2025年银行招聘之银行招聘综合知识押题练习试题A卷含答案.docx

2025年银行招聘之银行招聘综合知识押题练习试题A卷含答案

单选题（共800题）
1、资料：Samsung’s Notebook 7 Spin is a stylish，versatile work machine with power to spare.The 2-in-1 notebook’s performance is impressive，and its versatile folding design is legitimately useful.Unfortunately，the system’s shallow keyboard and lackluster battery life curtail its productivity potential a bit.
A.To talk about Notebook 7’s weak points
B.To introduce other Samsung products
C.To discuss other notebooks in the market
D.To explain touch-screen apps

【答案】 C
2、商业银行新的业务运营模式的核心是（ ）。
A.督导责任制
B.设综合窗口
C.前后台分离
D.全方位立体化

【答案】 C
3、We will support any opportunity for the railways____back into public ownership.
A.be bought
B.to be bought
C.buying
D.be buying

【答案】 B
4、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.strengthen
B.build
C.connect
D.decorate

【答案】 A
5、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Westerners may establish long-term cooperation with one supplier
B.Chinese panel tends to looking for clear alternatives
C.Chinese negotiator is illogical
D.Westerners are straightforward in Chinese businessmen's eyes

【答案】 A
6、The teaching building was named______the person who donated money for it.
A.with
B.after
C.by
D.from

【答案】 B
7、Passage 1
A.giving examples
B.By providing data.BBy raising questions
C.By making comparisons

【答案】 A
8、 在下列有关账项核对中，不属于账账核对的内容是（　　）。
A.银行存款日记账余额与其总账余额的核对
B.银行存款日记余额与银行对账单余额的核对
C.总账账户借方发生额合计数与明细借方发生额合计数的核对
D.总账账户贷方发生额合计数与明细贷方发生额合计数的核对

【答案】 B
9、资料：Native ads - or ads that take on the look and feel of the content surrounding them - are taking over digital advertising.
A.a business history book
B.a textbook about advertisement
C.a business report website
D.an introduction of a novel

【答案】 C
10、Only when humanity began to get its food in a more （ ） way was there time for other things, like sports games and entertainment activities.
A.predictive
B.provocative
C.protective
D.productive

【答案】 D
11、资料：The daily changes of the market can lead investors astray.The ups and downs make the tendency to look at the portfolio,s performance frequently too temping.This means investers are likely to perceive mere risk,forgetting about their key term goals.
A.Most investors log into their trading accounts every day
B.The investors who seldom check daily changes may get more returns
C.The potential gain and loss of assets can be predicted
D.The potential growth rate of the portfolio is likely to be fixed

【答案】 B
12、“乐以天下忧以天下，然而不王者，未之有也”与下列哪一观点是同一学派（　　）
A.刑过不避大臣，赏善不遗匹夫
B.天之道，损有余而补不足，人之道，则不然，损不足以奉有余
C.域民不以封疆之界，固国不以山溪之险，威天下以后某不利
D.其用战也胜、久则钝兵挫锐、攻城则倔、久暴师则国用不足

【答案】 C
13、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.Those who are unwilling to stay alone in their hotel rooms
B.Those who would like to explorer more about Montreal
C.Those who are fond of jazz music
D.Those who get tired of businesses and conferences

【答案】 B
14、填入括号中最恰当的词语是（　　）。
A.震撼延迟
B.振奋推迟
C.震撼推迟
D.振奋延迟

【答案】 B
15、下来关于“服务业营业税改征增值税”的说法正确的是（ ）。
A.服务业营业税改征增值税是指根据服务业的营业税修改增值税
B.改革只针对服务行业
C.服务业营业税改征增值税是指对服务业由征收营业税改为征收增值税
D.试点行业的总体税负略有增加

【答案】 C
16、某企业投资了一个加工厂，建成后，每年可生产某种零件2.5万件，每件毛利润为1元。第一年的维护成本是0.1万元，以后按照每年0.1万元递增，则该厂可在第（　　）年实现累计利润（毛利润-维护成本）20万的目标。
A.12
B.11
C.10
D.13

【答案】 B
17、资料：It’s easy to trace the evolution of the automobile.At most，we’re only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.
A.methods of genealogy
B.methods of archaeology linguistics
C.methods of anthropology
D.methods of primatology

【答案】 D
18、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.E-government is on the increase and well funded
B.The investment on e-government is adequate
C.Government officials’ interest in e-government is declining
D.E-government is convenient and flexible

【答案】 D
19、You can send and retrieve___many files as you want to a message-up to 1MB（1024K） of attachments.
A.too
B.such
C.so
D.as

【答案】 D
20、企业溢价发行股票时，超过股票面值的部分计入（　　）。
A.盈余公积
B.实收资本
C.资本公积
D.留存收益

【答案】 C
21、货币形式亦称“货币价值形式”它是固定地由充当一般等价物的特殊商品来表现其他所有商品价值的价值形式，它发展最原始的形式为（　　）。
A.实物货币
B.电子货币
C.金属货币
D.代用货币

