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Text-Related InformationText-Related Information Pre-Reading ActivityPre-Reading ActivityPre-Reading TaskPre-Reading TaskWhile-Reading TaskWhile-Reading TaskAfter-Reading TaskAfter-Reading Task Text AText A Detailed Study of Detailed Study of the Textthe Text OutlineOutline Reading Reading ComprehensionComprehension Vocabulary and Vocabulary and StructureStructureText ACredit CardCredit CardCredit Credit card card is is a a card card that that identifies identifies its its owner owner as as one one who who is is entitled entitled to to credit credit when when purchasing purchasing goods goods or or services services from from certain certain establishments.establishments.Credit Credit cards cards originated originated in in the the United United States States in in the the 1930s;1930s;their their use use was was wide-spread wide-spread by by the the 1950s.1950s.They They are are issued issued by by many many businesses businesses serving serving the the consumers,consumers,such such as as oil oil companies,companies,retail retail stores stores and and chain chain stores,stores,restaurants,restaurants,hotels,hotels,airlines,airlines,car car rental rental agencies agencies and and banks.banks.Some Some credit credit cards cards are are honored honored in in a a single single store,store,but but others others are are general-purpose general-purpose cards cards for for use use in in a a wide wide variety variety of of establishments.establishments.Bank Bank credit credit cards cards are are examples examples of of the the general general purpose purpose card.card.Establishments Establishments dispensing dispensing almost almost every every form form of of product product or or service service are are honoring honoring such such cards,cards,and and it it is is predicted predicted that that credit cards might some day eliminate the need for carrying cash.credit cards might some day eliminate the need for carrying cash.Text-related InformationText-related InformationBack When When a a credit credit card card is is used,used,the the retailer retailer records records the the name name and and account account number number of of the the purchaser purchaser and and the the amount amount of of the the sale,sale,and and forwards forwards this this record record to to the the credit credit card card billing billing office.office.At At intervals,intervals,usually usually monthly,monthly,the the billing billing office office sends sends a a statement statement to to the the card card holder holder listing listing all all the the charged charged purchases purchases and and requesting requesting payment payment immediately immediately or or in in installments.installments.The The billing billing office office reimburses reimburses the retailer directly.the retailer directly.Text-related InformationText-related InformationBack Most Most of of the the work work involved involved in in credit credit card card operations operations is is now now handled handled by by puters.Charges Charges for for the the use use of of a a credit credit card card are are sometimes sometimes paid paid directly directly by by the the card card holder,holder,and and sometimes sometimes borne borne by by the the retail retail establishments establishments that that accept accept them.them.In In the the latter latter case,case,the the cost cost is is absorbed absorbed into into the the price price of of the the merchandise.merchandise.Department Department stores stores usually usually charge charge interest interest to to credit credit customers customers who who do do not not settle settle their their bills bills within within a a month,month,but but certain certain credit credit plans plans do do not not charge charge interest interest until until a a bill bill has has been been outstanding outstanding for for several several months.months.Interest Interest rates rates for for overdue overdue balances balances are are regulated regulated by by state state law.law.A A continuing continuing problem problem involved involved in in the the use use of of credit credit cards cards is is the the ease ease with with which which they they can can be be used used fraudulently fraudulently if if stolen stolen or or lost,lost,although although the the liability liability of of the the owner owner is is limited.limited.Text-related InformationText-related InformationBackUniversity of BostonUnited States Military AcademyUniversities and CollegesUniversities and Colleges Universities Universities and and colleges colleges are are institutions institutions that that offer offer education education beyond beyond the the secondary secondary(preparatory(preparatory or or high high school)school)level.level.This This broad broad category category of of institutions institutions may may include include colleges colleges offering offering only only undergraduate undergraduate preparation;preparation;universities universities offering offering undergraduate