2019-2025年银行招聘之银行招聘综合知识考前冲刺试卷B卷含答案.docx

2019-2025年银行招聘之银行招聘综合知识考前冲刺试卷B卷含答案单选题（共600题）1、按贷款风险分类法，借款人无需足额偿还贷款本息，即使执行担保，也肯定要造成较大损失的贷款应归为（）。A.正常B.关注C.次级D.可疑【答案】 D2、巴塞尔资本协议规定了银行的资本充足率必须（ ）。A.12%B.10%C.8%D.4%【答案】 C3、Highly emotional,lacking in self-confidence,he knocked about in_jobs as a young man before settling on the study of art.A.variousB.overallC.modifiedD.peculiar【答案】 A4、货币市场具一般具有期限短、流动性强、对利率敏感等特点，有（ ）之誉。A.货币B.票据C.基础货币D.准货币【答案】 D5、中国近代史上第一个不平等条约是（）。A.南京条约B.马关条约C.瑷珲条约D.望厦条约【答案】 A6、 （）可以为企业筹集自有资金。A.内部积累B.融资租赁C.发行债券D.向银行借款【答案】 A7、下列字符中，其ASCII码值最大的是（）。A.9B.DC.aD.y【答案】 D8、资料：（一）A.such risks are very expensiveB.such risks cannot be estimated preciselyC.such risks are too highD.the premium would be too high【答案】 B9、大陆架，简单地说，是在靠近大陆的浅海地区，大陆向海洋的延伸部分，深度一般不超过（）。A.100米B.150米C.200米D.250米【答案】 C10、We received the _ indicating the amount of money I had paid.A.quittanceB.refundC.retentionD.progeny【答案】 A11、国家主席习近平2020年3月6日在京出席决战决胜脱贫攻坚座谈会并发表重要讲话。他强调，到2020年现行标准下的（），是党中央向全国人民作出的郑重承诺，必须如期实现。A.完成扶贫领域作风建设B.贫困地区基本生活改善C.农村贫困人口全部脱贫D.完成易地扶贫搬迁建设【答案】 C12、下列历史事件按时间排序正确的一组是（）A.百家争鸣独尊儒术新文化运动B.大泽乡起义太平天国运动安史之乱C.王安石变法商鞅变法戊戌变法D.贞观之治文景之治康乾盛世【答案】 A13、工作中，有些管理者发现，虽然把信息传递下去了，但员工执行时总会走样。从沟通角度看，这是因为（）。A.只有（1）和（3）B.只有（2）和（3）C.只有（1）和（2）D.三项都对【答案】 D14、Today,only 4 million people live and work on farms in the United States,but they produce more than enough food for 200 million Americans.They are able to do this because modern agriculture depends more on up-to-date machinery and scientific methods than it does on old-fashioned knowledge and human labor.A.A modern farm and a factory are similar in some aspectsB.Farm machines are expensiveC.Farmers are unwilling to replace their worn-out machineryD.Farmers have to borrow a lot of money for the equipment they need【答案】 C15、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。A.Hiring a local agent or 3PQ is most convenientB.Agents charge high pricesC.One should inspect the factories personallyD.Visiting a factory requires applications【答案】 A16、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the worlds largest commercial plane maker.A.Remained optimisticB.Remained steadyC.Successfully avoided deep troubleD.Ran very fast【答案】 C17、CFCs were banned when world leaders signed _called the Montreal Protocol in 1987.A.a contactB.contactC.agreementD.an agreement【答案】 D18、12-23+34-45+56+20112012-20122013=（）A.-2B.-2012C.-1013044D.-2026084【答案】 D19、（）he did was right.So everyone believed in him.A.WhatB.WhateverC.HowD.When【答案】 B20、Luckily,the bullet narrow missed the captain（）an inch.A.byB.atC.toD.from【答案】 A21、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamers life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.A.the sleepers own mindB.the sleepers feelingC.the sleepers imaginationD.the sleepers wishes【答案】 A22、在Exce1中，将3、4两行选定，然后进行插入行操作，下列表述正确的是（）。A.在行号2和3之间插入两个空行B.在行号3和4之间插入两个空行C.在行号4和5之间插入两个空行D.在行号3和4之间插入一个空行【答案】 A23、资料：Job Responsibilities:A.contacting repair personnel when neededB.assisting with fire drillsC.maintaining inventory of officeD.typing reports, memos and correspondence【答案】 B24、下列选项中，不合法的十六进制数是（）。