2019-2025年银行招聘之银行招聘综合知识押题练习试题B卷含答案.docx

2019-2025年银行招聘之银行招聘综合知识押题练习试题B卷含答案

单选题（共600题）
1、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。
A.His own stories about visiting China
B.The quality of Chinese goods
C.Why should foreign businessmen do business in China?
D.Other important steps of doing business in China

【答案】 D
2、下列哪项不属于计算机内部采用二进制的优点？（)
A.便于硬件的物理实现
B.运算规则简单
C.可用较少的位数表示大数
D.可简化计算机结构

【答案】 C
3、中央银行和商业银行的货币职能分别是（　　）。
A.提供原始货币、制造派生货币
B.制造派生货币、提供原始货币
C.促进货币流通、方便货币支付
D.方便货币支付、促进货币流通

【答案】 A
4、资料：There's a good chance that spicy crunchy tuna roll you ordered for lunch doesn't actually contain any tuna at all.
A.Because the risk of fake fish is too high
B.Because not every restaurant can afford snapper
C.Because consumers don't like snapper sushi
D.Because snapper is rare

【答案】 A
5、下列当今热门电子产品中最不适合用来阅读电子书的是（　　）。
A.Kindle
B.Android手机
C.iPad
D.Xbox

【答案】 D
6、下列指标中不属于银行管理结构指标的为（　　）。
A.资产结构
B.贷款结构
C.客户结构
D.人员结构

【答案】 D
7、拉动国内生产总值GDP增长的“三驾马车”不包括（　　）。
A.投资
B.消费
C.税收
D.净出口

【答案】 C
8、以下表述不正确的是（　　）。
A.正常品的收入效应与价格反方向变动
B.劣等品的替代效应与价格反方向变动
C.吉芬商品是收入效应大于替代效应的商品
D.所有劣等品的需求曲线均向右上方倾斜

【答案】 D
9、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.Revolutionary
B.Reliable
C.Salutary
D.Unassailable

【答案】 A
10、Most of us entirely value human life，____________ some people think of animals as being equally important.
A.and
B.or
C.but
D.unless

【答案】 C
11、1938年，德国人（　　）在用中子轰击铀核时，首次发现了原子核的裂变现象，并放出薪的中子。
A.哈恩
B.查德威克
C.卢瑟福
D.麦克斯韦

【答案】 A
12、To meet the ethical requirements, the participants were informed that their involvement in the study was voluntary and that their personal privacy would be treated______.
A.confidentially
B.proudly
C.confidently
D.secretly

【答案】 A
13、支付的在建工程人员的工资属于（ ）产生的现金流量。
A.筹资活动
B.经营活动
C.汇率变动
D.投资活动

【答案】 D
14、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured & offer decent returns. There is no brokerage, no fees or hidden costs. However, the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD. Look at our ‘Star CD’ plan below.
A.allowed, without
B.banned, with
C.allowed, with
D.banned, without

【答案】 A
15、The WHO says there is currently no evidence of human-to-human ______ of the virus.
A.translation
B.transition
C.transmission
D.transaction

【答案】 C
16、We shouldn’t ignore the importance of ______ our hobbies or getting involved in arts and crafts activities.
A.amplifying
B.enhancing
C.fostering
D.magnifying

【答案】 C
17、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity.
A.Gonano will break up with Spatoro
B.Gonano will sell the Picasso Painting
C.Gonano will move to France
D.Gonano will put the painting on display

【答案】 D
18、商业银行的贷款，按照贷款保全方式可分为（ ）。
A.长期贷款和短期贷款
B.信用贷款和担保贷款
C.企业贷款和个人贷款
D.正常贷款和关注贷款

【答案】 B
19、Let's face it.Gardening fanatics like nothing better than to have their hands stuck in the soil or to be trimming,pruning,or harvesting the fruits of their labors.But for once,here is an obsession which benefits the whole community by beautifying the environment and producing cooler,more fragrant,and cleaner air.To recognize that fact,the Tampa City Council has decided to award generous prizes to the most beautiful displays this spring.
A.To promote gardening in the city
B.To create jobs in the city
C.To bring the community closer together
D.To spruce up the look of the city

【答案】 D
20、资料：Think for a moment of your definition of persuasion. If you are like most business people I have encountered, you see persuasion as a relatively staightforward process. First, you strongly state your position. Second,you outline the supporting arguments, followed by a highly assertive, databased exposition. Finally, you enter the deal-making stage and work toward a “close.” In other words, you use logic, persistence, and personal enthusiasm to get others to buy a good idea. The reality is that following this process is one surefire way to fail at persuasion.
A.How to successfully persuade others
B.How businesspeople define persuasion
C.Persuasion as an art
D.Logic, persistence and enthusiasm

