2019-2025年银行招聘之银行招聘综合知识每日一练试卷A卷含答案.docx

2019-2025年银行招聘之银行招聘综合知识每日一练试卷A卷含答案

单选题（共600题）
1、2012年5月13日，《中华人民共和国政府、日本国政府及大韩民国政府关于促进、便利 和保护投资的协定》于（ ）正式签署。
A.北京
B.首尔
C.东京
D.上海

【答案】 A
2、人性自私”观点的错误在于（ ）。
A.不符合“人之初，性本善”的看法
B.违背人有追求自由、平等、幸福的天性
C.把人的自然属性当做人的根本属性
D.违背了“人的本质在其现实性上是一切社会关系的总和”的科学论断

【答案】 D
3、下列关于期权的说法中，（　　）是不正确的。
A.期权的买方只有义务而没有权利
B.期权的卖方没有选择权
C.期权的交易对象是选择权
D.期权的买方可以放弃行使期权

【答案】 A
4、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.
A.The companies that carry out the project
B.Environmental campaigners
C.North Dakota oil producers
D.Consumers

【答案】 B
5、“没有哪一次巨大的历史灾难，不是以历史的进步为补偿的。”恩格斯这句话蕴含的哲理是（　　）。
A.矛盾双方相互排斥
B.矛盾双方相互渗透
C.矛盾双方在一定条件下相互依存
D.矛盾双方在一定条件下相互转化

【答案】 D
6、资料：Google and Uber have grabbed most of the attention regarding the advent of self-driving cars, but on Sunday, Lyft threw down the ultimate challenge: A majority of autonomous vehicles for Lyft within a mere five years.
A.We need to reach everyone’s potential to realize self-driving cars
B.There are still many problems to be solved in self-driving cars
C.Lyft co-founder says most of its cars will be autonomous in 5 years
D.The advantages and disadvantages of self-driving cars

【答案】 C
7、2020年3月10日，北京航天飞行控制中心圆满完成我国首次（　　）探测任务无线联试，充分验证了探测器与地面系统的接口匹配性和一致性。
A.火星
B.相控阵雷达
C.空间引力波
D.太阳

【答案】 A
8、下列不属于衍生工具的是（　　）。
A.期货
B.股票
C.掉期
D.期权

【答案】 B
9、墓志铭是我国古代文献中数量庞大的一个类别，更是考古发现中数量最大的文献种类，为多种门类的学术研究提供了素材。正因如此，古代的墓志铭历来受到专家学者的重视。对于墓志铭的确切起源，史籍中未见有详细的记载，因此学术界一直众说纷纭，但基本上都是着眼于丧葬制度。
A.作为可信素材，墓志铭不仅数量大，而且文化信息量巨大
B.大多数学者从丧葬制度解释墓志铭的起源
C.考古发现中，数量最多的是墓志铭，因此构成了最为基本的研究素材
D.墓志铭备受学者重视是因为它详细地记载了不同时期的丧葬制度

【答案】 B
10、完整的计算机系统由（ ）两大部分组成。
A.应用软件和系统软件
B.随机存储器和只读存储器
C.硬件系统和软件系统
D.中央处理器和外部设备

【答案】 C
11、The chipmunk （金花鼠） builds its nest in either an underground burrow______.
A.in a hollow limb
B.or a hollow limb
C.builds in a hollow limb
D.by a hollow limb

【答案】 B
12、资料：Business,academic and civic leaders in Cambridge have warned that one of Britain’s major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.
A.The immediate action of the British government
B.continuation of free labor movements from EU countries
C.An increase in the foreign talents’ wages
D.New policies that protects foreign talents’ rights

【答案】 C
13、资料：In a survey,people were asked to choose between treatments to save 600 people from dying a disease.
A.The participants
B.The wording
C.The background
D.The contents

【答案】 B
14、下列关于经济资本和监管资本的说法中，错误的是（　　）。
A.账面资本是银行资本金的静态反映，反映了银行实际拥有的资本水平
B.经济资本在数额上与非预期损失相等
C.监管资本是监管当局规定的银行必须持有的与其业务总体风险水平相匹配的资本
D.监管资本是一种虚拟的、与银行风险的非预期损失额相等的资本

【答案】 D
15、《中华人民共和国土地改革法》规定土地改革的根本目的是（　　）。
A.废除封建剥削的土地制度
B.实行农民的土地所有制
C.解放农村生产力，为工业化开辟道路
D.实行耕者有其田的土地制度

【答案】 C
16、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, there's a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capital towards any asset, anywhere, with some yield, is slowing.
A.After Britain leaving the E.U the investment decision of investors has been affected
B.After Britain leaving the E.U, the value of the pound will be seen weakened further
C.After Britain leaving the E.U, the fed takes this opportunity to raise the rate
D.After Britain leaving the
E.U, the Bank of England has already cut policy rates to 0.25%

【答案】 A
17、德鲁克认为，建立管理结构时必须满足三个条件。下列不属于他所说的条件的是（　　）。
A.管理结构在组织上必须以绩效为目标
B.组织结构必须尽可能包含最少的管理层级
C.组织结构必须能培育和检验未来的高层管理者，设计最便捷的指挥链
D.组织结构必须考虑环境因素的影响

