2026年备考银行招聘之银行招聘综合知识综合测验试题高频卷含答案.docx

2026年备考银行招聘之银行招聘综合知识综合测验试题高频卷含答案

单选题（共150题）
1、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.
A.The prosperity of the leading economies
B.The engine of the world economy
C.China，the trail blazer of the world economy
D.Global economy improving but lacks self-sustaining upswing

【答案】 D
2、 下列各项中，导致负债总额变化的是（　　）。
A.赊销商品
B.赊购商品
C.开出银行汇票
D.用盈余公积转增资本

【答案】 B
3、The story reaches its ___ in chapter ten.
A.talliness
B.height
C.climax
D.top

【答案】 C
4、资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
A.the government
B.both the employer and the government
C.the employer
D.the employer, the government and the media

【答案】 B
5、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.
A.Expanding its business to foreign countries
B.Taking a leading role in the industry
C.Developing high-tech products
D.Offering consumers good user experience

【答案】 A
6、 It’s offered as proof that she’s a____woman who won’t waste taxpayer’s money.
A.principled
B.patriotic
C.pioneer
D.radical

【答案】 A
7、资料：Keeping the Zeal of a Startup as You Scale
A.Because they often get more supports from the customers
B.Because they often damage the market order
C.Because they often challenge the old companies in many ways
D.Because they often make more momey than old companies

【答案】 C
8、固定资产应当按（　　）取折旧，并根据用途分别计入相关资产的成本或当期费用。
A.年
B.月
C.日
D.季

【答案】 B
9、三篮桃子共重90斤，如果从第一篮中取出13斤放入第二篮，从第二篮中取出8斤放入第三篮，从第三篮中取出2斤放入第一篮，这时三篮桃子的重量相等，原来第二篮中有桃子（　　）斤。
A.21
B.23
C.25
D.27

【答案】 C
10、资料：Some companies are more creative in their use of history than others. HSBC’s History Wall, a striking art installation at the bank’s London headquarters, is made up of 3,743 images drawn from the bank’s archives and arranged in chronological order.
A.Less creative by comparison
B.Be smaller in size
C.Become more majestic
D.Nothing different

【答案】 A
11、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.To require an instant respond for after-hour emailing
B.To abandon after-hour emailing
C.To tell employees that an after-hours email doesn't necessarily require a response
D.To limit the time of after-hour emailing

【答案】 D
12、资料：There's a good chance that spicy crunchy tuna roll you ordered for lunch doesn't actually contain any tuna at all.
A.Sushi restaurants verified by Oceana provide no fake fish
B.it would be better not to eat sushi in America
C.the new technology can help deal with the fake sushi to some extent
D.fake or mislabeled fish will no longer exist in the sushi market

【答案】 C
13、Most of these resources are ______ towards paper-writing and research projects.
A.hatched
B.geared
C.encouraged
D.motivated

【答案】 B
14、Passage 5
A.poor quality rails and unreliable stopping systems
B.lack of financial support for development
C.limited railroad lines
D.lack of a transcontinental railroad

【答案】 A
15、在下列字符中，其ASCII码值最小的一个是（　　）。
A.控制符
B.9
C.A
D.a

【答案】 A
16、下列各项中，不具有行政主体资格的是（ ）。
A.乡镇人民政府
B.公安派出所
C.街道办事处
D.公安局法制科

【答案】 D
17、资料：October 20,2013
A.To invite the staff to an upcoming event
B.To welcome the newest staff to the company
C.To notify the employees of a yearly meeting
D.To provide information about the company’s product

【答案】 A
18、 错账冲正中如划错红线，可在红线两端用红色墨水画“×”销去，并由记账员在( )端盖章证明。
A.上
B.下
C.左
D.右

【答案】 D
19、资料：Native ads - or ads that take on the look and feel of the content surrounding them - are taking over digital advertising.
A.17%
B.56%
C.74%
D.18%

【答案】 C
20、 对被审计单位长期挂账的（　）应采取函证查询、电话查询等方法进行逐户核对。
A.现金
B.货币资金
C.银行存款
D.往来账项

【答案】 D
21、实现共同富裕属于我国宏观调控政策中的（　　）。
A.财政政策
B.货币政策
C.收入分配政策
D.产业政策

【答案】 C
22、It is ___ of the young senator to challenge the leadership so soon.
A.presumptuous
B.jubilant
C.quizzical
D.ultrasonic

【答案】 A
23、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations.
A.Technology
B.Culture
C.Business
D.Social

