2022-2025年银行招聘之银行招聘综合知识自我提分评估(附答案).docx

2022-2025年银行招聘之银行招聘综合知识自我提分评估(附答案)

单选题（共800题）
1、下列各项中，哪一项是最能衡量股东利润最大化的指标？（　　）
A.资本利润率
B.资产利润率
C.销售利润率
D.股权分红率

【答案】 D
2、资料：欧洲的经济学家Mr.T首先跟你谈了欧洲的一些优势，以及一些好的企业。请根据下列资料回答问题
A.Zumo does not need to change its brand name
B.Zumospa only produces sports drinks
C.Zumo is available in Europe and North America
D.Spanish identity is not suitable for Zumo to tap into global market

【答案】 D
3、Passage 10
A.give their parents some free time
B.make their parents more creative
C.help them with their homework
D.help them become more attentive

【答案】 A
4、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.
A.Politicians should call on a parenting revolution
B.Government may have failed to keep families stable
C.Only rich parents can offer their children what's the best
D.Parenting advice is often inaccessible to poor families

【答案】 D
5、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)
A.To share with readers the author’s unbearable life caused by cyberbullying
B.To accuse the whole society of its public humiliation which has become a culture
C.To draw people's attention to tragedies of victims due to cyberbullying
D.To complain to readers that social media has made a large amount of money out of

【答案】 C
6、某砖厂计划20天生产30000块砖，现在已生产的块数可以装2辆卡车，已知每盒装6块砖，每箱装40盒，每辆卡车装50箱，照这样计算，还要生产几天才能全部完成？（　　）
A.4天
B.6天
C.8天
D.10天

【答案】 A
7、Passage 4
A.Large imagination
B.Quick action
C.Great ambition
D.Great investment

【答案】 D
8、下列不属于银行业监管原则的是( )。
A.独立监管原则
B.审慎监管原则
C.协调监管原则
D.保护投资者利益原则

【答案】 D
9、OPEC holds meetings frequently so as to regulate the outp of __ oil.
A.first
B.crude
C.original
D.primary

【答案】 B
10、When asked（　　）they needed most,children said they wanted more love and care.
A.what
B.why
C.whom
D.which

【答案】 A
11、需求拉上的通货膨胀可以通俗地表述为（ ）。
A.太多的货币追求太多的商品
B.太多的货币追求太少的商品
C.太少的货币追求太多的商品
D.太少的货币追求太少的商品

【答案】 B
12、下列无符号十进制整数中，能用8个二进制位表示的是（　　）。
A.257
B.201
C.313
D.296

【答案】 B
13、Passage 8
A.the widows were pressured to lose their own names
B.the widows may be forced to leave their homes
C.the widows have misunderstood the reverse mortgage
D.the widows do not know what their long-desired things are

【答案】 B
14、中国农业银行于2010年7月15日和16日正式在上海和香港两地上市，至此，中国四大国有商业银行全部实现上市，中国金融改革开始新的一页。
A.股票
B.证券
C.债券
D.投资基金

【答案】 A
15、.注册会计师对存货抽査时发现了差异，下列处理中不恰当的是（ ）。
A.应査明原因，及时提请被审计单位更正
B.不管是什么差异，应当提请被审计单位先挂账“待处理财产损溢——待处理流动资产损溢”后再作处理
C.注册会计师应当考虑错误的潜在范围和重大程度，在可能的情况下，增加抽查范围以减少错误的发生
D.注册会计师根据抽查的结果如果认为盘点记录中错误程度非常严重，应当要求被审计单位重新进行盘点

【答案】 B
16、股票是（　　）。
A.可以随时收回的股金凭证
B.投资入股和按期获得股息收入的凭证
C.一般贷款取得利息的凭证
D.没有价值不能买卖的无价证券

【答案】 B
17、The museum contains several____works of Renaissance art, including two paintings by Raphael, one by Durer, one by Titian, and an early sketch by Tintoretto.
A.useless
B.priceless
C.valueless
D.worthless

【答案】 B
18、联合国大会将每年的（　　）定为“妇女和女童参与科学国际日”，今年的主题是“投资妇女和女童参与科学，促进包容性绿色增长”。
A.2月10日
B.2月11日
C.2月12日
D.2月13日