undergraduate and and graduate graduate education;education;free-standing free-standing professional professional colleges colleges offering offering degrees degrees in in law,law,medicine,medicine,engineering engineering and and the the like;like;and and two-year two-year community community and and junior junior colleges colleges offering offering technical,technical,vocational vocational and and liberal arts programs.liberal arts programs.Text-related InformationText-related InformationBackUniversity of CaliforniaHarvard University Terminology Terminology for for institutions institutions as as well well as as types types of of programs programs vary vary greatly greatly within within a a single single country.country.In In general,general,a a college college offers offers degree degree programs programs for for undergraduate undergraduate students,students,but but it it may may have have Masters Masters degree degree programs programs also.also.The The universities universities are are usually usually dedicated dedicated to to three three comprehensive comprehensive activities:activities:instruction instruction for for undergraduate,undergraduate,graduate,graduate,and and professional professional degrees;degrees;research research geared geared to to expanding expanding the the frontiers frontiers of of knowledge;knowledge;and and outreach outreach or or dissemination dissemination of of learning learning beyond beyond the the boundaries boundaries of of the the institution institution through through the the printed printed word,word,scholarly scholarly associations,associations,formal formal and and non-formal non-formal instruction,instruction,and and worldwide worldwide telecommunications telecommunications and and computer puter linkages.Text-related InformationText-related InformationBack National National systems systems of of higher higher education education in in general general are are geared geared to to serving serving youth youth between between the the ages ages of of 17 17 and and 25.25.The The enrollment enrollment as as a a percentage percentage of of the the countrys countrys total total population population has has been been growing growing appreciably appreciably in in many many countries.countries.Where Where once once higher higher education education was was reserved reserved for for a a small small elite,elite,today today university university education education in in many many countries countries is is a a massive massive social social enterprise.enterprise.Despite Despite the the ravages ravages of of two two world world wars wars and and the the damage damage and and disruption disruption of of uncounted uncounted local local military military contests,contests,many many nations nations of of the the world world have have received received increasing increasing demands demands for for higher higher education education from from their their people people and and have have responded responded by by building building more more universities universities and and other other types types of of higher higher education education institutions.institutions.The The developing developing countries countries in in Africa,Africa,Southeast Southeast Asia,Asia,and and South South America America have have built built new new universities.universities.Some Some universities universities have have reached reached enormous enormous size,size,such such as as the the National National Autonomous Autonomous University of Mexico,which has over 300 000 students.University of Mexico,which has over 300 000 students.Text-related InformationText-related InformationBackNew WordsNew Words1.adjust v.1.adjust v.适应,校准适应,校准适应,校准适应,校准 totoBack2.responsibility n.2.responsibility n.责任,职责责任,职责责任,职责责任,职责 responsible a.responsible a.3.handle v.3.handle v.处理,控制,拿、摸处理,控制,拿、摸处理,控制,拿、摸处理,控制,拿、摸4.account n.4.account n.账户,叙述,说明账户,叙述,说明账户,叙述,说明账户,叙述,说明 v.v.说明,占(说明,占(说明,占(说明,占(for)for)on account of on account of 为了为了为了为了 on no account on no account 决不决不决不决不 take account of take account of 考虑考虑考虑考虑 take into account take into account 考虑考虑考虑考虑5.locate v.location n.5.locate v.location n.位置,场所位置,场所位置,场所位置,场所New WordsNew Words6.check v.6.check v.检查,制止检查,制止检查,制止检查,制止 n.n.支票支票支票支票Back check in check in 登记入住,登记入住,登记入住,登记入住,check outcheck out结账离开结账离开结账离开结账离开7.upperclassman n.7.upperclassman n.freshman sophomore junior seniorfreshman sophomore junior fortable fort v./fortable fort v./n.9.add v.addition n.9.add v.addition n.加法加法加法加法 additional a.additional a.额外的额外的额外的额外的10.row n.10.row n.一排,一行一排,一行一排,一行一排,一行 v./n.v./n.