2025年银行招聘之银行招聘综合知识练习题(一)及答案.docx

2025年银行招聘之银行招聘综合知识练习题(一)及答案

单选题（共600题）
1、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.5.6%
B.7.1%
C.16.1%
D.24.4%

【答案】 A
2、Passage 2
A.Its conclusions are based on carefully collected data
B.It is vulnerable to criticism if the statistics are closely examined
C.It will give rise to heated discussions at the Copenhagen conference
D.Its rough estimates are meant to draw the attention of world leaders

【答案】 D
3、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.E-government is on the increase and well funded
B.The investment on e-government is adequate
C.Government officials’ interest in e-government is declining
D.E-government is convenient and flexible

【答案】 D
4、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Westerners may establish long-term cooperation with one supplier
B.Chinese panel tends to looking for clear alternatives
C.Chinese negotiator is illogical
D.Westerners are straightforward in Chinese businessmen's eyes

【答案】 A
5、It's the paintings in Louvre______Da Vinci worked on for years______have become a fascination to people from all over the world.
A.where; that
B.that; when
C.that; that
D.where; when

【答案】 C
6、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments.
A.Task mastering students work on a teacher-assigned task
B.It involves four-person teams
C.Each student in the group acts as an “expert”
D.teacher-assigned task is divided into equal parts

【答案】 A
7、Serena often has a long discussion with ______ colleagues about sales figure forecast for Q1 FY 2014.
A.herself
B.hers
C.her
D.she

【答案】 C
8、鼓励冒险和革新的组织文化称为（　　）组织文化。
A.学院型
B.俱乐部型
C.棒球队型
D.堡垒型

【答案】 C
9、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？
A.新技术对于成年人来说并不需要
B.孩子的好奇心比成年人大
C.成年人总是会担心末知因素对下一代的影响
D.新技术大多都是针对下一代人而推出的

【答案】 D
10、Word文档的默认扩展名是（　　）。
A.doc
B.x1s
C.txt
D.wps

【答案】 A
11、在中介融资中一般不发行以自己为债务人的融资工具，只是协助将筹资者发行的金融 工具销售给投资者的金融机构属于（ ）。
A.直接金融机构
B.金融服务机构
C.创造货币机构
D.间接金融机构

【答案】 A
12、If English means endless new words，difficult grammar and sometimes strange pronunciation，you are wrong.Haven’t you noticed that you have become smarter since you started to learn a language?
A.learning a second language is the same as studying math
B.Italian is the best choice for you as a second language
C.you’d better choose the ages between 2 and 34 to learn a second language
D.early learning of a second language helps you a great deal in studying other subjects

【答案】 D
13、以下属于中国银行业协会的会员单位的是（ ）。
A.中国邮政储蓄银行
B.证券公司
C.金融控股公司
D.财产保险公司

【答案】 A
14、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？
A.作者认为移动设备对青少年的影响与以往的新技术相同
B.智能手机等移动设备目前还没有“引发灾难”
C.作者认为家长对移动技术的担心是没有必要的
D.作者认为新技术后果的评估和它的问世之间存在时间上的滞后

【答案】 A
15、承担支持进出口贸易融资任务的政策性银行是（　　）。
A.国家开发银行
B.中国农业发展银行
C.中国进出口银行
D.中国银行

【答案】 C
16、 长期债券投资是指银行购人（　）不能变现或不准备随时变现的债券投资；其他长期债权投资是指除长期债券投资以外的长期债权投资。
A.1年内(不含1年)
B.1年内(含1年)
C.2年内(不含1年)
D.2年内(含1年)

【答案】 A
17、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为 2.5%。
A.YXr
B.Y/r
C.r/Y
D.YX(1 + r)

【答案】 B
18、资料：Star Airways, Mumbai's dominant airline for the past five years, has reported it is planning to replace its entire aircraft fleet with European-produced Skystream jets. Starting with an initial purchase of 90 jets, Star Airways expects the changeover to take a decade to complete. The new planes will enable the airline to expand its international routes as well as provide replacements for its aging fleet of jet planes. Star Airways and Skystream, in a joint announcement at the Brussels Air Show on Thursday, said that the order included seventeen of the new AWB85O aircraft. This will make Star Airways the first Indian carrier to fly the AWB850, an aim it has had since the powerful jets were first produced.
A.To report on the merger of two airlines
B.To inform investors of updated project plans
C.To announce a new business agreement
D.To describe recent renovations at an airport

【答案】 C
19、在中央银行资产负债表中，属于负债项目的是（　　）。
A.财政部门的借款
B.中央银行发行债券
C.外汇储备
D.待收款项和固定资产

【答案】 B
20、目前市售的USB Flash Disk(俗称优盘)是一种（ ）。
A.输出设备
B.输人设备
C.存储设备
D.显示设备

【答案】 C
21、The music aroused an（ ）feeling of homesickness in him.
A.intrinsic
B.intentional
C.intermittent
D.intense