【答案】 A
22、材料二：2018年上半年，我国经常账户逆差1801亿元，资本和金融账户顺差4247亿元，其中，非储备性质的金融账户顺差7451亿元，储备资产增加3192亿元。
A.国际收支平衡按单式薄记原理编制
B.国际收支平衡表表上的数据是“存量”而非“流量”
C.国际收支平衡表是某一时点的统计报表
D.国际收支平衡表记录了一国或地区在一定时期的国际收支情况

【答案】 D
23、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.
A.Stop the Dakota Access permanently
B.Join the Paris climate agreement
C.Require federal agencies to take climate change into consideration when making decisions
D.Suspend the construction of Dakota Access

【答案】 A
24、认识的本质是主体对（ ）。
A.客体的选择和建构
B.客观事物的直观反映
C.人的心灵活动的内省
D.客体的能动反映

【答案】 D
25、银行是在经济发展过程中产生的，其发展的根本动力是（　　）。
A.经济发展中的投融资需求和服务性需求
B.经济发展中对货币的需求以及对衍生信用的需求
C.社会发展中居民及机构对财富保值增值的需求
D.社会生产力发展到一定阶段的必然产物

【答案】 A
26、在下列固定资产中，不属于企业资产，不计折旧的是（　　）。
A.季节性停用的房屋
B.经营方式租入的固定资产
C.融资租入的设备
D.经营方式租出的设备

【答案】 B
27、Being questioned on the court,the man denied（　　）the diamond.
A.having taken
B.taking
C.to have taken
D.to take

【答案】 A
28、In some cases the exchange continued further, a sign of strong____over basic matters.
A.disagreement
B.consistency
C.joke
D.diversion

【答案】 B
29、对有价证券行市的正确理解是（　　）。
A.证券行市与市场利率负相关
B.证券行市是有价证券的发行价格
C.证券行市是证券面值的资本化
D.证券行市与证券收益率负相关

【答案】 A
30、Not only______the fall of the czar, but it also destroyed the provisional government.
A.did World War I cause
B.World War I cause
C.was World War I cause
D.World War I to cause

【答案】 A
31、Passage 2
A.How rich and poor regions can share responsibility in curbing global warming
B.How human and economic losses from climate change can be reduced
C.How emissions of heat-trapping gases can be reduced on a global scale
D.How rich countries can better help poor regions reduce climate hazards

【答案】 D
32、All car makers are spending billions trying to figure out a future that is more______，more autonomous and steps back from fossil fuels。
A.electric
B.electrical
C.electronic
D.electrified

【答案】 A
33、And they must be swifter to embrace new technology, from the excitement of the Internet to the _______of the telephone.
A.dullness
B.tension
C.pressure
D.restrictions

【答案】 A
34、The spokesman didn’t（　　）any details concerning the disarmament talk.
A.expose
B.disclose
C.enclose
D.impart

【答案】 B
35、隔日交割，即在成交后的第一个营业日内进行交割的是（　　）。
A.即期外汇交易
B.远期外汇交易
C.中期外汇交易
D.长期外汇交易

【答案】 A
36、（）是收文办理的中心环节。
A.批办
B.拟办
C.承办
D.注办

【答案】 C
37、泰戈尔获得诺贝尔文学奖的时间是（　　）。
A.1923年
B.1913年
C.1915年
D.1918年

【答案】 B
38、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
A.FRA
B.Laws of states
C.Fed
D.OCC

【答案】 C
39、This year, the figures are 27 percent and 53 percent ______.
A.respectively
B.respectly
C.respecting
D.respect

【答案】 A
40、Therefore, individuals may attend higher education to avoid or______their required military service.
A.cancel
B.postpone
C.refuse
D.display

【答案】 B
41、政府无论调高或者调低价格，其结果（　　）。
A.都会使消费者得到好处
B.都会使生产者得到好处
C.都会使供求失衡现象消失
D.都可能使供求失衡现象持续存在

【答案】 D
42、It seems somewhat（ ）to expect anyone to drive 3 hours just for a 20-minute meeting。
A.eccentric
B.impossible
C.absurd
D.unique

【答案】 C
43、Passage 6
A.a dramatic reduction of its scale
B.its wrongly-directed implementation
C.the government’s reluctance to back it
D.an unreasonable price for enrollment

【答案】 D
44、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.
A.the sleeper’s own mind
B.the sleeper’s feeling
C.the sleeper’s imagination
D.the sleeper’s wishes

【答案】 A
45、物体的惯性与( ）有关。
A.速度
B.加速度
C.质量
D.运动状态

【答案】 C
46、The students expected there ______ more reviewing classes before the final exam.
A.being
B.have been
C.is
D.to be

