2025年银行招聘之银行招聘综合知识提升训练试卷A卷附答案.docx

2025年银行招聘之银行招聘综合知识提升训练试卷A卷附答案

单选题（共600题）
1、资料：We never thought we'd say this, but we'd welcome back some chilly weather.
A.About 60s and 70s
B.Between 60s and 90s
C.Below 60s
D.About 80s and 90s

【答案】 D
2、填入括号处最恰当的词语是（　　）。
A.连播供品
B.连播贡品
C.联播供品
D.联播贡品

【答案】 B
3、下面对作品、作家的表述，错误的是（ ）。
A.汤显祖，明代杂剧家，代表作为《牡丹亭》
B.曹禺、夏衍是我国现代著名的剧作家
C.塞万提斯，西班牙作家，著有《鲁滨逊漂流记》
D.《老人与海》的作者是美国作家海明威

【答案】 C
4、不属于投行业务特征的是（　　）。
A.专业性
B.审慎性
C.广泛性
D.创新性

【答案】 B
5、我国专门为退市后的上市公司股份提供的继续流通场所为（ ）。
A.二级市场
B.银行柜台市场
C.三板市场
D.中小企业板市场

【答案】 C
6、资料： The poverty line is the minimum income that people need for an acceptable standard of living. People with incomes below the poverty line are considered poor. Economists study the causes of poverty in order to find solutions to the problem.
A.Confidence
B.Ability
C.Diligence
D.Willpowe

【答案】 D
7、从网络购买的以下商品，消费者有权自收到商品7日内退货的是（　　）。
A.订做的西服
B.电视机
C.在线下载的杀毒软件
D.新鲜水果

【答案】 B
8、多媒体处理的信息是（ ）。
A.模拟信号
B.数字化信息
C.电视信息
D.网络信息

【答案】 B
9、I could speak____ Japanese_____ Chinese, so I had to talk with him in English.
A.not only； but also
B.both； and
C.neither； nor
D.either； or

【答案】 C
10、With great efforts and friends’ help，Xiao Hua finally found a______job.
A.luxurious
B.luminous
C.luminant
D.lucrative

【答案】 D
11、一个立方体随意翻动，每次翻动朝上一面的颜色与翻动前都不同，那么这个立方体的颜色至少有几种？（　　）
A.3
B.4
C.5
D.6

【答案】 A
12、资料：最后，大家谈论了中国在绿色经济方面做出的杰出贡献，请根据下列资料回答问题。
A.One with much wealth
B.One with high professional level
C.One with high social status
D.One with high reputation in academia

【答案】 B
13、秦九韶是我国古代著名的数学家，下列属于其作品的是（　　）。
A.《海岛算经》
B.《数书九章》
C.《五曹算经》
D.《缉古算经》

【答案】 B
14、She was very____of our efforts to help.
A.appreciating
B.appreciative
C.appreciate
D.appreciable

【答案】 B
15、银行谨慎监管原则就是监管当局要（　　）评估银行机构的风险。
A.一般限度地
B.适当限度地
C.最低限度地
D.最大限度地

【答案】 D
16、通常情况下，一国的利率水平提高，会导致（ ）。
A.本币汇率上升，外币汇率上升
B.本币汇率上升，外币汇率下降
C.本币汇率下降，外币汇率上升
D.本币汇率下降，外币汇率下降

【答案】 B
17、Luo Jingyu,19,has four years of experience of running business.He is also a freshman in the arts department of Hubei University.
A.abcd
B.abdc
C.bacd
D.cbad

【答案】 B
18、下列语句中，没有语病的一项是（　　）。
A.就如何应对交通不畅导致供需矛盾的问题，公司领导讨论和听取了各车间主任提出的AB和C三套方案，并最终决定执行A方案
B.疫情期间，有关部门对部分不遵守隔离措施，蛮横无礼甚至殴打医生、护士的各类事件，进行了严肃的批评教育，对涉及刑事的，也处理得相当快速公正
C.峡谷中的土域肥沃，加上昼夜温差较大，较为适宣种植经济作物、柑橘，还适合种植烟草。
D.中国哲学讲究阴阳五行，凡事相克相生，饮茶也不例外，什么季节，什么气候、什么体质适合喝什么茶都有一番说道。

