2019-2025年银行招聘之银行招聘综合知识能力检测试卷B卷附答案.docx

2019-2025年银行招聘之银行招聘综合知识能力检测试卷B卷附答案

单选题（共600题）
1、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.0
B.1
C.2
D.3

【答案】 C
2、资料：Procrastination comes in many disguises. We might resolve to tackle a task, but find endless reasons to defer it. We might prioritize things we can readily tick off our to-do list- answering emails, say- while leaving the big, complex stuff untouched for another day. We can look and feel busy. while artfully avoiding the tanks that really matter. And when we look at those rolling, long untouched items at the bottom of our to-do list, we can't help but feel a little disappointed in ourselves.
A.How to beat procrastination
B.Our brain and procrastination
C.Benefits and costs of procrastination
D.The perils of procrastination

【答案】 A
3、Passage 3
A.Needless material is mostly recycled
B.Fighting wastefulness is difficult
C.People like collecting recyclable wastes
D.The author is proud of their consumer culture

【答案】 B
4、______ATA-100, each page is identified by a three element number and a page number.
A.According with
B.In accordance with
C.To
D.In according to

【答案】 B
5、—Why are you standing there,Maggie?
A.be hind
B.in front of
C.be side
D.next to

【答案】 B
6、The world population is expected to rise to more than nine billion by 2050，one-third of all people______expected to live in cities。
A.has been
B.are
C.have been
D.have succeeded in

【答案】 B
7、德鲁克认为，建立管理结构时必须满足三个条件。下列不属于他所说的条件的是（　　）。
A.管理结构在组织上必须以绩效为目标
B.组织结构必须尽可能包含最少的管理层级
C.组织结构必须能培育和检验未来的高层管理者，设计最便捷的指挥链
D.组织结构必须考虑环境因素的影响

【答案】 D
8、冯·诺依曼在总结研制ENIAC计算机时，提出两个重要的改进是（ ）。
A.引入CPU和内存储器的概念
B.采用二进制和存储程序控制的概念
C.采用机器语言和十六进制
D.采用ASCII编码系统

【答案】 B
9、下列各项中，符合会计要素收入定义的是（ ）。
A.出售材料收入
B.出售无形资产净收益
C.出售固定资产净收益
D.向购货方收取的增值税销项税额

【答案】 A
10、计算机的存储系统通常包括（　　）。
A.内存储器和外存储器
B.软盘和硬盘
C.ROM和RAM
D.内存和硬盘

【答案】 A
11、下列关于外汇说法中不正确的是（　　）。
A.外汇是以外国货币表示的，必须具有充分的可兑换性，能够自由地兑换成其他国家的货币或者其他信用工具进行多边支付
B.外汇是非主权货币，通常各国政府允许外国货币作为本国市场的计价和结算货币，但不允许外国货币在本国境内流通和使用
C.外汇必须是在国外能得到补偿的债权，具有可靠的物质偿付保证
D.外汇必须是各国普遍接受的支付手段和可用作对外支付的金融资产

【答案】 C
12、资料：The soybean prices ended higher this Monday as traders expect supplies to remain tight.
A.It’s not worth noticing
B.It will rise 15 percent
C.It’s still uncertain
D.It will be razor-thin

【答案】 D
13、资料：It’s easy to trace the evolution of the automobile.At most，we’re only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.
A.Morpholoical and genetic studies helped scientists to trace unknown common ancestor of chimps and humans existed
B.Morphological and genetic studies determined exact species of common ancestor of chimps and humans existed
C.Genetic studies found hominid fossils to bridge the evolutionary progression from unknown common ancestor to modern humans
D.Morphological studies helped finding the famous East African fossils and set up an milestone in this field

【答案】 C
14、In the booming city of Rio de Janeiro，a luxury hotel______trash into treasure for more than a decade，long before food waste was at the forefront of anyone’s mind。
A.had been turning
B.has been turning
C.was turning
D.is turning

【答案】 A
15、Are you going out? Yes, please lock the door when you ___ .
A.will leave
B.leave
C.have been leaving
D.will have left

【答案】 B
16、 （　）是企业流动性最强的资产。
A.货币资金
B.固定资产
C.股票
D.无形资产

【答案】 A
17、Passage 1
A.giving examples
B.By providing data.BBy raising questions
C.By making comparisons

【答案】 A
18、Passage 1
A.forecasts on the emerging economy have changed
B.the optimism of the IMF relies on its hopes for the rich world
C.the IMF believes GDP in Britain will grow by 2%
D.IMF’s forecasts on the world economy are always perfect

【答案】 C
19、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)
A.The environment in which the technology enhances shaming
B.The humiliation that is more intensely felt than it should be
C.The price we have to pay as the victims of mistakes
D.The impact of people’s suicide on families and the society

