2026年备考银行招聘之银行招聘综合知识题库及答案.docx

2026年备考银行招聘之银行招聘综合知识题库及精品答案

单选题（共150题）
1、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.ways to teach students to earn money
B.how Diane Ray learns to value money
C.the push to teach personal finance in school
D.how students choose a proper financial class

【答案】 C
2、Hurricanes are severe cyclones with winds over 75 miles an hour（　　）originate over tropical ocean waters.
A.which
B.who
C.where
D.how to

【答案】 A
3、资料：FAST cars whizz around，malls are full of expensive luxuries and cranes dominate the skyline.But scratch the shimmering surface of the Gulf and you soon find countries hurting from the low oil price，currently around $40 a barrel.Growth is slowing and unemployment is rising.Policy makers even dare utter a three-letter“t” word until recently taboo：tax.
A.Other GCC states will start economic reform in the way Dubai has done
B.Negative outlook might remain for GCC countries’ government financial condition
C.Oil price will hardly rise in the foreseeable future
D.Oil revenue accounts for 85% of Qatar’s government income

【答案】 B
4、The local area network also connects to a wide area network that allow a message ___ across the country or to other countries.
A.send
B.sending
C.to be sent
D.is sent

【答案】 C
5、Passage 9
A.read a text slowly
B.read without thinking hard
C.interpret a text in their own way
D.concentrate on the meaning of words only

【答案】 D
6、Paper-markingis__of ancient China.
A.one of greatest inventor
B.one of the greatest inventors
C.one of greatest invention
D.one of the greatest inventions

【答案】 D
7、Uranus, ________ is much more massive than the Earth, seems to have been tipped over so that it lies on its side.
A.what
B.who
C.that
D.winch

【答案】 D
8、And that quest has brought______benefits that improve our lives in countless ways.
A.tangible
B.displayed
C.conditional
D.proved

【答案】 A
9、下列财产物资，可用抽样盘点法进行财产清査的是（ ）。
A.成套设备
B.低值易耗品
C.办公桌椅
D.汽车

【答案】 B
10、完善社会主义法治建设，要求公民应当具有的法治理念不包括（　　）。
A.民主法治
B.自由平等
C.和谐统一
D.公平正义

【答案】 C
11、While the trade fight isn’t affecting most of the economy yet in a big way，many industries are worried that the damage could quickly______。
A.get lost
B.get better
C.get worse
D.get strong

【答案】 C
12、2020年1月6日，国家主席习近平在人民大会堂同基里巴斯总统马茂会谈后共同见证两国共建“一带一路”谅解备忘录的签署。这标志着中国同所有（　　）个建交太平洋岛国都签署了共建“一带一路”合作文件。
A.5
B.7
C.8
D.10

【答案】 D
13、The students failed to meet the necessary （ ） for admission to the course.
A.fulfillment
B.requirements
C.qualities
D.competency

【答案】 B
14、资料：Seeking to end a stalemate in negotiations over her country’s withdrawal from the European Union, Prime Minister Theresa May of Britain offered Friday substantial payments to the bloc during a two-year transition period immediately after the country’s exit.
A.The two sides have not reached an agreement on conditions of Britain’s orderly exit
B.Britain refuses to fill the financial bole of the EU
C.British People are divided on the issue of Brexit
D.EU does not want Britain to exit from it

【答案】 A
15、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.Implement security measures for smart devices and protect the security
B.Boost user education on the pitfalls of mobile security and assess whether the initiatives are working
C.Boost user education on the apps and test the security of them
D.None of above

【答案】 B
16、The unpleasant memory of the despairing shriek of the princess at the trial（ ）in my mind for days．
A.prolonged
B.insisted
C.rested
D.lingered

【答案】 D
17、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.pay off all her debts
B.handle her money better
C.find a job in a bank
D.manage the family income

【答案】 B
18、管理的核心和动力是（ )。
A.权力及权威
B.激励手段
C.人以及人的积极性
D.资源的分配

【答案】 C
19、红娘最早成名是在王实甫的（　　）。
A.《西厢记》
B.《小桃红》
C.《滚绣球》
D.《桃花亭》

【答案】 A
20、资料：Imagine you went to a restaurant with your girlfriend, had a burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how are you？ Mary is over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with another date and are on a diet that doesn’t include burgers.
A.Alexa is named after an ancient hero in Egypt
B.Alexa is installed in libraries
C.Alexa can provide all the necessary information about history
D.Alexa can provide more data to marketers than a cookie