【答案】 B
19、7/9，13/9，20/9，28/9，（　　）。
A.25/9
B.37/9
C.26/9
D.8/3

【答案】 B
20、Many English boys go to boarding school at the age of seven.They usually （ ）quickly and are very happy.
A.get along
B.carry on
C.bring up
D.settle down

【答案】 D
21、以下关于宏观经济政策与证券市场间的关系说法错误的是（　　）。
A.汇率下降，本币升值，出口型企业证券价格就会上扬
B.货币政策的调整会直接、迅速地影响证券市场
C.财政政策的调整对证券市场具有持久但较为缓慢的影响
D.汇率政策的调整从结构上影响证券市场价格

【答案】 A
22、 ( )是指企业在日常活动中形成的、会导致所有者权益增加的、与所有者投入资本无关的经济利益的总流入。
A.资产
B.收入
C.费用
D.利润

【答案】 B
23、资料：There's a good chance that spicy crunchy tuna roll you ordered for lunch doesn't actually contain any tuna at all.
A.Many sushi restaurants refuse to serve some fish because of the risk of fake fish
B.People have access to track the origins of fish sold in sushi shops
C.Most fish sold in sushi stores is mislabeled but new tech can help to fix the problem
D.Citizens in the US no longer trust the fish sold in sushi venues

【答案】 C
24、下列不是用于记载会议主要精神和议定事项的公文是（ ）。
A.决议
B.会议纪要
C.会议记录
D.议案

【答案】 C
25、“上午忙麦茬，下午摘棉花”是民间描述寒露时节农事活动的谚语。在下列地区中，该谚语描述的农事活动场景最可能出现在（　　）
A.珠江三角洲
B.柴达木盆地
C.藏南谷地
D.渭河平原

【答案】 D
26、省、自治区、直辖市的设立、撤销、更名，须报（ ）审议决定。
A.全国人民代表大会
B.国务院
C.全国人大常委会
D.省级国家权力机关审议决定

【答案】 A
27、资料：Word of Mouth promotion is based on the principle of pull marketing.
A.word of Mouth promotion is based on the principle of pull marketing
B.it uses above the line promotional techniques
C.it gets consumers to bring other countries to the product
D.it relies on the transimission of positive message

【答案】 B
28、吊销违法者的经营许可证是( )。
A.行政命令
B.行政处罚
C.行政处分
D.行政强制执行

【答案】 B
29、一项研究表明，在人类进化的过程中，采用火制备熟的肉类食用是一大进步。高温杀灭了肉类中的部分有害细菌和病毒，而那些没有完全被杀死的细菌和病毒刺激了人类的免疫系统而不至于让其崩溃，从而促使人类的免疫系统得到进化。因此，人类才能比在野外生活的其他灵长类动物更好地抵御各类疾病。
A.人类生活在有公共卫生系统保护的社会中
B.有些人一生只吃素，患病的次数也很少
C.高温能够降低病毒或细菌的致病性
D.野外的灵长类动物更容易感染各种细菌或病毒引起的疾病

【答案】 C
30、 在结账以前，如果发现账簿记录有错误，而记账凭证没有错误，仅属于记账时文字或数字上的笔误，应采用( )。
A.蓝字更正法
B.红字更正法
C.补充登记法
D.划线更正法

【答案】 D
31、有一批书要翻译，如果甲单独翻译需要22天，如果是乙单独翻译需要11天。现在甲先翻译一天，乙接着翻译一天，然后甲再翻译一天……如此以后，翻译完这批书需要（　　）天。
A.16
B.15
C.17
D.14

【答案】 B
32、据统计，自去年9月份以来，纯碱价格已经从1400元/吨左右上涨至2200元/吨左右，涨幅约60%。假设纯碱与甲商品是替代品，与乙商品是互补品。那么在其他条件不变的情况下，以下说法正确的是（　　）。
A.甲商品需求量会增加，乙商品需求量会增加
B.甲商品需求量会减少，乙商品需求量会减少
C.甲商品需求量会增加，乙商品需求量会减少
D.甲商品需求量会减少，乙商品需求量会增加

【答案】 C
33、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a "sharing economy" based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.
A.dig into
B.specialize in
C.break into
D.make use of

【答案】 A
34、资料：International Federation for Scientific Research
A.To invite a researcher to speak at a convention
B.To recommend an academic article
C.To encourage a member to attend a conference
D.To ask a scientist to post research data to a Web site