【答案】 A
24、There is a note pinned to the door（　　）when the shop will open again.
A.saying
B.says
C.said
D.having said

【答案】 A
25、古希腊智者学派的出现，表明人类第一次意识到自己是自身所属社会的审判者，人有资 格、有力量，也有权利重新规范自己的生活，这是原始宗教和自然统治之下人类自我意识 的第一次觉醒，是西方人文精神的起源。这种理论是（ ）。
A.水是万物的本原
B.感觉即知识
C.人是万物的尺度
D.知识即美德

【答案】 C
26、人性自私”观点的错误在于（ ）。
A.不符合“人之初，性本善”的看法
B.违背人有追求自由、平等、幸福的天性
C.把人的自然属性当做人的根本属性
D.违背了“人的本质在其现实性上是一切社会关系的总和”的科学论断

【答案】 D
27、 “电子汇兑往来”科目下设“往账户”和“来账户”，属于（　）科目，核算参加联行的机构之间的资金往来。
A.负债类
B.损益类
C.资产负债共同类
D.资产类

【答案】 C
28、在编辑Word文档时，选定一段文字后，把鼠标指针置于选定文本的任意位置，按Ctr1键并按鼠标左键不放，拖到另一位置上才放开鼠标。那么，刚才的操作是（　　）。
A.移动文本
B.复制文本
C.替换文本
D.删除文本

【答案】 B
29、下列关于计算机病毒认识不正确的是（　　）。
A.计算机病毒是一种人为的破坏性程序
B.计算机被病毒感染后，只要用杀毒软件就能清除全部的病毒
C.计算机病毒能破坏引导系统和硬盘数据
D.计算机病毒也能通过下载文件或电子邮件传播

【答案】 B
30、信用的基本特征是（　　）。
A.平等的价值交换
B.无条件的价值单方面让渡
C.以偿还为条件的价值单方面转移
D.无偿的赠与或援助

【答案】 C
31、All（　　）is a continuous supply of fuel oil.
A.what is needed
B.that is needed
C.the thing needed
D.for their needs

【答案】 B
32、就业是最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠道做好重点群体就业工作，支持大众创业万众创新带动就业。新增市场主体恢复快速增长，创造了大量就业岗位。2020年全年城镇新增就业1186万人，年末全国城镇调查失业率降到52％。生活必需品保供稳价，居民消费价格上涨25％。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助，新纳入低保、特困供养近600万人，实施临时救助超过800万人次。
A.4%
B.5%
C.6%
D.7%

【答案】 B
33、There currently seems to be a large____between the number of people employed in service industries, and those employed in the primary sector.
A.different
B.differential
C.discrimination
D.discrepancy

【答案】 B
34、角楼位于故官城墙的转角，共有4座。史料及考古资料表明，我国多个朝代的宫城城墙上均建有角楼。如先秦古籍《考工记》的“匠人营国”部分就规定了城墙角楼的高度为“七雉"（约16.7米）；东周时期军事家墨翟所著《墨子》，其中的《备城门》《备蛾傅》等部分都记载了在城墙的拐角处修建防护建筑、其样式必定是重楼形式的军事防御规定。
A.说明故宫角楼的来历
B.说明角楼并非是古代宫城所必须的建筑
C.介绍故宫角楼的功能
D.介绍角楼源于军事防御的需要而兴建

【答案】 D
35、在处理实际问题时，往往不能“一刀切”的主要原因是（　　）。
A.事物矛盾之间存在有机联系
B.事物矛盾具有特殊性
C.事物矛盾具有共同点
D.事物矛盾具有普遍性

【答案】 B
36、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。
A.His own stories about visiting China
B.The quality of Chinese goods
C.Why should foreign businessmen do business in China?
D.Other important steps of doing business in China

【答案】 D
37、 未到期的定期储蓄存款，部分提前支取的，提前支取的部分利率的计算应按（　　）。
A.活期储蓄存款利率
B.定期储蓄存款利率
C.整存整取存款利率
D.零存整取存款利率

【答案】 A
38、我国现行货币统计制度将货币供应划分为三个层次，其中M2代表（　　）。
A.广义货币供应量
B.狭义货币供应量
C.流通中的现金
D.储蓄状态的货币

【答案】 A
39、Passage3
A.cut it with a saw
B.use your right hand only
C.chew it well
D.all of the above