划船划船划船划船 1.Is your college life the same as you expected?2.What came into your mind when you became a college student?3.Are people around you at college nice and friendly to you?Pre-readingPre-reading ActivityActivityExercise 1Exercise 1 Answer the questions before reading the passage.Answer the questions before reading the passage.Now compare your answers with those of your neighbors.Now compare your answers with those of your neighbors.BackCollegeCollege A New ExperienceA New Experience1 1College College is is a a new new and and different different experience experience for for me.me.Im Im away away from from home,home,so so I I have have many many things things to to adjust adjust toto.Being Being on on my my ownown,talking talking with with friendly friendly people,people,and and having having Fridays Fridays offoff these are just some things I like about college.these are just some things I like about college.Text AText A2 2Living Living at at collegecollege,first first of of allall,gives gives me me a a sense sense of of responsibility,responsibility,of of being being on on my my own.own.My My parents parents arent arent around around to to say,say,“No,“No,youre youre not not going going out out tonight”tonight”or or“Did“Did you you finish finish your your homework?”homework?”Everything Everything I I do do has has to to be be my my decision,decision,and and that that gives gives me me the the responsibility responsibility of of handlinghandling my my own own lifelife.During During the the second second week week I I was was at at college,college,I I had had to to go go out and out and look for look for a bank where I could open an account.a bank where I could open an account.Text AText ABefore Before thatthat I I looked looked in in the the phone phone book book since since I I had had no no clue clue about about any any banks banks around around here here or or where where they they were were locatedlocated.Some Some told told me me about about a a good good bank:bank:Continental Continental Federal Federal Savings.Savings.I I went went to to the the bank bank and and made made decisions decisions for for myself myself whether whether to to have have a a checking checking or or savings savings account account and and whether whether or or not not to to get get a a MASTER MASTER cardcard.That That was was one one example example of of having having responsibility responsibility now now that that Im Im on on my my own own and and of of making making my my own own decisions.decisions.Text AText A3 3Friendly Friendly people:people:thats thats another another aspect aspect I I like like about about college.college.On On my my first first day day(and(and even even now)now)people people were were nice nice to to me.me.I I came came to to Marymount Marymount University University here here in in Virginia Virginia from from New New York York and and eveneven thoughthough Id Id been been here here before before I I was was a a bit bit confused confused about about where where I I was was going.going.My My mother mother and and I I drove drove in,in,not not knowing knowing the the buildingbuilding we we were were supposed supposed toto go go to,to,and and the the guardguard was was especiallyespecially nice:nice:with with a a smile,smile,he he told told us us what what building building we we were were looking for looking for and where we could and where we could parkpark our car.our car.Text AText AMy My room room was was on on the the first first floor floor of of New New GerardGerard,and and I I knew knew I I had had to to go go through through some some glass glass doors doors but but my my mother mother and and I I didnt didnt know know which which ones.ones.Some Some upperclassmenupperclassmen saw saw me me and and asked,asked,“Are“Are you you a a new new student?”student?”When When they they found found out out I I was was looking looking for for New New Gerard,Gerard,one one said,said,“Oh,“Oh,just just follow follow us;us;thats thats where where were were going.”going.”Even Even now now I I feel feel comfortablecomfortable in in the the dormdorm because there are friendly people around to talk with.because there are friendly people around to talk with.Text AText A4 4Finally Finally to to add add to to my my likes likes of of college college I I love love having having Fridays Fridays off off I I wouldnt wouldnt be be able able to to cope cope with with five five days days of of classes classes in in a a rowrow.Also,Also,I I love love to to sleep sleep inin.One One Thursday Thursday night,night,my my roommate roommate and and I I and and the the people people across across the the hall hall went went to to GeorgetownGeorgetown.We We got got in in rather rather early early the the next next morning,morning,and and my my roommate roommate(JuanitaJuanita)and and I I decide decide to to sleep sleep in,in,something something I I couldnt do in couldnt do in high schoolhigh school.Text AText A5 5I I dodo like like things things about about college college being being on on my my own,own,talking talking with with friendly friendly people,people,having having Fridays Fridays off,off,but but this this doesnt doesnt mean mean I I dont dont think think about about things things at at homehome.Although Although I I like like college,college,I I can can still still get get homesickhomesick:New New York York is is a a pretty pretty good plac
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