2022-2025年银行招聘之银行招聘综合知识模拟考试试卷B卷含答案.docx

20222022-20252025 年银行招聘之银行招聘综合年银行招聘之银行招聘综合知识模拟考试试卷知识模拟考试试卷 B B 卷含答案卷含答案 单选题（共单选题（共 800800 题）题）1、2020 年 3 月 31 日，教育部发布关于 2020 年全国高考时间安排的公告。经党中央、国务院同意，2020 年全国普通高等学校招生统一考试延期到（）。A.06 月 27 日至 28 日 B.7 月 7 日至 8 日 C.8 月 7 日至 8 日 D.7 月 27 日至 28 日 【答案】B 2、下列属于实物资产清查范围的是（）。A.库存现金 B.存货 C.银行存款 D.应收账款 【答案】B 3、一位专家表示，如果疫情发生在一个中小城市，而不是这样的核心城市，当地政府不会如此紧张，担心引发城市的舆论危机和社会危机，也就会降低控制舆论的风险，从而采取有效措施来处理。同时，各方面对于中小城市的各种资源供给也会充裕，而且各种救助措施也会针对较少的人口而更为简洁和有效。A.大城市的管理难度比中小城市更大，特别是在暴发疫情的时候 B.建议改变过去发展核心城市的策略，鼓励中小城市发展 C.比起大城市，中小城市暴发疫情后的防控工作会更为简单有效 D.疫情发生在中小城市的话，当地政府就不会紧张 【答案】C 4、“一个中心、两个基本点”的本质是（）。A.发扬社会主义民主 B.建立社会主义制度 C.发展社会生产力 D.坚持党的正确领导 【答案】C 5、在我国加入 WTO 后的今天，外资银行已经逐步突破地域、业务等限制进入我国市场。外资银行在我国拓展业务，由于对国情、民情和金融法规不甚了解，难以准确把握市场信息。外资银行把握市场信息的捷径就是实现管理人员的“本土化”。外资银行用优厚的薪酬待遇、优越的工作环境、良好的福利保障、众多的出国培训机会、灵活的用人机制来吸引和留住人才。这一举措导致了我国金融人才的大量流失，这对我国商业银行人力资源开发和管理提出了严峻挑战。A.科学的工资和资金制度 B.各种福利计划 C.长期的激励机制 D.建立员工自我实现平台 【答案】D 6、第二次世界大战全面爆发的标志性事件是（）。A.1939 年 9 月 1 日德国突袭波兰 B.1937 年 7 月 7 日日本制造卢沟桥事变 C.1941 年 12 月 8 日日本突袭珍珠港 D.1941 年 6 月 22 日德国突袭原苏联 【答案】A 7、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks,about two dozen big information technology companies plan to announce a new standards-setting group for computer networking.The group,to be called the Open Networking Foundation,hopes to help standardize a set of technologies pioneered at Stanford and the University of California,Berkeley,and meant to make small and large networks programmable in much the same way that individual computers are.A.It deviates from the traditional Internet B.It is meant to help with the storing and processing of information on computers C.It is an initiative of Nick McKeown and his colleagues D.It will trigger new innovations in the field of cloud computing 【答案】C 8、2020 年 2 月 23 日，习近平在统筹推进新冠肺炎疫情防控和经济社会发展工作部署会议上表重要讲话，会议指出，疫情直接影响居民收入，再叠加物价上涨因素，部分群众基本生活面临的困难可能增多。要落实（）责任制和（）负责制，保障主副食品供应。A.“米袋子”省长“菜篮子”市长 B.“米袋子”市长“菜篮子”县长 C.“菜篮子”省长“米袋子”市长 D.“菜篮子”市长“米袋子”县长 【答案】A 9、All car makers are spending billions trying to figure out a future that is more_，more autonomous and steps back from fossil fuels。A.electric B.electrical C.electronic D.electrified 【答案】A 10、The property will be shown by_only in an effort to separate the fans from the serious buyers，because the current owners are looking for buyers who want to keep the house intact。A.interest B.interview C.application D.appointment 【答案】C 11、上海证券交易所上市交易的某只股票，2009 年末的每股税后利润为 0.2 元，市场利率为 2.5%。A.分期付息到期还本债券 B.到期一次还本付息债券 C.分期还本到期一次付息债券 D.分期付息债券 【答案】A 12、以协调员工个人成长和企业发展需求两者之间关系为目的的人力资源规划是（）。A.职业规划 B.继任计划 C.培训开发规划 D.配备规划 【答案】A 13、We appreciate your patience and hope to serve you in a timelier manner in the future._,please contact our order department at 716-555-0160 with any questions.A.instead B.meanwhile C.in contrast D.besides 【答案】D 14、当本币升值，（）。A.国内价格与出口价格一升一降 B.国内价格和出口价格均不变 C.国内价格和出口价格均上升 D.国内价格和出口价格均下降 【答案】A 15、两个或两个以上机关联合行文时，必须经过的一道程序是（）。A.审核 B.签发 C.复核 D.