2022-2025年银行招聘之银行招聘综合知识题库附答案（典型题）.docx

2022-2025年银行招聘之银行招聘综合知识题库附答案（典型题）

单选题（共800题）
1、—“Is there（　　）here?”
A.anybody
B.everybody
C.somebody
D.nobody

【答案】 B
2、下列关于历史典籍，表述正确的是（　　）。
A.《春秋》是我国第一部国别体史书
B.《史记》是我国第一部编年体通史
C.《汉书》是我国第一部纪传体断代史
D.《资治通鉴》是我国第一部纪传体通史

【答案】 C
3、需要层次理论的提出者是（　　）。
A.庇古
B.马歇尔
C.马斯洛
D.科特勒

【答案】 C
4、商业银行不动用本身资金，为顾客提供的各类服务的业务是（　　）。
A.负债业务
B.证券业务
C.中间业务
D.同业拆借业务

【答案】 C
5、资料：Global business travel topped $1.2 trillion and is expected to reach $1.6 trillion by 2020, according to new research by the Global Business Travel Association（GBTA）, an association representing the interests of corporate travel managers. What’s more China has now surpassed the U.S. as the largest business travel market in the world, ringing up $291 billion last year.
A.US market alone amounted to $291 billion last year
B.GBTA stands for travelers’ interest
C.US used to be largest single market in the industry
D.Global business travel is stagnant

【答案】 C
6、This does not mean I will take it______from the rich and give it to the poor.
A.up
B.on
C.in
D.away

【答案】 D
7、资料：Placing the right type of workers in close proximity to each other can generate up to a 15 percent increase in organizational performance，according to the study from Cornerstone On Demand，a provider of cloud-based learning and talent-management software，and researchers at Harvard Business School in Massachusetts. For businesses with 2，000 employees, this translates into an additional $1 million in profit each year，the study said.
A.The reason for better performances
B.The impact of seating employees close to each other
C.The findings of seating different categories of people
D.All above

【答案】 C
8、 下列与不作为犯罪相关的表述，哪一选项是正确的?（　　）
A.甲警察接到报案：有歹徒正在杀害其妻。甲立即前往现场，但只是站在现场观看，没有采取任何措施。此时，县卫生局副局长刘某路过现场，也未救助被害妇女。结果，歹徒杀害了该女子。甲和刘某都是国家机关工作人员，都没有履行救助义务，均应成立渎职罪
B.甲非常讨厌其侄子乙(6岁)。某日，甲携乙外出时，张三酒后驾车撞伤了乙并迅速逃逸。乙躺在血泊中。甲心想，反正事故不是自己造成的，于是离开了现场。乙因得不到救助而死亡。由于张三负有救助义务.所以甲不构成不作为犯罪
C.甲下班回家后，发现自家门前放着一包来历不明、类似面粉的东西。甲第二天上班时拿到实验室化验，发现是海洛因，于是立即倒入厕所马桶冲入下水道。甲虽然没有将毒品上交公安部门.但不构成非法持有毒品罪
D.《消防法》规定，任何人发现火灾都必须立即报警。过路人甲发现火灾后没有及时报警，导致火灾蔓延。甲的行为成立不作为的放火罪

【答案】 C
9、2013年3月16日，我国目前正在建设的最长高瓦斯隧道——兰州至重庆铁路客运专线（ ）隧道，经过中茵铁建十八局集团建设者三年多施工正式贯通，标志着制约兰渝铁路全线铺轨工期的难点按期突破。
A.梅岭关
B.南岭关
C.上下关
D.天涧关

【答案】 A
10、 以下行为尚不构成违法行为的是（　　）。
A.以自制人民币换取真币
B.出售自制人民币
C.在不知是假币的情况下使用了假币
D.帮助朋友运输了假币，但数额较小

【答案】 C
11、某企业与工人签订了为期3年的劳动合同，约定在3年内按现行工资水平付给工人工资。此后3年内，企业所在国发生了通货膨胀，并且企业经常以各种借口缩短中午休息时间。企业在3年经营当中获取了超过同行业其他企业的更高的利润，那么该企业超出其他企业的利润的来源是（　　）。
A.一部分工人工资与绝对剩余价值
B.绝对剩余价值与相对剩余价值
C.一部分工人工资和相对剩余价值
D.一部分工人工资、绝对剩余价值与相对剩余价值

【答案】 A
12、金融资产管理公司属于（ ）。
A.银行机构
B.非银行金融机构
C.信托机构
D.证券机构

【答案】 B
13、The special deal offered by our supplier will last only for a（　　）time.
A.limited
B.minor
C.partial
D.lower