【答案】 D
19、下列处理属于无损压缩的是（ ）。
A.将BMP文件压缩为文件
B.用WinZip软件压缩文件
C.将电影制作成VCD
D.将电影制作成DVD

【答案】 B
20、根据国际货币基金组织的划分，比传统盯住安排弹性还小的汇率安排是（　　）。
A.水平区间内盯住
B.爬行盯住
C.货币局制
D.爬行区间盯住

【答案】 C
21、《党政机关公文处理工作条例》规定的公文种类有（　　）。
A.14种
B.13种
C.15种
D.17种

【答案】 C
22、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.
A.Accustomed
B.Complied
C.Conceited
D.True

【答案】 C
23、 下列选项中属于完全物权的是（　　）。
A.抵押权
B.质权
C.所有权
D.留置权

【答案】 C
24、下面属于非票据结算的是（ ）。
A.汇兑结算
B.汇票结算
C.本票结算
D.支票结算

【答案】 A
25、For thousands of years people communicated ___ little more than words, stone tablets, and smoke signals.
A.to use
B.used
C.use
D.using

【答案】 D
26、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)
A.The idea of committing suicide
B.The urgent peril to the author’s life
C.The harm caused by cyberbullying
D.The hatred to those who cheated the author

【答案】 C
27、当出租车租金价格上涨后，对公共汽车服务的（）。
A.需求增加
B.需求减少
C.需求不变
D.需求可能增加，也可能减少

【答案】 A
28、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.
A.What’s in the image?
B.What attracts customers?
C.What’s in a logo?
D.None of above

【答案】 B
29、资料：Why is Salt Bad for You?
A.give up cigarettes and alcohol
B.reduce his food intake and salt consumption
C.give up alcohol and reduce his salt consumption
D.give up cigarettes and reduce his food intake

【答案】 B
30、《商业银行法》规定了商业银行的经营原则，即商业银行以安全性、流动性、效益型为经营原则以及实行“四自”，其中“四自”中不包括（　　）。
A.自主经营
B.自我监督
C.自负盈亏
D.自我约束

【答案】 B
31、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.
A.BlackRock is philanthropic fund that cares about climate change
B.Investors can take the opportunities brought by climate change
C.The threat brought by climate change still needs scientific evidence
D.What investors think of the climate change is very important

【答案】 B
32、 如果会计信息的省略或者错报会影响投资者等财务报告使用者据此作出决策的，该信息就具有( )。
A.可比性
B.可靠性
C.谨慎性
D.重要性

【答案】 D
33、下列句子排序最为连贯的一项是（　　）。
A.（3）（2）（5）（6）（1）（4）
B.（3）（5）（2）（1）（4）（6）
C.（2）（5）（3）（6）（1）（4）
D.（2）（3）（1）（5）（4）（6）

【答案】 C
34、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.
A.tend to overlook the importance of parenting
B.help to prevent children from committing a crime
C.are not indispensable in the growth of their children
D.improve kids’development of cognitive skills

【答案】 C
35、The doctor hit me just below the knee to test my ___.
A.influxes
B.inflows
C.flexes
D.reflexes

【答案】 D
36、承担法律责任的主要形式是（ ）。
A.民事制裁
B.刑事制裁
C.行政制裁
D.法律制裁

【答案】 D
37、马克思列宁主义、毛泽东思想、邓小平理论和“三个代表”重要思想共同的精髄是（）。
A.从群众中来，到群众中去的群众路线
B.实事求是的思想路线
C.具体问题具体分析的方法论原则
D.革命性和实践性相统一的理论特征

【答案】 B
38、按照法律规定，职工累计工作已满1年不满10年的，可享受带薪年休假（　　）。
A.1天
B.5天
C.10天
D.15天

【答案】 B
39、甲将半年前购买的一只股票卖出，卖出时依规定被征收了交易额的0.05个税点的税，已知卖出时这只股票较购买时价格上涨了20%，交易后，甲发现赚了15.4万元，那么，甲购买时花了多少万元？（　　）
A.110
B.80
C.100
D.50

【答案】 A
40、 会计是一种反应和监督主体经济活动的经济管理工作，它的主要计量单位是（　　）。
A.实物
B.货币
C.价值
D.劳动

【答案】 B
41、财政收支对货币供应量的最终影响，取决于（ )。
A.财政结余
B.财政收支平衡
C.财政支出
D.财政收支状况及平衡方法

【答案】 D
42、商业银行的贷款，按照贷款保全方式可分为（ ）。
A.长期贷款和短期贷款
B.信用贷款和担保贷款
C.企业贷款和个人贷款
D.正常贷款和关注贷款

