2026年备考银行招聘之银行招聘综合知识题库练习试题高频卷附答案.docx

2026年备考银行招聘之银行招聘综合知识题库练习试题高频卷附答案

单选题（共150题）
1、The new store,（　　）is currently undergoing construction,will have its grand opening sometime next spring.
A.who
B.were
C.when
D.which

【答案】 D
2、 反映企业在某一特定日期财务状况的会计报表是（ ）。
A.利润表
B.资产负债表
C.现金流量表
D.所有者权益变动表

【答案】 B
3、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.Increase the amount of hop flower added
B.Find different varieties of hop flower and produce new flavors
C.Join Hopsteiner and other big hops companies
D.Change their labels frequently

【答案】 B
4、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies’ fashion-wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10.
A.defeat
B.lose
C.step
D.damage

【答案】 A
5、资料：Some companies are more creative in their use of history than others. HSBC’s History Wall, a striking art installation at the bank’s London headquarters, is made up of 3,743 images drawn from the bank’s archives and arranged in chronological order.
A.It strengthens the company’s relations with customers and employees
B.For carmakers, they can overhaul old designs for the modern era
C.It can help companies to become the most profitable in the market
D.It can give companies ideas for new products

【答案】 C
6、7/9，13/9，20/9，28/9，（　　）。
A.25/9
B.37/9
C.26/9
D.8/3

【答案】 B
7、We should think long term and take____measures.
A.primitive
B.productive
C.permissive
D.proactive

【答案】 D
8、California wildfires are being magnified and made so much worse by the bad environmental laws which aren’t allowing massive amounts of readily available water to be properly______。
A.utilized
B.changed
C.avoided
D.converted

【答案】 A
9、2009年10月2日在丹麦首都哥本哈根举行的国际奥委会第121届全会，关于2016年夏季奥运会举办城市的投票中，经过三轮投禀,（）成功获得了2016年奥运会的主办权。
A.芝加哥
B.马德里
C.东京
D.里约热内卢

【答案】 D
10、 Apple remains so high in market value for so long but so small in profit that______company in history can match with it.
A.no another
B.no other
C.any others
D.no others

【答案】 B
11、中国人民银行发布的2019年第三季度中国货币政策执行报告称，当前，中国仍实施常态货币政策。央行通过创新和完善宏观调控，运用多种货币政策工具，保持流动性合理充裕；加大货币政策逆周期调节力度，通过改善货币政策传导机制，落实金融对实体经济的支持。
A.经济趋热，货币政策相应紧缩
B.经济趋冷，货币政策相应扩张
C.经济趋冷，加大货币投放力度
D.经济趋热，定向降低准备金率

【答案】 D
12、在日常生活中，居民获得住房贷款属于（　　）。
A.商业信用
B.消费信用
C.国家信用
D.补偿贸易

【答案】 B
13、____to the Olympics opening ceremony is considered as Dylan’s greatest honor by far.
A.Being invited
B.Be invited
C.Inviting
D.Invited

【答案】 A
14、 Whenever I try to______up what innovation looks like, the same slideshow of images clicks across my mind.
A.come
B.figure
C.conjure
D.set

【答案】 C
15、承担支持进出口贸易融资任务的政策性银行是（　　）。
A.国家开发银行
B.中国农业发展银行
C.中国进出口银行
D.中国银行

【答案】 C
16、在Internet中，常用的电子邮件缩写是（　　）。
A.FTP
B.WWW
C.BBS
D.E—mai1

【答案】 D
17、在Word文档中，按（　　）键同时拖动鼠标，可纵向选定一个矩形文本区域。
A.Shift
B.Ctr1
C.Alt
D.Esc

【答案】 C
18、资料：People differ greatly in their readiness to try new products. In each product area，there are“consumption pioneers”and early adopters. Other individuals adopt new products much later. After a slow start，an increasing number of people adopt the new product.
A.They rely more on their own values and judgment。
B.They are reluctant to take risks。
C.They are more receptive to familiar things。
D.They are more brand loyal。