A.H1023B.10111C.A120D.777【答案】 A25、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a sharing economy based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.A.Cloud services help enterprises get access to resourcesB.Tencents efforts to develop cloud serviceC.Tencent opens up big data platform to boost sharing economyD.Cloud technology【答案】 C26、A银行2019年年初共有正常类贷款900亿元，在2019年年末转为关注类、次级类、可疑类、损失类的贷款金额分别为50亿元、30亿元、15亿元和5亿元，期初正常类贷款期间因回收减少了200亿元、因核销减少了300亿元，则该银行2019年的正常类贷款迁徙率为（）。A.15B.25C.50D.100【答案】 B27、下列指标中不属于银行管理结构指标的为（）。A.资产结构B.贷款结构C.客户结构D.人员结构【答案】 D28、 股票是股份公司发给股东的人股凭证，购买股票后，股东成为（）。A.公司的债主B.企业的法人C.公司的所有者D.企业的经营者【答案】 C29、_your child will leave home to lead her own life as a fully independent adult .A.EventuallyB.QuicklyC.UnanimouslyD.Uncertainly【答案】 A30、 在下列有关账项核对中，不属于账账核对的内容是（）。A.银行存款日记账余额与其总账余额的核对B.银行存款日记余额与银行对账单余额的核对C.总账账户借方发生额合计数与明细借方发生额合计数的核对D.总账账户贷方发生额合计数与明细贷方发生额合计数的核对【答案】 B31、They failed to pass the exam last time.I regretted（）.A.to be not able to helpB.being unable to helpC.being able to helpingD.not be able to help【答案】 B32、“我劝天公重抖擞，不拘一格降人才!”出自（）的诗句。A.梁启超B.龚自珍C.康有为D.林则徐【答案】 B33、关于X理论和Y理论，下列说法中正确的有（）。A.只有（1）和（2）B.只有（1）和（3）C.只有（2）和3）D.三项观点都正确【答案】 D34、资料：Good listening is much more than being silent while the other person talks. To the contrary, people perceive the best listeners to be those who periodically ask questions that promote discovery and insight. These questions gently challenge old assumptions, but do so in a constructive way. Sitting there silently nodding does not provide sure evidence that a person is listening, but asking a good question tells the speaker the listener has not only heard what was said, but that they comprehended it well enough to want additional information. Good listening was consistently seen as a two-way dialog, rather than a one-way “speaker versus hearer” interaction. The best conversations were active.A.How to become a good collaboratorB.How to train your audienceC.What makes listening attractive?D.What do good listeners do?【答案】 D35、Passage 4A.such risks are very expensiveB.such risks cannot be estimated preciselyC.such risks are too highD.the premiums would be too high【答案】 B36、“Well done,Cassandra.”Crook said.She blushed,but accepted the （ ）with good grace.A.commenceB.compromiseC.compensateD.compliment【答案】 D37、对于高层管理者来说，掌握良好的（）是最为重要的。A.人际技能B.语言技能C.概念技能D.技术技能【答案】 C38、资料：From: Iris WuA.on May 3B.on May 14C.on May 15D.on May 26【答案】 D39、从2020年4月8日零时起，武汉市解除（）管控措施，撤除武汉市交通管控卡口，有序恢复铁路、民航、水运、公路城市公交运行。这标志着疫情防控取得阶段性重要成效，也标志着湖北保卫战、武汉保卫战进入了一个新的阶段。A.离汉通道B.封闭管理C.交通封管D.高风险【答案】 A40、金某与妻子叶某于2013年6月4日在明华小区租了一套房子居住，与房东书面约定租期为2013年6月5日至2015年5月10日，并按时交付租金。2014年11月3日，金某遭遇交通事故意外身亡。则在租赁期间A.叶某可以按原租赁合同租赁该房屋B.叶某若继续租赁房屋，须重新订立租赁合同C.原租赁合同终止，不得继续租赁该房屋D.叶某必须按原租赁合同租赁该房屋【答案】 A41、某企业库存现金5万元，银行存款75万元，应收账款40万元，存货80万元，流动负债200万元。该企业的速动比率是（）。A.0.4B.0.6C.0.8D.1【答案】 A42、资料：Early ExperiencesA.The nearest customersB.The virtual customersC.People that pretend to be customersD.The VIPs【答案】 C43、以（）为主体形成的外汇供求，已成为决定市场汇率的主要力量。A.