【答案】 B
43、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.
A.the examples of logos which are emotive and can inspire loyalty
B.the examples of giving people idea of the products by using the images
C.the examples of logos which fit in with contemporary design
D.None of above

【答案】 A
44、太阳系的构成部分没有（ ）。
A.太阳
B.小行星
C.卫星
D.银河

【答案】 D
45、资料：之后，经济学家Mr.V发表了关于一些新名词的感悟，请根据下列资料回答问题。
A.Globalization is a business strategy that means doing everything the same everywhere
B.Globalization is a shift in traditional patterns of international production, investment, and trade
C.Globalization is interconnections between different interests of business and society
D.Globalization is the absence of borders and barriers to trade between nations

【答案】 C
46、作家与作品搭配有误的是（ ）。
A.《兰亭集序》——王羲之
B.《始得西山宴游记》——柳宗元
C.《正气歌》——文天祥
D.《柳敬亭说书》——归有光

【答案】 D
47、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.They are inconsistent about the attitude toward after hour's emails
B.They both push the employees to be available all the time
C.They are consistent about the attitude towards after hour's emails
D.They both don't mean to stress the employees out

【答案】 A
48、 （　　）不能反映各科目的对应关系，不便于分析和检查经济业务的来龙去脉，不便于查对账目。
A.记账凭证账务处理程序
B.汇总记账凭证账务处理程序
C.日记总账账务处理程序
D.科目汇总表账务处理程序

【答案】 D
49、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling.
A.Paris
B.the United States
C.English
D.New York City

【答案】 B
50、“三网”融合中的“三网”不包括（ ）。
A.电信网
B.广播电视两
C.互联网
D.卫星通信网

【答案】 D
51、—Could you take a message for Mr Brown?
A.may see;isn’t
B.see;won’t be
C.will see;isn’t
D.will be seeing;won’t be

【答案】 D
52、下列各类计算机程序语言中，不属于高级程序设计语言的是（　　）。
A.Visual
B.sicBFORTRAN语言
C.Pascal语言
D.汇编语言

【答案】 D
53、（　　）the wealth of the country increases,more waste will be produced.
A.With
B.As
C.For
D.Since

【答案】 B
54、Passage 7
A.When they take decision shortcuts
B.When they help others to make decisions
C.When they have major decisions to make
D.When they have advisers to turn to

【答案】 B
55、下列用于判断收入分配公平程度的经济指标是（　　）。
A.赤字率
B.基尼系数
C.恩格尔系数
D.生产者物价指数

【答案】 B
56、Passage 3
A.means burning packaging for energy
B.helps control the greenhouse effect
C.is the solution to gas shortage
D.leads to a waste of land

【答案】 B
57、 期末根据账簿记录．计算并记录出各账户的本甥发生额和期末余额．在会计上叫（ ）。
A.对账
B.结账
C.调账
D.查账

【答案】 B
58、资料：A high-precision NASA radar instrument left a NASA airport in Southern California for Iceland on January 28 to create detailed maps of how glaciers move in the dead of winter. This will help scientists around the world better understand some of the most basic processes involved in melting glaciers, which are major contributors to rising sea levels.
A.By melting the frozen iceberg in winter
B.By observing the snow's moving directions
C.By isolating ice from water in sunlines
D.By comparing the glaciers moving speeds

【答案】 D
59、—Why didn't you join us last night?
A.watched
B.would watch
C.was watching
D.had watched

【答案】 C
60、行政强制法是一部规范行政强制的设定和实施，保障和监督行政机关依法履行职责，维护公共利益和社会秩序，保护公民、法人合法权益的重要法律。行政机关实施行政强制措施应当遵守的规定中不包括（　　）。
A.现场笔录时，当事人拒绝签名的，在笔录中予以注明
B.出示执法身份证件
C.由一名行政执法人员实施
D.当事人不到场的，邀请见证人到场

【答案】 C
61、The first IC’s were made____the early 1960’s.
A.in
B.from
C.for
D.of

【答案】 A
62、资料：最后，大家谈论了中国在绿色经济方面做出的杰出贡献，请根据下列资料回答问题。
A.One with much wealth
B.One with high professional level
C.One with high social status
D.One with high reputation in academia