【答案】 D
47、在商业银行经营管理原则中，流动性、安全性与盈利性成（ ）关系。
A.反比
B.正比
C.对比
D.一致

【答案】 A
48、在期权交易中，如果你预测某种股票的价格会上涨，则应（ ）。
A.买人看涨期权
B.卖出看涨期权
C.买人看跌期权
D.买入双重期权

【答案】 A
49、以下属于中国金融监管的对象有（ ）。
A.国有商业银行
B.农村信用合作社
C.信托投资机构
D.以上均是

【答案】 D
50、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.It is helpful to the company if the employers can lay off employees with health issues
B.Company discount on gym memberships will surely improve employees’ frequency of exercise
C.Most Americans have suffered from stress-related illnesses
D.To make sure that the employees are aware of the importance of physical and mental health is essential to promote good health in a company

【答案】 D
51、下列名画按创作时间排序正确的是（　　）。
A.①②③④
B.②①④③
C.③④①②
D.④①③②

【答案】 C
52、 鉴于总账及其所属明细账相互关系，在进行账簿登记时应采用（　　）。
A.复式记账法
B.借贷记账法
C.平行登记法
D.加权平均法

【答案】 C
53、The fact worried many scientists（　　）the earth is becoming warmer and warmer.
A.what
B.which
C.that
D.though

【答案】 C
54、假设银行系统:(1)原始存款为900万元；(2)法定存款准备金率6%;(3)为现金漏损率为15%;(4)超额准备率为3%。此时银行系统的派生存款总额为()万元。
A.3750
B.4286
C.5000
D.10000

【答案】 A
55、昼为阳，夜为阴，则上午为（ ）。
A.阳中之阴
B.阳中之阳
C.辰
D.阴中之阳

【答案】 B
56、C语言程序是由（　　）构成的。
A.一些可执行语言
B.main函数
C.函数
D.包含文件中的第一个函数

【答案】 C
57、At the meeting, the manager talked ______about the need for better attendance and punctuality.
A.briefly
B.briefing
C.shortly
D.shorts

【答案】 A
58、票据丧失的补救措施不包括（ ）。
A.停止支付
B.挂失止付
C.公示催告
D.提起诉讼

【答案】 A
59、The special deal offered by our supplier will last only for a（　　）time.
A.limited
B.minor
C.partial
D.lower

【答案】 A
60、I would like to take advantage of this opportunity to express my sincere ______ for your help.
A.regulation
B.recreation
C.appreciation
D.guarantee

【答案】 C
61、下列四组世界文学名著中属于美国作家作品的一组是（　　）。
A.《悲惨世界》《红与黑》
B.《假如给我三天光明》《百万英镑》
C.《雾都孤儿》《简·爱》
D.《钢铁是怎样炼成的》《战胜与和平》

【答案】 B
62、资料：The federal government on Wednesday recommended an endangered-species listing for the loggerhead turtles in U.S. Waters, a decision that could lead to tighter restrictions on fishing and other maritime trades.Environmental groups who’ d been pushing an endangered listing said the proposal was a “turning point”they hope will lead to greater turtle protections.
A.Nature is quite fair regarding the survival of turtles
B.Turtles are by nature indifferent to human activities
C.Course of nature will not be changed by human interference
D.The turtle population has decreased in spite of human protection

【答案】 D
63、下列句子中语序排列最连贯的一项是（　　）。
A.（4）（1）（3）（5）（2）
B.（1）（4）（3）（5）（2）
C.（1）（5）（2）（4）（3）
D.（4）（3）（5）（2）（1）

【答案】 B
64、总分类账与明细分类账平行登记四要点中的“依据相同”是指（ ）。
A.总分类账要根据明细分类账进行登记
B.明细分类账要根据总分类账进行登记
C.根据同一会计凭证进行登记
D.由同一人员进行登记

【答案】 C
65、商业银行的经营是指对其所开展的各项业务活动的（ ）。
A.组织和控制
B.组织和营销
C.控制和监督
D.计划和组织

【答案】 B
66、资料：People differ greatly in their readiness to try new products. In each product area，there are“consumption pioneers”and early adopters. Other individuals adopt new products much later. After a slow start，an increasing number of people adopt the new product.
A.They rely more on their own values and judgment。
B.They are reluctant to take risks。
C.They are more receptive to familiar things。
D.They are more brand loyal。

【答案】 A
67、目前我国票据贴现业务的主要票据是（ ）。
A.支票
B.银行本票
C.商业承兑汇票
D.银行承兑汇票

【答案】 D
68、She got her degree successfully as her university _____was on Marina Tsvetaeva, a poet then in deep official disfavor.
A.conclusion
B.hypothesis
C.dissertation
D.paradox

【答案】 C
69、I never imagined that she could walk（　　）far,7 miles per day!.
A.as
B.such
C.that
D.very

【答案】 C
70、廉租住房建设贷款，贷款期限最长不超过（ ）年。
A.2
B.3
C.5
D.8

【答案】 C
71、The special deal offered by our supplier will last only for a（　　）time.
A.limited
B.minor
C.partial
D.lower

【答案】 A
72、资料：It's almost