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1、经济金融类词汇 不景气 slump （衰退 recession） 二板市场 the second board marke 中国创业板 China Growth Enterprise Marke 首次上市 IPOs （initial public offering 市场资本总额 market capitalization 法人股 institutional shares 内部股（非上市招股） private company shares 牛市 bull market 法律风险 legal risk 风险
2、管理 risk management 坚持严格的贷款标准 maintain strong underwriting standards 六大风险 risks in 6 key areas （U.S. Federal Reserve criterion） 信用风险 credit risk 供给学派 supply-side economist 第一产业（农业） agriculture （primary industry） 第二产业（工业） manufacturing industry （secondary industry） 第
3、三产业（服务业） service industry （tertiary industry） 主要经济指标 major economic indicators 国内生产总值 GDP gross domestic product （商品和劳务币值总和，不包括海外收入支出） 国民生产总值 GNP gross national product（商品和劳务币值总和，包括海外收入支出） 人均国内生产总值 GDP per capita 宏观经济 macro economy 互助基金 mutual fund 扩大内需 expand dome
4、stic demand 改善居民心理预期 inspire the general public's confidence in the future needs 鼓励增加即期消费 encourage more immediate consumption 长期国债 long-term treasury bonds 支付国债利息 to service treasury bonds 财政赤字和债务 deficits and the national debt 按原口径计算 calculate on the base line 按不
5、变价格计算 calculate at constant price 按可比价格计算 calculate at comparable price 列入财政预算支出 listed in the fiscal budget 结售汇制度 the system of exchange, settlement and sales 经常项目顺差 favorable balance of current account, surplus of current account 开办人民币业务 engage in Renminbi （RMB） business
6、 出口退税制度 the system of refunding taxes on exported goods 保证金台帐制度 Deposit account system for processing trade 分期付款 pay by installment 保值储蓄 inflation-proof bank savings 抵押贷款 collateralised loans 住房抵押贷款 residential mortgage loan 货币主义者 monetarist 计划经济 planned economy
7、 指令性计划 mandatory plan 技术密集型 technology intensive 大规模生产 mass production 经济林 cash tree 跟踪审计 follow-up auditing 流动性风险 liquidity risk 操作风险 operational risk 内部审计 internal audit 抛售 bear sales 配套政策 supporting policies 中国人民银行（中央银行）The People's Bank of C
8、hina（central bank） 四大国有商业银行 4 major state-owned commercial banks 中国银行 Bank of china 中国工商银行 Industrial and Commercial Bank of China（）and 中国建设银行 Construction Bank of China 中国农业银行 Agricultural Bank of China 招商银行 China Merchants Bank 疲软股票 soft stock 配股 allotment o
9、f shares 实际增长率 growth rate in real terms 年均增长率 average growth rate per annum 投资回报率 rate of return on investment 外贸进出口总额 total foreign trade value 实际利用外资 incoming overseas capital （investment） in place 消费价格指数 consumer price index （CPI） 零售价格指数 retail price index （RPI
10、 生活费用价格总指数 total price index of living cost 生活费用 income available for living expenses 扣除物价因素 in real terms / on inflation-adjusted basis 居民储蓄存款 residents' bank savings deposit 恩格尔系数（食品开支占总支出的比例） Engel coefficient 基尼系数（衡量地区差别） Gini coefficient 购买力平价法 purchasing pow
11、er parity （PPP） （衡量使用不同货币的两个国家或地区的经济水平、收入水平的一种计算法，用相等的汇率比较两种货币各自的国内购买力） 片面追求发展速度 excessive pursuit of growth 泡沫经济 bubble economy 经济过热 overheating of economy 通货膨胀 inflation 实体经济 the real economy 经济规律 laws of economics 市场调节 market regulation 优化资源配置 optimize allocatio
12、n of resources 规模经营优势 advantage of economies of scale 劳动密集型 labor intensive 市场风险 market risk 收紧银根 tighten up monetary policy 适度从紧的财政政策 moderately tight fiscal policy 信用紧缩 credit crunch 加强国有商业银行内部资金调度 In state commercial banks, internal capital allocation should be