【答案】 D
21、资料：Job Description
A.balance between work and entertainment
B.desire to contribute to development
C.knowledgeable of co-branded sponsored entertainment
D.passionate for the A+E brands

【答案】 A
22、Passage 2
A.The major causes of traffic accidents and car thefts
B.The relationship between human and technology
C.The shortcomings of digital devices we use
D.The human unawareness of technical problems

【答案】 B
23、日前，据路透社报道，美国财政部于2013年4月12日向国会提交的最新一期《国际爱 济和汇率报告》指出，尽管人民币汇价目前仍然被明显低估，但美国政府仍无意将中国这一全海 第二大经济列入（）名单。
A.金融动荡国
B.货币保护国
C.汇率操纵国
D.贸易协定国

【答案】 C
24、下列反映国民经济发展的指标中，属于数量指标的是（ ）。
A.国内生产总值
B.人均国内生产总值
C.国内生产总值增长速度
D.国家财政收人占国内生产总值的比重

【答案】 A
25、In the experiment , the researcher placed a rat in a maze, ___ it was presented with different smells to see if it can resist the distraction and get to the exit.
A.what
B.that
C.where
D.which

【答案】 C
26、It’s standard practice for a company like this one（　　）a security officer.
A.employed
B.being employed
C.to employ
D.employs

【答案】 C
27、Passage 8
A.to help a wound to dry
B.to covers a rough surface
C.damages some of the small side branches
D.allows too many branches to grow in the middle

【答案】 B
28、Recently，electric vehicles （EVs） have been claimed to provide a pathway for the transition towards sustainable transportation______EVs’ potential to solve energy and environmental problems，although new problems such as battery waste might appear.
A.in behalf of
B.in honor of
C.in charge of
D.in view of

【答案】 D
29、资料：Seeking to end a stalemate in negotiations over her country’s withdrawal from the European Union, Prime Minister Theresa May of Britain offered Friday substantial payments to the bloc during a two-year transition period immediately after the country’s exit.
A.The two sides have not reached an agreement on conditions of Britain’s orderly exit
B.Britain refuses to fill the financial bole of the EU
C.British People are divided on the issue of Brexit
D.EU does not want Britain to exit from it

【答案】 A
30、资料：The societal marketing concept questions whether the pure marketing concept overlooks possible conflicts between consumers short-run wants and consumer long-run welfare.Is a firm that satisfies the immediate needs and wants of target markets always doing what’s best for consumers in the long run？ The societal marketing concept holds that marketing strategy should deliver value to customers in a way that maintains or improves both the consumers and society’s well-being.
A.generates carbon dioxide emissions that contribute to global warming
B.produces healthy products with the “green” packages
C.is highly successful because it run against the society long-run interests
D.takes water from pristine lakes and snow-capped mountains

【答案】 A
31、Maltreated infants and young children are substantially more likely than older maltreated children to be seriously harmed or killed as a result of______or neglect。
A.abandon
B.misuse
C.abuse
D.curse

【答案】 A
32、我国专利法规定，下列选项中可授予专利权的是（　　）。
A.仪器设备
B.科学发现
C.疾病的诊断和治疗方法
D.智力活动的规则和方法

【答案】 A
33、The music aroused an（ ）feeling of homesickness in him.
A.intrinsic
B.intentional
C.intermittent
D.intense

【答案】 D
34、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals, they'll simply never get done. And that means you won't make the progress that's really going to move your business forward.
A.How to manage your time well
B.How to overcome different challenges in the office
C.How to win competitions and get promotions
D.How to prevent distractions and focus on big issues

【答案】 A
35、Passage 4
A.such risks are very expensive
B.such risks cannot be estimated precisely
C.such risks are too high
D.the premiums would be too high

【答案】 B
36、资料：Asked to name their favorite city, many Americans would select San Francisco which began as a small Spanish outpost located on a magnificent bay. The town was little more than a village serving ranchers when the United States took possession of it in 1846 during the war with Mexico.
A.deserters from sailing ships
B.Spanish ranchers
C.gold miners
D.tourists

【答案】 C
37、资料：Because of the biochemical reactions in your body that occur with every type of food you eat on a daily bases, some foods age you faster than your real age, while other foods help to fight aging.
A.the preface of a book
B.an excerpt from a paper on health
C.a book review
D.promotional materials for a book

