2025年银行招聘之银行招聘综合知识押题练习试卷A卷附答案.docx

2025年银行招聘之银行招聘综合知识押题练习试卷A卷附答案

单选题（共1000题）
1、The “cure rate”of many diseases increased dramatically after penicillin was ______ by more doctors.
A.put into practice
B.put into effect
C.put into use
D.put into operation

【答案】 C
2、金融远期合约是一种（ ）。
A.买卖标的资产的权利
B.—定时期内发生的一系列现金交易
C.在集中场所交易的标准化合约
D.无固定场所的非标准化合约

【答案】 D
3、She and another woman were convicted in 2005 of tax___but were released under an amnesty.
A.evasion
B.enclosure
C.erosion
D.exception

【答案】 A
4、He has made a discovery, ___ of great importance to the progress of science and technology.
A.which I think it is
B.which I think is
C.think which is
D.of which I think it is

【答案】 B
5、工厂有5条效率不同的生产线。某个生产项目如果任选3条生产线一起加工，最快需要6天整，最慢需要12天整；5条生产线一起加工，则需要5天整。问如果所有生产线的产能都扩大一倍，任选2条生产线一起加工最多需要多少天完成？（　　）
A.11
B.13
C.15
D.30

【答案】 C
6、资料： The poverty line is the minimum income that people need for an acceptable standard of living. People with incomes below the poverty line are considered poor. Economists study the causes of poverty in order to find solutions to the problem.
A.poor people are bound to go out of the poverty line if they have chances to do business
B.welfare will enable people to be rich
C.employment is the best solution to the poverty problem
D.better solutions to the poverty problem are not found yet

【答案】 D
7、对擅自使用与知名商品相近似的名称、包装、装潢，造成和他人的知名商品相似使购买者误认为是该知名商品的行为判断，所依据的是（　　）。
A.《商标法》
B.专利法》
C.《消费者权益保护法》
D.《反不正当竞争法》

【答案】 D
8、下列哪一个选项不属于我国宪法规定的公民政治自由？（　　）
A.结社
B.罢工
C.言论
D.出版

【答案】 B
9、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling.
A.She decided to further her education in Paris
B.serious eye problem shopped her
C.She couldn’t get admitted to medical school
D.It was difficult for her to start a practice in the United States

【答案】 B
10、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.They are inconsistent about the attitude toward after hour's emails
B.They both push the employees to be available all the time
C.They are consistent about the attitude towards after hour's emails
D.They both don't mean to stress the employees out

【答案】 A
11、资料：Rahul Chadha, co-chief investment officer for Hong Kong-based Mirae Asset Global Investments, has a few charts he is particularly fond of when it comes to telling a story about investing in China.
A.It’s not difficult for China to achieve its target of creating 11 million jobs
B.there are enough vacancies for young people from the rural areas in India
C.the developed economies enjoys a better income growth
D.more Chinese will borrow to increase their spending power

【答案】 A
12、（ ）会增加失业。
A.退休工人的数量增加
B.退休劳动力队伍的人数增加
C.离开学校找工作的人数增加
D.离开工作上学的人数增加

【答案】 C
13、下面属于非票据结算的是（ ）。
A.汇兑结算
B.汇票结算
C.本票结算
D.支票结算

【答案】 A
14、一个垄断厂商分别对两个市场实行差别定价垄断，下列选项哪个正确？（　　）
A.会操纵价格需求使两个市场的价格弹性相同
B.弹性更高的市场其价格更高
C.弹性更高的市场价格更低
D.需求弹性越高的市场出售产品越多

【答案】 C
15、下列有关剩余价值的几个说法不正确的一项是（ ）。
A.剩余价值不是从流通过程中产生的，而是在劳动力的消费过程即资本主义生产过程中形成的
B.超额剩余价值是由于商品的个别价值高于社会价值而产生的那部分剩余价值
C.绝对剩余价值生产是在必要劳动时间不变的条件下，由于延长工作日的绝对量所产生的剩余价值
D.相对剩余价值生产是在工作日不变的条件下，由于必要劳动时间缩短所产生的剩余价值