【答案】 A
19、In 1913, the states passed the Sixteenth Amendment ________ the Constitution.
A.with
B.for
C.to
D.at

【答案】 C
20、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为2.5%。
A.Y X r
B.Y/r
C.r/Y
D.Y X (1 + r)

【答案】 B
21、Passage 1
A.forecasts on the emerging economy have changed
B.the optimism of the IMF relies on its hopes for the rich world
C.the IMF believes GDP in Britain will grow by 2%
D.IMF’s forecasts on the world economy are always perfect

【答案】 C
22、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list.
A.repeat
B.pour back
C.feed
D.remix

【答案】 A
23、资料：From: Iris Wu
A.on May 3
B.on May 14
C.on May 15
D.on May 26

【答案】 D
24、资料：Your Company Logo and Contact Information
A.more information can be provided as needed
B.the survey has not been finished yet
C.the receiver is the writer's immediate boss
D.the enclosed report was solely made by the writer

【答案】 A
25、下列关于外汇说法中不正确的是（　　）。
A.外汇是以外国货币表示的，必须具有充分的可兑换性，能够自由地兑换成其他国家的货币或者其他信用工具进行多边支付
B.外汇是非主权货币，通常各国政府允许外国货币作为本国市场的计价和结算货币，但不允许外国货币在本国境内流通和使用
C.外汇必须是在国外能得到补偿的债权，具有可靠的物质偿付保证
D.外汇必须是各国普遍接受的支付手段和可用作对外支付的金融资产

【答案】 C
26、Passage 8
A.cause it can help a would to dry
B.Because it can cover a rough surfaceBBecause it can make a would smooth
C.Because it can prevent disease entering a wound

【答案】 A
27、2020年4月16日电，商务部会同中央网信办、工业和信息化部联合认定了首批12家国家数字（　　），这将有利于加快数字贸易发展和数字技术应用，培育贸易新业态新模式，实现服务贸易高质量发展。
A.贸易示范区
B.经济创新发展试验区
C.服务出口基地
D.经济产业区

【答案】 C
28、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list.
A.Sleep and Photographic memory
B.Lack of Sleep Leading to Crimes
C.Sleep and Cognitive of human beings
D.Lack of Sleep Producing False Memory

【答案】 D
29、Passage 5
A.To make a transition to a new topic
B.To work as a hook to the following paragraphs
C.To provide a contrast to the preceding paragraphs
D.To offer supporting evidence to the preceding paragraph

【答案】 D
30、资料：October 20,2013
A.Product Release
B.Dancing
C.Presentations
D.Discussions

【答案】 B
31、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则，2005年7月21日，人民币 汇率形成机制改革启动，开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理 的浮动汇率制度。自汇率形成机制改革以来，人民币汇率弹性逐步扩大，并形成双向波动的格 局，呈现稳中有升的态势。
A.货币局制
B.传统的盯住汇率制
C.事先不公开汇率目标的管理浮动
D.单独浮动

【答案】 A
32、（）将引起美元对日元贬值。
A.美国的货币供给增加
B.美国的利率上升
C.日本的利率下降
D.日本从美国的进口增加

【答案】 A
33、Passage2
A.the uses of life preservers
B.the design of life preservers
C.the materials for life preservers
D.the buoyancy of life preservers

【答案】 B
34、某有限责任公司被吊销营业执照，以下为法律顾问提供的法律意见，不正确的是（　　）。
A.公司应当自被吊销营业执照之日起15日内成立清算组
B.清算组由董事或者股东大会确定的人员组成
C.公司逾期不成立清算组，债权人可以申请人民法院指定人员组成清算组
D.清算组代表公司参与民事诉讼活动

【答案】 B
35、资料：In the business environment nearly all individuals within an organization will belong to one or more groups or teams.
A.express clearly the common goal of the team
B.allow the team leader to make final decisions after discussions
C.create a team randomly
D.monitor the progress of the team

