2025年银行招聘之银行招聘综合知识强化训练试卷A卷附答案.docx

2025年银行招聘之银行招聘综合知识强化训练试卷A卷附答案

单选题（共600题）
1、某公司开发出了一种高科技化学产品——“照片保护剂”。其主要功能是可以防止彩色照片褪色、泛黄、粘连等病变。该产品可以广泛应用于家庭、企业、档案部门、婚纱影楼、照相馆及其他有照片存放的单位。经过市场调查，普通消费者对该产品兴趣不大，而婚纱影楼和档案部门对该产品很感兴趣。该公司是一家小型企业，人员和资金实力较弱，该公司应该采取的目标市场策略是（　　）。
A.体验营销
B.集中营销
C.差异营销
D.无差异营销

【答案】 B
2、A master of watercolor was John Marin,______used the medium to portray the city as a mighty organism.
A.he
B.who
C.his
D.which

【答案】 B
3、新中国成立以后，我国政府制定了“两弹一星”的战略决策，这一战略目标的实现是在（　　）。
A.20世纪50一60年代
B.大跃进时期
C.20世纪60-70年代
D.“文革”时期

【答案】 C
4、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.Because they never know what kind of work requests will be asked off hours
B.Because they are required by the company to answer emails off hours
C.Because smart phones and tables keep us connected all the time
D.None of above

【答案】 A
5、每个组织都需要注意本组织优良文化的积累，把组织精神灌输到一代又一代，这体现了组织文化的哪个特征？（　　）
A.实践性
B.可塑性
C.传承性
D.独特性

【答案】 C
6、资料：Business,academic and civic leaders in Cambridge have warned that one of Britain’s major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.
A.Prosperity
B.Increase
C.Decrease
D.Bleakness

【答案】 A
7、资料：Singapore Airlines plans to introduce inflight mobile phone and internet access in May this year,beginning with its flagship Airbus A380 fleet.
A.Singapore Airlines' online survey is to be carried out among its registered members
B.Airbus A380 will be the first aircraft to be equipped with inflight internet and mobile service
C.Singapore Airlines' inflight internet access will be limited to some specific devices
D.Singapore Airlines' will be the first to introduce inflight mobile phone and internet access

【答案】 B
8、Tom!You（　　）on the phone just now,but you（　　）in.
A.wanted,were
B.are wanted,are
C.were wanted,weren’t
D.called,aren’t

【答案】 C
9、 Like no previous technology, mobile technology has spread______an unprecedented pace in the last few years.
A.at
B.in
C.on
D.with

【答案】 A
10、Most of these resources are ______ towards paper-writing and research projects.
A.hatched
B.geared
C.encouraged
D.motivated

【答案】 B
11、计算机网络是计算机与（　　）结合的产物。
A.电话
B.通信技术
C.线路
D.各种协议

【答案】 B
12、资料：Native ads - or ads that take on the look and feel of the content surrounding them - are taking over digital advertising.
A.a business history book
B.a textbook about advertisement
C.a business report website
D.an introduction of a novel

【答案】 C
13、资料：You can not go forward by going backward. Take the current debate about trade and globalization, for instance, while the impulse to erect trade barriers is understandable given the pain experienced in recent years, it is not the way to create lasting growth and shared prosperity.
A.It is a one-size-fit-all solution
B.It is not helpful to those hurt by trade and globalization
C.It should meet the different needs of affected workforce
D.It should not be talked about so often

【答案】 C
14、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.Smartphone users are increasingly aware of the importance of anti-virus software
B.An increasing number of smartphone users have installed built-in remote lock-and-erase software
C.More smartphone users are protecting their devices with PINs and passwords than in previous years
D.All of above

【答案】 D
15、资料：2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the world's biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba.
A.It is the largest online payment service provider in China
B.It has sold more than US$9 Billion worth of goods in 24 hours on Singles Day
C.It has a strong social responsibility
D.It is the world’s biggest IPO

【答案】 C
16、The spokesman didn’t（　　）any details concerning the disarmament talk.
A.expose
B.disclose
C.enclose
D.impart

【答案】 B
17、Passage 2
A.Challenges facing European regulators
B.A new regulation in Europe that opens banks to competition
C.The solutions to the flawed banking system in Europe
D.A looming threat to customers’private bank data