【答案】 A
14、 ( )不属于反映企业在一定会计期间的经营成果的会计要素。
A.资产
B.收入
C.费用
D.利润

【答案】 A
15、The first IC’s were made____the early 1960’s.
A.in
B.from
C.for
D.of

【答案】 A
16、我国习惯上将年息、月息、日息都以“厘”作单位，但实际含义却不同，若年息8厘，月息 6厘，日息3厘，则分别是指（ )
A.年利率为8%，月利率为6%，日利率为
B.年利率为8%，月利率为6%，日利率为3‰
C.年利率为8%。，月利率为6‰，日利率为3‰
D.年利率为8%，月利率为3‰，日利率为0. 33‰

【答案】 D
17、Passage 4
A.such risks are very expensive
B.such risks cannot be estimated precisely
C.such risks are too high
D.the premiums would be too high

【答案】 B
18、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.
A.The catastrophic consequences of climate change
B.US efforts in controlling greenhouse gas emissions
C.Investment threats in a changing climate
D.The world is in danger

【答案】 C
19、It is said that he（　　）for several years.
A.had died
B.has been dead
C.died
D.has dead

【答案】 B
20、If English means endless new words，difficult grammar and sometimes strange pronunciation，you are wrong.Haven’t you noticed that you have become smarter since you started to learn a language?
A.the experience of learning a second language has bad effect on people’s brain
B.there is no difference between a later second language learner and one who doesn’t know a second language
C.the earlier you start to learn a second language，the higher the grey matter density is
D.the ability of learning a second language is changing all the time

【答案】 C
21、In____, the company owns and operates four television stations.
A.addition
B.plus
C.also
D.more

【答案】 A
22、垄断竞争的市场结构主要特征是（　　）。
A.产业集中度较低
B.产品无差别
C.进入和退出壁垒较低
D.他介于完全竞争和完全垄断之间，且偏向于垄断

【答案】 A
23、Your natural hair color begins to fade（　　）you grow older,and in time you grow grey.
A.since
B.when
C.while
D.as

【答案】 D
24、日本和我国香港的财务公司采用的模式是（ ）
A.美国模式
B.中国模式
C.英国模式
D.日本模式

【答案】 C
25、资料：之后，经济学家Mr.W谈了谈对中国的一些看法，请根据下列资料回答问题。
A.It requires you to exchange favors to get things done
B.It is the art form of bribery in the business
C.It involves money and power
D.It means connections or relationship among family members

【答案】 A
26、The fact worried many scientists（　　）the earth is becoming warmer and warmer.
A.what
B.which
C.that
D.though

【答案】 C
27、关于产品生命周期理论的意义，以下说法不正确的是（　　）。
A.借助产品生命周期理论，可以分析判断产品处于生命周期的哪一阶段，推测产品发展的趋势
B.产品生命周期理论揭示了任何产品都和生物有机体一样，有一个从诞生－成长－巅峰的过程
C.产品生命周期引导人们通过产品生命周期，了解和掌握出口的动态变化，为制定市场战略提供理论依据
D.它还反映出当代国际竞争的特点，即创新能力，模仿能力，是活的企业生存能力和优越地位的重要因素

【答案】 B
28、The（　　）tough training given by our company creates strong and able sales representatives who perform well above others in the same field.
A.indifferently
B.presumable
C.completely
D.unbearably

【答案】 D
29、资料：Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discrimination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.（1）
A.Some jobs are too dangerous for women
B.Men are hunting higher paid jobs in other places
C.In specific areas women are paid higher than men
D.Women have the choice of not bearing children

【答案】 B
30、Recently,Xiangning started to communicate with Mike,the contact person of Monsell.
A.admitted
B.accepted
C.received
D.announced

【答案】 A
31、If English means endless new words，difficult grammar and sometimes strange pronunciation，you are wrong.Haven’t you noticed that you have become smarter since you started to learn a language?
A.people who can speak two languages
B.second language learners
C.researchers on language learning
D.active language learners

【答案】 A
32、M2又称为广义货币供给量，是判断宏观信用松紧环境的常用指标，在各国有不同的统计口径。根据中国人民银行的规定，以下不属于M2的是（　　）。
A.活期存款
B.流通中现金
C.银行准备金
D.定期存款

【答案】 C
33、2012年5月13日，《中华人民共和国政府、日本国政府及大韩民国政府关于促进、便利 和保护投资的协定》于（ ）正式签署。
A.北京
B.首尔
C.东京
D.上海

【答案】 A
34、资料：Singapore Airlines plans to introduce inflight mobile phone and internet access in May this year,beginning with its flagship Airbus A380 fleet.
A.the telecoms system employed by Singapore Airlines on board each plane is the best of the breed
B.Singapore Airlines has a self-contained telecoms system which enables it to set high international roaming rates
C.the calls will be charged at international roaming rates which are normally high
D.it will be a privilege to a small