13、improved. 合理划分贷款审批权限 Limits of authority for examining and approving loans should be rationally defined. 保证有市场、有效益、守信用企业的流动资金贷款 ensure floating capital loans for well-performing and trustworthy enterprises which turn out the right products for the right markets 启动民间投资 attract investme
14、nt from the private sector 适销对路的产品 the right products / readily marketable products 国有企业 state-owned enterprises （SOEs） 集体企业 collectively-owned （partnership） enterprises 私营企业 private businesses 民营企业 privately-run businesses 中小企业 small-and-medium-sized enterprises 三资企业（
15、中外合资、中外合作、外商独资） overseas-invested enterprises； foreign-invested enterprises （Chinese-overseas equity joint ventures, Chinese-overseas contractual joint ventures, wholly foreign- owned enterprises） 存款保证金 guaranty money for deposits 货币回笼 withdrawal of currency from circulation 吸收游资 abs
16、orb idle fund 经常性贷款 commercial lending 经常性支出 operating expenses 再贷款 re-lending； subloan 支持国有大型企业和高新技术企业上市融资 support large state-owned enterprises and high and innovative technology companies in their efforts to seek financing by listing on the stock market 改制上市 An enterprise
17、 is re-organized according to modern corporate system so that it will get listed on the stock market. 进一步规范和发展证券市场 further standardize and develop the securities market 增加直接融资比重 increase the proportion of direct financing 完善股票发行上市制度 improve the system for IPO and listing on stock mark
18、ets 中国证监会 China Securities Regulatory Commission （CSRC） 深圳证券交易所市 Shenzhen Stock Exchange 上海证券交易所 Shanghai Stock Exchange 综合指数 composite index 纳斯达克（高技术企业板） NASDAQ （National Association of Securities Dealers Automated Quotation 主板市场 the main board 通货紧缩 deflation
19、 中国现代化建设分三步走的战略the three-step development strategy of China's modernization drive第一步，到1990年国民生产总值比1980年翻一番 Step One： GDP of 1990 doubles that of 1980.第二步，到2000年人均国民生产总值比1980年翻两番，人民生活达到小康水平 Step Two： GDP of 2000 quadruples that of 1980； people live a fairly comfortable life.第三步，到21世纪中期建国100周年时，达到中等发达
20、国家水平 Step Three： By the year 2049, the 100th anniversary of the P.R.C., China's level of development is expected to be on par with the mid-ranking developed countries 与世界经济的联系将更加紧密 be more closely linked to the world economy 中国巨大的市场潜力将逐步转化为现实的购买力 The huge market potential that China enjoys
21、 will be turned into tangible purchasing power. 适应市场经济需要的法律法规体系还不够健全 The regulatory and legal system is not well established as to adapt to the demand of market economy. 经济管理体制可能会出现一些不适应 The economic management system may not be readily adapted to the changes. 一些行业和企业可能会受到冲击 Some sect
22、ors of economy and some businesses may be adversely affected. 立足中国国情，发挥自身优势 proceed from national conditions in China and bring our advantages into play 扬长避短，趋利避害，迎接经济全球化的挑战 foster strengths and circumvent weaknesses and rise to the challenge of economic globalization 瓶颈制约 bottleneck
23、constraints 放权让利 decentralization and interest concessions （in late 1980s and early 1990s） 深化改革 intensify reform； deepen one's commitment to reform 配套改革 supporting （concomitant） reforms 配套资金 counterpart funds； local funding of 提高经济效益 improve economic performance； increase ec
24、onomic returns 讲求社会效益 value contribution to society； pay attention to social effect 加速国民经济信息化 develop information-based economy accelerate IT application in economy 拉动经济增长 fuel economic growth 利改税 substitution of tax payment for profit delivery 费改税 transform administrative f