会签 【答案】D 16、被投资单位因接受捐赠等增加的资本公积，企业按持股比例计算应享有的份额。银行应当进行的账务处理为（）。A.借：长期股权投资股票投资(股权投资准备)贷：股权投资准备 B.借：长期股权投资股票投资(股权投资准备)其他股权投资(股权投资准备)贷：资本公积股权投资准备 C.借：长期股权投资其他股权投资(股权投资准备)贷：资本公积股权投资准备 D.借：资本公积股权投资准备贷：长期股权投资股票投资(股权投资准备)其他股权投资(股权投资准备)【答案】B 17、下列行业中最接近于完全竞争模式的是（）。A.飞机制造业 B.烟草业 C.日用小商品制造业 D.汽车制造业 【答案】C 18、()假设是指在可以预见的将来，企业将会按当前的规模和状态继续经营下去。不会停业，也不会大规模削减业务。A.会计主体 B.会计分期 C.货币计量 D.持续经营 【答案】D 19、私募发行相对于公募发行的缺点不包括(）。A.不利于企业扩大知名度 B.发行价格和交易价格可能会比较低，不利于筹资者 C.容易泄露公司商业机密 D.可能被投资者操纵 【答案】C 20、2020 年 4 月 6 日电，世界卫生组织 5 日发布第七十六期新冠肺炎疫情报告。报告认为，目前中国已从疫情遏制阶段进入（），中国经验正在帮助其他国家的抗疫行动。A.拉锯阶段 B.缓解阶段 C.攻坚阶段 D.决胜阶段 【答案】B 21、行政法的调整对象是（）。A.行政法律关系 B.社会关系 C.行政关系和行政监督关系 D.行政法律规范 【答案】C 22、A lot of corn is grown in this area the soil seems to _ it very well.A.adopt B.meet C.need D.suit 【答案】D 23、I hear many parents saying that their teenage children are rebellion.I wish it were so.At your age you ought to be growing away from your parents.You should be learning to stand on your own two feet.But take a good look at the present rebellion.It seems that teenagers are all taking the same way of showing that they degree with their parents.Instead of striking out bravely on their own,most of them are trying to seize at one anothers hands for safety.A.Teenagers should follow the popularity wave B.Teenagers can follow their hearts and do whatever they want to C.Following the popularity wave is necessary D.The real popularity mainly relies on the social development 【答案】B 24、资料：FAST cars whizz around，malls are full of expensive luxuries and cranes dominate the skyline.But scratch the shimmering surface of the Gulf and you soon find countries hurting from the low oil price，currently around$40 a barrel.Growth is slowing and unemployment is rising.Policy makers even dare utter a three-letter“t”word until recently taboo：tax.A.Saudi Arabia，UAE，Venezuela B.Qatar，Kuwait，Nigeria C.Bahrain，Oman，Qatar D.Iran，kuwait，Dubai 【答案】C 25、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies fashion-wear and photo shoots.She is one of more than five million small online stores operating across China,some from small apartments or even college dormitories.She buys dresses and accessories wholesale;at prices under$5,using the website Taobao,she sells them on as the Kitty Lover at prices under$10.A.Slightly critical B.Unbiased C.Paradoxical D.Fully supportive 【答案】D 26、Nabhi Verma,who holds degrees in both architecture and engineering,has a range of technical abilities _ that.A.too much B.beyond C.even more D.moreover 【答案】B 27、下列关于我国地理常识的说法，正确的是（）A.以北京、天津、唐山为中心的京津唐地区是我国最大的综合性工业基地 B.中国稀土的储量和产量均居世界首位 C.准噶尔盆地位于新疆境内，在天山以北，是我国最大的盆地 D.海南省有“东方夏威夷”的美称，简称“琼”，省会是三亚 【答案】B 28、我国人民币汇率采取的标价方法是（）。A.直接标价法 B.间接标价法 C.美元标价法 D.双向标价法 【答案】A 29、目前，我国中央银行发行的短期债券主要为（）。A.央行回购品种 B.本票 C.可转让定期存单 D.央行票据 【答案】D 30、中央银行在公开市场卖出政府债券的主要目的是为了（）。A.帮助政府弥补财政赤字 B.获取价差收益 C.减少流通中的基础货币 D.减少商业银行在中央银行的存款 【答案】C 31、不属于商业银行经济资本管理内容的是（）。A.经济资本的计量 B.经济资本的分配 C.经济资本的评价 D.