【答案】 B
35、 根据《会计档案管理办法》的规定，总分类账、明细分类账、辅助账、日记账均应保存( )。
A.20年
B.15年
C.25年
D.10年

【答案】 B
36、资料：Our goal with the new MacBook was to do the impossible: engineer a full-size experience into the lightest and most compact Mac notebook ever. That meant reimagining every element to make it not only lighter and thinner but also better. The result is more than just a new notebook. It’s the future of the notebook. And now, with sixth-generation Intel processors, improved graphics performance, faster flash storage, and up to 10 hours of battery life. MacBook is even more capable.
A.A notice
B.An advertisement
C.A proposal
D.A memo

【答案】 B
37、 银行编制财务报表的依据是( )。
A.会计凭证
B.会计科目
C.会计账户
D.会计账簿

【答案】 D
38、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments.
A.Task mastering students work on a teacher-assigned task
B.It involves four-person teams
C.Each student in the group acts as an “expert”
D.teacher-assigned task is divided into equal parts

【答案】 A
39、Being questioned on the court,the man denied（　　）the diamond.
A.having taken
B.taking
C.to have taken
D.to take

【答案】 A
40、He didn’t tell the truth.That reason could not（　　）his absence from school.
A.take into consideration
B.account for
C.make out
D.make up for

【答案】 B
41、某企业投资了一个加工厂，建成后，每年可生产某种零件2.5万件，每件毛利润为1元。第一年的维护成本是0.1万元，以后按照每年0.1万元递增，则该厂可在第（　　）年实现累计利润（毛利润-维护成本）20万的目标。
A.12
B.11
C.10
D.13

【答案】 B
42、我国习惯上将年息、月息、日息都以“厘”作单位，但实际含义却不同，若年息8厘，月息 6厘，日息3厘，则分别是指（ )
A.年利率为8%，月利率为6%，日利率为
B.年利率为8%，月利率为6%，日利率为3‰
C.年利率为8%。，月利率为6‰，日利率为3‰
D.年利率为8%，月利率为3‰，日利率为0. 33‰

【答案】 D
43、Of interest is also the question whether, and if so, how a technology marked by many as "revolutionary" can impact on established leaning and teaching in a context which appears to be______to change.
A.hesitant
B.reluctant
C.resistant
D.persistent

【答案】 C
44、Educating patients about receiving surgical procedures is becoming an important issue,______it can reduce anxiety and uncertainty while helping to hasten decisions for undergoing time sensitive surgeries.
A.therefore
B.as
C.if
D.however

【答案】 B
45、并非只有人类才有利他主义行为，这句话等同于（　　）。
A.有些动物具有利他主义行为
B.只有人类才有利他主义行为
C.除了人类，其他动物都有利他主义行为
D.利他主义行为并不是所有动物都具有

【答案】 C
46、大气中的臭氧层能够保护地球上的生物，这主要是因为臭氧层可以（ ）。
A.释放出大量氧气
B.滤除大量紫外线
C.屏蔽太阳的辐射
D.吸收大量二氧化碳

【答案】 B
47、资料：Keeping the Zeal of a Startup as You Scale
A.Because they often get more supports from the customers
B.Because they often damage the market order
C.Because they often challenge the old companies in many ways
D.Because they often make more momey than old companies

【答案】 C
48、____of the twins has passed the examination.
A.Neither
B.Every
C.All
D.Both

【答案】 A
49、资料：Asked to name their favorite city, many Americans would select San Francisco which began as a small Spanish outpost located on a magnificent bay. The town was little more than a village serving ranchers when the United States took possession of it in 1846 during the war with Mexico.
A.attractive lifestyle, good seafood, desirable weather
B.tourist attraction extreme seasons, cable cars
C.wagon trains, gold mining, good climate
D.cable cars, pleasant climate, flat terrain

【答案】 A
50、We shouldn’t ignore the importance of ______ our hobbies or getting involved in arts and crafts activities.
A.amplifying
B.enhancing
C.fostering
D.magnifying

【答案】 C
51、由两个以上的个人共同出资，通过签订协议而联合经营的企业属于（　　）。
A.合伙制企业
B.个人业主企业
C.有限责任公司
D.股份有限公司

【答案】 A
52、下列说法不正确的是（ ）。
A.舞低杨柳楼心月—柳永
B.两情若是久长时—秦观
C.此情无计可消除—李清照
D.可惜流年、忧愁风雨—辛弃疾

【答案】 A
53、财务管理的核心环节是（ ）。
A.规划和预测
B.财务预算
C.财务决策
D.财务控制

【答案】 C
54、Advertising is ______ into every aspect of our social life, and conveying cultural messages with the advantage of mass media.
A.to penetrate
B.penetrated
C.being penetrated
D.penetrating

【答案】 D
55、Passage 5
A.The possibility of government support for such a task
B.The need to explore Utah
C.The need to connect the east coast with the west
D.The need to develop the railroad industry in the west