25、ees into taxes 债转股 debt-to-equity swap 头寸宽裕（头寸紧缺） in an easy position （tight position） 朝阳产业 sunrise industry 招标投标制 the system of public bidding for project 充分发挥货币政策的作用 give full play to the role of monetary policy 实施积极的财政政策 follow a pro-active fiscal policy 向银行增发国债
26、扩大投资 The government issued additional treasury bonds to banks to increase investment. 再注资 recapitalization 放松银根 to ease monetary policy 信息经济 IT economy 外向型经济 export-oriented economy 信息时代 information age 全球化 globalization （全球性globality） 信誉风险 reputational risk
27、风险评级 risk rating 到期不还贷 default on a loan 资不抵债 insolvency； be insolvent 亚洲金融危机 Asian financial crisis （1997-98） 投资（贷款）组合 investment （loan） portfolio 外汇储备充足 sufficient foreign exchange reserves 中国金融业问题 problems with financial sector in China 储蓄比例过高 the excessively la
28、rge proportion of savings in the money supply 国有企业产负债率过高 high leverage ratio of the state-owned enterprises, 国有独资商业银行不良资产比例过高 high ratio of non-performing loans of the state commercial banks 少数中小存款金融机构不能支付到期债务 insolvency of a handful of small and medium-sized financial institutions
29、 不良贷款 non-performing loans 防范和化解金融风险 address financial risks 提高企业借贷和行使民事责任的能力 improve enterprises' creditworthiness and ability to fulfil their civil liabilities 监事会 supervisory board 实行谨慎会计制度 adopt prudential accounting standards 五级分类法划分贷款质量 the five-category asset classif
30、ication approach 金融资产管理公司 financial asset management companies 分离和收回不良资产 substantially reduce the ratio of non-performing assets 分业管理、规模经营 business segregation, economy of scale 规范金融机构市场退出制度 improve the market exit mechanism for financial institutions 政策性银行 state policy-rela
31、ted bank 国家发展银行 State Development Bank 知识经济 knowledge-based economy 网络经济 Internet-based networked economy 指导性计划 guidance plan 社会主义市场经济（中国） socialist market economy 社会市场经济（德国） social market economy 新经济（美国） new economy 中国光大银行 Everbright Bank of China 中国民生银行
32、 China Minsheng Banking Corporation Ltd. 中信实业银行 CITIC Industrial Bank 中国进出口银行 China EXIM Bank 汇丰银行 Hong Kong and Shanghai Banking Corporation （HKSBC） 金融监管 financial supervision 中国人民银行法 Law of the People's Bank of China 商业银行法 Law of Commercial Banks 保险法 Law of Insurance
33、 证券法 Law of Securities 巴塞尔原则 Basel Core Principles 监管对象的行为有问题、管理机制不健全 problems of supervised entities' behavior and the unsound internal governance mechanism 风险意识 consciousness of risk prevention 事前监管 proactive regulation and supervision account number 帐目编号 deposi
34、tor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter si
35、gn 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a check 兑付 to dishonor a check 拒付 to suspend payment 止付 check 支票 check book 支票本 order check 记名支票 bearer check 不记名支票 crossed check 横线支票 blank check 空白支票 rubber check 空头支票 check s
36、tub, counterfoil 票根 cash check 现金支票 traveler's check 旅行支票 check for transfer 转帐支票 outstanding check 未付支票 canceled check 已付支票 forged check 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 National City Bank o
37、f New York 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行 Chartered Bank of India, Australia and China 麦加利银行 Banque de I'Indo Chine 东方汇理银行 central bank, national bank, banker's bank 中央银行 bank of issue, bank of circulation 发行币银行 commercial bank 商业银行，储蓄信贷银行 member b