【答案】 D
40、I could speak____ Japanese_____ Chinese, so I had to talk with him in English.
A.not only； but also
B.both； and
C.neither； nor
D.either； or

【答案】 C
41、一个历史事件可由若干事件构成，这一事件又可以由若干小事件构成，由此可以排除一系列事件的等级或层次。下列选项符合上述说法的是（　　）。
A.经济全球化西欧一体化一欧元启用
B.《王位继承法》《权利法案》一光荣革命
C.原苏联的现代化道路一新经济政策一社会主义工业化
D.中途岛战役伏尔加格勒战役阿拉曼战役

【答案】 A
42、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。
A.Foreign entrepreneurs
B.Job seekers
C.Fresh graduate
D.Company employees

【答案】 A
43、在下列哪些情况下，企业可以不受限制的延长工作时间？（　　）
A.为完成和其他单位所签合同所规定的工作任务
B.劳动合同中所约定的情形
C.发生水灾，组织抢救企业财产
D.企业工作规程规定的其他情形

【答案】 C
44、资料：Desktop Support for Private Equity Firm in Midtown
A.Supporting PC hardware
B.Installing and upgrading hardware
C.Bringing repaired PCs to customers
D.Imaging and configuring desktops and laptops

【答案】 C
45、 企业近五年的所有者权益分别为：2003年为1 200．26万元；2004年为1 507．73万元；2005年为1 510．43万元；2006年为1 621．49万元；2007年为1 795．71万元，则评价该企业2007年三年资本平均增长率约为（　　）。
A.5%
B.6%
C.7%
D.8%

【答案】 B
46、中国证监会根据国务院的授权,依法对（ ）实施监督管理。
A.证券业
B.信托业
C.基金业
D.租赁业

【答案】 A
47、根据路径一目标理论，主动征求并采纳下属意见的领导方式称为（　　）。
A.指导式领导
B.支持型领导
C.参与式领导
D.成就取向式领导

【答案】 C
48、 对费用预算、经济合同的执行情况进行审查属于( )。
A.事前审计
B.事中审计
C.事后审计
D.内部审计

【答案】 B
49、已知某城市商品住宅平均销售价格2006年、2007年、2008年连续三年环比增长速度分别为1%、6%、9%，这三年该城市商品住宅平均销售价格的定基增长速度为（　　）。
A.(101%×106%×109%)-1
B.1%×6%×9%
C.(1%×6%×9%)+1
D.101%×106%×109%

【答案】 A
50、资料：The federal government on Wednesday recommended an endangered-species listing for the loggerhead turtles in U.S. Waters, a decision that could lead to tighter restrictions on fishing and other maritime trades.Environmental groups who’ d been pushing an endangered listing said the proposal was a “turning point”they hope will lead to greater turtle protections.
A.warn our descendants about the extinction of species
B.Call for effective measures to ensure sea turtles’ survival
C.Persuade human beings to show more affection or turtles
D.Stress that even the most ugly species should be protected

【答案】 B
51、Passage 1
A.It is widely used to compare the economic growth across countries
B.It revolutionizes the way of measuring ordinary people's livelihood
C.It focuses on people's consumption rather than their average income
D.It is a more comprehensive measure of people's economic well-being

【答案】 D
52、 需要结计本年累计发生额的账户，结计“过次页”的合计数为（　　）。
A.自年初起至本日止累计数
B.自年初起至本页末止累计数
C.自月初至本页末止累计数
D.自本页初至本年末止累计数

【答案】 B
53、下列历史事件按时间排序正确的一组是（　　）
A.百家争鸣——独尊儒术——新文化运动
B.大泽乡起义——太平天国运动——安史之乱
C.王安石变法——商鞅变法——戊戌变法
D.贞观之治——文景之治——康乾盛世

【答案】 A
54、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.You want to try something new
B.You want to make a difference and prove yourself
C.You need to make more money to buy a house
D.You need to relocate

【答案】 A
55、资料：October 20,2013
A.He was impressed with its menu
B.The hotel is located close to the company
C.He has special ties with the hotel staff
D.It has become a tradition of the company

【答案】 A
56、当看跌期权的履约价格髙于相关期货价格时，该期权被称为( ）。
A.实值期权
B.虚值期权
C.两平斯权
D.欧式期权

【答案】 A
57、材料二：2018年上半年，我国经常账户逆差1801亿元，资本和金融账户顺差4247亿元，其中，非储备性质的金融账户顺差7451亿元，储备资产增加3192亿元。
A.经常账户
B.资产
C.银行存款
D.股票资产