【答案】 B
18、资料：The personal computer was a revolution in information technology that spawned a $50 billion hardware business, with another $30 billion in software and peripherals （eg. mouse, keyboard, printer, etc.） by 1991. During its short 15 years, the industry evolved through three successive periods. During its first 5 to 6 years, it was characterized by explosive growth and multiple, small competitors vying for a piece of the market. From 1981 to 1985, the industry became a battle for standards and retail shelf space. The third era was one of increasing fragmentation. From 1986 through 1991-1992, new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed.
A.Sharing applications between machines
B.Programming on the computer
C.Writing contracts on the computer
D.Buying keyboards and printers

【答案】 A
19、The key to the industrialization of space is the U.S. space shuttle.______ it, astronauts will be able to fly into space and returning many times.
A.With
B.By
C.On
D.In

【答案】 A
20、资料：Think for a moment of your definition of persuasion. If you are like most business people I have encountered, you see persuasion as a relatively staightforward process. First, you strongly state your position. Second,you outline the supporting arguments, followed by a highly assertive, databased exposition. Finally, you enter the deal-making stage and work toward a “close.” In other words, you use logic, persistence, and personal enthusiasm to get others to buy a good idea. The reality is that following this process is one surefire way to fail at persuasion.
A.Most businesspeople see persuasion as a straightforward process
B.Unlike most businesspeople effective persuaders are willing to adjust their opinions and hear from others
C.Effective persuaders are open-minded
D.Most businesspeople are more assertive in their persuasion while effective persuaders are more friendly

【答案】 B
21、经济学中“一方是无限的需要一方是有限的商品”这句话的含义是（　　）。
A.人类的本性是自由的，不愿与他人分享
B.政府应当对产出进行再分配
C.目前的生产方式是无效率的
D.不存在简单的办法以解决稀缺性与人类需要的无限性之间的矛盾

【答案】 D
22、She told us that classification is a useful（　　）to the organization of all kinds of knowledge.
A.means
B.approach
C.mode
D.manner

【答案】 B
23、箱子中红黄蓝黑四种颜色的小球，数量分别是20颗、16颗、14颗和10颗，现在从箱子里一次性取出若干小球，且保证有14小球的颜色相等，则至少要取出（　　）颗。
A.53
B.50
C.49
D.52

【答案】 B
24、Many English boys go to boarding school at the age of seven.They usually （ ）quickly and are very happy.
A.get along
B.carry on
C.bring up
D.settle down

【答案】 D
25、下列抽样方法中，属于非概率抽样的是（　　）。
A.分层抽样
B.整群抽样
C.判断抽样
D.等距抽样

【答案】 C
26、Let's face it.Gardening fanatics like nothing better than to have their hands stuck in the soil or to be trimming,pruning,or harvesting the fruits of their labors.But for once,here is an obsession which benefits the whole community by beautifying the environment and producing cooler,more fragrant,and cleaner air.To recognize that fact,the Tampa City Council has decided to award generous prizes to the most beautiful displays this spring.
A.The condition of the flowers
B.The arrangement of the garden
C.The appearance oil the garden
D.The scent of the flowers

【答案】 D
27、行为作为民事法律关系产生、变更、消灭的法律事实（）。
A.不能是违法行为
B.只能是民事法律行为
C.只能是表意行为
D.既可以是合法行为，也可以是违法行为

【答案】 D
28、计算机只懂机器语言，而现在人们一般用高级语言编写程序，将高级语言变为机器语言序需经过（ ）。
A.编译程序
B.编辑程序
C.连接程序
D.装入程序

【答案】 A
29、政府无论调高或者调低价格，其结果（　　）。
A.都会使消费者得到好处
B.都会使生产者得到好处
C.都会使供求失衡现象消失
D.都可能使供求失衡现象持续存在

【答案】 D
30、（）将引起美元对日元贬值。
A.美国的货币供给增加
B.美国的利率上升
C.日本的利率下降
D.日本从美国的进口增加

【答案】 A
31、针对社会关切，20日提请全国人大常委会会议审议的教育法修正草案拟进一步明确（　　）相关行为的法律责任。
A.校园安全
B.冒名顶替入学
C.校园暴力
D.未成年人保护