【答案】 D
22、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.
A.The project will only improve road in Tajikistan by three miles but it will do great help
B.Local people welcome the projects
C.The Asian Infrastructure Investment Bank can start the projects quickly with the finance of other institutions
D.The project in Bangladesh is also financed with other institutions

【答案】 D
23、 农村信用合作社注册资本金一般不少于人民币（　　）。
A.500万元
B.300万元
C.200万元
D.100万元

【答案】 D
24、Students have show that travelers benefit financially ____ being able to make their own fight and hotel reservations.
A.for
B.about
C.plus
D.from

【答案】 D
25、组织文化的核心和灵魂体现在它的（　　）。
A.物质层
B.中间层
C.制度层
D.精神层

【答案】 D
26、个人理财当中，投资者教育的最主要的实施主体是（　　）。
A.行业协会
B.监管机构
C.商业银行
D.中国人民银行

【答案】 C
27、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.
A.harmonize
B.comply
C.integrate
D.conform

【答案】 A
28、In some cases the exchange continued further, a sign of strong____over basic matters.
A.disagreement
B.consistency
C.joke
D.diversion

【答案】 B
29、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.impact
B.incident
C.inference
D.issue

【答案】 D
30、（）将引起美元对日元贬值。
A.美国的货币供给增加
B.美国的利率上升
C.日本的利率下降
D.日本从美国的进口增加

【答案】 A
31、Passage 1
A.The economic growth is turning better
B.The world economic growth is plunging
C.The IMF’s forecasts on world economy sometimes are too optimistic
D.The economic growth of the emerging world remains the same

【答案】 C
32、资料：Star Airways, Mumbai's dominant airline for the past five years, has reported it is planning to replace its entire aircraft fleet with European-produced Skystream jets. Starting with an initial purchase of 90 jets, Star Airways expects the changeover to take a decade to complete. The new planes will enable the airline to expand its international routes as well as provide replacements for its aging fleet of jet planes. Star Airways and Skystream, in a joint announcement at the Brussels Air Show on Thursday, said that the order included seventeen of the new AWB85O aircraft. This will make Star Airways the first Indian carrier to fly the AWB850, an aim it has had since the powerful jets were first produced.
A.To increase its number of flight destinations
B.To replace the older planes in its fleet
C.To be among the first to use a new aircraft
D.To relocate its international headquarters

【答案】 D
33、资料：Early Experiences
A.You need to get rid of all unneeded features or functionality
B.You need to tailor to the need to mature users
C.Your own assumptions are relevant
D.You need actual users to test your products

【答案】 D
34、经济成本和经济利润具有以下特征（　　）。
A.前者比会计成本小，后者比会计利润大
B.两者都比相应的会计成本和会计利润大
C.前者比会计成本大，后者比会计利润小
D.两者都比相应的会计成本和会计利润小

【答案】 C
35、资料：Native ads - or ads that take on the look and feel of the content surrounding them - are taking over digital advertising.
A.The dominance of social platforms
B.The dominance of the digital advertising
C.The introduction of new programmatic technologies
D.Publishers and advertisers can now scale native campaigns easily

【答案】 B
36、 ( )是指由企业过去的交易或者事项形成的，由企业拥有或者控制的，预期会给企业带来经济利益的资源。
A.资产
B.负债
C.所有者权益
D.收入

【答案】 A
37、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.incur less cost by the company to offer benefit programs
B.cover many of the gaps that traditional health benefits do not cover
C.help employees who are dealing with tough personal and career matters
D.encourage employees to stay with their companies for longer periods of time

【答案】 B
38、 银行按被投资单位净损益计算调整投资的账面价值和确认投资损益的基础是（　）。
A.账面价值
B.实际价值
C.取得被投资单位股权后发生的净损益
D.银行发生的净损益

【答案】 C
39、Angus Wienhoit’s seminar provides a ____ approach to starting a business using resources that are widely available.
A.sizable
B.practical
C.variety
D.constant

【答案】 B
40、Contrary （ ） the popular opinion, higher taxes end up benefiting the citizens more than lower ones.
A.for
B.in
C.to
D.with

【答案】 C
41、下列不属于银行认可的个人汽车贷款担保措施的是（　　）。
A.信用担保
B.质押
C.第三方保证
D.房地产抵押

【答案】 A
42、If English means endless new words，difficult grammar and sometimes strange pronunciation，you are wrong.Haven’t you noticed that you have become smarter since you started to learn a language?
A.language can help brain power
B.man's ability of learning a second language
C.science on learning a second language
D.language learning and maths study

【答案】 A
43、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.strengthen
B.build
C.connect
D.decorate