【答案】 B
38、资料：FOR TWO MARKETING EXECUTIVES
A.Emma, master degree in English, frequent business trips are acceptable
B.Li Lei, master degree in Management, 3 years’ experience in marketing, good English and computer skills
C.Jack, bachelor degree in Management, good English
D.Jimmy, master degree in Marketing, 2 years’ experience in marketing, good English and computer skills

【答案】 B
39、You may also consider options that match your unique______.
A.elements
B.developments
C.requirements
D.comments

【答案】 C
40、某银行的核心资本为100亿元人民币，附属资本为50亿元人民币，风险加权资产为1500亿元人民币，则其资本充足率为（　　）。
A.10.0％
B.8.0％
C.6.7％
D.3.3％

【答案】 A
41、We utilized______films, semi-formal interviews and participant observation to explore the relationship between urban livelihoods and art creation.
A.silent
B.romantic
C.documentary
D.document

【答案】 C
42、资料： The poverty line is the minimum income that people need for an acceptable standard of living. People with incomes below the poverty line are considered poor. Economists study the causes of poverty in order to find solutions to the problem.
A.Confidence
B.Ability
C.Diligence
D.Willpowe

【答案】 D
43、We should think long term and take____measures.
A.primitive
B.productive
C.permissive
D.proactive

【答案】 D
44、在Word中使用标尺可以直接设置缩进，标尺的顶部三角形标记代表（　　）。
A.左端缩进
B.右端缩进
C.首行缩进
D.悬挂式缩进

【答案】 C
45、资料：The personal computer was a revolution in information technology that spawned a $50 billion hardware business, with another $30 billion in software and peripherals （eg. mouse, keyboard, printer, etc.） by 1991. During its short 15 years, the industry evolved through three successive periods. During its first 5 to 6 years, it was characterized by explosive growth and multiple, small competitors vying for a piece of the market. From 1981 to 1985, the industry became a battle for standards and retail shelf space. The third era was one of increasing fragmentation. From 1986 through 1991-1992, new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed.
A.The small companies experienced a harsh life
B.People preferred PCs of big brands
C.The big companies didn’t earn as much as they did in the past two periods
D.The companies made standards on the configuration

【答案】 C
46、关于本票的说法，正确的是（　　）。
A.本票出票人资格必须由中国人民银行审定
B.本票的必须记载事项包括付款人
C.本票自出票日起，付款期限最长不超过1个月
D.本票是自付票据

【答案】 D
47、产出增加、利率不确定是财政政策和货币政策混合使用的哪种方式产生的结果？（　　）
A.紧缩性财政政策和扩张性货币政策
B.扩张性财政政策和扩张性货币政策
C.紧缩性财政政策和紧缩性货币政策
D.扩张性财政政策和紧缩性货币政策

【答案】 B
48、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.
A.What’s in the image?
B.What attracts customers?
C.What’s in a logo?
D.None of above

【答案】 B
49、生物的多样性没有涵盖（ ）。
A.遗传多样性
B.生物物种多样性
C.生态系统多样性
D.物质多样性

【答案】 D
50、资料：The personal computer was a revolution in information technology that spawned a $50 billion hardware business, with another $30 billion in software and peripherals （eg. mouse, keyboard, printer, etc.） by 1991. During its short 15 years, the industry evolved through three successive periods. During its first 5 to 6 years, it was characterized by explosive growth and multiple, small competitors vying for a piece of the market. From 1981 to 1985, the industry became a battle for standards and retail shelf space. The third era was one of increasing fragmentation. From 1986 through 1991-1992, new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed.
A.Sharing applications between machines
B.Programming on the computer
C.Writing contracts on the computer
D.Buying keyboards and printers

【答案】 A
51、下列句子中，没有语病的一项是（　　）。
A.送走了所有人，他才有时间坐下来，静静地思考着今天一连串发生的离奇事件，最后浮现出的便只有那一种可能了。
B.虽然这种物理状态很少见，但是有了这么一段详实生动的描写，没有谁不会想象不出的。
C.前往西方发达国家游历是一很有意义的事情，通过游历，使我受到了极大的收获。
D.睡眠要占去一个人一生中三分之一的时间，因此，充分的睡眠，对生理有极其重要的作用。

【答案】 D
52、 以下行为尚不构成违法行为的是（　　）。
A.以自制人民币换取真币
B.出售自制人民币
C.在不知是假币的情况下使用了假币
D.帮助朋友运输了假币，但数额较小

【答案】 C
53、资料：Anything that affects the smooth flow of information is known as noise. This might be, for example, the language used,an in appropriate use of technology or the different levels of skill and knowledge of the se