【答案】 B
32、Passage2
A.adjustable
B.comfortable
C.self-evident
D.self-righting

【答案】 D
33、当某厂商以最小成本生产既定产量时,那它（ ）。
A.总收益为零'
B.一定获得最大利润
C.一定未获得最大利姻
D.无法确定是否获得最大利润

【答案】 D
34、资料：Why is Salt Bad for You?
A.salt consumption leads to a stroke
B.sodium excreted in urine is a measure of salt intake
C.an increase in blood pressure causes an increase in salt consumption
D.the higher the sodium in urine, the greater the chance of hypertension

【答案】 D
35、邓小平提出的“三个有利于”标准具有内在的联系性，其中最基本的是（）。
A.提高人民的生活水平
B.发展生产力
C.巩固社会主义制度
D.增强社会主义国家的综合国力

【答案】 B
36、We G20 members must（　　）follow the underlying historical trend so as to chart the course for the future.
A.closed
B.closing
C.closely
D.close

【答案】 C
37、2020年3月24日外交部发言人耿爽表示，近日中国驻英国、法国、意大利、沙特等国的使馆向中国留学生发放了装有防疫物品和防疫指南的（　　）指导他们科学防疫，帮助他们加强防护，传递来自党和政府的关心和问候，来自祖国人民的呵护和叮咛。
A.爱心包
B.防疫包
C.宣传包
D.健康包

【答案】 D
38、中央银行在市场中向商业银行大量卖出证券，从而减少商业银行超额存款准备金，引起货币供应量减少、市场利率上升，中央银行动用的货币政策工具是（　　）。
A.公开市场业务
B.公开市场业务和存款准备金率
C.公开市场业务和利率政策
D.公开市场业务、存款准备金率和利率政策

【答案】 A
39、一项研究表明，在人类进化的过程中，采用火制备熟的肉类食用是一大进步。高温杀灭了肉类中的部分有害细菌和病毒，而那些没有完全被杀死的细菌和病毒刺激了人类的免疫系统而不至于让其崩溃，从而促使人类的免疫系统得到进化。因此，人类才能比在野外生活的其他灵长类动物更好地抵御各类疾病。
A.人类生活在有公共卫生系统保护的社会中
B.有些人一生只吃素，患病的次数也很少
C.高温能够降低病毒或细菌的致病性
D.野外的灵长类动物更容易感染各种细菌或病毒引起的疾病

【答案】 C
40、下列反映资源配置的两种方式的经济范畴是（　　）。
A.产品经济和商品经济
B.商品经济和市场经济
C.市场经济和计划经济
D.计划经济和产品经济

【答案】 C
41、中国银行的核心价值观是（　　）。
A.担当、诚信、专业、创新、平稳、高效
B.文明、和谐、自由、平等
C.担当、诚信、专业、创新、稳健、绩效
D.爱国、敬业、诚信、友善

【答案】 C
42、It is not rare in（　　）that people in（　　）fifties are going to the university for further education.
A.90s;the
B.the 90s;/
C.90s;their
D.the 90s;their

【答案】 D
43、资料：2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the world's biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba.
A.Alibaba would open chain stores after entering into Australia
B.Alibaba has established cooperation with Australia Post
C.Alibaba’s world-record of selling US$9.3 Billion worth of goods in 24 hours on Singles Day has helped its initial public offering
D.After entering into Australia, Alibaba will try to expand to the U.S

【答案】 B
44、Exce1中的基本操作单位是（　　）。
A.工作表
B.单元格
C.工作簿
D.工作组

【答案】 B
45、资料：People differ greatly in their readiness to try new products. In each product area，there are“consumption pioneers”and early adopters. Other individuals adopt new products much later. After a slow start，an increasing number of people adopt the new product.
A.The consumption pioneers
B.How people adopt the new product
C.The five-adopter classification
D.The different phases of adopting new ideas

【答案】 C
46、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.Revolutionary
B.Reliable
C.Salutary
D.Unassailable

【答案】 A
47、资料：International Federation for Scientific Research
A.To invite a researcher to speak at a convention
B.To recommend an academic article
C.To encourage a member to attend a conference
D.To ask a scientist to post research data to a Web site

【答案】 C
48、He wants to ______ and ______ everything.
A.cover up;paint up
B.cover up; paint over
C.cover over; paint over
D.cover over; paint up

