2019-2025年银行招聘之银行招聘综合知识自我提分评估(附答案).docx

2019-2025年银行招聘之银行招聘综合知识自我提分评估(附答案)

单选题（共600题）
1、Is not fair that you come home after a bad day at work and（　　）your wife and children.
A.take it out on
B.take on it with
C.take out on
D.take out it on

【答案】 A
2、下列史书，属于国别体体例的是（　　）。
A.《左传》
B.《战国策》
C.《史记》
D.《汉书》

【答案】 B
3、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
A.The Fed undertakes banking supervision over banking system in the USA
B.The savings banks in the USA are authorized to do real estate business by some states’ law
C.Specialized banks in the USA provide funds as the lender of last resort
D.Specialized banks in the USA are the same to those in China

【答案】 A
4、在下列字符中，其ASCII码值最小的一个是（　　）。
A.控制符
B.9
C.A
D.a

【答案】 A
5、资料：From:Gloria Richter
A.Gunther Schmidt is the new manager
B.Gloria Richter is very dissatisfied with the present condition
C.Gloria’s company currently underwent a restructuring
D.Gloria Richter used to work for Sanicorp

【答案】 B
6、Passage 3
A.Relieve stress
B.Nothing special
C.Bring financial impacts
D.Both A and C

【答案】 D
7、甲乙在银行存款共9600元，如果两人取走各自存款的40%，然后甲再从存款中转账120元给乙，这时两人存款数相等。那么甲的原存款为多少元？
A.3500
B.3900
C.4200
D.5000

【答案】 D
8、American travelers abroad have discovered that they can buy more foreign____with their dollar.
A.currented
B.currently
C.currency
D.current

【答案】 C
9、When a governing body is formed,____qualifications for guides will be sure to follow.
A.average
B.standardized
C.typical
D.indoor

【答案】 B
10、下列属于时点数列的有（ ）。
A.某工业企业历年利税总额
B.某高校历年招生人数
C.某金融机构历年贷款总额
D.某地区历年年末生猪存栏头数

【答案】 D
11、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.psychologist
B.surgeons
C.researchers
D.psychiatrists

【答案】 B
12、The unpleasant memory of the despairing shriek of the princess at the trial（ ）in my mind for days．
A.prolonged
B.insisted
C.rested
D.lingered

【答案】 D
13、资料：Stress is a common factor in life. Children experience stress from school, new social situations and simply growing up. Adults feel the stress of working, paying bills, raising kids and maintaining households. Seniors also feel stress, even though some may have retired, raised their children and paid off their homes. Certain amounts of stress are a part of life for people of all ages.
A.becomes irritable and sleepless
B.doesn’t want to go shopping anymore
C.begins to favor drinks of a new brand
D.hates socializing with others

【答案】 A
14、材料二：2018年上半年，我国经常账户逆差1801亿元，资本和金融账户顺差4247亿元，其中，非储备性质的金融账户顺差7451亿元，储备资产增加3192亿元。
A.逆差385亿美元
B.顺差385亿美元
C.逆差951亿美元
D.顺差951亿美元

【答案】 B
15、 被投资单位因接受捐赠等增加的资本公积，企业按持股比例计算应享有的份额。银行应当进行的账务处理为（　）。
A.借：长期股权投资——股票投资(股权投资准备)贷：股权投资准备
B.借：长期股权投资——股票投资(股权投资准备)——其他股权投资(股权投资准备)贷：资本公积——股权投资准备
C.借：长期股权投资——其他股权投资(股权投资准备)贷：资本公积——股权投资准备
D.借：资本公积——股权投资准备贷：长期股权投资——股票投资(股权投资准备)——其他股权投资(股权投资准备)

【答案】 B
16、股票发行中一般不被世界各国所采用的发行价格是（ ）。
A.面值发行
B.溢价发行
C.折价发行
D.中间价发行

【答案】 C
17、利率变动对宏观经济有重要影响，从消费者角度看，利率下降时，会（　　）。
A.抑制消费，增加储蓄
B.刺激消费，减少储蓄
C.刺激消费，刺激储蓄
D.抑制消费，抑制储蓄