【答案】 C
36、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.
A.Accustomed
B.Complied
C.Conceited
D.True

【答案】 C
37、货币流通规律是（　　）。
A.关于流通中所需货币量的规律
B.关于货币本质的规律
C.关于通货膨胀的规律
D.关于通货紧缩的规律

【答案】 A
38、 引起无罪过事件发生的原因是（　　）。
A.故意损害
B.过失损害
C.不可抗力或未能预见
D.无意损害

【答案】 C
39、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling.
A.She decided to further her education in Paris
B.serious eye problem shopped her
C.She couldn’t get admitted to medical school
D.It was difficult for her to start a practice in the United States

【答案】 B
40、电能是用途最广泛的能源之一，它属于（ ）。
A.二次能源
B.—次能源
C.不可再生能源
D.可再生能源

【答案】 A
41、在短期内，垄断厂商无法改变固定要素投入量，而是通过在既定的生产规模下通过对产量和价格的调整，来实现（　　）的利润最大化。
A.边际利润等于长期边际成本
B.边际利润等于长期平均成本
C.边际利润等于短期边际成本
D.边际利润等于短期平均成本

【答案】 C
42、计算机网络中广域网和局域网的分类是以（　　）来划分的。
A.信息交换方式
B.网络使用
C.网络连接距离
D.传输控制方法

【答案】 C
43、2019年8月12日，中国银行与（　　）签署战略合作协议。双方将在推进金融业关键信息基础设施国产化、服务“一带一路”建设和助力脱贫攻坚战等方面进行战略合作。根据合作协议，双方将发挥各自优势，秉持互利共赢的原则，建立多领域战略合作，实现共同发展。
A.人民网
B.新华通讯社
C.南方周末
D.新浪财经

【答案】 B
44、当看跌期权的履约价格髙于相关期货价格时，该期权被称为( ）。
A.实值期权
B.虚值期权
C.两平斯权
D.欧式期权

【答案】 A
45、While the trade fight isn’t affecting most of the economy yet in a big way，many industries are worried that the damage could quickly______。
A.get lost
B.get better
C.get worse
D.get strong

【答案】 C
46、 We could be sliding into an extraordinary recession unless we ______ the economy immediately.
A.inspire
B.stimulate
C.tempt
D.distract

【答案】 B
47、The owl is a ____ bird which kills its prey with its claws.
A.aglow
B.predatory
C.cursory
D.petulant

【答案】 B
48、下列语句中，没有语病的一项是（　　）。
A.就如何应对交通不畅导致供需矛盾的问题，公司领导讨论和听取了各车间主任提出的AB和C三套方案，并最终决定执行A方案
B.疫情期间，有关部门对部分不遵守隔离措施，蛮横无礼甚至殴打医生、护士的各类事件，进行了严肃的批评教育，对涉及刑事的，也处理得相当快速公正
C.峡谷中的土域肥沃，加上昼夜温差较大，较为适宣种植经济作物、柑橘，还适合种植烟草。
D.中国哲学讲究阴阳五行，凡事相克相生，饮茶也不例外，什么季节，什么气候、什么体质适合喝什么茶都有一番说道。

【答案】 D
49、对于高层管理者来说，掌握良好的（　　）是最为重要的。
A.人际技能
B.语言技能
C.概念技能
D.技术技能

【答案】 C
50、It is said that he（　　）for several years.
A.had died
B.has been dead
C.died
D.has dead

【答案】 B
51、We need to get necessary funds so that a complete（　　）of the facility can be done.
A.renovation
B.renovate
C.renovated
D.renovates

【答案】 A
52、下列是由综合型银行改革为单一职能的中央银行的是（ ）。
A.中国人民银行
B.法兰西银行
C.美国联邦储备体系
D.英格兰银行

【答案】 A
53、资料： The poverty line is the minimum income that people need for an acceptable standard of living. People with incomes below the poverty line are considered poor. Economists study the causes of poverty in order to find solutions to the problem.
A.to give several possible solutions to the problem of poverty
B.to explain why some people in the United States are below the poverty line
C.to show sympathy for those poor people
D.to give the definition of “poverty line”