【答案】 B
49、中长期贷款，为了使借贷双方承担的利率风险较小，一般都倾向于选择（　　）。
A.浮动利率
B.固定利率
C.市场利率
D.复利

【答案】 A
50、初唐四杰指的是（ ）。
A.王绩、王勃、杨炯、卢照邻
B.沈佺期、宋之问、王勃、骆宾王
C.王勃、杜审言、陈子昂、杨炯
D.王勃、杨炯、卢照邻、骆宾王

【答案】 D
51、张先生认识赵，钱、孙、李、周五位女士。
A.赵
B.钱
C.孙
D.李

【答案】 D
52、某大型晚会的导演组在对节日进行终审时，有六个节目的尚未确定是否通过，这六个节目分别是歌曲A、歌曲B、相声C、相声D、舞蹈E和魔术F。综合考虑各种因素，导演组确定了如下方案：
A.无法确定论述F是否能通过
B.歌曲A不能通过
C.无法确定两个相声节目是否能通过
D.歌曲B能通过

【答案】 A
53、支付的在建工程人员的工资属于（ ）产生的现金流量。
A.筹资活动
B.经营活动
C.汇率变动
D.投资活动

【答案】 D
54、掠夺交易是指以强制手段为基础、一方强迫另一力的利益转移（包括其承载物的转移）。下列不属于掠夺交易的是（ ）。
A.甲有一幅非常珍贵的古名画，乙知道后千方再计想得到，就请甲的领导出面，用一幅现代名画将乙的那幅画换到手
B.张某摆了一个杂货摊点，一天，有一人来买塑料面盆，她拿出一元钱塞给张说：“我知道你卖三元一只，我们是邻居，就一元卖给我吧。”说完就拿走了面盆
C.小李家正搞装潢，谁知预算失误，少买了几平米某名牌木地板，急需补上，经销商谎称木地板涨价，必须加价，最终小李以三倍的价格买回所需地板
D.小王和小章是两位集邮爱好者，他们常常交换邮品，虽然有时用以交换的邮品价格悬殊，但双方都非常乐意，毫无怨言

【答案】 D
55、Passage 2
A.Americans prefer to address each other formally
B.Newly arrived students often get lost in the city
C.Host families come from educated backgrounds
D.Students will depend on the host family to settle in

【答案】 D
56、Attachments____to your Hotmail account can be downloaded to your personal computer by clicking.
A.sent
B.to send
C.are sent
D.sending

【答案】 A
57、某班有50人，其中有42人会打乒乓球，40人会打篮球，38人会打排球，35人会打羽毛球，则这个班至少有多少人这四项球类都会打？（　　）
A.2
B.3
C.4
D.5

【答案】 D
58、Each man and woman must sign ______ full names before entering the examination room.
A.his
B.her
C.their
D.one’s

【答案】 C
59、下面什么促销方法有利于搞好企业与外界的关系，在公众中树立良好的企业形象，但其促销效果难以把握?（　　）
A.公共关系
B.广告
C.人员推广
D.营业推广

【答案】 A
60、资料：Business,academic and civic leaders in Cambridge have warned that one of Britain’s major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.
A.Serious unemployment
B.Wars
C.Foreign talents drain
D.Social instability

【答案】 C
61、—I think English is_math.
A.much important than
B.so important as
C.as important as
D.as more important as

【答案】 C
62、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, there's a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capital towards any asset, anywhere, with some yield, is slowing.
A.0.75%
B.0.5%
C.0.25%
D.1%

【答案】 C
63、资料：For nearly a century, Hilton Worldwide has offered business and leisure travelers the finest in accommodations, service, amenities and value.
A.Celebrities
B.Royal families
C.Businessmen and tourists
D.Rich people

【答案】 C
64、如果本国货币升值，则（　　）。
A.直接标价法汇率数值减小
B.直接标价法汇率数值增大
C.汇率变化方向不确定
D.间接标价法汇率数值减小

【答案】 A
65、These small companies now have their own ______ identity.
A.discreet
B.discrete
C.separated
D.isolated

【答案】 B
66、在智能手机的配置中，“ROM”指的是（　　）
A.闪存
B.运行内存
C.只读内存
D.随机存储内存

【答案】 C
67、在金融