【答案】 B
18、《巴塞尔资本协议》规定了银行的资本充足率必须（ ）。
A.≥12%
B.≥10%
C.≥8%
D.≥4%

【答案】 C
19、对有价证券行市的正确理解是（　　）。
A.证券行市与市场利率负相关
B.证券行市是有价证券的发行价格
C.证券行市是证券面值的资本化
D.证券行市与证券收益率负相关

【答案】 A
20、I think I had at least a billion tests,including（　　）in which they cut out a piece of muscle from my leg and looked at it under a microscope.
A.that
B.the one
C.it
D.one

【答案】 D
21、——Must I wait till you come back?
A.mustn't
B.needn't
C.can't
D.won't

【答案】 B
22、下列关于公告与通告的区别表述错误的是（　　）。
A.从知照范围看，公告面向国内外，而通告面向一定辖区范围的群众
B.从性质上看，公告内容属重要事项或法定事项，重在知照性；通告内容专业性较强，或宣布行政措施，或告知具体事务，兼有知照和约束的性质
C.从发布方式看，公告一般通过新闻媒体发布，通告采用在相关地区张贴或登报、广播的方式
D.从公文类型上看，公告属于法定公文，通告属于事务文书

【答案】 D
23、重点向国家基础设施、基础产业和支柱产业项目以及重大技术改造和高新技术产业化 项目发放贷款的银行是（ ).
A.中国建设银行
B.国家开发银行
C.中国进出口银行
D.中国农业发展银行

【答案】 B
24、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
A.Third parties will have to buy fraud insurance
B.Regulators have come up with promising solutions
C.Banks' defense against cyber attacks is strong
D.Third parties will check clients' data monthly

【答案】 B
25、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.
A.harmonize
B.comply
C.integrate
D.conform

【答案】 A
26、Despite his Catholic background, Kennedy also became a strong advocate of_____rights and later, a supporter of same-sex marriage.
A.waste
B.removal
C.autonomy
D.abortion

【答案】 D
27、Passage3
A.are cooked with the powder of some plants
B.have fufu in them
C.are too hard to eat
D.are very hard

【答案】 D
28、资料：Samsung’s Notebook 7 Spin is a stylish，versatile work machine with power to spare.The 2-in-1 notebook’s performance is impressive，and its versatile folding design is legitimately useful.Unfortunately，the system’s shallow keyboard and lackluster battery life curtail its productivity potential a bit.
A.Versatile folding design，a slim look，keyboard
B.Versatile folding design，a slim look，battery life
C.Versatile folding design，a slim look，keyboard and battery life
D.Versatile folding design，a slim look，system’s roomy display and hardware

【答案】 D
29、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, there's a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capital towards any asset, anywhere, with some yield, is slowing.
A.After Britain leaving the E.U the investment decision of investors has been affected
B.After Britain leaving the E.U, the value of the pound will be seen weakened further
C.After Britain leaving the E.U, the fed takes this opportunity to raise the rate
D.After Britain leaving the
E.U, the Bank of England has already cut policy rates to 0.25%

【答案】 A
30、作家与作品搭配有误的是（ ）。
A.《兰亭集序》——王羲之
B.《始得西山宴游记》——柳宗元
C.《正气歌》——文天祥
D.《柳敬亭说书》——归有光

【答案】 D
31、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.
A.The corporate identity
B.Quality of the product
C.Packaging images
D.All of above

【答案】 D
32、Just last month I tried to write her a poem ______ “Amidst an Angel.” But no two words would rhyme.
A.assigned
B.entitled
C.deprived
D.granted