【答案】 C
35、在银行表外业务中，下列属于金融衍生交易类业务的是（　　）。
A.备用信用证业务
B.承兑业务
C.利率期权业务
D.保函业务

【答案】 C
36、资料：From: Iris Wu
A.graphic designer
B.marketing director
C.An appliance technician
D.An administrative assistant

【答案】 B
37、资料：Are walkers smarter than drivers?
A.Aimed to
B.Helpful to
C.Harmful to
D.Related to

【答案】 B
38、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.
A.help the person understand himself better
B.studying the benefits of dreams
C.trying to make the sleeper dream logically
D.trying to help the dreamer recall his earlier dreams

【答案】 A
39、甲将半年前购买的一只股票卖出，卖出时依规定被征收了交易额的0.05个税点的税，已知卖出时这只股票较购买时价格上涨了20%，交易后，甲发现赚了15.4万元，那么，甲购买时花了多少万元？（　　）
A.110
B.80
C.100
D.50

【答案】 A
40、技能大赛中，刘师傅看了对手的资料后说：“如果我出场，每场比赛胜出的概率是0.3，但黄师傅出场的话，概率就是0.8。”于是决定，刘师傅出场1次，黄师傅出场2次，完成3场比赛后，总计胜出2场就可以进入总决赛。则他们进入总决赛的概率是（　　）。
A.0.854
B.0.562
C.0.736
D.0.688

【答案】 C
41、Drade Technologies has responded ____ to our proposal for its new advertising campaign.
A.favorable
B.favoring
C.favorably
D.favorite

【答案】 C
42、下列哪个选项不在世界四大文明古国之列？（ ）
A.巴比伦
B.雅典
C.埃及
D.印度

【答案】 B
43、关于我国的军衔制度，下列说法正确的是（)。
A.士兵军衔肩章版面底色有棕绿色、天蓝色、黑色三种
B.军官军衔一般分帅、将、校、尉、士五个等级
C.刘伯承、陈毅、粟裕等人曾被授予元帅军衔
D.中国人民解放军第一次实行军衔制度是在1949年

【答案】 A
44、下列不属于大额可转让定期存单特点的是（　　）。
A.不记名转让流通
B.必须到期方可提取本息
C.期限短，一般在一年以内
D.进入市场的主体有严格的限制

【答案】 D
45、 我国商业银行会计信息披露新的发展趋势是（　）。
A.已逐渐从会计报表披露为主转向其他财务会计报告披露的新的发展阶段
B.已逐渐从会计报表、会计报表附注及其他财务会计报告共同披露转向会计报表披露为主的新的发展阶段
C.已逐渐从会计报表披露为主转向会计报表附注披露的新的发展阶段
D.已逐渐从会计报表披露为主转向会计报表、会计报表附注及其他财务会计报告共同披露的新的发展阶段

【答案】 D
46、If English means endless new words，difficult grammar and sometimes strange pronunciation，you are wrong.Haven’t you noticed that you have become smarter since you started to learn a language?
A.language can help brain power
B.man's ability of learning a second language
C.science on learning a second language
D.language learning and maths study

【答案】 A
47、资料：Business,academic and civic leaders in Cambridge have warned that one of Britain’s major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.
A.To create more job positions for foreign talents
B.To comfort existing foreign talents
C.To attract new talents
D.To stimulate local economy

【答案】 B
48、（　　）how difficult the situation may seem,it is very important to remember that there are others who are in worse situations.
A.As if
B.Even so
C.As though
D.No matter

【答案】 D
49、资料：（一）
A.the money paid by the insurers
B.the cost of administering insurance
C.the money paid by the insured
D.the amount of each premium

【答案】 C
50、There are several____between our new photocopier and our old one: these include an advanced colour facility and a multitask option.
A.similar
B.similarly
C.similar to
D.similarities

【答案】 D
51、我国农村信用社改革采取成立（ ）三种模式。
A.村镇银行、农村合作银行、以县市为单位统一法人
B.农村商业银行、贷款公司、农村合作基金会
C.农村合作银行、农村商业银行、小额贷款公司
D.农村合作银行、农村商业银行、以县市为单位统一法人

【答案】 D
52、下列哪一个选项不属于我国宪法规定的公民政治自由？（　　）
A.结社
B.罢工
C.言论
D.出版

【答案】 B
53、在中央银行资产负债表中，属于负债项目的是（　　）。
A.财政部门的借款
B.中央银行发行债券
C.外汇储备
D.待收款项和固定资产

【答案】 B
54、Airlines are already increasing their price on the____that fuel prices are going to rise.
A.consumption
B.destruction
C.assumption
D.presumption

