2025年银行招聘之银行招聘综合知识综合检测试卷A卷含答案.docx

2025年银行招聘之银行招聘综合知识综合检测试卷A卷含答案

单选题（共600题）
1、资料：With 55% of consumers' customer service interactions starting online and 63% of adults using their smartphone several times a month to seek customer service， your mobile customer service tactics are more important than ever.
A.It forbids customers to go
B.It helps you gain new customers
C.Because of customers are using their smartphone to seek customer service
D.It prevent losing customers entirety

【答案】 B
2、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations.
A.Discuss the advantage of technology
B.Advertising business software
C.Teach business owners how to stay competitive
D.Teach business owners how to manage emails and calendars

【答案】 C
3、He spent ages ______ for a pay increase，only to resign from his job soon after he’d received it.
A.observing
B.occurring
C.negotiating
D.securing

【答案】 C
4、以利率或价格为标的，旨在发现银行间市场的实际利率水平、商业银行对利率的预期。 这是指（ ）。
A.数量招标
B.价格招标
C.拍卖
D.竞价交易

【答案】 B
5、 代保管业务主要指商业银行的（　）。
A.保管箱业务
B.委托代办债券还本付息业务
C.代发股票红利业务
D.代理证券资金清算等业务

【答案】 A
6、The sudden heavy rain（　　）our holiday plan.
A.damaged
B.destroyed
C.sabotaged
D.spoiled

【答案】 D
7、一般均衡经济理论中，商品的供给和需求依赖于经济体中（　　）的价格。
A.所有其他商品
B.技术研发
C.单一商品
D.相关商品

【答案】 A
8、______ we have finished the course,we shall take a new one.
A.Ever since
B.Now that
C.As soon as
D.By now

【答案】 B
9、You should be ______ with your movements because of all the security.
A.useful
B.skillful
C.careful
D.helpful

【答案】 C
10、资料：（一）
A.a form of gambling
B.a way of making money quickly
C.useful and necessary
D.old-fashioned

【答案】 C
11、资料：No matter how carefully you pick the members on your team,you may still end up with a negative employee.These workers don’t necessarily fall into the category of “toxic,”but they’re just kind of a drag with their cynical, pessimistic worldview.If you ‘re dealing with a negative employee,here are 3 steps to take.
A.Three Way to Build an Effective Team
B.How to be a Positive Employee
C.Is it Important to Sustain a Successful Workplace Environment
D.Several Tips for Managing a Team

【答案】 A
12、He cancelled all the ___ on the ground that he needed a rest.
A.encouragement
B.engagement
C.schedule
D.employment

【答案】 B
13、美国的高盛公司、摩根·斯坦利公司、日本的野村证券等投资银行的形式在世界范围内广泛存在，并且它们都有各自擅长的专业方向。高盛公司、摩根·斯坦利公司等投资银行属于( )类型的投资银行。
A.独立的专业性银行
B.商人银行
C.全能性银行
D.财务公司

【答案】 A
14、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.build motivation and a support system
B.encourage breaks to do exercise
C.build a kitchen so that the employers could make healthy meals
D.All above

【答案】 D
15、（　　）签订于八国联军侵华之后，这一条约使中国彻底沦为半殖民地半封建社会。
A.《南京条约》
B.《瑷珲条约》
C.《马关条约》
D.《辛丑条约》

【答案】 D
16、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为 2.5%。
A.YXr
B.Y/r
C.r/Y
D.YX(1 + r)

【答案】 B
17、巴黎圣母院》的作者是（　　）。
A.大仲马
B.小仲马
C.雨果
D.福楼拜

【答案】 C
18、对同一借款客户的贷款佘额与商业银行资本余额的比例不得超过（ ）。
A.5%
B.8%
C.10%
D.15%

【答案】 C
19、In Western Australia，there are around 450 aircraft maintenance engineers，most of______work in the Perth metropolitan area.
A.them
B.whom
C.which
D.they