【答案】 B
33、关于商业汇票贴现核算的下列表述中，不正确的是（　　）。
A.商业银行通过“贴现资产”科目核算办理相关业务
B.该科目应该按照贴现种类和贴现申请人进行明细核算
C.会计部门接到贴现凭证及商业汇票后，按照规定的贴现率计算出贴现利息并给予扣收，实付贴现金额=汇票金额-汇票天数*贴现天数*月贴现率
D.编制会计分录：借记：贴现资产——商业承兑汇票或银行承兑汇票（面值）贷记：吸收存款——贴现申请人户，贷记——贴现资产——利息调整

【答案】 C
34、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？
A.使人焦虑的新闻事件
B.反复重复的新闻报道
C.扭曲夸张的新闻报道
D.毫无根据的新闻报道

【答案】 B
35、Passage 8
A.explosive growth
B.the reform of reverse mortgage market
C.little consideration to suitability
D.aggressive and improper marketing

【答案】 B
36、金融资产管理公司属于（ ）。
A.银行机构
B.非银行金融机构
C.信托机构
D.证券机构

【答案】 B
37、资料：We never thought we'd say this, but we'd welcome back some chilly weather.
A.the cool mass of air originates from Canada
B.a mass of cold air will affect both Canada and the U.S
C.the chilly weather is back to the globe
D.only the upper Midwest will be affected by the cool air

【答案】 B
38、 生产者的法定免责事由不包括（　　）。
A.未将产品投入流通的
B.产品投入流通时，引起损害的缺陷尚不存在的
C.将产品投入流通时，当时的科技水平尚不能发现缺陷存在的
D.产品投入流通时，虽明知有缺陷，但无法避免的

【答案】 D
39、下列诸侯中，不属于“春秋五霸”的是（　　）。
A.秦孝公
B.宋襄公
C.楚庄王
D.齐桓公

【答案】 A
40、管理的核心和动力是（ )。
A.权力及权威
B.激励手段
C.人以及人的积极性
D.资源的分配

【答案】 C
41、资料：From Coins to Credit Banking Throughout the Ages is a concise history of banks and the banking industry from ancient times to the present. James Gallagher, who has made a career of covering financial news for several newspapers, has done a careful job of investigating his subject. Although he presents the facts carefully, Mr. Gallagher has made what could have been a dry book into one that is interesting and enjoyable. By telling amusing anecdotes about historical figures, he makes them come alive. Even people who are not particularly attracted to the subject matter will find this book engrossing.
A.dull
B.vacant
C.arid
D.humors

【答案】 A
42、She was very____of our efforts to help.
A.appreciating
B.appreciative
C.appreciate
D.appreciable

【答案】 B
43、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them.
A.borrow a book from the library
B.look after your children
C.drive to the seaside for a holiday
D.dine at a restaurant

【答案】 D
44、We have launched a campaign called Together Science Can，which brings together people from absolutely around the world to______for those things that we care about。
A.stand by
B.stand up
C.stand on
D.stand against

【答案】 B
45、资料：When we see well，we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are.
A.looking over a wide area
B.seeing objects far away
C.judging distances
D.seeing at night

【答案】 C
46、在管理方格理论中，（9，1）对应的是（　　）领导方式。
A.团队性
B.任务型
C.乡村俱乐部型
D.中庸指导型

【答案】 B
47、当国民收入水平提高，而政府又没有采用任何财政政策，下列哪种情形肯定发生？（）
A.政府支出增加
B.政府财政赤字增加
C.政府税收增加
D.政府税收减少

【答案】 C
48、不属于货币市场工具特点的是（　　）。
A.期限较短
B.风险较低
C.普遍存在担保
D.流动性高

【答案】 C
49、行文关系就是机关之间公文授受关系，它是依据机关组织体系和职权范围来确定的，通常不包括（　　）。
A.监督关系
B.隶属关系
C.平行关系
D.业务指导关系

【答案】 A
50、阅读理解
A.a solid motionless object
B.certain characteristic vibrations in“ether”
C.a form fixed in space and time
D.a mass of atoms in motion