【答案】 B
16、李克强主持召开国务院党组会议，学习贯彻习近平总书记在（　　）的重要讲话精神，部署强化政府系统全面从严治党，推动经济社会持续健康发展。
A.十九届中央检法会议
B.十九届五中全会
C.十九届人民代表大会
D.十九届中央纪委五次全会

【答案】 D
17、The museum contains several____works of Renaissance art, including two paintings by Raphael, one by Durer, one by Titian, and an early sketch by Tintoretto.
A.useless
B.priceless
C.valueless
D.worthless

【答案】 B
18、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.
A.deprives people of a good sleep
B.makes people always restless
C.disturbs people’s life
D.is beneficial to people

【答案】 D
19、中共中央政治局1月25日上午就（　　）举行第十二次集体学习。中共中央总书记习近平在主持学习时强调，推动媒体融合发展、建设全媒体成为我们面临的一项紧迫课题。要运用信息革命成果，推动媒体融合向纵深发展，做大做强主流舆论，巩固全党全国人民团结奋斗的共同思想基础，为实现“两个一百年”奋斗目标、实现中华民族伟大复兴的中国梦提供强大精神力量和舆论支持。习近平强调，要因势而谋、应势而动、顺势而为，加快推动媒体融合发展，使主流媒体具有强大传播力、引导力、影响力、公信力，形成网上网下同心圆，使全体人民在理想信念、价值理念、道德观念上紧紧团结在一起，让正能量更强劲、主旋律更高昂。
A.新媒体和媒体融合发展
B.全媒体共同融合发展
C.全媒体时代和媒体融合发展
D.全媒体融合发展未来规划

【答案】 C
20、On Thursday, lawmakers introduced a bill to ______ harsher penalties for sexual assault in the military.
A.integrate
B.invade
C.impose
D.impair

【答案】 C
21、The boy（ ）when he said that he （ ）the eggs（ ）by the hen in the closet before he（ ）down to have a rest。
A.was lying，had laid，laid，lay
B.had laid，lay，laid，was lying
C.lay，was lying，lain， lay
D.laid，lay，lain，lies

【答案】 A
22、边际报酬递减规律指以下哪一种现象?（　　）
A.资源是稀缺的，但某些资源比其它资源更稀缺
B.一国居民拥有的某种东西越多，他们获得更多这种东西的愿望就越低
C.当两种资源中的一种投入不断增加，而另一种资源数量固定时，边际产量先越来越大后越来越小
D.当两种资源中的一种投入不断增加，而另一种资源数量固定时，总产出最终减少

【答案】 C
23、Passage 1
A.introduce a new course to students
B.help students learn about investment
C.teach how to apply for a credit card
D.encourage students’personal savings

【答案】 B
24、There is an increasing（　　）to make movies describing violence.
A.strength
B.direction
C.tradition
D.Trend

【答案】 D
25、若一国的财政收入比支出要少，则说明该国出现（　　）。
A.通货膨胀
B.金融危机
C.财政赤字
D.贸易赤字

【答案】 C
26、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamer’s life.
A.how we dream during sleep
B.what kind of benefits dreams bring to people
C.why we dream during sleep
D.what dreams are

【答案】 D
27、下列各项中，哪一项是最能衡量股东利润最大化的指标？（　　）
A.资本利润率
B.资产利润率
C.销售利润率
D.股权分红率

【答案】 D
28、A ____________of the subject's structure and its relationship to other subjects should be acquired before the literature is approached.
A.grip
B.grasp
C.grab
D.snatch

【答案】 B
29、 ( )会计要素没有反映企业在一定时点上的财务状况。
A.负债
B.所有者权益
C.收入
D.资产

【答案】 C
30、下面属于非票据结算的是（ ）。
A.汇兑结算
B.汇票结算
C.本票结算
D.支票结算

【答案】 A
31、实验室有两瓶某物质溶液，甲瓶有100克溶液，浓度为5%，乙瓶有150克溶液，浓度为8%，从两瓶中取出相等的若干克溶液，交换倒入另一瓶，令此刻的甲乙瓶浓度相等，则取出的溶液是（　　）。
A.60
B.50
C.70
D.80

【答案】 A
32、I prefer to take a plane rather than______a train.
A.took
B.taken
C.takes
D.take

【答案】 D
33、For instance, a death certificate allows the person’s ______ to be distributed to heirs.
A.property
B.poverty
C.prestige
D.dignity