【答案】 A
58、国务院常务会议决定，自2011年7月1日起启动城镇居民社会养老保险试点工作，2011年试点范围覆盖全国60%的地区，2012年（ ）。
A.覆盖80%
B.覆盖85%
C.覆盖90%
D.基本实现全覆盖

【答案】 D
59、债券本期收益率的计算公式是（ ）。
A.票面收益/市场价格
B.票面收益/债券面值
C.(出售价格一购买价格)/市场价格
D.(出售价格一购买价格)/债券面值

【答案】 A
60、The words used by the speaker may stir up unfavorable reactions in the listener ______ interfere with his comprehension.
A.who
B.as
C.which
D.what

【答案】 C
61、准货币是指（ ）。
A.M1
B.M2
C.M3
D.M2-M1

【答案】 D
62、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.
A.Its conclusions are based on carefully collected data
B.It is vulnerable to criticism if the statistics are closely examined
C.It will give rise to heated discussions at the Copenhagen conference
D.Its rough estimates are meant to draw the attention of world leaders

【答案】 D
63、目前国际公认的高技术前沿是指（ ）。
A.航天航空技术
B.计算机与信息技术
C.生物技术
D.新材料技术

【答案】 B
64、Passage3
A.the dining room first
B.the living room first
C.the kitchen first
D.the garden first

【答案】 B
65、Two years ago,Rupert Murdoch’s daughter,Elisabeth,spoke of the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance that the only"sorting mechanism"in society should be profit and the market.But"it's us,human beings,we the people who create the society we want,not profit".
A.the consequences of the current sorting mechanism
B.Companies’financial loss due to immoral practices
C.governmental ineffectiveness on moral issues
D.the wide misuse of integrity among institutions

【答案】 A
66、下列各项中，不应确认为应付职工薪酬科目来核算的有（　　）。
A.利润分享计划
B.社会保险费和辞退福利
C.职工工资和福利费
D.差旅费

【答案】 D
67、根据《民法典》规定，甲与乙对丙企业的债务同时提供保证担保，没有约定担保方式和担保份额的，丙的债权人丁可以要求甲、乙以怎样的方式承担担保责任？（　　）
A.可以要求甲或乙独立承担全部债务，担保方式为一般担保
B.可以要求甲或乙独立承担全部债务，担保方式为连带担保
C.只能要求甲、乙分别承担一半债务，担保方式为一般担保
D.只能要求甲、乙分别承担一半债务，担保方式为连带担保

【答案】 A
68、企业接受的现金捐赠，应计入（ ）。
A.营业外收入
B.盈余公积
C.资本公积
D.未分配利润

【答案】 A
69、Passage 2
A.Customers are forced to share their bank data
B.Banks are required to open up their entire operational system
C.Regulators should be both tough and flexible
D.Banks and third parties should be regulated with a light touch

【答案】 C
70、Many English boys go to boarding school at the age of seven.They usually （ ）quickly and are very happy.
A.get along
B.carry on
C.bring up
D.settle down

【答案】 D
71、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.
A.Best Buy's failure in China
B.Chinese local retailers' reason for success
C.Overseas retailers' struggle in the Chinese market
D.The development of retail industry in China

【答案】 A
72、假定当前汇率1美元兑换人民币6元，1欧元兑换人民币8元，那么1欧元兑换美元的汇率是（　　）。
A.1.33
B.0.75
C.1.16
D.1.13

【答案】 A
73、在我国为地方经济发展服务，为中小企业发展服务的商业银行是（ ）。
A.农村商业银行
B.股份制商业银行
C.国有控股商业银行
D.城市商业银行

【答案】 D
74、资料：Rahul Chadha, co-chief investment officer for Hong Kong-based Mirae Asset Global Investments, has a few charts he is particularly fond of when it comes to telling a story about investing in China.
A.It’s not difficult for China to achieve its target of creating 11 million jobs
B.there are enough vacancies for young people from the rural areas in India
C.the developed economies enjoys a better income growth
D.more Chinese will borrow to increase their spending power

【答案】 A
75、2012年5月13日，《中华人民共和国政府、日本国政府及大韩民国政府关于促进、便利 和保护投资的协定》于（ ）正式签署。
A.北京
B.首尔
C.东京
D.上海

【答案】 A
76、Training and development is the most important thing about a first job because it’s the____for your career.
A.minor success
B.daily routine
C.useful tool
D.spring board

【答案】 D
77、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Th