【答案】 B
20、4辆车运送货物，每辆车可运16次；7辆车运送，每辆车只能运10次。设增加的车辆数与运送减少的次数成正比，且每车次运送货物相等，运送货物总量最多是多少车次？（　　）
A.72
B.74
C.64
D.68

【答案】 A
21、各国征收反倾销税的目的在于（　　）。
A.抵制商品倾销，保护本国的市场与工业
B.防止本国商品不顾成本到国外倾销
C.保护本国出口商的利益
D.保护本国进口商的利益

【答案】 A
22、What this is telling us is that we need to first establish a middle class that is able to hold the government ________ .
A.account
B.accounted
C.accounting
D.accountable

【答案】 D
23、( )是亚洲唯一与欧盟和美国两个世界最大经济体缔结自由贸易协定的国家。
A.中国
B.日本
C.韩国
D.新加坡

【答案】 C
24、下列关于负债的说法，错误的是（　　）。
A.是由企业过去的交易或者事项所形成的
B.是企业承担的现时义务
C.预期会导致经济利益流出
D.一般将负债分为短期借款与长期借款

【答案】 D
25、资料： The poverty line is the minimum income that people need for an acceptable standard of living. People with incomes below the poverty line are considered poor. Economists study the causes of poverty in order to find solutions to the problem.
A.poor people are bound to go out of the poverty line if they have chances to do business
B.welfare will enable people to be rich
C.employment is the best solution to the poverty problem
D.better solutions to the poverty problem are not found yet

【答案】 D
26、Passage 1
A.they loved this woman deeply and they didn’t wanted her to die
B.the woman had lots of money to be shared as soon as she died
C.they wanted to know the secret of her lifetime happiness
D.they wanted to pray for her after her death

【答案】 C
27、CDS由（ ）于1961年首创。
A.中国人民银行
B.日本住友银行
C.英格兰银行
D.美国花旗银行

【答案】 D
28、下列关于会计账簿管理的说法中，错误的是（ ）。
A.各种会计账簿要分工明确，指定专人管理
B.会计账簿要妥善保管，任何人不得翻阅査看、摘抄和复制
C.会计账簿一般不得携带外出
D.会计账簿不得随意交给其他人管理

【答案】 B
29、 客户支取现金时，应填制本行( )，先到会计部门的有关专柜办理手续。
A.现金支票
B.银行本票
C.银行汇票
D.现金存条

【答案】 A
30、墓志铭是我国古代文献中数量庞大的一个类别，更是考古发现中数量最大的文献种类，为多种门类的学术研究提供了素材。正因如此，古代的墓志铭历来受到专家学者的重视。对于墓志铭的确切起源，史籍中未见有详细的记载，因此学术界一直众说纷纭，但基本上都是着眼于丧葬制度。
A.作为可信素材，墓志铭不仅数量大，而且文化信息量巨大
B.大多数学者从丧葬制度解释墓志铭的起源
C.考古发现中，数量最多的是墓志铭，因此构成了最为基本的研究素材
D.墓志铭备受学者重视是因为它详细地记载了不同时期的丧葬制度

【答案】 B
31、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？
A.使人焦虑的新闻事件
B.反复重复的新闻报道
C.扭曲夸张的新闻报道
D.毫无根据的新闻报道

【答案】 B
32、下列语句中，没有语病的一项是（　　）。
A.就如何应对交通不畅导致供需矛盾的问题，公司领导讨论和听取了各车间主任提出的AB和C三套方案，并最终决定执行A方案
B.疫情期间，有关部门对部分不遵守隔离措施，蛮横无礼甚至殴打医生、护士的各类事件，进行了严肃的批评教育，对涉及刑事的，也处理得相当快速公正
C.峡谷中的土域肥沃，加上昼夜温差较大，较为适宣种植经济作物、柑橘，还适合种植烟草。
D.中国哲学讲究阴阳五行，凡事相克相生，饮茶也不例外，什么季节，什么气候、什么体质适合喝什么茶都有一番说道。

【答案】 D
33、Passage 5
A.water deficiency
B.distress
C.desertification
D.more grasses and lakes