经济资本的测算 【答案】D 32、For the new country to survive,（）for its people to enjoy prosperity,new economic policies will be required.A.to name a few B.let alone C.not to speak D.lets say 【答案】B 33、Just because Im（）to him,my boss thinks he can order me around without showing me any respect.A.redundant B.versatile C.trivial D.subordinate 【答案】D 34、资料：Large industrialized are now in a recession.What are the prospects for economic recovery?A.Consumer and investor still hold confidence in the US economy B.There is little scope for provoking the economy C.US is predicted to be recovering very slowly D.The US recovery would give the rest of the world a more promising future 【答案】A 35、下列指标中应采用算术平均方法计算平均数的是（）。A.企业年销售收人 B.男女性别比 C.国内生产总值环比发展速度 D.人口增长率 【答案】A 36、存款人办理日常转账结算和现金收付的账户是()。A.基本存款账户 B.一般存款账户 C.临时存款账户 D.专用存款账户 【答案】A 37、甲公司应收乙公司贷款 800 万元。经磋商，双方同意按 600 万元结清该笔贷款，甲公司已经为该笔贷款累计提了 100 万元坏账准备。在债务重组日，该事项对甲公司和乙公司的影响分别为（）。A.甲公司资本公积减少 200 万元，乙公司资本公积增加 200 万元 B.甲公司营业外支出增加 100 万元，乙公司资本公积增加 200 万元 C.甲公司营业外支出增加 100 万元.乙公司营业外收入增加 200 万元 D.甲公司营业外支出增加 200 万元，乙公司营业外收入增加 200 万元 【答案】C 38、Many English boys go to boarding school at the age of seven.They usually（）quickly and are very happy.A.get along B.carry on C.bring up D.settle down 【答案】D 39、在我国银行实务中，将（）的存款称为储蓄。A.个人 B.公众 C.企事业单位 D.城镇居民 【答案】B 40、在我国，证券业和银行业、信托业、保险业实行（）。A.分业经营、分业管理 B.集中经营、统一管理 C.分业经营、统一管理 D.集中经营、分业管理 【答案】A 41、资料：A man looking for art for his new home has won a$1 million Picasso painting with a$138 raffle ticket.Jeffrey Gonano told the Pittsburgh Tribune-Review hes not sure hell ever hang the masterpiece in his home in Wexford,in western Pennsylvania,given its value.The 25-year-old Gonano,who works for his familys fire sprinkler business,learned Wednesday that his ticket had won the Paris raffle.Organizers say nearly 50,000 tickets were sold worldwide,for 100 euros apiece,to benefit a Lebanese charity.A.The Buddhist painting in insignificant B.The Picasso painting is extremely precious C.She dislikes the Picasso Painting D.She will explore more art galleries by herself 【答案】B 42、It is _ of the young senator to challenge the leadership so soon.A.presumptuous B.jubilant C.quizzical D.ultrasonic 【答案】A 43、Buck never allowed himself to be bullied into doing anything that went against his _.A.sense B.principles C.priest D.victim 【答案】B 44、打开 Word 文档一般是指（）。A.把文档的内容从内存中读出并显示出来 B.把文档的内容从磁盘调人内存并显示出来 C.为打开的文档开设一个新的空的文档窗口 D.显乐并打印文档的内容 【答案】B 45、Passage 1 A.It is widely used to compare the economic growth across countries B.It revolutionizes the way of measuring ordinary peoples livelihood C.It focuses on peoples consumption rather than their average income D.It is a more comprehensive measure of peoples economic well-being 【答案】D 46、Could I speak to（）is in charge of International Sales please?A.who B.what C.whoever D.whatever 【答案】C 47、假定当前汇率 1 美元兑换人民币 6 元，1 欧元兑换人民币 8 元，那么 1 欧元兑换美元的汇率是（）。