【答案】 D
51、中国人民银行早在2004年已经完全放开金融机构人民币贷款利率上限，商业银行可自主根据企业和具体业务风险状况进行定价，但是并不意味着金融借款利率不受任何限制。金融机构利率是指（　　）。
A.金融机构对银行和证券公司实行的各种利息率
B.金融机构对企业单位和个人实行的各种利息率
C.金融机构对金融监管部门实行的各种利息率
D.金融机构对中央银行实行的各种利息率

【答案】 C
52、下列用于判断收入分配公平程度的经济指标是（　　）。
A.赤字率
B.基尼系数
C.恩格尔系数
D.生产者物价指数

【答案】 B
53、 根据《宪法》，下列关于“财产”的表述中，不正确的一项是（　　）。
A.我国公民依法享有私有财产的继承权
B.在我国.公民享有私有财产权
C.在任何情况下。国家可以依法征用公民的私有财产
D.在一定情况下.国家可以征收公民的私有财产

【答案】 C
54、Passage 6
A.show the good services offered in some web restaurants
B.criticize some restaurants for the poor services
C.show the Internet’s ability to collect data on you
D.prove the incredible power of the Internet to change your diet

【答案】 C
55、在1，2，3，……，2011中选数，若要保证选出的数字中任意两个数字的和都不能被3整除，最多可以选出（　　）个数。
A.3
B.671
C.672
D.673

【答案】 C
56、Our price is ______ as compared with that in the international market.
A.reasonable
B.accountable
C.perfect
D.affordable

【答案】 A
57、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations.
A.The Age of Advanced Technology
B.How to be a Good Business Owner
C.Using Technology to Stay Competitive
D.The Convenience of Technology

【答案】 C
58、Everybody showed great respect to the old doctor,who devoted everything he had to（　　）the poor conditions of the local hospital.
A.improving
B.improve
C.improved
D.being improved

【答案】 A
59、债券是流通的有价证券，其票面信息中通常不包含（　　）。
A.债券的面额
B.债券的市场价格
C.利率
D.偿还日期

【答案】 B
60、资料：Directions : There is 1 passage in this part. The passage is followed by some questions or unfinished statements. For each of them there are four choices , You should decide on the best choice.
A.To infer that a person' s face is highly unlikely to change to another shape
B.To illustrate that the image stored in the phone cannot be changed if FaceID is compromised
C.To explain the revocation difficulty of FaceI
D.To enhance the data security on iPhone since it do not share biometric information with servers

【答案】 C
61、C语言程序是由（　　）构成的。
A.一些可执行语言
B.main函数
C.函数
D.包含文件中的第一个函数

【答案】 C
62、Passage 4
A.the visit to the United Kingdom was amazing
B.Kieran has made great progress in many aspects
C.the youth have found a way to solve their problems
D.the mentoring sessions are held every day except Friday

【答案】 B
63、My major and working experience ______this position.
A.provide me the qualification for
B.support me qualified with
C.make me qualified for
D.qualified myself with

【答案】 C
64、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.Boeing was held back by delays to its 787 Dreamliner
B.US airplane Virgin America ordered 30 airplanes from Airbus
C.India’s Indigo bought 180 airplanes from Airbus
D.Boeing had not recovered from recession

【答案】 B
65、应世界经济论坛创始人兼执行主席施瓦布邀请，国家主席习近平将于2021年1月25日在北京以视频方式出席世界经济论坛（　　）对话会并发表特别致辞。
A.APEC议程
B.博鳌议程
C.达沃斯议程
D.金砖五国议程

【答案】 C
66、____them all up,you can finally get the answer.
A.Adding
B.Added
C.To add
D.Add

【答案】 C
67、如果收入分配不均等,洛伦茨曲线会（）。
A.越直
B.越弯曲
C.越小
D.越长

【答案】 B
68、资料：From: Iris Wu
A.To notify him