【答案】 A
54、 明天就是选举日了，以下公民中不具有选举权的是（　　）。
A.张某刚过完l7岁生日
B.黄某被判有期徒刑3年执行中
C.王某被查出患有精神病
D.陈某被拘留l5天执行中

【答案】 A
55、 鉴于总账及其所属明细账相互关系，在进行账簿登记时应采用（　　）。
A.复式记账法
B.借贷记账法
C.平行登记法
D.加权平均法

【答案】 C
56、资料：最后，大家谈论了中国在绿色经济方面做出的杰出贡献，请根据下列资料回答问题。
A.More experience exchange and business development
B.More passion towards this historical initiation
C.More active attitude towards tacking climate change
D.More green investment chances

【答案】 B
57、流动性资产是指（ ）个月内变现的资产。
A.1
B.2
C.6
D.12

【答案】 D
58、根据我国《合同法》的规定，下列关于合同的形式说法正确的是（　　）。
A.合同的形式包括书面形式和口头形式
B.合同的书面形式是指合同书形式
C.合同的形式必须为书面的
D.电子邮件合同是口头形式合同

【答案】 A
59、陈皮是药食同源的宝贵原料之一，其最显著的药效是化痰止咳、疏通心脑血管、降血压等。陈皮是以（　　）的表皮为原料的。
A.柚子
B.橙子
C.橘子
D.桃子

【答案】 C
60、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.introduce a new course to students
B.help students learn about investment
C.teach how to apply for a credit card
D.encourage students’personal savings

【答案】 B
61、资料：Early Experiences
A.You should separate new and mature customers in testing your products
B.Approximate customers are equally valuable as real users
C.Salespeople have a lot of customer contact, so they have the same motivations as customers
D.Usability test aims to please the customers

【答案】 D
62、The latest research indicates that stress，as an ______ to deal with it，is a direct contributor to heart disease.
A.inability
B.illegalness
C.unconsciousness
D.unwillingness

【答案】 A
63、The only decent hotel in town had hung out a “Full House” sign, so their only choice （ ） at a small inn.
A.is to put up
B.has been to put up
C.will be put up
D.was to put up

【答案】 D
64、The teaching building was named______the person who donated money for it.
A.with
B.after
C.by
D.from

【答案】 B
65、下列有关商业银行办理业务的规定正确的是（　　）。
A.商业银行可以任意提高利率来吸收存款
B.商业银行办理结算业务根据需要可以压单
C.商业银行办理业务不能收取手续费
D.商业银行不得在没有客户办理业务的时候自行缩短营业时间

【答案】 D
66、This ticket（　　）you to a free meal.
A.grants
B.entitles
C.credits
D.permits

【答案】 B
67、Everybody showed great respect to the old doctor,who devoted everything he had to（　　）the poor conditions of the local hospital.
A.improving
B.improve
C.improved
D.being improved

【答案】 A
68、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations.
A.Discuss the advantage of technology
B.Advertising business software
C.Teach business owners how to stay competitive
D.Teach business owners how to manage emails and calendars

【答案】 C
69、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.Developers and device manufacturers are becoming more aware of security features
B.Lack of security features could result in negative consumer attitudes
C.Smartphone users are becoming more aware of security features
D.Smartphone users are becoming more aware of government surveillance

【答案】 C
70、The local area network also connects to a wide area network that allow a message ___ across the country or to other countries.
A.send
B.sending
C.to be sent
D.is sent

【答案】 C
71、资料：It's so common to hear people say， “I’m stressed out，” almost as a badge of honor， as if this is a symptom only of our fast-paced modern life. But in her book， “Exhaustion： A History，”Anna Katharina Schaffner writes that the syndrome of mental exhaustion has existed a