【答案】 A
34、应世界经济论坛创始人兼执行主席施瓦布邀请，国家主席习近平将于2021年1月25日在北京以视频方式出席世界经济论坛（　　）对话会并发表特别致辞。
A.APEC议程
B.博鳌议程
C.达沃斯议程
D.金砖五国议程

【答案】 C
35、资料：Procrastination comes in many disguises. We might resolve to tackle a task, but find endless reasons to defer it. We might prioritize things we can readily tick off our to-do list- answering emails, say- while leaving the big, complex stuff untouched for another day. We can look and feel busy. while artfully avoiding the tanks that really matter. And when we look at those rolling, long untouched items at the bottom of our to-do list, we can't help but feel a little disappointed in ourselves.
A.How to beat procrastination
B.Our brain and procrastination
C.Benefits and costs of procrastination
D.The perils of procrastination

【答案】 A
36、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则，2005年7月21日，人民币 汇率形成机制改革启动，开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理 的浮动汇率制度。自汇率形成机制改革以来，人民币汇率弹性逐步扩大，并形成双向波动的格 局，呈现稳中有升的态势。
A.银行间外汇市场
B.同业拆借市场
C.票据市场
D.债券市场

【答案】 A
37、The Internet is extensively utilized by students for______information to undertake their course-related tasks and assignments.
A.maintaining
B.evaluating
C.retaining
D.retrieving

【答案】 D
38、在LM曲线的凯恩斯区域，（　　）。
A.货币政策有效
B.财政政策有效
C.财政政策无效
D.财政政策和货币政策同样无效

【答案】 B
39、资料：What if you were told there was a way you may strengthen your cognitive skills and heighten your intelligence, and all you had to do was was learn to strike up basic conversations in another language?
A.It helps people stay focused
B.It memorizes a sequence of directions
C.It’s a command system
D.It directs the attention processes

【答案】 B
40、根据《商业银行法》的规定，商业银行可以（ ）。
A.从事信托投资和股票业务
B.代办保险
C.向非银行金融机构和企业投资
D.从事股票业务

【答案】 B
41、Passage 3
A.Their economy is plunging
B.Their currency has slumped
C.They can’t afford trips to England
D.They have lost half of their assets

【答案】 B
42、（　　）签订于八国联军侵华之后，这一条约使中国彻底沦为半殖民地半封建社会。
A.《南京条约》
B.《瑷珲条约》
C.《马关条约》
D.《辛丑条约》

【答案】 D
43、Passage 6
A.stupid
B.polite
C.considerate
D.annoying

【答案】 D
44、在“资源管理器”窗口中，用户若要选定多个连续的文件或文件夹，须在鼠标单击操作之前按下（ ）键。
A.Ctrl
B.Shift
C.Alt
D.Tab

【答案】 B
45、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured & offer decent returns. There is no brokerage, no fees or hidden costs. However, the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD. Look at our ‘Star CD’ plan below.
A.CD is automatically renewed for the same period unless having other instruction
B.CD isn’t automatically renewed for the same period at the ruling rate of interest on the date of renewal
C.CD is automatically renewed for the same period without any other instruction
D.CD is automatically renewed for the same period with permission of the bank manager

【答案】 C
46、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.
A.Politicians should call on a parenting revolution
B.Government may have failed to keep families stable
C.Only rich parents can offer their children what's the best
D.Parenting advice is often inaccessible to poor families

【答案】 D
47、《商业银行法》规定了商业银行的经营原则，即商业银行以安全性、流动性、效益型为经营原则以及实行“四自”，其中“四自”中不包括（　　）。
A.自主经营
B.自我监督
C.自负盈亏
D.自我约束

【答案】 B
48、在短期内，垄断厂商无法改变固定要素投入量，而是通过在既定的生产规模下通过对产量和价格的调整，来实现（　　）的利润最大化。
A.边际利润等于长期边际成本
B.边际利润等于长期平均成本
C.边际利润等于短期边际成本
D.边际利润等于短期平均成本

【答案】 C
49、某人驱车从甲地前往30公里外的乙地，顺风而行花了3个小时，从乙地沿着原路返回时用了5个小时，假设车速和风速都是匀速状态，则风速是（　　）公里/时。
A.5
B.2
C.3
D.4