【答案】 A
20、 下列各项中，导致负债总额变化的是（　　）。
A.赊销商品
B.赊购商品
C.收回应收账款
D.用盈余公积转增资本

【答案】 B
21、 向人民银行发行库提取现金时，现金提回后，管库员清点核对现金无误后，填制( )一式两联，一联留存，一联交出纳人员。
A.现金出库票
B.现金入库票
C.银行存款入库票
D.银行存款出库票

【答案】 B
22、在“资源管理器”窗口中，用户若要选定多个连续的文件或文件夹，须在鼠标单击操作之前按下（ ）键。
A.Ctrl
B.Shift
C.Alt
D.Tab

【答案】 B
23、如果一个公司经营状况严重恶化，要谨慎采用哪种用组织变革方式？（　　）
A.改良式
B.渐进式
C.计划式
D.爆破式

【答案】 D
24、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.
A.New York
B.London
C.Chicago
D.Frankfurt

【答案】 C
25、资料：Native ads - or ads that take on the look and feel of the content surrounding them - are taking over digital advertising.
A.The rise of compound annual growth rate
B.The rise of social platforms
C.The rise of sponsored content
D.The rise of publisher websites

【答案】 B
26、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？
A.作者认为移动设备对青少年的影响与以往的新技术相同
B.智能手机等移动设备目前还没有“引发灾难”
C.作者认为家长对移动技术的担心是没有必要的
D.作者认为新技术后果的评估和它的问世之间存在时间上的滞后

【答案】 A
27、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.
A.Politicians should call on a parenting revolution
B.Government may have failed to keep families stable
C.Only rich parents can offer their children what's the best
D.Parenting advice is often inaccessible to poor families

【答案】 D
28、营业利润不包括以下哪项内容？（　　）
A.营业外收入
B.营业收入
C.投资收益
D.其他业务收入

【答案】 A
29、Passage3
A.the rules for dinner time are not strict
B.dinner is always at six in the evening
C.a family offers food only at four in the afternoon
D.people usually invite their guests to dinner later in the evening

【答案】 A
30、 下列各项属于长期负债的有（　　）。
A.应收账款
B.应付账款
C.其他应付款
D.应付债券

【答案】 D
31、资料：It’s easy to trace the evolution of the automobile.At most，we’re only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.
A.how technological development over a few centuries developed
B.how the plans，prototypes and models of electric hybrid developed
C.how to trace family tree is much the same way astracing electric hybrid
D.why humanity’s evolutionary progression is even more difficult

【答案】 D
32、资料：Some companies are more creative in their use of history than others. HSBC’s History Wall, a striking art installation at the bank’s London headquarters, is made up of 3,743 images drawn from the bank’s archives and arranged in chronological order.
A.Activities did by HSBC are better than those of Coca -cola
B.New designs inspired by old products are not good
C.Young companies do better than old companies in using history
D.Consumers often trust old-aged companies more

【答案】 D
33、一次化妆舞会中，男士戴着蓝色的帽子，女士戴着红色的帽子。每个男士看见的蓝色帽子比红色帽子的2倍还多6个，每位女士看见的蓝色帽子是所见红色帽子的3倍。那么房间里一共有（　　）人。
A.37
B.27
C.39
D.29

【答案】 A
34、目前我国上海和深圳证券交易所均实行（ ）的交割方式完成清算交易。
A.T - 1
B.T+0
C.T+1
D.T+2

【答案】 C
35、Passage 1
A.flied away
B.still died
C.changed into a fairy
D.was more beautiful than before

【答案】 C
36、资料：Everyone knows airline pricing is based on supply and demand. Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals. So if a flight to Rome costs more than a flight to Milan, you'd think that demand for Rome must be higher or supply lower.
A.Neutral
B.Positive
C.Negative
D.Not mentioned

【答案】 C
37、资料：Do you want to see the world? Then plan to visit the Silver Poseidon Cruises Career Fair on Tuesday, November 15 from 9 a.m. to 4 p.m. or Wednesday. November 16 from 5 p.m. to 9 p.m. We are looking for food service, entertainers, and maintenances staff to work aboard our many vessels. Free travel is just the beginning when you work for Silver Poseidon Cruises.
A.By sending an e-mail
B.By going to the Website
C.By calling Ms. Ruiz
D.By visiting the corporate office

【答案】 B
38、与消费物价变动密切相关，最活跃的货币是（ ）。
A.M1
B.M2
C.M0
D.M

【答案】 C
39、Would you like _____music?
A.to listen to
B.to listening
C.listening
D.listening to

【答案】 A
40、资料：Procrastination comes in many disguises. We might resolve to tackle a task, but find endless reasons to defer it. We might prioritize things we can readily tick off our to-do list- answering emails, say- while leaving the big, complex stuff untouched for another day. We can look and feel busy. while artfully avoiding the tanks that really matter. And when we look at those rolling, long untouched items at the bottom of our to-do list, we can't help but feel a little disappointed in ourselves.
A.How to beat procrastination
B.Our brain and procrastination
C.Benefits and costs of procrastination
D.The perils of procrastination