各国中央银行B.外汇银行C.外汇经纪商D.跨国公司【答案】 B44、 同城票据交换中，提人行提回借方票据时，应贷记( )。A.待清算票据款项B.存放中央银行款项C.活期存款D.其他应收款【答案】 A45、资料：Poor health is not only damaging to employees, it is detrimental to businesses. Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse. says Rubin.A.build motivation and a support systemB.encourage breaks to do exerciseC.build a kitchen so that the employers could make healthy mealsD.All above【答案】 D46、Artists at the Zadone Gallery are able to create reproductions of famous paintings that are _ authentic looking.A.remarkB.remarkablenessC.remarkableD.remarkably【答案】 D47、角楼位于故官城墙的转角，共有4座。史料及考古资料表明，我国多个朝代的宫城城墙上均建有角楼。如先秦古籍考工记的“匠人营国”部分就规定了城墙角楼的高度为“七雉（约16.7米）；东周时期军事家墨翟所著墨子，其中的备城门备蛾傅等部分都记载了在城墙的拐角处修建防护建筑、其样式必定是重楼形式的军事防御规定。A.说明故宫角楼的来历B.说明角楼并非是古代宫城所必须的建筑C.介绍故宫角楼的功能D.介绍角楼源于军事防御的需要而兴建【答案】 D48、 If you want to take photographs, you will need to apply for a_.A.permissibleB.permissionC.permittingD.permit【答案】 D49、A _ criminal must have the benefit of the _ until were certain hes guilty.A.suspected;doubtB.doubted;suspectC.doubted;doubtD.suspected;suspect【答案】 A50、资料：Procrastination comes in many disguises. We might resolve to tackle a task, but find endless reasons to defer it. We might prioritize things we can readily tick off our to-do list- answering emails, say- while leaving the big, complex stuff untouched for another day. We can look and feel busy. while artfully avoiding the tanks that really matter. And when we look at those rolling, long untouched items at the bottom of our to-do list, we cant help but feel a little disappointed in ourselves.A.Concrete things are more attractive than the abstract thingsB.The long term upside is easily dominated by short-term effort in our mindsC.We cannot avoid present bias in our brainD.The brain can be trained to procrastinate often【答案】 B51、资料：（二）A.explosive growthB.the reform of reverse mortgage marketC.little consideration to suitabilityD.aggressive and improper marketing【答案】 B52、资料：Economic performance is improving in most of the worlds leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.A.The prosperity of the leading economiesB.The engine of the world economyC.China，the trail blazer of the world economyD.Global economy improving but lacks self-sustaining upswing【答案】 D53、资料：Why is Salt Bad for You?A.hypertension and high blood pressureB.heart disease and strokeC.liver damage and kidney problemsD.osteoporosis and stomach cancer【答案】 B54、资料：Job Responsibilities:A.Teaching AssiatantB.Senior ManagerC.Administrative AssistantD.Secretary【答案】 D55、彼得德鲁克认为：“领导者的唯一定义就是其后面的追随者。一些人是思想家，一些人是预言家，这些人都很重要，而且也急需；但是没有追随者，就不会有领导者。”这句话说明（）。A.领导的实质是组织成员的追随与服从B.领导者需要权力C.追随者比领导者更重要D.领导只有一个定义，其余的定义是错误的【答案】 A56、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?A.can help towards overcoming this problem about the ratio of debt to incomeB.may lead Germanys importance as Europes largest export market to declineC.may bring some relief to other members of the European Exchange Rate MechanismD.None of above【答案】 D57、下列哪项不属于计算机内部采用二进制的优点？（)A.便于硬件的物理实现B.运算规则简单C.