【答案】 D
34、研究发现，与非复阳患者相比，复阳患者在住院期间表现出更少的症状，更持久的CT成像缓解和更早的RNA转阴，但血浆抗体水平表现与非复阳患者相似。重新入院后，这些复阳患者没有表现出明显的临床症状或疾病进展，CT影像正常以及炎症性细胞因子水平也正常。
A.与非复阳患者相比，复阳患者拥有不同的症状表征
B.住院期间和重新入院治疗期间，复阳患者的表现前后有所不同
C.复阳患者比非复阳患者更难治疗
D.在某些症状上，复阳患者比非复阳患者的表现要轻得多

【答案】 D
35、实验室有两瓶某物质溶液，甲瓶有100克溶液，浓度为5%，乙瓶有150克溶液，浓度为8%，从两瓶中取出相等的若干克溶液，交换倒入另一瓶，令此刻的甲乙瓶浓度相等，则取出的溶液是（　　）。
A.60
B.50
C.70
D.80

【答案】 A
36、资料：Asked to name their favorite city, many Americans would select San Francisco which began as a small Spanish outpost located on a magnificent bay. The town was little more than a village serving ranchers when the United States took possession of it in 1846 during the war with Mexico.
A.deserters from sailing ships
B.Spanish ranchers
C.gold miners
D.tourists

【答案】 C
37、货币在（ ）时，执行国际财富转移手段职能。
A.支付国际贸易差额
B.购买外国商品
C.支付外国劳务费用
D.对外援助

【答案】 D
38、Try to make your report as____as possible: only give us the facts, and not your opinions.
A.subjective
B.objectionable
C.subjected
D.objective

【答案】 D
39、——Must I wait till you come back?
A.mustn't
B.needn't
C.can't
D.won't

【答案】 B
40、There are several____between our new photocopier and our old one: these include an advanced colour facility and a multitask option.
A.similar
B.similarly
C.similar to
D.similarities

【答案】 D
41、银行的活期存款人通知银行在其存款额度内无条件支付一定金额给持票人的书面凭证是（）。
A.支票
B.汇票
C.本票
D.存单

【答案】 A
42、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.ways to teach students to earn money
B.how Diane Ray learns to value money
C.the push to teach personal finance in school
D.how students choose a proper financial class

【答案】 C
43、2012年5月13日，《中华人民共和国政府、日本国政府及大韩民国政府关于促进、便利 和保护投资的协定》于（ ）正式签署。
A.北京
B.首尔
C.东京
D.上海

【答案】 A
44、资料：Memo
A.Your Best Fitness Plan
B.Green Eats
C.The Olymplan’s Cookbook
D.The Pharaoh’s Lives

【答案】 B
45、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.it has multiple options when it comes to its engine
B.it is a single-aisle jet
C.it is more fuel-efficient and environmental-friendly
D.it has a more powerful engine

【答案】 C
46、填入括号中最恰当的词语是（　　）。
A.震撼延迟
B.振奋推迟
C.震撼推迟
D.振奋延迟

【答案】 B
47、某服装店有T恤45件，其中短袖的有22件，翻领的有20件，既是短袖又有翻领的有12件，则既不是短袖，也不是翻领的T恤是（　　）件。
A.14
B.13
C.12
D.15

【答案】 D
48、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims， the first step is to present the warranty， or any other records which might help. at the store of purchase. In most cases，this action will produce results. However， if it does not， there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general， the “higher up” his or her complaint， the faster he or she can expect it to be settled. In such a case， it is usually settled in the consumer's favor， assuming he or she has a just claim.
A.To illustrate that it will be better if the customer states the specific problem
B.To show that the stereo is really not working
C.To complain about the stereo
D.To stress that something is wrong with the left speaker and the sound

【答案】 A
49、___ the well-bred people knows how to confess a fault, or acknowledge himself in an error.
A.None but
B.None other than
C.Nothing but
D.No other than