【答案】 C
56、股票指数期货的结算采用（ ）。
A.现金
B.某种股票
C.股价指数
D.一揽子股票

【答案】 A
57、 证明实物资产是否存在的非常有说服力的证据是( )。
A.书面证据
B.环境证据
C.实物证据
D.口头证据

【答案】 C
58、根据我国《合同法》的规定，存在下列（　　）情形的合同，当事人一方有权请求人民法院或者仲裁机构撤销合同。
A.因重大误解订立的
B.损害国家利益的
C.以合法形式掩盖非法目的
D.违反法律、行政法规的强制性规定的

【答案】 A
59、No student（　　）go out of school for snacks during the break without the teacher’s permission.
A.will
B.must
C.shall
D.may

【答案】 C
60、Passage 3
A.Relieve stress
B.Nothing special
C.Bring financial impacts
D.Both A and C

【答案】 D
61、We need to involve at least 20 people on this project,____it can’t go ahead.
A.however
B.even if
C.due to
D.otherwise

【答案】 D
62、Should UK depositors lose money, the government would have to decide whether to____for it directly.
A.notify
B.compensate
C.overlook
D.trigger

【答案】 B
63、甲有一手表，委托乙保管，乙擅自将手表卖给丙，丙又赠与女友丁，丁戴上3天后在街头被戊抢走，戊后又遗失于街头，为庚拾得。根据《物权法》的规定，对该手表享有所有权的是（　　）。
A.甲
B.丙
C.丁
D.庚

【答案】 C
64、在管理方格理论中，（9，1）对应的是（　　）领导方式。
A.团队性
B.任务型
C.乡村俱乐部型
D.中庸指导型

【答案】 B
65、资料：To manage teams organization require effective managers.Highly skilled and trained managers can make more informed decisions. The use of beat practice models enables managers to ensure their teams operate efficiently.This will improve quality for customers as staff will be better trained to deal with customers' needs.It will also improve team effectiveness and help organizations to perform better.
A.Customers' needs
B.Practice models
C.Books of management
D.A trained secretary

【答案】 B
66、Most economic data,____regarding hiring is positive.
A.completely
B.exclusively
C.particularly
D.specifically

【答案】 D
67、债券本期收益率的计算公式是（ ）。
A.票面收益/市场价格
B.票面收益/债券面值
C.(出售价格一购买价格)/市场价格
D.(出售价格一购买价格)/债券面值

【答案】 A
68、There are many ways to define the “time” at a particular ______.Here，on Earth our usual system is defined by the motion of the Sun in the sky.
A.district
B.iocation
C.interpretation
D.direction

【答案】 B
69、 根据《商业银行法》规定，商业银行以其（　　）独立承担民事责任。
A.股东投资额
B.全部法人财产
C.全部资产
D.全部资本金

【答案】 B
70、Passage 2
A.To keep client’s data safe
B.To close down the poor services
C.To give up their data monopoly
D.To disclose their sources of profits

【答案】 C
71、A scientist often reaches a dead end that leads to no alternatives in research and has to go back and determine if all the____made are true to how the world operates.
A.equations
B.principles
C.assumptions
D.theories

【答案】 C
72、下列句子中，没有语病的一项是（　　）。
A.送走了所有人，他才有时间坐下来，静静地思考着今天一连串发生的离奇事件，最后浮现出的便只有那一种可能了。
B.虽然这种物理状态很少见，但是有了这么一段详实生动的描写，没有谁不会想象不出的。
C.前往西方发达国家游历是一很有意义的事情，通过游历，使我受到了极大的收获。
D.睡眠要占去一个人一生中三分之一的时间，因此，充分的睡眠，对生理有极其重要的作用。

【答案】 D
73、积极开展网络融资服务。农业银行创新推出（　　）线上贷款产品，实现农户贷款线上申请、线上审批、线上发放、线上还款，全面提升农户贷款的覆盖面和办理效率。
A.助农e贷
B.轻松e贷
C.惠农e贷
D.全民e贷

【答案】 C
74、Because it was too dark at night, I could see _____people on the street.
A.few
B.a few
C.little
D.a little

【答案】 A
75、在20世纪80年代中后期，由于温州很多企业生产假冒伪劣产品，导致了在全国市场上抵制“温州货”现象。这表明（　　）。
A.使用价值是价值的物质承担者
B.生产商品的个别劳动时间少于社会必要劳动时间
C.生产商品的个别劳动时间多于社会必要劳动时间
D.价值是使用价值的前提和基础

【答案】 A
76、研究者通过对300名小学生长达20年的观察，发现被夸聪明的孩子更容易半途而废、自信心不足和胆小怕事。后来，研究者在重复实验中加入了社会不同阶层的被试者，都发现了相同的结果。因此，研究者认为经常被表扬会带来许多负面效应。
A.表扬不一定都能起到积极效果，效果会因表扬的具体内容不同而