【答案】 B
50、资料：Memo
A.At Wayland Books
B.At Greenhouse Publishing
C.At Senyth Publishers
D.At Brownback Guides

【答案】 B
51、正在编辑的Word文件因断电而丢失信息，原因是（　　）。
A.半导体RAM中信息因断电而丢失
B.存储器容量太小
C.没有执行Windows系统的关机操作
D.ROM中的信息因断电而丢失

【答案】 A
52、科斯定理通常受到（　　）的影响，使私人间无法达成协议。
A.管制
B.需求
C.价格
D.交易成本

【答案】 D
53、The local area network also connects to a wide area network that allow a message ______ across the country or to other countries.
A.is sent
B.to be sent
C.sending
D.send

【答案】 B
54、资料：Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discrimination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.（1）
A.In blanket industry, the work restrictions on women have become very strict
B.Restrictions on women in blanket industry have taken off in some countries
C.In order to protect women’s rights, work restrictions should be banned
D.Work restrictions that claim to protect all women are no longer popular

【答案】 C
55、在我国，全国人民代表大会通过法律须经（ ）。
A.到会代表的过半数同意
B.全体代表的过半数同意
C.到会代表的2/3多数同意
D.全体代表的2/3多数同意

【答案】 B
56、On Thursday, lawmakers introduced a bill to ______ harsher penalties for sexual assault in the military.
A.integrate
B.invade
C.impose
D.impair

【答案】 C
57、全面深化改革的总目标是（　　）。
A.在重要领域和关键环节改革上取得决定性成果，形成系统完备、科学规范、运行有效的制度体系。使各方面制度更加成熟更加定型
B.完善和发展中国特色社会主义制度，推进国家治理体系和治理能力现代化
C.维护最广大人民根本利益，最大限度增加和谐因素
D.实现中华民族伟大复兴的中国梦

【答案】 B
58、消费者对价格敏感，生产与销售成本低，竞争者易进入，商品差异性小的新产品定价，应采用（　　）。
A.高价策略
B.低价策略
C.满意策略
D.折扣策略

【答案】 B
59、The optimal length of a nap was an hour and a half______people could go through a complete cycle.
A.so thatA
B.even if
C.as to
D.as soon as

【答案】 A
60、Passage 5
A.poor quality rails and unreliable stopping systems
B.lack of financial support for development
C.limited railroad lines
D.lack of a transcontinental railroad

【答案】 A
61、Our new diet pill________the people who want to lose weight.
A.satisfies the need of
B.stimulate the demand of
C.arouse the interest of
D.target the market for

【答案】 A
62、某企业库存现金5万元，银行存款75万元，应收账款40万元，存货80万元，流动负债200万元。该企业的速动比率是（　　）。
A.0.4
B.0.6
C.0.8
D.1

【答案】 A
63、She is less ________ on being a grandmother, now her daughter Caron is married.
A.desirous
B.eager
C.keen
D.anxious

【答案】 C
64、This well established leader in Worldwide Aviation Training is able to give you the best ______ training that meets your training needs， your budget and your time.
A.most
B.possible
C.kind
D.better

【答案】 B
65、某班级组织春游，班干讨论后规定获得贫困助学金的同学交25元的活动费，其他同学交50元的活动费，班上共有60名同学，最后共收取春游费2700元，该班有（　　）名同学获得贫困助学金。
A.10
B.12
C.14
D.16

【答案】 B
66、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.To build a marketing campaign by creating a better resume
B.To give the logic and passion behind your career change
C.To make sure everyone knows about your intention of changing career
D.To have more conversations and connections within your new career path

【答案】 D
67、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Unbiased
B.Slightly critical
C.Fully supportive
D.Paradoxical

【答案】 B
68、资料：American Airlines CEO takes blame for maintenance errors, disrupted flights
A.is going to have a new chairman and CEO
B.only operates from Dalls/Fort Worth International Airport
C.is an airline that has 3000 MD-80 airplanes
D.is a company that is headquartered in Fort Worth, Dallas

【答案】 D
69、下列有关国内生产总值的表述，正确的是（ ）。
A.③④
B.①④
C.②③
D.①②④

【答案】 B
70、下列说法错误的是（