【答案】 A
41、资料：Early Experiences
A.You should separate new and mature customers in testing your products
B.Approximate customers are equally valuable as real users
C.Salespeople have a lot of customer contact, so they have the same motivations as customers
D.Usability test aims to please the customers

【答案】 D
42、Passage 5
A.poor quality rails and unreliable stopping systems
B.lack of financial support for development
C.limited railroad lines
D.lack of a transcontinental railroad

【答案】 A
43、在Word中，想用新名字保存文件应（　　）。
A.执行“文件”→“另存为”命令
B.执行“文件”→“保存”命令
C.单击工具栏的“保存”按钮
D.复制文件到新命名的文件中

【答案】 A
44、证券投资基金体现当事人之间的()
A.产权关系
B.债权关系
C.保证关系

【答案】 C
45、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.disagreeable
B.mixed
C.cautious
D.negative

【答案】 B
46、资料：packing tips
A.Rush out to the baggage carousel
B.Use a grey suitcase
C.Head to the Lost & Found
D.Mark with a brightly colored string

【答案】 D
47、填入括号中最恰当的词语是（　　）。
A.反思干预
B.反省干预
C.反思干涉
D.反省干涉

【答案】 B
48、Passage 3
A.they think it academically misleading
B.they have a lot of fun to expect in college
C.it feels strange to do differently from others
D.it seems worthless to take off-campus courses

【答案】 C
49、商业银行的经营是指对其所开展的各项业务活动的（ ）。
A.组织和控制
B.组织和营销
C.控制和监督
D.计划和组织

【答案】 B
50、中断处理时，要求保留现场的原因是（ ）。
A.为了保证不丢失数据
B.为了保证原程序完整
C.为了中断结束时返回原程序执行
D.中断处理时需要使用现场中的数据

【答案】 C
51、 He appreciated ______ the chance to deliver his thesis in the annual symposium on Comparative Literature.
A.to have been given
B.to have given
C.having given
D.having been given

【答案】 D
52、It is very important that the text is neither too detailed ___ too complex for the intended readers.
A.nor
B.or
C.no
D.not

【答案】 A
53、阅读理解
A.the distortion of reality by science
B.the confusion caused by emotions
C.Platonic and contemporary views of truth
D.the place of scientific truth in our lives

【答案】 D
54、 银行的现金资产包括( )。
A.营业利润
B.库存金银
C.营业外收支净额
D.利息收入

【答案】 B
55、The number of people wanting to become a Southwest Airlines flight attendant has reached ________ .
A.record high
B.a record high
C.high record
D.a high record

【答案】 D
56、资料：Seeking to end a stalemate in negotiations over her country’s withdrawal from the European Union, Prime Minister Theresa May of Britain offered Friday substantial payments to the bloc during a two-year transition period immediately after the country’s exit.
A.The rights of EU’s citizens will be protected in Britain after the divorce
B.Britain would be willing to continue to fulfill the commitment they have made during the period of membership
C.A good trade relation between Britain and the EU is in line with the interests of both sides
D.Britain will provide 20 billion euros to EU during the transition period

【答案】 D
57、企业溢价发行股票时，超过股票面值的部分计入（　　）。
A.盈余公积
B.实收资本
C.资本公积
D.留存收益

【答案】 C
58、Your natural hair color begins to fade（　　）you grow older,and in time you grow grey.
A.since
B.when
C.while
D.as

【答案】 D
59、关于企业利润构成，下列表述不正确的是（　　）。
A.企业的利润总额由营业利润、投资收益和营业外收入三部分组成
B.营业成本=主营业务成本+其他业务成本
C.利润总额=营业利润+营业外收入-营业外支出
D.净利润=利润总额-所得税费用

【答案】 A
60、自然人甲、乙、丙共同出资设立了A公司。根据《公司法》，下列组织机构中必须设立的是（　　）。
A.股东会
B.董事会
C.职工代表大会
D.监事会

【答案】 A
61、资料：What，if anything，do we gain by clinging to our antioxidant supplements？
A.A large amount of antioxidant supplements are not necessary
B.Oxidation can not do anything good at all to our body
C.Plants surviving hard conditions can produce a lot of antioxidant
D.Antioxidant supplements can improve one’s physical performance

【答案】 A
62、 在我国，证券业和银行业、信托业、保险业实行（　　）。
A.分业经营、分业管理
B.集中经营、统一管理
C.分业经营、统一管理
D.集中经营、分业管理

【答案】 A
63、 根据我国《反不正当竞争法》的规定，下列行为属于不正当竞争行为中的混淆行为的是（　　）。
A.甲厂在其产品说明书中作夸大其词的不实说明
B.乙厂的矿泉水使用“清凉”商标，而“清凉矿泉水厂”是本地一知名矿泉水厂的企业名称
C.丙商场在有奖销售中把所有的奖券刮奖区都印上“未中奖”字样
D.丁酒厂将其在当地评奖会上的获奖证书复印在所有的产品包装上

【答案】 B
64、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.
A.low taxation
B.broad domes