A.1.33 B.0.75 C.1.16 D1.13 【答案】A 48、The chairman of the board（）on me the unpleasant job of dismissing good workers the firm can no longer afford to employ.A.compelled B.posed C.pressed D.tempted 【答案】C 49、宏观调控法的调整方法中，强行控制方法的施行主体是（）。A.政府或其授权的机关 B.司法机关 C.立法机关 D.执法机关 【答案】A 50、人民代表大会制度的核心内容是（）。A.民主集中制 B.国家的一切权力属于人民 C.坚持中国共产党的领导 D.广泛的人民参与 【答案】B 51、关于离岸金融市场的说法中，不正确的是（）。A.与各国国内金融市场相对独立 B.交易货币一般是市场所在国发行的 C.交易双方一般都是市场所在地的非居民 D.基本上不受任何一国国内政策法令的管制 【答案】B 52、While they mainly have _Japanese tourists previously，luxury stores in Paris now employ Mandarin-speaking assistants for custormers from China.A.amounted to B.referrde to C.adhered to D.catered to 【答案】D 53、改革开放后，在我国北京设立的第一家外资银行代表处是（）。A.日本输出入银行 B.花旗银行 C.汇丰银行 D.荷兰银行 【答案】A 54、可以使插入点快速移到文档首部的组合键是（）。A.Ctrl+Home B.Ah+Home C.Home D.PageUp 【答案】A 55、Group-thinking occurs when people are either isolated from crucial sources of information or_by other members of the group，some of whom may have bad intent.A.occupied B.presided C.operated D.dominated 【答案】D 56、The primary purpose of the concerned group and individuals is to _the greenhouse gases and pollutants.A.deposit B.decrease C.deviation D.deprival 【答案】B 57、Are you going to hang the _ of the Declaration of Independence in the classroom on in the auditorium?A.rivet B.typhus C.typhoid D.replica 【答案】D 58、Surprises_:three-season riverfront beach bars,nightlife thats among Europes best,and low-rise_that reward wanderers who use the citys dozens of old steeples as compass points.A.abounds,charm B.abounds,charms C.abound,charm D.abound,charms 【答案】D 59、在 Exce1 中，确认数据输入有三种方法，以下方法中不属于这三种之一的是（）。A.按 Enter 键 B.按 Tab 键 C.用鼠标单击编辑栏上的“”D.按 Shift 键 【答案】D 60、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.A.How rich and poor regions can share responsibility in curbing global warming B.How human and economic losses from climate change can be reduced C.How emissions of heat-trapping gases can be reduced on a global scale D.How rich countries can better help poor regions reduce climate hazards 【答案】D 61、资料：Star Airways,Mumbais dominant airline for the past five years,has reported it is planning to replace its entire aircraft fleet with European-produced Skystream jets.Starting with an initial purchase of 90 jets,Star Airways expects the changeover to take a decade to complete.The new planes will enable the airline to expand its international routes as well as provide replacements for its aging fleet of jet planes.Star Airways and Skystream,in a joint announcement at the Brussels Air Show on Thursday,said that the order included seventeen of the new AWB85O aircraft.This will make Star Airways the first Indian carrier to fly the AWB850,an aim it has had since the powerful jets were first produced.A.Seventeen years B.Ten years C.Five years D.Three years 【答案】B 62、计算机网络中广域网和局域网的分类是以（）来划分的。A.信息交换方式 B.网络使用 C.网络连接距离 D.传输控制方法 【答案】C 63、行政指导和其他行政行为的最大区别在于（）。A.主体不同 B.目的不同 C.范围不同 D.是否具有法律强制力不同 【答案】D 64、销毁文件的范围包括（）。A.立卷归档的文件 B.绝密文件 C.无留存价值的文件 D.