【答案】 B
63、资料：Are walkers smarter than drivers?
A.Different choices of transportation
B.Increased urbanization
C.The correlation between education levels and GDP
D.A study conducted by an urban advocacy group

【答案】 D
64、某企业外购A、B两种材料，A材料买价20万元，B材料30万元，两种材料共发生运杂费5000元。则B材料取材成本为（　　）。
A.302500元
B.305000元
C.303000元
D.300000元

【答案】 C
65、阿富汗的宗教信仰是（　　）。
A.伊斯兰教
B.佛教
C.印度教
D.基督教

【答案】 A
66、在我国，全国人民代表大会通过法律须经（ ）。
A.到会代表的过半数同意
B.全体代表的过半数同意
C.到会代表的2/3多数同意
D.全体代表的2/3多数同意

【答案】 B
67、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.
A.How rich and poor regions can share responsibility in curbing global warming
B.How human and economic losses from climate change can be reduced
C.How emissions of heat-trapping gases can be reduced on a global scale
D.How rich countries can better help poor regions reduce climate hazards

【答案】 D
68、若网络形状是由站点和连接站点的链路组成的一个闭合环，则称这种拓扑结构为（　　）。
A.星形拓扑
B.总线拓扑
C.环形拓扑
D.树形拓扑

【答案】 C
69、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling.
A.was the first woman doctor
B.and several other women founded the first hospital for women children
C.became the first woman physician
D.set up the first medical school for women

【答案】 A
70、对高、中、低层管理人员的技能要求是有所区别的，按三种技能在其技能组成中的比重从大到小排列，对低层管理人员的技能要求应该是（　　）。
A.技术技能、人际技能、概念技能
B.人际技能、概念技能、技术技能
C.概念技能、人际技能、技术技能
D.概念技能、技术技能、人际技能

【答案】 A
71、Little help seems to_____ the disaster-hit area since the explosion took place 3 hours ago.
A.offer
B.have been offered
C.be offered
D.have offered

【答案】 B
72、资料：Imagine you went to a restaurant with your girlfriend, had a burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how are you？ Mary is over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with another date and are on a diet that doesn’t include burgers.
A.Doubtful
B.Approving
C.Welcoming
D.Optimistic

【答案】 A
73、 下列选项中不属于存货范围的是（　　）。
A.委托加工的存货
B.购货单位已交款并已经开出提货单，但尚未提走的货物
C.尚在加工中的产品
D.款项已支付，但尚未运达企业的存货

【答案】 B
74、 如果报表上有关项目的名称或金额受到限制或需要简要补充说明时，可直接采用（　）。
A.底注
B.旁注
C.底表
D.侧表

【答案】 B
75、在我国，随着经济发展和改革的深入，“短缺经济”转变为“过剩经济”，投资消费需求膨胀一度转变为投资消费需求不足。1997年下半年，我国零售物价指数开始全面持续下跌，存在“通货紧缩趋势”。为此中国人民银行采取了一系列货币政策措施予以应对。
A.不动产信用控制
B.窗口指导
C.道义劝告
D.直接干预

【答案】 C
76、关税同盟的主要内容是（　　）。
A.成员国之间实行自由贸易政策
B.同盟国内部实行共同的经济政策与社会政策
C.同盟国外部实行统一的关税
D.同盟国内部实行自由贸易，对外实行统一关税

【答案】 D
77、下列命题中，不包含辩证法思想的是（　　）。
A.“穷则变，变则通，通则久”
B.“塞翁失马，焉知非福”
C.“天不变.道亦不变”
D.“城门失火，殃及池鱼”

【答案】 C
78、In the past men generally preferred that their wives（ ）in the house。
A.worked
B.would work
C.work
D.were working

【答案】 C
79、对擅自使用与知名商品相近似的名称、包装、装潢，造成和他人的知名商品相似使购买者误认为是该知名商品的行为判断，所依据的是（　　）。
A.《商标法》
B.专利法》
C.《消费者权益保护法》
D.《反不正当竞争法》

【答案】 D
80、 甲为自己投保一份人寿险，指定其妻为受益人。甲有一子4步，甲母50岁且自己单独生活。某日，甲因交通事故身亡。该份保险的保险金依法应如何处理?（　　）
A.应作为遗产由甲妻、甲子、甲母共同继承
B.应作为遗产由甲妻一人继承
C.应作为遗产由