【答案】 D
18、Angus Wienhoit’s seminar provides a ____ approach to starting a business using resources that are widely available.
A.sizable
B.practical
C.variety
D.constant

【答案】 B
19、It's such a __ to do the shopping everyday.He is tired of it.
A.duty
B.task
C.chore
D.work

【答案】 C
20、为了提高经济增长率，可以采取的措施是（ ）。
A.加强政府的宏观调控
B.刺激消费水平
C.减少工作时间
D.推广基础科学及应用科学的研究成果

【答案】 D
21、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.Because they never know what kind of work requests will be asked off hours
B.Because they are required by the company to answer emails off hours
C.Because smart phones and tablets keep us connected all the time
D.None of above

【答案】 A
22、将八进制数165转换成十进制数是（　　）。
A.165
B.119
C.117
D.159

【答案】 C
23、4辆车运送货物，每辆车可运16次；7辆车运送，每辆车只能运10次。设增加的车辆数与运送减少的次数成正比，且每车次运送货物相等，运送货物总量最多是多少车次？（　　）
A.72
B.74
C.64
D.68

【答案】 A
24、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.
A.Subjective
B.Critical
C.Unbiased
D.Supportive

【答案】 C
25、唐玄宗在位期间，出现了繁荣景象，这是我国古代史的哪次盛世？（)
A.文景盛世
B.永宣盛世
C.开元盛世
D.康乾盛世

【答案】 C
26、历时19年，由北宋司马光主编的多卷本编年体史书是（　　）。
A.《史记》
B.《资治通鉴》
C.《汉纪》
D.《二十四史》

【答案】 B
27、下列句子排序最为连贯的一项是（　　）。
A.（3）（2）（5）（6）（1）（4）
B.（3）（5）（2）（1）（4）（6）
C.（2）（5）（3）（6）（1）（4）
D.（2）（3）（1）（5）（4）（6）

【答案】 C
28、如果金银的法定比价为1：20，而市场比价为1：15，按照格雷欣法则，那么这时充斥市场的将是（　　）。
A.银币
B.金币
C.银行券
D.金银混合币

【答案】 B
29、There seemed little hope that the explorer,（ ）in the tropical forest,would find his way through it.
A.to be deserted
B.having deserted
C.to have been deserted
D.having been deserted

【答案】 D
30、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies’ fashion-wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10.
A.Because there are a lot more options online
B.Because consumers are gaining more power thanks to online shopping
C.Because regulations about online shopping will be improved soon
D.Because there are still many qualified goods and trustworthy online stores

【答案】 B
31、就业是最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠道做好重点群体就业工作，支持大众创业万众创新带动就业。新增市场主体恢复快速增长，创造了大量就业岗位。2020年全年城镇新增就业1186万人，年末全国城镇调查失业率降到52％。生活必需品保供稳价，居民消费价格上涨25％。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助，新纳入低保、特困供养近600万人，实施临时救助超过800万人次。
A.国民收入增加
B.政府预算下降
C.投资盈利性下降
D.预期通货膨胀率上升

【答案】 D
32、Our new product will be put through a number of（　　）tests before being released to the public.
A.dependent
B.founded
C.withhold
D.stringent

【答案】 D
33、一些地方的人们掠夺性地滥挖草原上的甘草，虽获得了一定的经济利益，却破坏了草原植被，造成土地荒漠化，一遇大风，沙尘暴铺天盖地而至，给人们带来了巨大灾难。这些人的做法违背了（　　）。
A.事物普遍联系的观点
B.事物永恒发展的观点
C.量变与质变统一的观点
D.必然性与偶然性统一的观点

【答案】 A
34、______ATA-100, each page is identified by a three element number and a page number.
A.According with
B.In accordance with
C.To
D.In according to

【答案】 B
35、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals, they'll simply never get done. And that means you won't make the progress that's really going to move your business forward.
A.Increase
B.Peak
C.Diminish
D.Disappear

【答案】 C
36、( )是亚洲唯一与欧盟和美国两个世界最大经济体缔结自由贸易协定的国家。
A.中国
B.日本
C.韩国
D.新加坡

【答案】 C
37、回复上级机关的询问，使用（　　）。
A.通报
B.报告
C.请示
D.通知

【答案】 B
38、英国的大炮轰开了中国闭关自守的大门．使一些爱国知识分子从“天朝大国”的梦幻中惊醒，一股新思潮萌发了。这一新思潮的核心是（　　）。
A.向西方寻求强国御侮之道
B.同西方展开“商战”保护本国权益
C.与时俱进西方技术兴办近代工业
D.效法西方的君主立宪政治

【答案】 A
39、He’s been quite helpful，______？
A.hasn’t he
B.is he
C.has he
D.isn’t he