【答案】 A
21、国际通行的贷款五级分类，既正常、关注、次级、可疑、损失贷款，其中（　　）为不良贷款。
A.后三类
B.后二类
C.前三类
D.前二类

【答案】 A
22、资料：Why is Salt Bad for You?
A.his family doctor
B.a heart specialist
C.research scientists
D.a nutrition expert

【答案】 D
23、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
A.Challenges facing European regulators
B.A new regulation in Europe that opens banks to competition
C.The solutions to the flawed banking system in Europe
D.A looming threat to customers' private bank data

【答案】 B
24、2019年12月31日，A公司涉及的一项未决诉讼预计很可能败诉。若败诉，A公司需承担诉讼费20万元并支付赔款400万元，但基本确定可从保险公司获得补偿80万元。2019年12月31日，A公司因该项目诉讼应确认的预计负债的金额为（　　）万元。
A.320
B.340
C.400
D.420

【答案】 D
25、如果一个社会的收入是绝对平衡的,那么，基尼系数将（ ）。
A.等于1
B.等于0
C.大于1
D.小于0

【答案】 B
26、资料：Why is Salt Bad for You?
A.had a high blood pressure
B.ate too much
C.had a cold and a sore throat
D.was sensitive to salt

【答案】 C
27、It is said that he（　　）for several years.
A.had died
B.has been dead
C.died
D.has dead

【答案】 B
28、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments.
A.It is desired for students with special needs
B.It is tutored by regular teachers for mainstream students
C.It is planned for collaborative learning by mainstream students
D.It has students with special needs and regular education classmates

【答案】 D
29、在20世纪80年代中后期，由于温州很多企业生产假冒伪劣产品，导致了在全国市场上抵制“温州货”现象。这表明（　　）。
A.使用价值是价值的物质承担者
B.生产商品的个别劳动时间少于社会必要劳动时间
C.生产商品的个别劳动时间多于社会必要劳动时间
D.价值是使用价值的前提和基础

【答案】 A
30、资料：Seeking to end a stalemate in negotiations over her country’s withdrawal from the European Union, Prime Minister Theresa May of Britain offered Friday substantial payments to the bloc during a two-year transition period immediately after the country’s exit.
A.To demonstrate her resolve to divorce Britain from EU
B.To pave the way for dialogues and negotiations with EU on Brexit
C.To comfort the sentiment of British people
D.To end the division between her cabinet and the Conservative Party

【答案】 B
31、资料：Good listening is much more than being silent while the other person talks. To the contrary, people perceive the best listeners to be those who periodically ask questions that promote discovery and insight. These questions gently challenge old assumptions, but do so in a constructive way. Sitting there silently nodding does not provide sure evidence that a person is listening, but asking a good question tells the speaker the listener has not only heard what was said, but that they comprehended it well enough to want additional information. Good listening was consistently seen as a two-way dialog, rather than a one-way “speaker versus hearer” interaction. The best conversations were active.
A.He wants to challenge the speaker
B.He is getting bored of nodding
C.He is listening carefully
D.He wants to make the dialog stop

【答案】 C
32、资料：The movement of consumers from public social media to private messaging has been so rapid that Business Insider reported that the combined usage of the top four messaging apps now exceeds the combined usage of the top four social media apps。Falling data prices，cheaper devices，and improved features are helping propel this growth。
A.People make fun of each other on these apps
B.It would make the social media disappear
C.You need to put private information on them all the time
D.It builds connection with your real friends

【答案】 D
33、Passage 8
A.the widows were pressured to lose their own names
B.the widows may be forced to leave their homes
C.the widows have misunderstood the reverse mortgage
D.the widows do not know what their long-desired things are

【答案】 B
34、规定外国公使可以进驻北京的不平等条约是（ ）。
A.《天津条约》
B.《北京条约》
C.《马关条约》
D.《辛丑条约》

【答案】 A
35、资料：FAST cars whizz around，malls are full of expensive luxuries and cranes dominate the skyline.But scratch the shimmering surface of the Gulf and you soon find countries hurting from the low oil price，currently around $40 a barrel.Growth is slowing and unemployment is rising.Policy makers even dare utter a three-letter“t” word until recently taboo：tax.
A.Dubai used to heavily rely on oil revenue
B.Gulf States used to be promising
C.The author criticizes GCC’s conventional economic pattern
D.Oil price doesn’t influence Dubai’s economy

【答案】 A
36、关于共同犯罪，下列表述最为准确的是（ ）。
A.共同犯罪是指两人以上共同参加的犯罪
B.三人以上为共同实施犯罪而组织在一起的，是犯罪集团
C.犯罪集团是共同犯罪的特殊形式
D.刑法理论上，对共同犯罪成员的分类一般是主犯、从犯、教唆犯、胁从犯

【答案】 C
37、 “手续费收入”属于( )类科目。
A.所有者权益
B.损益
C.资产
D.负债

【答案】 B
38、资料：From: Iris Wu
A.graphic designer
B.marketing director
C.An appliance technician
D.An administrative assistant