【答案】 A
50、Passage 5
A.9 years
B.7 years
C.4 years
D.3 years

【答案】 D
51、90年来经过数代考古工作者的不懈努力，三星堆考古取得了举世瞩目的成就。三星堆的发现与发掘深刻影响了巴蜀考古和巴蜀文化研究，并与四川及中国考古事业的发展息息相关。同时，三星堆遗址被称为20世纪人类最伟大的考古发现之一，昭示了长江流域与黄河流域一样，同属中华文明的母体。
A.三星堆是人类最伟大考古发现之一。
B.三星堆考古的重大意义。
C.考古工作者的工作虽然枯燥，但意义最大。
D.长江流域与黄河流域同样是中华文明的发源地

【答案】 B
52、Passage 4
A.law courts have decided not to use fashionable words
B.it is widely accepted by all the insured
C.it enables ordinary people to understand it easily
D.the meaning of such wording has been agreed upon

【答案】 D
53、下列产品中，能够计入当年GDP的是（　　）。
A.中央政府对地方政府的转移支付
B.某人花100万美元在美国买的一栋新房
C.企业从国外购买的一台服务器
D.某企业当年生产没有卖掉的20万元产品

【答案】 D
54、操作系统的主要作用不包括（　　）。
A.管理系统中的各种软硬件资源
B.播放多媒体计算机系统中各种数字音频和视频文件
C.为用户提供友善的人机界面
D.为应用程序的开发和运行提供一个高效的平台

【答案】 B
55、下列表述中不符合因事设职和因人设职相结合原则的是（　　）。
A.任何组织首先是人的集合，而非是事和物的集合
B.组织中的工作最终要靠人完成，不能完全招聘社会上的人员来满足企业的所有需要
C.即一个上级直接领导与指挥下属的人数应该有一定的限制，并且应该是有效的
D.组织设计往往不是全新的，进行再度调整时，要考虑“事事有人做”而非“人人有事做”

【答案】 C
56、A ______ criminal must have the benefit of the ______ until we’re certain he's guilty.
A.suspected;doubt
B.doubted;suspect
C.doubted;doubt
D.suspected;suspect

【答案】 A
57、The size of the audience, ______ we had expected, was well over one thousand.
A.whom
B.as
C.who
D.that

【答案】 B
58、Luckily,the bullet narrow missed the captain（　　）an inch.
A.by
B.at
C.to
D.from

【答案】 A
59、资料：Anything that affects the smooth flow of information is known as noise. This might be, for example, the language used,an in appropriate use of technology or the different levels of skill and knowledge of the sender and receiver. For example, every day in the press and on TV, consumers are bombarded with often confusing or contradictory information about the health benefits or risks associated with different foods. Consumers may not have enough understanding or information to judge between conflicting messages. It is therefore not surprising that many people do not hear these messages and switch off.
A.positive press articles
B.the different levels of skill and knowledge of the sender and receiver
C.the language used
D.an inappropriate use of technology

【答案】 A
60、“马力”一词表示的是（　　）。
A.是一个动力单位
B.表示一匹马的能量
C.表示一匹马的速度
D.表示发动机的功率

【答案】 D
61、当国内投资增加时，一般将（ ）。
A.增加向其他国家的进口
B.增加出口而进口保持不变
C.改善外贸情况
D.使进口、出口都增加，但进口的增加少于出口的增加

【答案】 A
62、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.
A.The open networking foundation will be led by Stanford and the university of California, Berkeley
B.With the setting of new standards, operators of large networks will have more flexibility of control
C.People will have a better understanding of the distinctions between computers and networks thanks to cloud computing
D.Cloud computing will involve more routing computers than the traditional internet

【答案】 B
63、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals, they'll simply never get done. And that means you won't make the progress that's really going to move your business forward.
A.You have to be readily available in the office
B.People cannot work in a vacuum
C.People in the office love helping others
D.Sometimes we have to decline colleagues' requests

【答案】 D
64、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
A.Customers are forced to share their bank data
B.Banks are required to open up their entire operational system
C.Regulators should be both tough and flexible
D.Banks and third parties should be regulated with a light touch

【答案】 C
65、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies’ fashion-wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10.
A.defeat
B.lose
C.step
D.damage

【答案】 A
66、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s