【答案】 C
55、An entrepreneur’s product or service must sound ______ and marketable, enough to convince people to become investors.
A.sustainable
B.feasible
C.probable
D.eligible

【答案】 B
56、Maltreated infants and young children are substantially more likely than older maltreated children to be seriously harmed or killed as a result of______or neglect。
A.abandon
B.misuse
C.abuse
D.curse

【答案】 A
57、Passage 1
A.pay off all her debts
B.handle her money better
C.find a job in a bank
D.manage the family income

【答案】 B
58、 Like no previous technology, mobile technology has spread______an unprecedented pace in the last few years.
A.at
B.in
C.on
D.with

【答案】 A
59、It is clear that children between the ages of 3 and 6 years already have negative attitudes towards fat and a（　　）a thin body.
A.infection
B.reference
C.preference
D.like

【答案】 C
60、以“甲和乙不都是律师”为前提，再增加（ ）为一个前提，就可以有效地推出结论“乙不是律师。
A.甲是律师
B.如果甲不是律师，则乙是律师
C.甲不是律师
D.如果甲是律师，则乙不是律师

【答案】 A
61、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.
A.How rich and poor regions can share responsibility in curbing global warming
B.How human and economic losses from climate change can be reduced
C.How emissions of heat-trapping gases can be reduced on a global scale
D.How rich countries can better help poor regions reduce climate hazards

【答案】 D
62、 会计账簿包括( )、明细账、日记账和其他辅助性账簿。
A.日计表
B.统计表
C.总账
D.余额表

【答案】 C
63、IBM公司制造的“深蓝”计算机战胜了世界顶级国际象棋大师卡斯帕罗夫，这一事实表明（　　）。
A.电脑具有比人脑更高级的运动形式
B.电脑是物化了的人的意识，电脑战胜人脑，实质上是人类自己战胜自己
C.人脑的运动与电脑一样，归根到底是电子等物质粒子的运动
D.电脑和机器人也能进行某些实践活动

【答案】 B
64、Henry found it difficult to get his British jokes（　　）to Chinese audience.
A.across
B.deal
C.over
D.down

【答案】 A
65、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity.
A.Gonano will break up with Spatoro
B.Gonano will sell the Picasso Painting
C.Gonano will move to France
D.Gonano will put the painting on display

【答案】 D
66、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?
A.Consumer and investor still hold confidence in the US economy
B.There is little scope for provoking the economy
C.US is predicted to be recovering very slowly
D.The US recovery would give the rest of the world a more promising future

【答案】 A
67、现代管理活动是一种具有广泛、复杂联系的社会活动，是一种多规律共同起作用的有机统一的活动，因此，在管理过程中应（ ）。
A.选择其中的一种方法
B.运用其中的几种方法
C.结合实际综合运用各种管理方法
D.运用所有管理方法

【答案】 C
68、Italy calls an emergency meeting to save the ancient city of Pompeii（　　）falling down.
A.on
B.off
C.from
D.against

【答案】 C
69、商业银行经营的核心是（ ）。
A.扩大贷款规模
B.市场营销
C.增加资本金
D.提高收益

【答案】 B
70、银行内部管理人员根据银行所承担的风险计算的，银行需要保有的最低资本量称为（　　）。
A.实收资本
B.核心资本
C.监管资本
D.经济资本

【答案】 D
71、It is ______ how soon the investigators will arrive at the site.
A.unclear
B.undoubted
C.unreal
D.unaware

【答案】 A
72、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them.
A.It tells you what to produce
B.It tells you how to grow tomatoes
C.It provides you with everything you need
D.It helps you save money

【答案】 A
73、对擅自使用与知名商品相近似的名称、包装、装潢，造成和他人的知名商品相似使购买者误认为是该知名商品的行为判断，所依据的是（　　）。
A.《商标法》
B.专利法》
C.《消费者权益保护法》
D.《反不正当竞争法》

【答案】 D
74、No student（　　）go out of school for snacks during the break without the teacher’s permission.
A.will
B.must
C.shall
D.may

【答案】 C
75、资料：The Oakview Cafe
A.A newspaper reporte