【答案】 A
44、M2又称为广义货币供给量，是判断宏观信用松紧环境的常用指标，在各国有不同的统计口径。根据中国人民银行的规定，以下不属于M2的是（　　）。
A.活期存款
B.流通中现金
C.银行准备金
D.定期存款

【答案】 C
45、柯达公司是世界上著名的影像产品及相关服务的生产和供应商。面对市场技术的不断革新，柯达公司满足现状没有及时进行技术更新，直到2003年，柯达才宣布全面进军数码产业。最终柯达公司陷入退市困境，体现了管理学中的（　　）。
A.二八法则
B.长板法则
C.青蛙法则
D.木桶法则

【答案】 C
46、下列叙述正确的是（ ）。
A.用高级程序语言编写的程序称为源程序
B.计算机能直接识别并执行用汇编语言编写的程序
C.机器语言编写的程序必须经过编译和连接后才能执行
D.机器语言编写的程序具有良好的可移植性

【答案】 A
47、资料：This exhibition brings together outstanding works from the earliest times to the present in a thematic arrangement that is fresh and unique.
A.The thematic arrangement makes wonders
B.Bronze making
C.Cultural exchanges
D.An unprecedented exhibition

【答案】 D
48、资料：Asked to name their favorite city, many Americans would select San Francisco which began as a small Spanish outpost located on a magnificent bay. The town was little more than a village serving ranchers when the United States took possession of it in 1846 during the war with Mexico.
A.heavy industry
B.governmental headquarters
C.gold mining
D.trade and tourism

【答案】 D
49、 在( )前提下，会计确认、计量和报告应当以企业持续、正常的生产经营活动为前提。
A.会计分期
B.会计核算
C.会计监督
D.会计主体

【答案】 D
50、If you have never planted anything,you will not be able to know the pleasure of watching the things you have planed（　　）.
A.grow
B.to grow
C.growing
D.to be growing

【答案】 A
51、 甲公司2011年3月1日开始自行开发成本管理软件．在研究阶段发生材料费用30万元，开发阶段发生开发人员工资130万元，福利费30万元，支付租金45万元。开发阶段的支出满足资本化条件。2011年3月16日，甲公司自行开发成功该成本管理软件，并依法申请了专利，支付注册费1．5万元，律师费2．8万元，甲公司2011年3月20日为向社会展示其成本管理软件，特举办了大型宣传活动，支付费用50万元，则甲公司该项无形资产的入账价值应为（　　）万元。
A.209.3
B.239.3
C.204.3
D.259.3

【答案】 A
52、The world economy develops rapidly. As a result, longevity and life ______ have increased worldwide.
A.expected
B.expectation
C.expecting
D.expectancy

【答案】 D
53、Luo Jingyu,19,has four years of experience of running business.He is also a freshman in the arts department of Hubei University.
A.abcd
B.abdc
C.bacd
D.cbad

【答案】 B
54、 “应收账款”、“应付账款”、“原材料”等属于( )账户。
A.总分类
B.明细分类
C.总明细
D.其他

【答案】 A
55、 小王向银行借了一笔期限为8个月的贷款，到期后因无力偿还而申请展期，则展期期限累积不得超过（　　）。
A.8个月
B.1年
C.2年
D.3年

【答案】 A
56、远期汇率的期限一般为（ ）个月。
A.1~6
B.3~9
C.6~9
D.6~12

【答案】 A
57、会计账簿暂由本单位财务会计部门保管（ ），期满之后，由财务会计部门编造清算移交本单位的档案部门保管。
A.1年
B.3年
C.5年
D.10年

【答案】 A
58、下列行业中最接近于完全竞争模式的是（　　）。
A.飞机制造业
B.烟草业
C.日用小商品制造业
D.汽车制造业

【答案】 C
59、资料：Workforce planning helps an organization to estimate its future workforce requirements and calculate the numbers, nature and sources of potential employees who might meet that demand.
A.it offers them regular training
B.it provides them with insurance
C.both A and B
D.not mentioned

【答案】 D
60、 下列选项中，反映当天全部业务活动情况并轧平当天全部账务的重要工具是（　　）。
A.科目日结单
B.日计表
C.总账
D.余额表

【答案】 B
61、“三网”融合中的“三网”不包括（ ）。
A.电信网
B.广播电视两
C.互联网
D.卫星通信网

【答案】 D
62、金融远期合约是一种（ ）。
A.买卖标的资产的权利
B.—定时期内发生的一系列现金交易
C.在集中场所交易的标准化合约
D.无固定场所的非标准化合约

【答案】 D
63、Hawass said the collection of workers’ tombs, some of ______ were found in the 1990s, were among the most significant findings in the 20th and 21st centuries.
A.them
B.whom
C.which
D.who

【答案】 C
64、资料：China's Fosun has offered to buy almost 17 percent of Millennium BCP, Portugal's largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date.
A.Two
B.There
C.Four
D.None of abov