2025年银行招聘之银行招聘综合知识全真模拟考试试卷A卷含答案.docx

2025年银行招聘之银行招聘综合知识全真模拟考试试卷A卷含答案

单选题（共600题）
1、俗话说“酒香不怕巷子深”，从营销的角度看，这种观念（　　）。
A.认为努力满足客户的需求就能赢得市场
B.认为盈利的根基在于把握正确的推销方式
C.认为应依赖口碑来推销产品
D.认为提升产品的质量是最重要的

【答案】 D
2、资料：No matter how carefully you pick the members on your team,you may still end up with a negative employee.These workers don’t necessarily fall into the category of “toxic,”but they’re just kind of a drag with their cynical, pessimistic worldview.If you ‘re dealing with a negative employee,here are 3 steps to take.
A.Help solve the workplace disputes for the negative employee
B.Put the negative employee in a suitable working position
C.Have the negative employee’s colleagues to avoid arguments with him/her
D.Support the negative employee to go through challengses outside the office

【答案】 C
3、就业是最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠道做好重点群体就业工作，支持大众创业万众创新带动就业。新增市场主体恢复快速增长，创造了大量就业岗位。2020年全年城镇新增就业1186万人，年末全国城镇调查失业率降到52％。生活必需品保供稳价，居民消费价格上涨25％。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助，新纳入低保、特困供养近600万人，实施临时救助超过800万人次。
A.凯恩斯定律
B.蒙代尔定律
C.奥肯定律
D.纳什定律

【答案】 C
4、Passage 2
A.one-sided
B.reasonable
C.puzzling
D.well-based

【答案】 A
5、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But I’ve also learned that if you don’t have a strategy for making time for those bigger ambitions and your truly lofty goals, they’ll simply never get done. And that means you won’t make the progress that’s really going to move your business forward.
A.When you are most focused
B.When there is no distractions
C.Late at night
D.Bright and early in the morning

【答案】 A
6、______workers are often rewarded with higher salaries and other benefits.
A.Conscience
B.Consciousness
C.Conscientious
D.Conscious

【答案】 C
7、资料：Memo
A.It is the most expensive book on the list
B.It is written on the same topic as is Ms.Karl’s book
C.It first appeared on the list three weeks ago
D.It has fallen in popularity since last week

【答案】 D
8、影响汇率变动的长期原因不包括（ ）。
A.—国的国际收支状况
B.经济发展状况
C.通货膨胀差异
D.利率差异

【答案】 D
9、资料：With 55% of consumers' customer service interactions starting online and 63% of adults using their smartphone several times a month to seek customer service， your mobile customer service tactics are more important than ever.
A.Fast response
B.Readily accessible information
C.Optimized user surface
D.All of these above

【答案】 D
10、资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
A.More than half of people don’t have enough finances for retirement
B.quarter of people don’t take part in their company’s retirement plan
C.No one can be financially secure in retirement
D.The average person will spend 20 years in retirement

【答案】 C
11、Two years ago,Rupert Murdoch’s daughter,Elisabeth,spoke of the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance that the only"sorting mechanism"in society should be profit and the market.But"it's us,human beings,we the people who create the society we want,not profit".
A.The quality of writings is of primary importance
B.mmon humanity is central to news reporting
C.Moral awareness matters in editing a newspaper
D.Journalists need stricter industrial regulations

【答案】 C
12、邓小平理论和“三个代表”重要思想的精髓是（ ）。
A.坚持和发展生产力
B.坚持四项基本原则
C.“三个有利于”标准
D.解放思想、实事求是、与时倶进

【答案】 D
13、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments.
A.It is desired for students with special needs
B.It is tutored by regular teachers for mainstream students
C.It is planned for collaborative learning by mainstream students
D.It has students with special needs and regular education classmates

【答案】 D
14、对特定地区的经济发展进行倾向性经营的银行是（ ）。
A.国家开发银行
B.中国人民银行
C.城市商业银行
D.中国农业银行

【答案】 A
15、对于价值较低或极易损坏的低值易耗品，应采用( ）进行摊销。
A.使用次数摊销法
B.分次摊销法
C.一次转销法
D.计划成本法

【答案】 C
16、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.Because connoisseurs said its flavor rivals that of wine grapes
B.Because there were different varieties
C.Because it helped preserve beer
D.Because only some people didn’t like the taste

【答案】 A
17、关于维生素，下列说法正确的是（　　）。
A.缺乏维C可致佝偻病
B.维A有助于视力和免疫力
C.维E有助于凝血并强健骨骼
D.维D促进骨骼生长和重构，防止败血病

【答案】 B
18、 审计证据的相关性和可靠性即为审计证据的( )。
A.适当性
B.充分性
C.正确性
D.可信性

【答案】 A
19、资料：Most young people enjoy some form of physical activity. It may be walking, cycling or swimming, or in winter, skating or skiing. It may be a game of some forms, football, hockey, golf, or tennis. It may be mountaineering.
A.cold
B.hardship
C.physical risk
D.all of the above