【答案】 B
39、Passage 10
A.takes away babies’appetite
B.distracts children's attention
C.slows down babies’verbal development
D.reduces mother-child communication

【答案】 D
40、 ( )要求企业提供的会计信息应当清晰明了，便于投资者等财务报告使用者理解和使用。
A.可理解性
B.可比性
C.实质重于形式
D.相关性

【答案】 A
41、国办印发意见，要求2021年底前，各地相关政务服务便民热线归并统一为“（　　）政务服务便民热线”。
A.12304
B.12345
C.12045
D.12205

【答案】 B
42、资料：Desktop Support for Private Equity Firm in Midtown
A.Supporting PC hardware
B.Installing and upgrading hardware
C.Bringing repaired PCs to customers
D.Imaging and configuring desktops and laptops

【答案】 C
43、The seaside draws a lot of attention here every summer.Warm sunshine and soft sands make（　　）it is.
A.what
B.which
C.how
D.where

【答案】 A
44、The（　　）tough training given by our company creates strong and able sales representatives who perform well above others in the same field.
A.indifferently
B.presumable
C.completely
D.unbearably

【答案】 D
45、The words used by the speaker may stir up unfavorable reactions in the listener ______ interfere with his comprehension.
A.who
B.as
C.which
D.what

【答案】 C
46、行政法的调整对象是（ ）。
A.行政法律关系
B.社会关系
C.行政关系和行政监督关系
D.行政法律规范

【答案】 C
47、按照中国人民银行的规定，各银行每月日平均拆入资金余额，不得超过其上月末各项存款余额的（）。
A.5%
B.4%
C.6%
D.3%

【答案】 A
48、The students expected there ______ more reviewing classes before the final exam.
A.being
B.have been
C.is
D.to be

【答案】 D
49、下列叙述正确的是（ ）。
A.用高级程序语言编写的程序称为源程序
B.计算机能直接识别并执行用汇编语言编写的程序
C.机器语言编写的程序必须经过编译和连接后才能执行
D.机器语言编写的程序具有良好的可移植性

【答案】 A
50、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But I’ve also learned that if you don’t have a strategy for making time for those bigger ambitions and your truly lofty goals, they’ll simply never get done. And that means you won’t make the progress that’s really going to move your business forward.
A.You have to be readily available in the office
B.People cannot work in a vacuum
C.People in the office love helping others
D.Sometimes we have to decline colleagues’ requests

【答案】 D
51、甲有一手表，委托乙保管，乙擅自将手表卖给丙，丙又赠与女友丁，丁戴上3天后在街头被戊抢走，戊后又遗失于街头，为庚拾得。根据《物权法》的规定，对该手表享有所有权的是（　　）。
A.甲
B.丙
C.丁
D.庚

【答案】 C
52、Passage 8
A.To discuss different methods of pruning
B.To introduce some common knowledge of pruning
C.To explain how trees develop disease
D.To give practical instruction for pruning a tree

【答案】 B
53、______the farm subsidies, the built-in costs of growing crops have a bigger impact on the price of staples.
A.Comparing with
B.Compared with
C.Compare with
D.Compare within

【答案】 B
54、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.
A.the examples of logos which are emotive and can inspire loyalty
B.the examples of giving people idea of the products by using the images
C.the examples of logos which fit in with contemporary design
D.None of above

【答案】 A
55、资料：People differ greatly in their readiness to try new products. In each product area，there are“consumption pioneers”and early adopters. Other individuals adopt new products much later. After a slow start，an increasing number of people adopt the new product.
A.Early adopters
B.Innovators
C.The early majority
D.All above

【答案】 D
56、物体的惯性大小取决于（　　）
A.物体的运动速度
B.物体的质量
C.物体的加速度
D.物体受到的合力

【答案】 B
57、当本币升值，（　　）。
A.国内价格与出口价格一升一降
B.国内价格和出口价格均不变
C.国内价格和出口价格均上升
D.国内价格和出口价格均下降

【答案】 A
58、Passage 1
A.It is based on questionable statistics
B.It reflects the economic changes
C.It evidences the improved-welfare
D.It provides much food for thought

【答案】 A
59、2020年1月6日，国家主席习近平在人民大会堂同基里巴斯总统马茂会谈后共同见证两国共建“一带一路”谅解备忘录的签署。这标志着中国同所有（　　）个建交太平洋岛国都签署了共建“一带一路”合作文件。
A.5
B.7
C.8
D.10

【答案】 D
60、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals, they'll simply never get done. And that means you won't make the progress that's really going to move your business forward.
A.Increase
B.Peak
C.Diminish
D.Disappear

【答案】 C
61、Chemistry is ______ as a science for it provides the ability to understand living systems at the molecular level.
A.deniable
B.reliable
C.indispensable
D.dependent

【答案】 C
62、The unpleasant memory of the despairing shrie