础的是（　　）。
A.商业性贷款
B.转移理论
C.预期收入理论
D.经营管理理论

【答案】 D
75、资料：Western business visitors are of