【答案】 D
20、We’ll give every employee____for development.
A.room
B.house
C.employment
D.place

【答案】 A
21、 （　　）是指对某项经济业务事项标明其应借应贷账户及金额的记录。
A.会计科目
B.会计账户
C.会计分录
D.复式记账

【答案】 C
22、2012年1月8日，中国人民银行工作会议在北京闭幕，会议上透露出的信息显示，（ ）仍是金融宏观调控的首要任务。
A.稳定物价总水平
B.抑制投资
C.降低金融风险
D.控制货币供应量

【答案】 A
23、现代管理活动是一种具有广泛、复杂联系的社会活动，是一种多规律共同起作用的有机统一的活动，因此，在管理过程中应（ ）。
A.选择其中的一种方法
B.运用其中的几种方法
C.结合实际综合运用各种管理方法
D.运用所有管理方法

【答案】 C
24、Today，China’s massive industrialization and_____for cars have made it dependent on oil imported from the Middle East and Africa .
A.nostalgia
B.substitution
C.mania
D.anecdote

【答案】 C
25、It can be well predicted that these effects might spread to societies and regions______。
A.by and large
B.at large
C.in all
D.in common

【答案】 B
26、“只要有信心，黄土变成金”所蕴含的的哲理是（　　）。
A.意识对物质具有能动的反作用
B.意识活动本身可以改变客体
C.人们的精神活动依赖于物质活动
D.社会意识决定社会存在

【答案】 A
27、序数效用论关于消费者偏好的基本假定不包括（　　）。
A.偏好的完备性
B.偏好的传递性
C.偏好的不饱和性
D.偏好的独立性

【答案】 D
28、Just last month I tried to write her a poem ______ “Amidst an Angel.” But no two words would rhyme.
A.assigned
B.entitled
C.deprived
D.granted

【答案】 B
29、 某民政局工作人员冯某利用职务便利挪用救济金2万元进行营利活动。冯某的行为构成何种犯罪?（　　）
A.挪用特定款物罪
B.挪用公款罪
C.职务侵占罪
D.挪用资金罪

【答案】 B
30、资料： The poverty line is the minimum income that people need for an acceptable standard of living. People with incomes below the poverty line are considered poor. Economists study the causes of poverty in order to find solutions to the problem.
A.to give several possible solutions to the problem of poverty
B.to explain why some people in the United States are below the poverty line
C.to show sympathy for those poor people
D.to give the definition of “poverty line”

【答案】 A
31、商业银行客户信息管理“展业三原则”是指（　　）。
A.了解你的业务、了解你的客户、了解你的市场
B.了解你的渠道、了解你的客户、尽职调查
C.了解你的业务、了解你的市场、尽职调查
D.了解你的业务、了解你的客户、尽职调查

【答案】 D
32、如果一个社会的收入是绝对平衡的,那么，基尼系数将（ ）。
A.等于1
B.等于0
C.大于1
D.小于0

【答案】 B
33、The government has to try every means to______the rate of inflation.
A.bring back
B.bring down
C.bring forth
D.bring about

【答案】 B
34、（ ）会增加失业。
A.退休工人的数量增加
B.退休劳动力队伍的人数增加
C.离开学校找工作的人数增加
D.离开工作上学的人数增加

【答案】 C
35、按照法律规定，职工累计工作已满1年不满10年的，可享受带薪年休假（　　）。
A.1天
B.5天
C.10天
D.15天

【答案】 B
36、A lot of corn is grown in this area the soil seems to ______ it very well.
A.adopt
B.meet
C.need
D.suit

【答案】 D
37、世界第一台电子计算机诞生于（　　）年。
A.1945年
B.1946年
C.1947年
D.1948年

【答案】 B
38、 股票是股份公司发给股东的人股凭证，购买股票后，股东成为（　　）。
A.公司的债主
B.企业的法人
C.公司的所有者
D.企业的经营者

【答案】 C
39、计算机中1K字节表示的二进制位数是（　　）。
A.1000
B.8×1000
C.1024
D.8×1024

【答案】 D
40、 下列关于死刑的说法中，错误的是（　　）。
A.死刑只适用于罪行极其严重的犯罪分子
B.犯罪时不满l8周岁的人和审判时怀孕的妇女不适用死刑
C.判决死刑立即执行的，由最高人民法院和最高人民法院授权的部分高级人民法院核准
D.判处死刑缓期执行的，在死刑缓期执行期间，如果没有故意犯罪，两年期满后减为无期徒刑

【答案】 C
41、最早建立存款保险制度的国家是（ ）。
A.英国
B.美国
C.法国
D.加拿大

【答案】 B
42、The local area network also connects to a wide area network that allow a message ______ across the country or to other countries.
A.is sent
B.to be sent
C.sending
D.send

【答案】 B
43、Passage 9
A.learn to use different approaches in reading different texts
B.make our reading process more conscious
C.pay more attention to the content of a text
D.take a critical attitude towards the author’s ideas