38、ank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行 requesting bank 委托开证银行 issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行 associate banker of collection 代收银行 co
39、nsigned banker of collection 委托银行 clearing bank 清算银行 local bank 本地银行 domestic bank 国内银行 overseas bank 国外银行 unincorporated bank 钱庄 branch bank 银行分行 trustee savings bank 信托储蓄银行 trust company 信托公司 financial trust 金融信托公司 unit trust 信托投资公司 trust institu
40、tion 银行的信托部 credit department 银行的信用部 commercial credit company（discount company） 商业信贷公司（贴现公司） neighborhood savings bank, bank of deposit 街道储蓄所 credit union 合作银行 credit bureau 商业兴信所 self-service bank 无人银行 land bank 土地银行 construction bank 建设银行 industrial an
41、d commercial bank 工商银行 bank of communications 交通银行 mutual savings bank 互助储蓄银行 post office savings bank 邮局储蓄银行 mortgage bank, building society 抵押银行 industrial bank 实业银行 home loan bank 家宅贷款银行 reserve bank 准备银行 chartered bank 特许银行 corresponding bank 往来银行
42、 merchant bank, accepting bank 承兑银行 investment bank 投资银行 import and export bank （EXIMBANK） 进出口银行 joint venture bank 合资银行 money shop, native bank 钱庄 credit cooperatives 信用社 clearing house 票据交换所 public accounting 公共会计 business accounting 商业会计 cost accounti
43、ng 成本会计 depreciation accounting 折旧会计 computerized accounting 电脑化会计 general ledger 总帐 subsidiary ledger 分户帐 cash book 现金出纳帐 cash account 现金帐 journal, day-book 日记帐，流水帐 bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资 economic cycle 经济周期
44、 economic boom 经济繁荣 economic recession 经济衰退 economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏 inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值 international balance of payment 国际收支 favorable balance 顺差 adver
45、se balance 逆差 hard currency 硬通货 soft currency 软通货 international monetary system 国际货币制度 the purchasing power of money 货币购买力 money in circulation 货币流通量 note issue 纸币发行量 national budget 国家预算 national gross product 国民生产总值 public bond 公债 stock, share 股票
46、 debenture 债券 treasury bill 国库券 debt chain 债务链 direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇 cross rate, arbitrage rate 套汇汇率 foreign currency （exchange） reserve 外汇储备 foreign exchange fluctuation 外汇波动 foreign exchange crisis 外汇危机 discount 贴现
47、discount rate, bank rate 贴现率 gold reserve 黄金储备 money （financial） market 金融市场 stock exchange 股票交易所 broker 经纪人 commission 佣金 bookkeeping 簿记 bookkeeper 簿记员 an application form 申请单 bank statement 对帐单 letter of credit 信用证 strong room, vault 保险库
48、equitable tax system 等价税则 specimen signature 签字式样 banking hours, business hours 营业时间 share, equity, stock 股票、股权 negotiable share 可流通股份 treasury /government bond 国库券/政府债券 closed-end securities investment fund 封闭式证券投资基金 open-end securities investment fund 开放式证券投资基金
49、 market capitalization 市值 mark-to-market 逐日盯市 clearing and settlement 清算/结算 put / call option 看跌/看涨期权 rights issue/offering 配股 ADR（American Depository Receipt）美国存托凭证/存股证 GDR（Global Depository Receipt） 全球存托凭证/存股证 institutional investor 机构投资者 proprietary trad
50、ing 自营 market manipulation 市场操纵 IPO（Initial Public Offering）新股初始公开发行 securities 证券 premium 溢价 share capital 股本 composite index 综合指数 capital market 资本市场 liquidity 流通性 highly-leveraged institutions（HLI） 高杠杆交易机构 subscribe 申购 underwriter承销商 roa
©2010-2025 宁波自信网络信息技术有限公司 版权所有
客服电话：0574-28810668 投诉电话：18658249818
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