紧急性质的文件 【答案】C 65、记账以后，如果发现账簿记录的错误，是因记账凭证中的应借、应贷会计科目或记账方向有错误而引起的，应用()进行更正。A.借贷登记法 B.补充登记法 C.划线更正法 D.红字更正法 【答案】D 66、Dorothy was always speaking highly of her role in the play,_，of course,madethe others unhappy.A.who B.which C.this D.what 【答案】B 67、（）the Atlantic Ocean crosses the equator,the trade winds cause a flow of water to the west.A.That B.When C.Where D.Though 【答案】C 68、12-23+34-45+56+20112012-20122013=（）A.-2 B.-2012 C.-1013044 D.-2026084 【答案】D 69、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud.Although internal control is an important factor in protecting assets and preventing fraud,this is only a part of its roles.Remember that business decisions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.A.internal accounting controls B.internal financial controls C.administrative controls D.external controls 【答案】C 70、某银行的核心资本为 100 亿元人民币，附属资本为 50 亿元人民币，风险加权资产为 1500 亿元人民币，则其资本充足率为（）。A.10.0 B.8.0 C.6.7 D.3.3 【答案】A 71、资料：欧洲的经济学家 Mr.T 首先跟你谈了欧洲的一些优势，以及一些好的企业。请根据下列资料回答问题 A.100 million euros B.150 million euros C.20 million euros D.30 million euros 【答案】B 72、刘强是某大型商场的总经理，近日通过调查发现：商场基层员工近期工作效率下滑、缺勤率上升、工作积极性下降，基层员工与客户的不和谐事件也呈上升趋势。员工普遍反映：工作枯燥乏味，没有挑战性与职业生涯规划，无法有效施展自己的才能；沟通机会少，没有有效的沟通平台；大龄未婚员工人数日渐上升，员工的这些情况反映出在高层次需要没有得到满足时，对低层次的需要就会显得更加渴望，这符合（）的观点。A.奥尔德佛（ERG）理论 B.赫茨伯格双因素理论 C.马斯洛需求层次理论 D.麦克里兰三重需求理论 【答案】A 73、资料：Its easy to trace the evolution of the automobile.At most，were only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around.With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.A.Hominid and panin were humans ancestors 5.4 million years ago B.Chimpanzees existed at a branch of phylogenetic tree are called“hominid”C.Humans on phylogenetic tree analysis are supposed to be called“panin.”D.Scientists think humans and Chimpanzees converged from a common ancestor，based on phylogenetic tree analysis 【答案】D 74、针对社会关切，20 日提请全国人大常委会会议审议的教育法修正草案拟进一步明确（）相关行为的法律责任。A.校园安全 B.冒名顶替入学 C.校园暴力 D.未成年人保护 【答案】B 75、To our surprise，she suddenly（）in front of us。A.appealed B.appeared C.appeased D.prepared 【答案】B 76、关于债券收益率的说法错误的是（）。A.易被赎回的债券的名义收益率比较高 B.享受税收优惠的债券的收益率比较低 C.流动性低的债券收益率较高 D.违约风险髙的债券收益率比较低 【答案】D 77、金融风险的高杠杆性表现为（）。A.金融机构的资产负债率低 B.金融机构的注册资本金要求高 C.金融体系的风险传染快 D.衍生金融工具以小搏大 【答案】D 78、A 公司计划通过四周的市场活动为其官方微博拉动人气。第一周 A 公司微博的关注人数增加了 300 人，往后三周每周的关注人数增量都是上一周增量的两倍。活动结束时 A 公司微博的关注人数是活动之前的 4 倍，则 A 公司活动前微博的关注人数是多少？（）A.1200 B.1500 C.1800 D.2100 【答案】B 79、She said shes gonna_them dead with her best dress and make-up.A.pat B.rap C.knock D.kill 【答案】C 80、It is not rare in（）that people in（）fifties are going to the university for further education.A.90s;the B.the 90s;/C.90s;their D.the 90s;their 【答案】D 81、As the old empires were broken up and new states were formed,new official tongues began to_at an increasing rate.A.bring up B.build up C.spring up D.strike up 【答案】C 82、说法不正确的是（）。A.鲁迅是中国现代文学的奠基人 B.郭沫若的女神是现代文学史上第一篇白话文 C.田汉是中国现代戏剧的奠基人 D.巴金是现代家族小说的开拓者 【答案】B 83、资料：From:Iris Wu A.on May 3 B.on May 14 C.on May 15 D.on May 26 【答案