【答案】 A
44、Fewer than 14000 people perished in US airline accidents between the ___ of public aviation and the yar 2000.
A.end
B.start
C.middle
D.terminal

【答案】 B
45、证券市场监管的基本任务和规范市场的基本目的是( )。
A.增加市场流动性
B.提高投资者回报率
C.保证市场交易的活跃性
D.保护投资者利益

【答案】 D
46、 已知某投资项目按14％贴现率计算的净琨值大于零．接16%贴现率计算的净现值小于零，则该项目的内含报酬率肯定（　　）。
A.大于14％，小于16％
B.小于14％
C.等于15％
D.大于16％

【答案】 A
47、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals, they'll simply never get done. And that means you won't make the progress that's really going to move your business forward.
A.The author may like about the administration system
B.The author may teach the readers to make a timetable
C.The author may put forward another suggestion
D.The author may discuss the office environments

【答案】 C
48、一个国家对进口商品，除了征收正常进口税外．还往往根据某种目的加征额外的进口税。这种加征的额外关税叫做进口附加税，其中包括（　　）。
A.差价税
B.反倾销税
C.特惠税
D.选择税

【答案】 B
49、资料：Why is Salt Bad for You?
A.give up cigarettes and alcohol
B.reduce his food intake and salt consumption
C.give up alcohol and reduce his salt consumption
D.give up cigarettes and reduce his food intake

【答案】 B
50、资料：Italy's next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive €250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over €185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1）
A.The total loans of Italy were about €1667bn in the year of 2017
B.The proportion of the NPLs in total loans of Greece is the highest among all
C.Greece had much more total loans than that of Spain in spite of lower NPLs
D.France had most total loans in the list of about €4350bn in 2017

【答案】 C
51、资料：Samsung’s Notebook 7 Spin is a stylish，versatile work machine with power to spare.The 2-in-1 notebook’s performance is impressive，and its versatile folding design is legitimately useful.Unfortunately，the system’s shallow keyboard and lackluster battery life curtail its productivity potential a bit.
A.Versatile folding design，a slim look，keyboard
B.Versatile folding design，a slim look，battery life
C.Versatile folding design，a slim look，keyboard and battery life
D.Versatile folding design，a slim look，system’s roomy display and hardware

【答案】 D
52、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)
A.The idea of committing suicide
B.The urgent peril to the author’s life
C.The harm caused by cyberbullying
D.The hatred to those who cheated the author

【答案】 C
53、Passengers should possess boarding pass，valid passport，visa， exit registration card， and immigration certificate ______ by related department.
A.issued
B.made
C.identified
D.designed

【答案】 A
54、“物华天宝，龙光射牛斗之墟”出自（ ）。
A.张若虚《春江花月夜》
B.苏轼《赤壁赋》
C.江淹《别赋》
D.王勃《滕王阁序》

【答案】 D
55、Passage 1
A.The economic growth is turning better
B.The world economic growth is plunging
C.The IMF’s forecasts on world economy sometimes are too optimistic
D.The economic growth of the emerging world remains the same

【答案】 C
56、我国人民币汇率采取的标价方法是（ ）。
A.直接标价法
B.间接标价法
C.美元标价法
D.双向标价法

【答案】 A
57、Under no circumstances______without looking carefully to the rear.
A.should one back up a motor vehicle
B.a motor vehicle should back up
C.one should back up a motor vehicle
D.should back up a motor vehicle

【答案】 A
58、 下列不属于限制竞争行为的是（　　）。
A.某县文化局限定所有的中小学必须购买某一经营者的文化用品
B.某省政府最近下发一通知，所有购买外地商品的本地商品经营者必须支付购买税
C.某县邮电局通告全县人民，所有想装电话的用户必须从邮电局购买电话机
D.某电影院进行有奖看电影，最高奖是一辆价值8000元的摩托车

【答案】 D
59、债券本期收益率的计算公式是（ ）。
A.票面收益/市场价格
B.票面收益/债券面值
C.(出售价格一购买价格)/市场价格
D.(出售价格一购买价格)/债券面值

【答案】 A
60、计算机网络中传送速率的单位bps的含义是（　　）。
A.每秒字节数
B.每秒波特数
C.每秒字符数
D.每秒位数

【答案】 D
61、重点向国家基础设施、基础产业和支柱产业项目以及重大技术改造和高新技术产业化 项目发放贷款的银行是（ ).
A.中国建设银行
B.国家开发银行
C.中国进出口银行
D.中国农业发展银行

【答案】 B
62、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a "sharing economy" based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.
A.Tencent is offering cloud services as a separate business
B.Smaller companies fail to build their own data center
C.Cloud services slightly increased the operating costs
D.Cloud technology is widely used in every Chinese enterprise

【答案】 B
63、公文的权威性和行政约束力，来自（　　）的权威和合法地位。
A.收文机关
B.印发机关
C.审核机关
D.制发机关

【答案】 D
64、下列不属于大额可转让定期存单特点的是（　　）。
A.不记名转让流通
B.必须到期方可提取本息
C.期限短，一般在一年以内
D.进入