【答案】 A
40、 下列不属于限制竞争行为的是（　　）。
A.某县文化局限定所有的中小学必须购买某一经营者的文化用品
B.某省政府最近下发一通知，所有购买外地商品的本地商品经营者必须支付购买税
C.某县邮电局通告全县人民，所有想装电话的用户必须从邮电局购买电话机
D.某电影院进行有奖看电影，最高奖是一辆价值8000元的摩托车

【答案】 D
41、You would imagine that sleeping was a quiet and peaceful experience but in reality，our brains are more active during some stages of sleep than when we are______。
A.wake
B.awake
C.waken
D.awaken

【答案】 B
42、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.
A.It was challenged by some climate and risk experts
B.It aroused a lot of interest in the scientific circles
C.It was warmly received by environmentalists
D.It caused a big stir in developing countries

【答案】 A
43、资料：The movement of consumers from public social media to private messaging has been so rapid that Business Insider reported that the combined usage of the top four messaging apps now exceeds the combined usage of the top four social media apps。Falling data prices，cheaper devices，and improved features are helping propel this growth。
A.The traditional social networks will have great impact on certain groups
B.The private messaging apps will replace the social media apps
C.The intimate channels can be the double-edged swords to the sellers
D.The growth of the intimate channels will bring only benefits to the marketers

【答案】 C
44、资料：What，if anything，do we gain by clinging to our antioxidant supplements？
A.reasonable
B.untrue
C.terrible
D.fair

【答案】 B
45、资料：China's Fosun has offered to buy almost 17 percent of Millennium BCP, Portugal's largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date.
A.Yes
B.No
C.It’s up to Portuguese and EU authorities
D.It depends on whether Fosun is able to appoint at least two of the 20 BCP board members, and up to five members in the event of increasing its stake

【答案】 D
46、 以下项目中，属于资产负债表中流动负债项目的是（　　）。
A.预计负债
B.递延所得税负债
C.一年内到期的长期借款
D.应付债券

【答案】 C
47、Only when humanity began to get its food in a more （ ） way was there time for other things, like sports games and entertainment activities.
A.predictive
B.provocative
C.protective
D.productive

【答案】 D
48、123，628，235，347，279，（　　）
A.567
B.246
C.389
D.893

【答案】 B
49、 对利随本清的存款计算存期时，下列说法正确的是( )。
A.存人日计息，支取日不计息
B.存入日、支取El均计息
C.存人的第二日起息，算至支取日
D.存入的第二日起息，算至支取的前一日

【答案】 B
50、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, there's a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capital towards any asset, anywhere, with some yield, is slowing.
A.After Britain leaving the E.U the investment decision of investors has been affected
B.After Britain leaving the E.U, the value of the pound will be seen weakened further
C.After Britain leaving the E.U, the fed takes this opportunity to raise the rate
D.After Britain leaving the
E.U, the Bank of England has already cut policy rates to 0.25%

【答案】 A
51、There is a （ ） difference in meaning between the words surroundings and environment.
A.sensible
B.subtle
C.feeble
D.humble

【答案】 B
52、资料：FAST cars whizz around，malls are full of expensive luxuries and cranes dominate the skyline.But scratch the shimmering surface of the Gulf and you soon find countries hurting from the low oil price，currently around $40 a barrel.Growth is slowing and unemployment is rising.Policy makers even dare utter a three-letter“t” word until recently taboo：tax.
A.Other GCC states will start economic reform in the way Dubai has done
B.Negative outlook might remain for GCC countries’ government financial condition
C.Oil price will hardly rise in the foreseeable future
D.Oil revenue accounts for 85% of Qatar’s government income

【答案】 B
53、Passage 5
A.water deficiency
B.distress
C.desertification
D.more grasses and lakes

【答案】 D
54、When you write a cheque,the bank will______you 2 dollars.
A.cost
B.spend
C.save
D.charge

【答案】 D
55、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.As new industries arise, the popularity of different careers also change
B.Nowadays people don’t know what they really want to do
C.Because changing careers is becoming more popular
D.Because one could have as many as nine careers in his professional lifetime

【答案】 A
56、Swimming is an all-body workout。It______small muscle groups that often get ignored in other workouts。
A.helps
B.keeps
C.heals
D.works

【答案】 D
57、 向人民银行发行库交现金时，交款人应一联登记“库存现金登记簿”，一联连同现金交款单回单联交出纳员。出纳登记( )。
A.银行存款支出登记簿
B.银行存款付出登记簿
C.现金支出登记簿
D.现金付出登记簿

【答案】 D
58、张先生认识赵，钱、孙、李、周五位女士。
A.赵
B.钱
C.孙
D.李

【答案】 D
59、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured & offer decent returns. There is no brokerage, no fees or hidden costs. However, the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD. Look at our ‘Star CD’ plan below.
A.CD is automatically renewed for the same period unless having other instruction
B.CD isn’t automatically renewed for the same period at the ruling rate of interest on the date of renewal
C.CD is automatically renewed for the same period without any other instruction
D.CD is automatically renewed for the same period with permission of the bank manager

【答案】 C
60、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling.
A.Paris
B.the United States
C.English
D.New York City

【答案】 B
61、I believe you have ___