可用较少的位数表示大数D.可简化计算机结构【答案】 C58、下列史书，属于国别体体例的是（）。A.左传B.战国策C.史记D.汉书【答案】 B59、剩余价值（）。A.在生产领域中产生，可以离开流通领域B.在流通领域中产生，但不能离开生产领域C.在生产领域中产生，通过流通领域来实现D.既在流通领域中产生，也在生产领域中产生【答案】 C60、She can do it herself;it is（）easy（）ABC.A.rather.thanB.more.thanC.not as much.asD.as.as【答案】 D61、Are you going out? Yes, please lock the door when you _ .A.will leaveB.leaveC.have been leavingD.will have left【答案】 B62、IBM公司制造的“深蓝”计算机战胜了世界顶级国际象棋大师卡斯帕罗夫，这一事实表明（）。A.电脑具有比人脑更高级的运动形式B.电脑是物化了的人的意识，电脑战胜人脑，实质上是人类自己战胜自己C.人脑的运动与电脑一样，归根到底是电子等物质粒子的运动D.电脑和机器人也能进行某些实践活动【答案】 B63、在双本位制的货币体系下，（）两种货币按法定比价流通，在一定程度上克服了平行本位制下混乱局面。A.金锡B.银铜C.金铜D.金银【答案】 D64、作家与作品搭配有误的是（ ）。A.兰亭集序王羲之B.始得西山宴游记柳宗元C.正气歌文天祥D.柳敬亭说书归有光【答案】 D65、 审计技术的最近发展阶段是( )。A.系统审计B.风险基础审计C.账项基础审计D.详细审计【答案】 B66、私募发行相对于公募发行的缺点不包括( ）。A.不利于企业扩大知名度B.发行价格和交易价格可能会比较低，不利于筹资者C.容易泄露公司商业机密D.可能被投资者操纵【答案】 C67、Passage 4A.Alex Goldberg,Founder of Young InspirationsB.Young People Find a World of OpportunityC.Kieran,Banbury School Pupil to ParisD.Debates Help Youth with Their Grades【答案】 B68、Your natural hair color begins to fade（）you grow older,and in time you grow grey.A.sinceB.whenC.whileD.as【答案】 D69、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点。同时，2019年一季度到期的中期借贷便利（MLF）不再续做。这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度。A.再贷款B.再贴现C.消费者信用控制D.道义劝告【答案】 B70、（）是使得全球各地外汇市场的汇率保持一致的主要因素。A.套汇活动B.国际贸易C.开放经济D.资金流动【答案】 A71、资料：From: Iris WuA.on May 3B.on May 14C.on May 15D.on May 26【答案】 D72、下列哪家机构不属于我国成立的金融资产管理公司？（）A.东方B.信达C.华融D.均不符合题意【答案】 D73、_ for computing ballistics tables for WW2, the ENIAC was the first device that could actually process information electronically.A.DesignedB.DesigningC.To designD.Design【答案】 A74、材料二：2018年上半年，我国经常账户逆差1801亿元，资本和金融账户顺差4247亿元，其中，非储备性质的金融账户顺差7451亿元，储备资产增加3192亿元。A.国际收支平衡按单式薄记原理编制B.国际收支平衡表表上的数据是“存量”而非“流量”C.国际收支平衡表是某一时点的统计报表D.国际收支平衡表记录了一国或地区在一定时期的国际收支情况【答案】 D75、资料：Business,academic and civic leaders in Cambridge have warned that one of Britains major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.A.Because of the uncertaintyB.Because the economic slowdown after Britian leaving the EUC.Because the increasingdifficulty of finding of finding a job in BritainD.Because they may lose legal status after Brexit【答案】 D76、我国刑法中的附加刑（ ）。A.只能独立适用B.只能附加于主刑适用C.只有主刑是有期徒刑以上刑罚的，才可以附加适用D.既可以附加适用，也可以独立适用【答案】 D77、中央银行在公开市场卖出政府债券的主要目的是为了（）。A.帮助政府弥补财政赤字B.获取价差收益C.减少流通中的基础货币D.减少商业银行在中央银行的存款【答案】 C78、我国现行劳动争议处理制度为（）。A.一调一裁两审制B.两审终审制C.一调一裁制D.调解制度【答案】 A79、经济学中“一方是无限的需要一方是有限的商品”这句话的含义是（）。A.人类的本性是自由的，不愿与他人分享B.政府应当对产出进行再分配C.目前的生产方式是无效率的D.不存在简单的办法以解决稀缺性与人类需要的无限性之间的矛盾【答案】 D80、准货币是指（ ）。A.M1B.M2C.M3D.M2-M1【答案】 D81、In her newly-published book Judy indicates that women have been politically dis-empowered （ ）human history.A.acrossB.throughoutC.overD.within【答案】 B82、资料：From: Peter Manx pmanxbettertraining.co.auA.To sell a publicationB.To recruit a consultantC.To request informationD.To offer a service【答案】 D83、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.A.The companies that carry out the projectB.Environmental campaignersC.North Dakota oil producersD.Consumers【答案】 B84、福利部门领用材料，借记